Michelle Lawson's Media Coverage

FT Adviser

A mortgage broker has explained her refusal to grow her brokerage firm, instead wanting to concentrate on the needs of her clients.

Daily Express

Experts have given a summary of how things stand

The Sun

FIRST-time buyers are facing a nasty property trap as the cash difference to upgrade from an apartment to a family house hits a staggering 30-year high.

Thisismoney

First-time buyers are set to get a new Government-backed savings scheme to help them get on the property ladder.

MoneyWeek

The Renters’ Rights Act has limited upfront rental payments, removing a way to reduce the risk of rent arrears. What checks can landlords make?

Daily Express

That so-called confidence feels a bit wobbly

The Mirror

New data has been released following a Nationwide update this week

Business Matters

UK business owners react with fury to Pat McFadden’s leaked “who can we tax in order to pay benefits to others” message to Lord Mandelson, warning Labour is managing decline rather than growing the economy.

Daily Mirror

Experts cautioned household finances have become strained

FT Adviser

An update from credit checking company Checkmyfile, following concerns it was “poaching” clients, has been welcomed by brokers.

FT Adviser

latest enhancement to its

Liverpool Echo

Law changes begin from May 1 as the Renters’ Rights Act comes into force

Daily Mirror

The Renters’ Rights Act takes effect from May 1 2026, banning no-fault evictions and introducing new rules on rent increases, notice periods and tenant selection

Daily Express

Landlords won’t be sleeping easy now

Daily Express

A proper headache for anyone not techy

Daily Mirror

The new tax year sees the new system begin

FT Adviser

have called for a 30-day

Express.co.uk

Experts have warned prospective house-hunters to prepare ‘for a bumpy ride’

Daily Mirror

Experts have warned the Middle East conflict means the mortgage interest rate is rising sharply

Express.co.uk

Rates are grim, but this could be a rare window

Daily Mirror

A mortgage broker has cautioned against waiting as rates rise and said there was an opportunity

FT Adviser

UK consumers are engaging in a “dangerous gamble” by using crowdfunding websites as a “substitute” for

FT Adviser

are becoming “busy fools” as business levels increase despite gloomy market conditions, Lawson Financial director, Michelle Lawson, has said.

Express.co.uk

Brokers described the cuts as a move in the right direction.

what MORTGAGE

Another deposit-free mortgage has been introduced for first-time buyers, thanks to a new addition from Family Building Society.

GB News

The Bank of England is widely expected to maintain the base rate at 3.75 per cent when the Monetary Policy Committee (MPC) announces its decision on Thursday, according to financial experts.

GB News

The number of properties available for purchase across Britain has reached its highest point in more than eight years, according to new research from Zoopla.

Business Matters

A £283m government plan to train future builders, coders and engineers has been criticised by business leaders as too little, too late to fix the UK’s housing and productivity crisis.

Express.co.uk

Brokers now expect even sharper deals to emerge “before the year is out”.

Sky News

Rents could increase and the supply of rental properties could fall after the chancellor targeted landlord's income in the budget.

FT Adviser

The government has announced that minimum wage rates will increase next year, but small business owners have raised concerns.

Business Matters

Business leaders say Rachel Reeves should resign after a series of Budget leaks, comparing the chaos to the 1947 Hugh Dalton scandal and warning market confidence is collapsing.

Thisismoney

Expensive homes in London and the South East are seeing their values tumble at the same time as the Government plots to clobber owners of pricey properties with a new tax.

Business Matters

Experts warn that a possible £2,000 cap on salary sacrifice pension benefits in the Budget would act as a stealth NI tax rise, remove a key cost-saving tool for employers and threaten EV schemes.

Onrec

EXPERTS have slammed a potential attack on salary sacrifice in the Budget, saying it is a critical way for firms to manage rising costs and also protect their staff's financial and physical wellbeing.

FT Adviser

has introduced a “bonanza” set of

Express.co.uk

Rachel Reeves has also been warned the 1.1 million surge in Universal Credit claimants is a “flashing red light for Labour’s economic experiment”.

FT Adviser

Nationwide and TSB have announced further cuts to their mortgage rates to some of the cheapest since the 2022 Budget.

what MORTGAGE

Nationwide has cut mortgage prices again and is now offering a deal with a rate of 3.64%.

International Business Times UK

Nationwide slashes mortgage rates to 3.64%, fuelling UK housing market revival. Fixed deals under 4% boost remortgaging and buyer confidence.

This Is Money

A mortgage rate war has fully erupted after Nationwide became the latest lender to announce it’s slashing home loan prices.

Introducer Today

The Renters Rights Act is now in force

Daily Star

Personal finance experts claimed the HMRC is sending letters to individuals it believes have rental property income that hasn’t been declared – and ignorance is not a valid excuse

FT Adviser

Mortgage provider MPowered will no longer be providing any new mortgage lending which brokers have warned could risk creating mortgage prisoners.

FT Adviser

The government has facilitated the “biggest shake-up in

Business Insider

Many of the world's biggest apps including HMRC, Zoom, Snapchat and several banking services have reported outages as a result of a disruption affecting Amazon Web Services (AWS) - here is what we know....

This Is Money

House prices for those buying their first property have outpaced the rest of the market because it is now easier to get a larger mortgage, according to Zoopla.

Express.co.uk

Property experts have warned homebuyers that “the devil is in the detail”.

Estate Agent Today

Mortgage brokers are warning of “judge, jury and executioner” surveyors and wild inconsistencies as they claim down valuations are surging across the property market.

The i Paper

Landlords have been rushing to sell off their properties before the Renters’ Rights Bill comes into effect

This Is Money

A series of property market tax proposals which have been floated ahead of the Autumn Budget are already hitting confidence among landlords and home movers.

FT Adviser

The “assault of successive governments on landlords continues” after rumours Rachel Reeves may apply national insurance to

Express.co.uk

Analysts have noted that bankruptcy rates have dipped only because many struggling households cannot even afford the court fees associated with going bust.

Daily Mail

The Chancellor has been accused of seeking to ‘punish people’ for making sacrifices to buy their own homes.

Express.co.uk

The housing market “could change forever” if the rumoured tax were to go ahead, warn experts.

Birmingham Live

The economy showed growth of 0.3% in the second quarter

City AM

Parents are, on average, willing to pay a 15 per cent premium on house prices for properties within the catchment areas of top schools.

Business Matters

Chancellor Rachel Reeves appoints Sir Charlie Mayfield, Edward Twiddy and Jenny Scott to the Treasury board, but SME leaders say small business representation is missing.

The News

HM Revenue and Customs (HMRC) has announced that people purchasing properties need to be vigilant of tax agents offering to secure Stamp Duty Land Tax (SDLT) repayments on their behalf where repairs are...

The i Paper

Falling rates would be good news for remortgagers, but experts caution reductions are not guaranteed

Express.co.uk

One analyst said the Bank was “stuck between delaying rate cuts to tame prices or easing policy to support a weakening economy”.

Chronicle Live

Nationwide, Barclays and Skipton Building Society have all unveiled rate cuts this week, as competition heats up across the high street. The cuts come as mortgage rates are tumbling across the market,...

Leicestershire Live

A summer mortgage price war is now in full swing

Yorkshire Live

Banks have slashed rates

Express.co.uk

Nationwide, Barclays and Skipton Building Society have all unveiled rate cuts this week

Birmingham Live

Nationwide, the UK’s biggest building society, is rolling out new switcher and additional borrowing rates.

Landlord Today

More landlords are turning to developing properties and selling on

Moneyweek

The golden era of property is over and investors are better off in the stock market, new research suggests

what MORTGAGE

Barclays is to cut mortgage rates for buyers and remortgagers and the reductions will also apply to those with lower deposits.

News and Star

Nationwide, Halifax, Virgin Money, and TSB have each announced further rate cuts.

Chelmsford Weekly News

Nationwide, Halifax, Virgin Money, and TSB have each announced further rate cuts.

Southend Echo (Riz Free)

Nationwide, Halifax, Virgin Money, and TSB have each announced further rate cuts.

The National

Nationwide, Halifax, Virgin Money, and TSB have each announced further rate cuts.

Redditch Advertiser

Nationwide, Halifax, Virgin Money, and TSB have each announced further rate cuts.

FTAdviser

Brokers have expressed concern after many had only become aware of Skipton’s new ‘delayed start’

The Money Pages

Mortgage rates are falling and the Bank of England is expected to cut interest rates next week – so should buyers delay home moving plans in case prices drop further?

Moneyweek

The Financial Conduct Authority has recorded a fall in complaints across banking, pensions and investments. How does your provider compare?

Express.co.uk

Some brokers believe lower mortgage rates from other banks could follow soon.

Birmingham Post

The new rates will be effective from tomorrow, Wednesday 23 April.

Express.co.uk

The decision by one lender to raise rates, after reducing them earlier in the week, has prompted experts to warn mortgage borrowers to review their finances.

What Mortgage

Barclays has become the first of the ‘big six’ lenders to announce mortgage rate cuts in the wake of the US tariffs furore.

This Is Money

Several mortgage lenders have made reductions amid the tariff turmoil, but brokers warn that these may be short-lived.

London Property News

Amid all the ongoing market turmoil, Coventry Building Society has today gone sub-4% on a 2-year fixed rate (at 65% LTV with a £999 fee). The lender is reducing all…

Express.co.uk

Homeowners could see ‘much needed relief’ as mortgage rates are expected to fall.

Daily Mirror

President Trump’s tariffs bombshells - which keep on coming - have unsettled financial markets but there could be benefits for millions of UK households

What Mortgage

Coventry Building Society is among the lenders who have cut mortgage rates this week amid the economic turmoil created by President Trump’s tariffs.

Daily Telegraph

Mortgage lenders have fired the starting gun on a potential price war as markets reel from Donald Trump’s tariffs.

Express.co.uk

Some borrowers may soon lock in two and three year deals below the 4% mark.

Express.co.uk

A mortgage lender said it was reducing its rates as a result of US President Donald Trump’s ‘Liberation Day’ tariffs.

The Independent

Self-employed business owners can mix and match to suit their need - and investors should know what they’ll pay on dividends too

FTAdviser

A “controversial” system that automatically approves landlord requests to deduct tenants’ benefits to pay rent is being reconsidered by the Department for Work and Pensions.

FTAdviser

Mortgage brokers have accused lenders of telling clients they have been accepted for a mortgage first, often by text or email.

Warrington Guardian

DWP Universal Credit direct payments to landlords could be due a shake-up after a landmark court ruling.

Eastern Daily Press

DWP Universal Credit direct payments to landlords could be due a shake-up after a landmark court ruling.

Daily Telegraph

Labour will stop landlords from automatically claiming unpaid rent from benefit claimants, despite warnings that it could drive up evictions.

The Herald

DWP Universal Credit direct payments to landlords could be due a shake-up after a landmark court ruling.

Sky News

The government has announced major new plans to change the property buying and selling process - but experts are unsure if the changes will "fix the real problem".

The Sun

A CONTROVERSIAL rule has been axed giving millions the power to extend or buy their leases sooner. Until now they have had to own the property for at least two years. When you buy a property itR…

Express.co.uk

The change comes at a time that the finance industry is putting pressure on the Chancellor Rachel Reeves to relax lending rules so allowing them to dish out more mega loans.

Oxford Mail

Nationwide is increasing the sole applicant minimum income from £35,000 to £40,000 on popular mortgages

Watford Observer

Nationwide is increasing the sole applicant minimum income from £35,000 to £40,000 on popular mortgages

The Herald

Nationwide is increasing the sole applicant minimum income from £35,000 to £40,000 on popular mortgages

Property Soup

The UK high street endured a lacklustre festive season as official data published last Friday morning revealed a 0.3% decline in retail sales volumes during December 2024. While sectors such as clothing...

Express.co.uk

Rachel Reeves has stirred up significant controversy since coming into office, especially after last month’s Budget.

Express.co.uk

The future path of interest rates has been thrown into the air leaving customers confused say experts

Birmingham Live

It is also launching a new range of 2-year fixed rates for purchase customers borrowing up to £250,000.

FTAdviser

Mortgage brokers have warned things are “going backwards rapidly” when it comes to the underwriting process.

Birmingham Live

Jobcentre reform will be at the centre of the Labour Party government’s plans to “get Britain working again”, it has emerged today.

The Telegraph

Cost of borrowing rises as Bank of England hints at fewer rate cuts and resurging inflation

This Is Money

NatWest has become the latest bank to cut mortgage rates, the sixth major lender this week to announce fixed home loan prices are going up.

Sky News

A rise in Tesla’s stock value yesterday continued this afternoon, and comes as the share price of other EV companies falls. Read this and the rest of today’s personal finance and consumer news below.

Express.co.uk

Inflation has fallen to below the official target of 2 percent

Birmingham Live

The Chancellor is rumoured to be planning to slash the figure people can take from their pension nest eggs free of tax from the current maximum of £268,750 to £100,000

Leicestershire Live

The move, which is subject to change, could be a major blow to millions of retirement savers who have historically taken the maximum 25 percent tax-free sum from their pension pot

Express.co.uk

Chancellor Rachel Reeves is rumoured to be planning to cut the figure people can take from their pension nest eggs free of tax from the current £268,750

inews.co.uk

When you are about to make a dream purchase, you do not want an error to scupper things for you

This Is Money

Self-employed workers are often subjected to tougher checks, mainly because they are considered to have a more irregular or complex income and are therefore viewed as riskier by lenders.

Birmingham Live

A “cliff edge” approach to stamp duty could see bills skyrocket to a staggering £6,250 - and it is feared households only have a couple of months left to act.

GB News

First-time buyers face a potential £6,250 tax hike unless changes are announced in the upcoming Autumn Budget.

Introducer Today

10 brokers have been asked whether it’s cheaper to buy or to rent, the challenges people face in getting on the ladder and what should be considered.

BBC News

The UK’s biggest building society will let some first-time buyers borrow up to six times their income.

Birmingham Live

Brokers and conveyancers have warned consumers that ‘free legals’ may not always be the best option in the Cost of Living crisis, though.

Express.co.uk

Free legals appear tempting to many but can come with hidden consequences, warn experts

Express.co.uk

The average UK price in August was up 2.4 percent on a year ago to £265,375, the latest index from Nationwide Building Society shows.

Daily Mail

Business groups called for caution over plans to open up a ‘compressed hours’ four-day work week to more workers, while Tory MPs said it was ‘as mad a way to run an economy as a three-wheeled car’.

Daily Mail

The Prime Minister sparked panic with a gloomy Downing Street speech on Tuesday, in which he warned Chancellor Rachel Reeves’ upcoming budget would be ‘painful’.

Express.co.uk

The cuts follow reductions by other lenders last week in what is boiling up to be a full-on price battle to win new customers.

The Mirror

The new deals from Halifax include a five year fix on a 60 percent loan to value (LTV) at 3.99 percent with a fee of £999

Express.co.uk

Earlier this week, Barclays, HSBC, NatWest and Nationwide shaved interest rates on their market leading home loans to take them under 4 percent.

Daily Record

Halifax has become the latest in a string of financial institutions slashing rates following the BoE decision

FTAdviser

Another big lender has joined the “sub-4 per cent club” as Halifax announces cuts to mortgage products.

Mortgage Strategy

Mortgage and landlord possession volumes between April and June have both increased when compared to the same period last year, Ministry of Justice (MoJ) figures reveal. The data shows that mortgage possession...

FTAdviser

Introducing a hardship test for landlords will force many good landlords to flee the rental sector, some brokers have warned.

Introducer Today

Tomorrow’s Interest Rate Decision - stick or drop?

FTAdviser

Brokers have claimed that transaction times are currently “the longest experienced in over 20 years in the industry".

This Is Money

The lowest five-year fixed rate mortgages are set to go below 4%, after Nationwide announced further cuts.

Express.co.uk

In the past, parents might have acted as guarantors for the mortgages of adult children - however, these new schemes go much further.

Yorkshire Live

There is a new way to get a mortgage that could help you buy a bigger house

What Mortgage

Labour’s campaign slogan was ‘change’ – but will their landslide election victory mean a much-needed change for homeowners, mortgage borrowers and first-time buyers?

Introducer Today

Big banks drop rates and likely to trigger copycat cuts

Express.co.uk

Barclays and NatWest have already announced significant reductions in recent days and mortgage brokers believe others will follow suit.

BBC News

Some lenders are trimming rates after the Bank of England hinted about a drop in borrowing costs.

What Mortgage

Barclays has cut rates on a selection of mortgages and brokers think more lenders will follow in its footsteps and reduce prices this week.

Express.co.uk

The reductions come despite the fact the Bank of England refused to cut the base rate from its 16 year high of 5.25 percent last week.

Moneyweek

The general election manifestos say little about mortgage support for homeowners, yet many will see their cheap deals end as the nation heads to the polls.

FTAdviser

Lenders need to adopt a more pragmatic long-term view to lending to overcome uncertainty in the market, according to Kevin Bailey, managing director at Wessex Investment Management.

Letting Agent Today

Any lingering hope of a pre-election interest rate cut by the Bank of England has been hurt by the government’s Office for National Statistics (ONS) data showing wages rising at 6% annually over the last...

What Mortgage

The Conservatives have pledged to make permanent stamp duty cuts for first-time buyers and introduce a ‘new and improved’ Help to Buy scheme.

London Property News

General Election sees demand for property skyrocket .…

FTAdviser

Brokers have called out the Liberal Democrats’ for “stating the obvious to borrowers” as part of its latest research, after saying many would face mortgage rate hikes before the election.

Newspage News

“Lib Dems? Who are they?” - Bob Singh, Chess Mortgages.

FTAdviser

Mortgage brokers are hoping to see policy pledges to build houses, incentivise buyers, and promote the housing department during the election campaign.

London Property News

The Tories have been ‘as good for the country as too much sugar for a diabetic’ ..…

Express.co.uk

The situation is so serious that brokers are urging City watchdogs at the Financial Conduct Authority (FCA) to take an urgent look at the issue.

Evening Standard

It comes soon after higher-than-expected inflation appeared to rule out a June interest rate cut from the Bank of England

Express.co.uk

The amount of items bought across the UK fell by 2.3 percent in April, following a fall of 0.2 percent in March, according to new figures from the Office for National Statistics (ONS).

Financial Reporter

Today, Rishi Sunak called a surprise early election for the 4th July 2024 in a high-risk move, with the Conservatives trailing 20 points behind Labour in the polls.

Express.co.uk

Mortgage possession actions against home buyers in the first three months of this year were the highest since 2019 with a total of 5,182.

Express.co.uk

The rise, which equates to 9.5 percent, suggests more of the nation are effectively living on borrowed money.

FTAdviser

Barclays’s recent mortgage rate cuts are a “beacon of hope for many borrowers”, Brooklyns Financial director, Harps Garcha, has argued.

This Is Money

Average mortgage rates have been on the increase since the start of February - and mortgage brokers say today’s announcements could mark a change in direction.

Freelance Informer

Brits are skipping life insurance despite rising costs due to some surprising reasons, according to financial and legal experts.

The Intermediary

“Plonk a tenner on the Grand National and some lenders think you’re a hustler in Vegas,” said one broker.

FTAdviser

A psychic medium telling a client they will live into their 80s and needing to pay for pet insurance are some of the reasons given by clients for not taking out protection cover.

The Intermediary

The latest official jobs data is out and showed, among other things, that the UK unemployment rate was estimated at 4.3% in January to March 2024, above estimates of a year ago, and increased in the latest...

The Intermediary

“The Government will pay the mortgage” & “smoking is not bad for you”, are among the strangest reasons why borrowers have refused life cover.

The Intermediary

In the last quarter of 2021, nearly a third - 31% - of new mortgages had an end date beyond the state pension age.

What Mortgage

Virgin Money, Skipton Building Society and Metro are the latest lenders to announce increased mortgage rates for both residential and buy-to-let customers.

The Intermediary - Latest UK mortgage news

Average house prices fell by 0.4% month on month in April, new data from Nationwide’s Monthly House Price Index has revealed.

Yahoo! News

UK house prices fell unexpectedly for the second month in a row in April, as prospective homeowners continue to be hit with higher mortgage rates.

Yahoo news

UK house prices fell month-on-month in April, according to the country’s biggest building society Nationwide, reversing the recent rebound.

Evening Standard

The average price across the UK was £261,962

The Telegraph

House prices fell for a second month in a row as mortgage lenders put up rates, according to a closely-watched survey.

Express.co.uk

Figures from the Office for National Statistics (ONS) today revealed a lower than hoped for fall in inflation - down from 3.4 percent to 3.2 percent.

FTAdviser

A number of changes to Santander’s affordability criteria and to its LTV limits are “a step forward” for those eyeing the upper end of the market, according to one broker.

The Intermediary

The mortgage options for construction sub-contractors have increased by a third over the past year, mortgage brokers specialising in this field have said.

FTAdviser

A 99 per cent mortgage product for first time buyers has been launched by Yorkshire Building Society and Accord mortgages.

Financial Times

ONS figures point to uneven effects of high interest rates on property market

The Intermediary

A number of brokers have expressed frustration on Newspage recently about the state of mortgage underwriting, specifically around lenders suddenly asking for huge amounts of evidence for even the most...

The Intermediary

For both new and existing residential customer products, selected 2- and 5-year 65% and 75% loan-to-value (LTV) fixed rates will be increased by up to 0.13%.

The Intermediary

In its residential range, the lender will be withdrawing all of its fixed rates at 80% loan-to-value (LTV) for new borrowers.

The Intermediary

In light of labour market data, Newspage asked experts when the Bank of England should cut the base rate — and if a cut may now come sooner.

What Mortgage

There has been a large increase in mortgage arrears, according to Bank of England data which highlights the level to which borrowers are falling behind with repayments.

Express.co.uk

The value of outstanding mortgage balances in arrears is over 50 percent higher than it was a year ago.

Proactive Investors

The mortgage data from the BoE earlier is "makes for grim reading but is sadly not unexpected", says mortgage broker Michelle Lawson at Lawson Financial. "Household finances are set to spontaneously combust...

The Guardian

Wage growth slows more than expected while vacancies decline; over half a million more people out of work than pre-pandemic amid rise in long-term sick

FTAdviser

Lenders withdrawing rates with only a couple of hours’ notice is “not fair on consumers or on brokers” and goes against consumer duty, according to brokers.

The Intermediary

This comes following January reports that the Chancellor was set to introduce 1% deposit, or 99% loan-to-value (LTV) mortgages as part of the upcoming Spring Budget.

What Mortgage

If you are in the process of looking at a mortgage you may be forgiven for feeling slightly dizzy at the moment.

Mortgage Solutions

Interest in new-build is on the rise at the moment, with lenders needing to be more innovative in order to support new-build buyers.

This Is Money

Anyone taking out a mortgage at the moment will likely be pondering the same questions - how long to fix for? Should they fix at all?

Express.co.uk

Brokers have described Halifax’s move to cut mortgage rates as “refreshing” and “pragmatic”.

Sky News

NatWest has told brokers it will increase mortgage rates on Friday, the Money blog can reveal - after a similar announcement from HSBC earlier today. Read this and more in the Money blog, your place for...

The Intermediary - Latest UK mortgage news

Newspage asked a selection of financial services experts how they would you rate the Bank of England’s performance over the past two to three years

Express.co.uk

Former Brexit secretary Sir David Davis among leading voices calling for Governor Andrew Bailey to cut interest rates to help businesses and mortgage payers.

Financial Reporter

The goverment is reportedly planning to introduce the new scheme in the Spring Budget.

Mortgage Solutions

Around 64 per cent of advisers have seen a rise in customers choosing interest-only mortgages in the last year, a poll has found.

FTAdviser

Mortgage defaults jumped in the run-up to Christmas and are expected to get worse going into 2024, according to data from the Bank of England.

The Independent

Mortgage defaults expected to get ‘even worse’ over the coming months as high interest rates pile ‘immense’ pressure on households

Evening Standard

Metro Bank and TSB were among the latest lenders to cut rates

FTAdviser

'The January mortgage fire sale is firmly underway' as major lenders Barclays and Santander announce rate reductions, according to EHF Mortgages managing director, Justin Moy.

The Sun

MORE major lenders have revealed “very significant” cuts to mortgage rates following hot on the heels of several big banks. Barclays and Santander are the latest to reveal a drop in the…

Mortgage Solutions

An early election and more support on affordability are among brokers’ Christmas wishes, from a hopefully obliging Santa.

The Intermediary

Brokers have accused the Bank of England of strangling the UK economy as new data shows that GDP shrank in the third quarter of the year.

FTAdviser

Recession fears have increased as the UK’s third quarter GDP was revised to an estimated fall of 0.1 per cent.

Mortgage Solutions

The last year has seen a ‘return of real broking’, brokers have suggested, with businesses previously ‘playing on easy mode’.

What Mortgage

Interest rates could be cut sooner than expected after the economy shrunk by 0.3% in October.

The Intermediary

This morning, Gen H introduced another round of rate reductions ahead of the festive break, cutting its entire product range by up to 0.25%.

FTAdviser

Mortgage brokers are bracing for a busy 2024 as December sees business pick up. 

The Intermediary

Newspage asked a selection of brokers, conveyancers and specialist mortgage recruiters what they are expecting in 2024.

Mortgage Solutions

Brokers have urged lenders to focus on simple features when designing broker portals, without introducing adding complications like the need to download an app.

Birmingham Live

The headline grabbers, brokers said, were with Barclays, which revealed a 5-year fixed rate purchase mortgage

FTAdviser

The mortgage guarantee scheme has been extended by 18 months to June 2025 from December 2023, following an announcement by Jeremy Hunt in the Autumn Statement today (November 22).

The Intermediary

Brokers welcomed the news and said it should boost the property market as the year draws to a close.

Mortgage Professional

Brokers discuss the Chancellor of the Exchequer latest support package

Mortgage Professional

Prime minister continues cabinet reshuffle

Development Finance Today

Rachel Maclean, the Minister of State for the Department for Levelling Up, Housing and Communities (DLUHC), has been asked to step down from her role — which is predicted to dampen the already severe housing...

The Telegraph

Record number of homes left empty blamed on probate backlog

The Intermediary

According to UK Finance, there were 11,540 buy-to-let mortgages in arrears of 2.5% or more of the outstanding balance in the third quarter of 2023.

Mortgage Solutions

Brokers have suggested that schemes like the shared ownership programme can prove effective in helping more first-time buyers onto the ladder, and prevent homeownership becoming an elite privilege.

This Is Money

They say the scheme, which encourages banks to provide mortgages with 5% deposits, now has ‘no benefit’ for first-time and lower-income buyers.

Mortgage Professional

Brokers discuss how to build trust with their clients

FTAdviser

Brokers have raised concerns after incorrect content around interest-only mortgages was published on comparison website, Compare The Market.

Financial Reporter

Brokers raised concerns around the incorrect content and highlighted the value of professional advice.

The Intermediary

The content was identified by Steven Morris at Advantage Financial Solutions, who shared his thoughts on LinkedIn.

Mortgage Solutions

While there remains interest in buy-to-let borrowing from landlords and aspiring investors, making the sums add up is “virtually impossible” in many cases, according to mortgage brokers.

FTAdviser

Halifax’s latest fixed rate cut is a “lifeline for first-time buyers”, The Mortgage Expert’s Darryl Dhoffer has claimed.

The Intermediary

More and more lenders are announcing they are cutting rates but are not actually revealing those cuts until the next day, frustrating brokers.

The Intermediary

Brokers told Newspage that this was a “lifeline for first-time buyers.”

FTAdviser

Protection experts have warned that an increasing number of people are ignoring or even cancelling protection policies due to rising mortgage payments.

The Intermediary

Brokers and business owners have criticised the length and substance of Jeremy Hunt’s speech at the Conservative party conference.

The Sun

A MAJOR bank is to slash its mortgage rates after the Bank of England decided not to hike interest rates again. Santander has announced rate reductions and new deals after the central bank decided …

BirminghamLive

5-year fixed rate for purchase clients of 4.95% at 60% loan-to-value, and a sub-5.5% 2-year fixed rate launched

The Intermediary

Successfully appealing these valuation decisions is often extremely difficult, particularly given the current climate.

Financial Reporter

The buyer has since lodged a complaint with the estate agency.

Mortgage Professional

Brokers discuss the rising number of older renters and their impact

inews.co.uk

Experts have given their insight into how sellers can get the best price for their property

Mortgage Strategy

HSBC will cut rates on selected two-, three- and five-year fixed-rate residential loans for new borrowers from tomorrow (9 August). The bank says it will update the market on the scale of its reductions...

Mortgage Solutions

Regular communication with clients will help them come forward when they start struggling with repayments, brokers have argued, while some intermediaries argued that a new awareness campaign from mortgage...

Mortgage Solutions

Around 72 per cent of brokers said they have seen no change when it comes to lender innovation on housing energy efficiency, a poll reveals

FTAdviser

The latest increase in interest rates by the Bank of England is “absolute lunacy”, Mather and Murray Financial independent financial adviser, Samuel Mather-Holgate has stated.

FTAdviser

A initiative to treat brokers fairly, unveiled by Tandem Bank, will “ultimately result in better outcomes for clients as well”, one broker has said.

The Intermediary

The initiative includes giving adequate notice of product changes.

Daily Mail

Borrowers in Britain are still having to pay extremely high rates for new mortgages compared to one year ago, even though inflation is now falling at a greater rate than expected.

IFA Magazine

The Secretary of State for Levelling Up, Housing and Communities, Michael Gove, has announced plans to relax planning rules in England in an attempt to build mo

The Independent

The cost of rent is expected to rise even further in the coming months

The Guardian

Rents jump by record 5.1% in a month as rental market struggles to meet demand from priced-out buyers

Mortgage Solutions

Credit card spending rose year on year in April but the number of outstanding balances that were not cleared before interest accrued fell slightly.

BBC News

Costs for tenants have jumped again but house prices grew more slowly in May, figures show.

Mortgage Solutions

How affordability is assessed and what mortgage brokers actually do are among the most common misconceptions among borrowers, according to intermediaries.

IFA Magazine

Following the Bank of England rate decision published today, Newspage has sought the reaction of mortgage brokers, money experts, estate agents and small b

Daily Mail

TSB has today given less than four hours notice before discontinuing a selection of its mortgage products, irking brokers.

Financial Reporter

Brokers are split on the future for mortgage rates.

The Intermediary

The number of residential mortgage products available in the UK market has risen above 5,000, according to recent research from Moneyfacts.

Daily Mail

The average five-year fixed mortgage deal in Britain fell to 5.54 per cent today from 5.55 per cent yesterday - while the average two-year was at 5.9 per cent today, unchanged from yesterday.

FTAdviser

Santander is temporarily withdrawing residential and buy-to-let fixed and tracker rates at 7:30pm today (June 12).

Mortgage Professional

The range will relaunch on June 14

The Intermediary

In response to the changing market conditions, Santander UK has announced it will temporarily withdraw all new business residential and buy-to-let fixed and tracker rates as of 7.30pm on Monday, 12th June.

Evening Standard

A new range of products will be launched on Wednesday says the Spanish owned bank