Newspage Raws
Questions we’ve put to Newspage’s experts, with their answers. Newest first. Search by keyword or pick a beat.
16 Raws in Financial Advice
· 4 expert responses
The Bond Market Is Sending a Message. How will the Pound and Healey respond?
Global bond yields are hitting multi-decade highs. The benchmark 10-year gilt yield is at its highest since April 2007. Its US equivalent is at its highest since 2002. And this week, the German Bund yield hit its…
- management
- corporate guff
- human resources
- headhunting
- bad business practice
- innovation
- artisan
- independent business
- Business finance
- SME finance
- ESG
- community interest company
- corporate governance
- social enterprise
- purpose-led business
- business wellbeing
- Fractional service provider
- Fair Work Agency
- Fractional consulting
- Fractional CMO
- Fractional CFO
- management consulting
- business
- crypto
- mortgages
- insurance
- investments
- pensions
- economics
- financial scams
- FCA
- forex
- bonds
- equities
- derivatives
- savings
- money coach
- IFA
- wealth management
- financial planning
- Consumer Duty
- Financial Advice
- Macroeconomics
- Bad Banking
- Bitcoin
- Meme coins
- Bridging finance
- property finance
- life insurance
- wealth manager
- Equity Release
- CFDs
- probate
- wills
- impact investing
- risk
- Options
- trading
- Spreadbetting
- Grants
- Anti-money laundering
- AML
- Critical Illness Cover
- Risk management
- financial crime
- Fintech
- welfare
- benefits
- universal credit
- Personal Independence Payments
- HMRC
- pensioners
- gold
- silver
- metals
- pawnbroker
- Networks
- Business insurance
- Ethical Investing
- Trusts
- Power of Attorney
- Estate Planning
- mortgage network
- financial services
- money saving tips
- financial health
- debt
- debt issues
- money tips
- money hacks
- supply chains
- logistics
- commercial finance
- invoice finance
- NewspageMPC
- NMI
- counterfeit
- TEST
- ISAs
- child trust funds
- money
- expat mortgages
- foreign national mortgages
· 7 expert responses
Directors' tax-efficient pay can push mortgages into the high-LTI band
The share of mortgage lending at 4.5 times income or more reached 14.1% in the latest quarter, according to the Bank of England's Financial Policy Committee Record published on 30 September 2026. That compares with 9.7%…
· 3 expert responses
Are you a financial adviser? What are the daftest things you’ve done with money
Financial advisers spend their days helping clients make sensible decisions – but have you always practised what you preach? We want your funniest, most wasteful or regrettable money confession. Honesty and…
- crypto
- mortgages
- insurance
- investments
- pensions
- economics
- financial scams
- FCA
- forex
- bonds
- equities
- derivatives
- savings
- money coach
- IFA
- wealth management
- financial planning
- Consumer Duty
- Financial Advice
- Macroeconomics
- Bad Banking
- Bitcoin
- Meme coins
- Bridging finance
- property finance
- life insurance
- wealth manager
- Equity Release
- CFDs
- probate
- wills
- impact investing
- risk
- Options
- trading
- Spreadbetting
- Grants
- Anti-money laundering
- AML
- Critical Illness Cover
- Risk management
- financial crime
- Fintech
- welfare
- benefits
- universal credit
- Personal Independence Payments
- HMRC
- pensioners
- gold
- silver
- metals
- pawnbroker
- Networks
- Business insurance
- Ethical Investing
- Trusts
- Power of Attorney
- Estate Planning
- mortgage network
- financial services
- money saving tips
- financial health
- debt
- debt issues
- money tips
- money hacks
- supply chains
- logistics
- commercial finance
- invoice finance
- NewspageMPC
- NMI
- counterfeit
- TEST
- ISAs
- child trust funds
- money
· 4 expert responses
Parents borrowing to help family buy: the route sets the inheritance tax
Parents and grandparents are raising money against their own homes, or joining a child's mortgage, to help their family buy. In Suffolk Building Society research reported on 29 September 2026, 16% of brokers had worked…
· 3 expert responses
Jobseekers trying to ‘game’ AI recruitment risk raising a much bigger red flag
As employers increasingly use AI to help review job applications, are candidates now trying to manipulate the technology to improve their chances of getting through? Scott Gallacher, director of independent financial…
- job hunting
- job ads
- bad job ads
- underpaid jobs
- working wage
- jobs market
- WFH
- recruitment
- crypto
- mortgages
- insurance
- investments
- pensions
- economics
- financial scams
- FCA
- forex
- bonds
- equities
- derivatives
- savings
- money coach
- IFA
- wealth management
- financial planning
- Consumer Duty
- Financial Advice
- Macroeconomics
- Bad Banking
- Bitcoin
- Meme coins
- Bridging finance
- property finance
- life insurance
- wealth manager
- Equity Release
- CFDs
- probate
- wills
- impact investing
- risk
- Options
- trading
- Spreadbetting
- Grants
- Anti-money laundering
- AML
- Critical Illness Cover
- Risk management
- financial crime
- Fintech
- welfare
- benefits
- universal credit
- Personal Independence Payments
- HMRC
- pensioners
- gold
- silver
- metals
- pawnbroker
- Networks
- Business insurance
- Ethical Investing
- Trusts
- Power of Attorney
- Estate Planning
- mortgage network
- financial services
- HR
- employment law
· 5 expert responses
Are we leaving inheritances too late?
Scott Gallacher, Chartered Financial Planner at Rowley Turton, believes families may need to rethink not just how much wealth they pass on, but when they pass it on. It is a theme Gallacher also explores in his book, 50…
- crypto
- mortgages
- insurance
- investments
- pensions
- economics
- financial scams
- FCA
- forex
- bonds
- equities
- derivatives
- savings
- money coach
- IFA
- wealth management
- financial planning
- Consumer Duty
- Financial Advice
- Macroeconomics
- Bad Banking
- Bitcoin
- Meme coins
- Bridging finance
- property finance
- life insurance
- wealth manager
- Equity Release
- CFDs
- probate
- wills
- impact investing
- risk
- Options
- trading
- Spreadbetting
- Grants
- Anti-money laundering
- AML
- Critical Illness Cover
- Risk management
- financial crime
- Fintech
- welfare
- benefits
- universal credit
- Personal Independence Payments
- HMRC
- pensioners
- gold
- silver
- metals
- pawnbroker
- Networks
- Business insurance
- Ethical Investing
- Trusts
- Power of Attorney
- Estate Planning
- mortgage network
- financial services
- money saving tips
- financial health
- debt
- debt issues
- money tips
- money hacks
- supply chains
- logistics
- commercial finance
- invoice finance
- NewspageMPC
- NMI
- counterfeit
- TEST
- ISAs
- child trust funds
- money
- accounting
- accountancy
- personal tax
- corporation tax
- tax avoidance
- tax evasion
- tax tips
- inheritance tax
- IHT
- tax
- law
- family law
· 6 expert responses
Landlord EPC upgrades: tax relief turns on what the work replaces
Landlords in England and Wales are being urged to start early on bringing rented homes up to EPC C by 1 October 2030. The government has confirmed the standard and a £10,000 cost cap per property, with spending on…
· 7 expert responses
Burnham promises to ‘grasp the nettle’ on social care — but is he kicking reform down the road?
Prime Minister Andy Burnham has promised to “grasp the nettle” on social care, setting out plans for an NHS-style National Care Service that would ultimately be free at the point of use. However, Burnham has also said…
- crypto
- mortgages
- insurance
- investments
- pensions
- economics
- financial scams
- FCA
- forex
- bonds
- equities
- derivatives
- savings
- money coach
- IFA
- wealth management
- financial planning
- Consumer Duty
- Financial Advice
- Macroeconomics
- Bad Banking
- Bitcoin
- Meme coins
- Bridging finance
- property finance
- life insurance
- wealth manager
- Equity Release
- CFDs
- probate
- wills
- impact investing
- risk
- Options
- trading
- Spreadbetting
- Grants
- Anti-money laundering
- AML
- Critical Illness Cover
- Risk management
- financial crime
- Fintech
- welfare
- benefits
- universal credit
- Personal Independence Payments
- HMRC
- pensioners
- gold
- silver
- metals
- pawnbroker
- Networks
- Business insurance
- Ethical Investing
- Trusts
- Power of Attorney
- Estate Planning
- mortgage network
- financial services
- medicine
- care homes
- healthcare
- money saving tips
- financial health
- debt
- debt issues
- money tips
- money hacks
- supply chains
- logistics
- commercial finance
- invoice finance
- NewspageMPC
- NMI
- counterfeit
- TEST
- ISAs
- child trust funds
- money
- politicians
- politicians spotted
- confrontations
- Geopolitics
- UK politics
- International politics
- European politics
- Labour Party
- Conservative Party
- Liberal Democrats
- Marxism
- politics
- accounting
- accountancy
- personal tax
- corporation tax
- tax avoidance
- tax evasion
- tax tips
- inheritance tax
- IHT
- tax
· 9 expert responses
Court cases over divorce finances hit highest level since 2008: What does this mean about pensions?
The number of court cases over finances following divorce has risen to its highest level since 2008, new analysis of Ministry of Justice data reveals. Newspage analysis of the latest Family Court Statistics, sponsored…
- financial services
- pensions
- law
- divorce law
- crypto
- mortgages
- insurance
- investments
- economics
- financial scams
- FCA
- forex
- bonds
- equities
- derivatives
- savings
- money coach
- IFA
- wealth management
- financial planning
- Consumer Duty
- Financial Advice
- Macroeconomics
- Bad Banking
- Bitcoin
- Meme coins
- Bridging finance
- property finance
- life insurance
- wealth manager
- Equity Release
- CFDs
- probate
- wills
- impact investing
- risk
- Options
- trading
- Spreadbetting
- Grants
- Anti-money laundering
- AML
- Critical Illness Cover
- Risk management
- financial crime
- Fintech
- welfare
- benefits
- universal credit
- Personal Independence Payments
- HMRC
- pensioners
- gold
- silver
- metals
- pawnbroker
- Networks
- Business insurance
- Ethical Investing
- Trusts
- Power of Attorney
- Estate Planning
- mortgage network
- money saving tips
- financial health
- debt
- debt issues
- money tips
- money hacks
- supply chains
- logistics
- commercial finance
- invoice finance
- NewspageMPC
- NMI
- counterfeit
- TEST
- ISAs
- child trust funds
- money
· 9 expert responses
Is £1 million enough to retire on? Experts say it is no longer a “magic number” for pensions
IS £1 million enough to retire on? New analysis suggests it could leave a pensioner short of the income needed for a “comfortable” lifestyle and experts say it is no longer a “magic number”. A £1 million pension pot may…
- crypto
- mortgages
- insurance
- investments
- pensions
- economics
- financial scams
- FCA
- forex
- bonds
- equities
- derivatives
- savings
- money coach
- IFA
- wealth management
- financial planning
- Consumer Duty
- Financial Advice
- Macroeconomics
- Bad Banking
- Bitcoin
- Meme coins
- Bridging finance
- property finance
- life insurance
- wealth manager
- Equity Release
- CFDs
- probate
- wills
- impact investing
- risk
- Options
- trading
- Spreadbetting
- Grants
- Anti-money laundering
- AML
- Critical Illness Cover
- Risk management
- financial crime
- Fintech
- welfare
- benefits
- universal credit
- Personal Independence Payments
- HMRC
- pensioners
- gold
- silver
- metals
- pawnbroker
- Networks
- Business insurance
- Ethical Investing
- Trusts
- Power of Attorney
- Estate Planning
- mortgage network
- financial services
- money saving tips
- financial health
- debt
- debt issues
- money tips
- money hacks
- supply chains
- logistics
- commercial finance
- invoice finance
- NewspageMPC
- NMI
- counterfeit
- TEST
- ISAs
- child trust funds
- money
· 10 expert responses
Can today's professionals afford the lifestyle yesterday's professionals took for granted?
Financial planner Scott Gallacher of Rowley Turton says a growing number of his working-age clients are asking some version of the same question: “Where does all our money go?” These aren't necessarily people struggling…
- crypto
- mortgages
- insurance
- investments
- pensions
- economics
- financial scams
- FCA
- forex
- bonds
- equities
- derivatives
- savings
- money coach
- IFA
- wealth management
- financial planning
- Consumer Duty
- Financial Advice
- Macroeconomics
- Bad Banking
- Bitcoin
- Meme coins
- Bridging finance
- property finance
- life insurance
- wealth manager
- Equity Release
- CFDs
- probate
- wills
- impact investing
- risk
- Options
- trading
- Spreadbetting
- Grants
- Anti-money laundering
- AML
- Critical Illness Cover
- Risk management
- financial crime
- Fintech
- welfare
- benefits
- universal credit
- Personal Independence Payments
- HMRC
- pensioners
- gold
- silver
- metals
- pawnbroker
- Networks
- Business insurance
- Ethical Investing
- Trusts
- Power of Attorney
- Estate Planning
- mortgage network
- financial services
- money saving tips
- financial health
- debt
- debt issues
- money tips
- money hacks
- supply chains
- logistics
- commercial finance
- invoice finance
- NewspageMPC
- NMI
- counterfeit
- TEST
- ISAs
- child trust funds
- money
- HR
- employment law
- poor service
- small retailer
- independent retailer
- boarded up high streets
- Retail economics
- Butcher
- retail
· 6 expert responses
First-time buyers face price caps that don't line up
A first-time buyer in England may soon meet three different price ceilings on one purchase, and the two already set do not agree. The Lifetime ISA can go towards a first home without a charge only if it costs £450,000…
· 5 expert responses
Paying for the name: is prestige the same as value?
A Chartered Financial Planner on Newspage says a prestigious name can reassure someone entrusting a firm with a £1 million pension, but prestige shouldn't be confused with value. A one percentage point difference in…
· 8 expert responses
The red flag that shows your financial adviser isn't doing their job
MANY people rely on a financial adviser for sound advice, but the adviser who doesn't talk to a client's accountant and solicitor could be a red flag, experts have warned. Accountants, solicitors and financial advisers…
- financial services
- Financial Advice
- financial planning
- IFA
- wealth management
- wealth manager
- pensions
- investments
- money
- financial health
- crypto
- mortgages
- insurance
- economics
- financial scams
- FCA
- forex
- bonds
- equities
- derivatives
- savings
- money coach
- Consumer Duty
- Macroeconomics
- Bad Banking
- Bitcoin
- Meme coins
- Bridging finance
- property finance
- life insurance
- Equity Release
- CFDs
- probate
- wills
- impact investing
- risk
- Options
- trading
- Spreadbetting
- Grants
- Anti-money laundering
- AML
- Critical Illness Cover
- Risk management
- financial crime
- Fintech
- welfare
- benefits
- universal credit
- Personal Independence Payments
- HMRC
- pensioners
- gold
- silver
- metals
- pawnbroker
- Networks
- Business insurance
- Ethical Investing
- Trusts
- Power of Attorney
- Estate Planning
- mortgage network
· 4 expert responses
Retirement pots: are small fees taking a big bite?
STORY HERE ………. Here are the original questions we put to Newspages experts. Have clients come to you paying more in total charges than they realised on a pension they are drawing from? How much, in pounds? How do you…
· 11 expert responses
Can you retire on £1 million?
How much do you need to retire comfortably? Is £1 million enough? Please provide figures or your workings on how much is enough. Any anecdotes as to how much is comfortable to retire on? How much a year is needed? Has…
- money saving tips
- financial health
- debt
- debt issues
- money tips
- money hacks
- supply chains
- logistics
- commercial finance
- invoice finance
- NewspageMPC
- NMI
- counterfeit
- TEST
- ISAs
- child trust funds
- money
- financial services
- Estate Planning
- crypto
- mortgages
- insurance
- investments
- pensions
- economics
- financial scams
- FCA
- forex
- bonds
- equities
- derivatives
- savings
- money coach
- IFA
- wealth management
- financial planning
- Consumer Duty
- Financial Advice
- Macroeconomics
- Bad Banking
- Bitcoin
- Meme coins
- Bridging finance
- property finance
- life insurance
- wealth manager
- Equity Release
- CFDs
- probate
- wills
- impact investing
- risk
- Options
- trading
- Spreadbetting
- Grants
- Anti-money laundering
- AML
- Critical Illness Cover
- Risk management
- financial crime
- Fintech
- welfare
- benefits
- universal credit
- Personal Independence Payments
- HMRC
- pensioners
- gold
- silver
- metals
- pawnbroker
- Networks
- Business insurance
- Ethical Investing
- Trusts
- Power of Attorney
- mortgage network