A mortgage broker has explained her refusal to grow her brokerage firm, instead wanting to concentrate on the needs of her clients.

Why one mortgage broker refuses to grow her business

Experts have given a summary of how things stand

Nationwide and Halifax changes as customers face ‘uncertainty’

FIRST-time buyers are facing a nasty property trap as the cash difference to upgrade from an apartment to a family house hits a staggering 30-year high.

Should you EVER buy a flat? Why you should think twice as cost to upgrade to a house hits record high

First-time buyers are set to get a new Government-backed savings scheme to help them get on the property ladder.

Plans for new first-time buyer Isa unveiled as Lisa set to be scrapped: Everything you need to know

The Renters’ Rights Act has limited upfront rental payments, removing a way to reduce the risk of rent arrears. What checks can landlords make?

How landlords can verify tenants under new rental regulations

That so-called confidence feels a bit wobbly

‘True reality’ as Nationwide gives update

New data has been released following a Nationwide update this week

Nationwide update this week ‘reflects the true reality’

UK business owners react with fury to Pat McFadden’s leaked “who can we tax in order to pay benefits to others” message to Lord Mandelson, warning Labour is managing decline rather than growing the economy.

“Rearranging deckchairs on a heavily taxed ship”: business owners round on Labour’s tax-and-spend mindset

Experts cautioned household finances have become strained

“Tax trap” warning for Brits struggling with costs

An update from credit checking company Checkmyfile, following concerns it was “poaching” clients, has been welcomed by brokers.

Credit agency ‘clears the air’ following broker poaching concerns

NatWest giving clients case updates comes at brokers’ expense

Law changes begin from May 1 as the Renters’ Rights Act comes into force

‘Biggest change in 40 years’ for tenants and landlords starts May 1

The Renters’ Rights Act takes effect from May 1 2026, banning no-fault evictions and introducing new rules on rent increases, notice periods and tenant selection

May 1 UK law change means tenants ‘can’t be evicted without reason’

No more fixed tenancies or no-fault evictions when law changes on May 1

New HMRC rule this week ‘could send costs up’

The new tax year sees the new system begin

New HMRC rule starting this week ‘tipping point’ for one group

Brokers call for 30-day mortgage reservation amid market chaos

Experts have warned prospective house-hunters to prepare ‘for a bumpy ride’

Home buyers warned mortgages could hit three-year high in weeks

Experts have warned the Middle East conflict means the mortgage interest rate is rising sharply

Home buyers warned of three-year high mortgages by April 30

Rates are grim, but this could be a rare window

‘Balance of power’ favours first-time buyers as they’re told ‘don’t wait’

A mortgage broker has cautioned against waiting as rates rise and said there was an opportunity

First-time buyers ‘opportunity’ as ‘balance of power’ swings

UK consumers are engaging in a “dangerous gamble” by using crowdfunding websites as a “substitute” for

Consumers turning to crowdfunding over protection is ‘dangerous gamble’

are becoming “busy fools” as business levels increase despite gloomy market conditions, Lawson Financial director, Michelle Lawson, has said.

Brokers becoming ‘busy fools’ as market outlook worsens

Brokers described the cuts as a move in the right direction.

Two major banks slash mortgage rates by 0.2% as price war heats up

Another deposit-free mortgage has been introduced for first-time buyers, thanks to a new addition from Family Building Society.

100% family mortgage returns to help first-time buyers

The Bank of England is widely expected to maintain the base rate at 3.75 per cent when the Monetary Policy Committee (MPC) announces its decision on Thursday, according to financial experts.

Bank of England to halt interest rate cuts as 'sticky inflation' traps UK economy

The number of properties available for purchase across Britain has reached its highest point in more than eight years, according to new research from Zoopla.

Housing market hits highest level in eight years: 'The best year for property since the financial crisis'

A £283m government plan to train future builders, coders and engineers has been criticised by business leaders as too little, too late to fix the UK’s housing and productivity crisis.

£283m skills investment branded “too little, too late” as business leaders warn of deeper problems

Brokers now expect even sharper deals to emerge “before the year is out”.

Mortgage price war ’100% official’ say brokers as banks ruch to slash rates

Rents could increase and the supply of rental properties could fall after the chancellor targeted landlord's income in the budget. 

Landlord 'exodus' expected after budget - here's what it could mean for you

The government has announced that minimum wage rates will increase next year, but small business owners have raised concerns.

Reeves increases minimum wage by 4.1%

Business leaders say Rachel Reeves should resign after a series of Budget leaks, comparing the chaos to the 1947 Hugh Dalton scandal and warning market confidence is collapsing.

Business leaders urge Reeves to resign ‘like Hugh Dalton’ after Budget leaks: ‘More leaks than the Titanic’

Expensive homes in London and the South East are seeing their values tumble at the same time as the Government plots to clobber owners of pricey properties with a new tax.

Spike in expensive homes being 'down-valued' by banks... just as Rachel Reeves plots a mansion tax

Experts warn that a possible £2,000 cap on salary sacrifice pension benefits in the Budget would act as a stealth NI tax rise, remove a key cost-saving tool for employers and threaten EV schemes.

Businesses warn Budget cap on salary sacrifice pensions would remove “one of the few tools employers have to manage rising costs”

EXPERTS have slammed a potential attack on salary sacrifice in the Budget, saying it is a critical way for firms to manage rising costs and also protect their staff's financial and physical wellbeing.

Cap on salary sacrifice pension benefits expected in Budget: “One of the few tools employers have to manage rising costs”

Barclays announces ‘bonanza’ rate reductions

Rachel Reeves has also been warned the 1.1 million surge in Universal Credit claimants is a “flashing red light for Labour’s economic experiment”.

‘Out of touch’ Rachel Reeves pushes 1 million more Brits to Universal Credit

Nationwide and TSB have announced further cuts to their mortgage rates to some of the cheapest since the 2022 Budget.

TSB and Nationwide cut rates to lowest levels since 2022 Budget

Nationwide has cut mortgage prices again and is now offering a deal with a rate of 3.64%.

Mortgage rates as low as 3.64% as Nationwide makes more cuts - what MORTGAGE

Nationwide slashes mortgage rates to 3.64%, fuelling UK housing market revival. Fixed deals under 4% boost remortgaging and buyer confidence.

Nationwide Cuts Mortgage Rates to 3.64% – What It Means for UK Buyers

A mortgage rate war has fully erupted after Nationwide became the latest lender to announce it’s slashing home loan prices.

Mortgage war erupts: Nationwide cuts rates to 3.64%

Brokers fear the independent landlord is no more - Introducer Today

Personal finance experts claimed the HMRC is sending letters to individuals it believes have rental property income that hasn’t been declared – and ignorance is not a valid excuse

HMRC sending urgent letters to landlords – unexpected tax bill could hit you

Mortgage provider MPowered will no longer be providing any new mortgage lending which brokers have warned could risk creating mortgage prisoners.

Brokers warn about mortgage prisoners as MPowered stops lending

The government has facilitated the “biggest shake-up in

Mixed feelings as renters’ rights bill gains Royal Assent and becomes law

Many of the world's biggest apps including HMRC, Zoom, Snapchat and several banking services have reported outages as a result of a disruption affecting Amazon Web Services (AWS) - here is what we know. 

Amazon internet outage: What has happened and who is affected?

House prices for those buying their first property have outpaced the rest of the market because it is now easier to get a larger mortgage, according to Zoopla.

First-time buyers battle rising house prices of as much as 10%

Property experts have warned homebuyers that “the devil is in the detail”.

Experts warn of 1 key detail after Kemi Badenoch pledges to scrap stamp duty

Mortgage brokers are warning of “judge, jury and executioner” surveyors and wild inconsistencies as they claim down valuations are surging across the property market.

Down valuations rise as surveyors become ‘judge, jury and executioner’

Landlords have been rushing to sell off their properties before the Renters’ Rights Bill comes into effect

Banks are making it harder for landlords to buy houses

A series of property market tax proposals which have been floated ahead of the Autumn Budget are already hitting confidence among landlords and home movers.

How Labour’s tax plans could send property market into MELTDOWN

The “assault of successive governments on landlords continues” after rumours Rachel Reeves may apply national insurance to

Landlord ‘assault’ as Reeves eyes NI on rental income

Analysts have noted that bankruptcy rates have dipped only because many struggling households cannot even afford the court fees associated with going bust.

Rachel Reeves disaster as insolvency expert issues dire 5-word debt warning

The Chancellor has been accused of seeking to ‘punish people’ for making sacrifices to buy their own homes.

Rachel Reeves plots a new property tax raid

The housing market “could change forever” if the rumoured tax were to go ahead, warn experts.

Rachel Reeves’ rumoured plans to replace Stamp Duty ‘will push house prices up’

The economy showed growth of 0.3% in the second quarter

Rachel Reeves ‘delusional’ for calling slow 0.3% economic growth ‘positive’

Parents are, on average, willing to pay a 15 per cent premium on house prices for properties within the catchment areas of top schools.

House prices in top catchment areas soar as parents race to bag places

Chancellor Rachel Reeves appoints Sir Charlie Mayfield, Edward Twiddy and Jenny Scott to the Treasury board, but SME leaders say small business representation is missing.

Reeves appoints senior business leaders to treasury board – but SME’s call for their own voice

HM Revenue and Customs (HMRC) has announced that people purchasing properties need to be vigilant of tax agents offering to secure Stamp Duty Land Tax (SDLT) repayments on their behalf where repairs are needed to a property they have bought.

"Buyer - and taxpayer - beware": Homebuyers warning as HMRC gets tough on bogus Stamp Duty claims

Falling rates would be good news for remortgagers, but experts caution reductions are not guaranteed

Cheapest mortgage rates expected to drop below 3.5% in 2026

One analyst said the Bank was “stuck between delaying rate cuts to tame prices or easing policy to support a weakening economy”.

Rachel Reeves’ economic chaos leaves Bank of England with ‘big conundrum’

Nationwide, Barclays and Skipton Building Society have all unveiled rate cuts this week, as competition heats up across the high street. The cuts come as mortgage rates are tumbling across the market, with the cheapest deals ever on offer

Barclays, Nationwide, Skipton and TSB mortgage price war saving customers £1k

A summer mortgage price war is now in full swing

Nationwide and Barclays slash rates with customers to be better off

Barclays customers could soon be £500 better off

Nationwide, Barclays and Skipton Building Society have all unveiled rate cuts this week

Barclays, Nationwide and TSB customers could save more than £1,000 on mortgages

Nationwide, the UK’s biggest building society, is rolling out new switcher and additional borrowing rates.

Nationwide and Barclays issue ‘great news’ to customers who’ll be £1k better off

More landlords are turning to developing properties and selling on

Tax and red tape push landlords into flipping - financial experts’ stories - Landlord Today

The golden era of property is over and investors are better off in the stock market, new research suggests

Is property investment still as safe as houses? Why golden era could be over

Barclays is to cut mortgage rates for buyers and remortgagers and the reductions will also apply to those with lower deposits.

Barclays cuts rates with new deals for small deposit customers - what MORTGAGE

Nationwide, Halifax, Virgin Money, and TSB have each announced further rate cuts.

Nationwide, Halifax, Virgin Money and TSB issue ‘extremely positive’ rate cuts

Brokers have expressed concern after many had only become aware of Skipton’s new ‘delayed start’

Confusion among brokers as many unaware of new Skipton mortgage

Mortgage rates are falling and the Bank of England is expected to cut interest rates next week – so should buyers delay home moving plans in case prices drop further?

Mortgage rates are falling: Should you hold out for lower rates?

The Financial Conduct Authority has recorded a fall in complaints across banking, pensions and investments. How does your provider compare?

The number of investment and pension complaints has dropped – how does your provider rank?

Some brokers believe lower mortgage rates from other banks could follow soon.

Nationwide Building Society announces change to mortgage rates - full details

The new rates will be effective from tomorrow, Wednesday 23 April.

Nationwide makes urgent change ‘effective tomorrow’ with millions to benefit

The decision by one lender to raise rates, after reducing them earlier in the week, has prompted experts to warn mortgage borrowers to review their finances.

Mortgage borrowers urged to act now as cheap 3.89% rate disappears

Barclays has become the first of the ‘big six’ lenders to announce mortgage rate cuts in the wake of the US tariffs furore.

Barclays cuts mortgage rates and offers new sub-4% deals - What Mortgage

Several mortgage lenders have made reductions amid the tariff turmoil, but brokers warn that these may be short-lived.

Major high street bank cuts mortgage rates

Amid all the ongoing market turmoil, Coventry Building Society has today gone sub-4% on a 2-year fixed rate (at 65% LTV with a £999 fee). The lender is reducing all…

‘Go go go!’ Coventry goes sub 4% on 2-year fixed rates

Homeowners could see ‘much needed relief’ as mortgage rates are expected to fall.

Mortgage rates could ‘fall like dominoes’ as provider dips below 4%

President Trump’s tariffs bombshells - which keep on coming - have unsettled financial markets but there could be benefits for millions of UK households

Trump’s tariff war - The good news for families including mortgages and petrol

Coventry Building Society is among the lenders who have cut mortgage rates this week amid the economic turmoil created by President Trump’s tariffs.

Lenders cut mortgage rates amid tariff turbulence - What Mortgage

Mortgage lenders have fired the starting gun on a potential price war as markets reel from Donald Trump’s tariffs.

Mortgage rates fall below 4pc after Trump market turmoil

Some borrowers may soon lock in two and three year deals below the 4% mark.

Home loan war looms with lower deals on the horizon

A mortgage lender said it was reducing its rates as a result of US President Donald Trump’s ‘Liberation Day’ tariffs.

UK households with a mortgage told Trump tariffs could actually be good news

Self-employed business owners can mix and match to suit their need - and investors should know what they’ll pay on dividends too

How much tax do I pay on dividends and should I pay my salary through them?

A “controversial” system that automatically approves landlord requests to deduct tenants’ benefits to pay rent is being reconsidered by the Department for Work and Pensions.

‘Controversial’ landlord system to be reconsidered by govt

Mortgage brokers have accused lenders of telling clients they have been accepted for a mortgage first, often by text or email.

Lenders ‘stealing brokers’ thunder’ by informing clients of offers first

DWP Universal Credit direct payments to landlords could be due a shake-up after a landmark court ruling.

DWP Universal Credit payments shake-up pending after landmark court ruling

Labour will stop landlords from automatically claiming unpaid rent from benefit claimants, despite warnings that it could drive up evictions.

Landlords to lose automatic right to claim unpaid rent from tenants’ benefits

The government has announced major new plans to change the property buying and selling process - but experts are unsure if the changes will "fix the real problem". 

Major plans to change home buying process unveiled but experts aren't convinced they'll work

A CONTROVERSIAL rule has been axed giving millions the power to extend or buy their leases sooner. Until now they have had to own the property for at least two years. When you buy a property itR…

End of a two-year leasehold rule to help millions of homeowners

The change comes at a time that the finance industry is putting pressure on the Chancellor Rachel Reeves to relax lending rules so allowing them to dish out more mega loans.

Nationwide ‘kick in the teeth’ as new £40,000 earnings rule issued

Nationwide is increasing the sole applicant minimum income from £35,000 to £40,000 on popular mortgages

Nationwide mortgage changes ‘a kick in the teeth’ for buyers

Michelle is fully CeMap-qualified (Certificate in Mortgage Advice and Practice) and is friendly, approachable and very knowledgeable. With 20yrs+ experience, her wealth of knowledge and expertise is reflective with her excellent reputation locally and nationally as a trusted advisor. She enjoys travelling, spending time with friends and family and walking her beagle, Winnie.

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