Newspage Raws

Questions we’ve put to Newspage’s experts, with their answers. Newest first. Search by keyword or pick a beat.

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18 Raws in mortgages

5 October 2026 · 7 expert responses
Mortgage rate hikes see sub-5% fixes vanish as average five-year fixed hits 6%
Already run
- Daily Mirror: Nationwide, Barclays, NatWest, TSB customers ‘all given new costs’
- Newspage: the story we wrote
The number of sub-5% fixed mortgage deals has plunged by 99%, from 1,494 since the start of September 2026 to just nine today, Moneyfactscompare.co.uk analysis says. In contrast, the number of sub-5% variable rate…
5 October 2026 · 12 expert responses
Are first-time buyers using the bank of mum and dad? How will Your First Home change that?
One Newspager, has shared figures, from 5 Oct 2025 to 4 Oct 2026, showing 34% of first-time buyers used a gift or an inheritance towards their deposit. That's in line with the government's English Housing Survey…
2 October 2026 · 7 expert responses
Experts warn of crippling impact of mortgage arrears as family trapped on eye-watering 8.25% rate
EXPERTS are warning of the crippling impact high mortgage rates are having on households after a family hit by a devastating health crisis were left trapped on an eye-watering 8.25% mortgage rate. Financial experts are…
1 October 2026 · 4 expert responses
The Bond Market Is Sending a Message. How will the Pound and Healey respond?
Global bond yields are hitting multi-decade highs. The benchmark 10-year gilt yield is at its highest since April 2007. Its US equivalent is at its highest since 2002. And this week, the German Bund yield hit its…
1 October 2026 · 8 expert responses
Halifax hikes mortgage rates by up to 0.15% as experts warn borrowers face ‘stress’ of another rise
Already run
- Daily Express: Halifax customers face extra costs ‘from today’ as it follows Nationwide
- Daily Mirror: Halifax follows Nationwide with extra costs for customers ‘today’
HALIFAX has hiked its mortgage rates by up to 0.15% today with experts warning borrowers could be hit with the “stress” of yet another rise. The bank is increasing selected two-, three- and five-year fixed mortgage…
30 September 2026 · 3 expert responses
Are you a financial adviser? What are the daftest things you’ve done with money
Financial advisers spend their days helping clients make sensible decisions – but have you always practised what you preach? We want your funniest, most wasteful or regrettable money confession. Honesty and…
30 September 2026 · 3 expert responses
Jobseekers trying to ‘game’ AI recruitment risk raising a much bigger red flag
As employers increasingly use AI to help review job applications, are candidates now trying to manipulate the technology to improve their chances of getting through? Scott Gallacher, director of independent financial…
30 September 2026 · 5 expert responses
Are we leaving inheritances too late?
Scott Gallacher, Chartered Financial Planner at Rowley Turton, believes families may need to rethink not just how much wealth they pass on, but when they pass it on. It is a theme Gallacher also explores in his book, 50…
29 September 2026 · 12 expert responses
Mortgage approvals for house purchases decreased in August
Net mortgage approvals for house purchases decreased to 54,900 in August, below an average of around 60,100 over the previous 6 months, Bank of England data said . Approvals for remortgaging decreased to 34,000 in…
28 September 2026 · 7 expert responses
Burnham promises to ‘grasp the nettle’ on social care — but is he kicking reform down the road?
Prime Minister Andy Burnham has promised to “grasp the nettle” on social care, setting out plans for an NHS-style National Care Service that would ultimately be free at the point of use. However, Burnham has also said…
28 September 2026 · 9 expert responses
Court cases over divorce finances hit highest level since 2008: What does this mean about pensions?
Already run
- Daily Mirror: UK women given pension warning and ‘left with little income’
The number of court cases over finances following divorce has risen to its highest level since 2008, new analysis of Ministry of Justice data reveals. Newspage analysis of the latest Family Court Statistics, sponsored…
28 September 2026 · 9 expert responses
Is £1 million enough to retire on? Experts say it is no longer a “magic number” for pensions
Already run
- Daily Express: £1million pension pot ‘no longer enough for comfortable retirement’
IS £1 million enough to retire on? New analysis suggests it could leave a pensioner short of the income needed for a “comfortable” lifestyle and experts say it is no longer a “magic number”. A £1 million pension pot may…
28 September 2026 · 5 expert responses
Barclays pulling the market leading 4.75% two-year fix and the 4.93% five-year fix
Already run
We're increasing and withdrawing rates From tomorrow, Tuesday 29 September, we are increasing a selection of products across our residential and buy-to-let (BTL) purchase, remortgage and reward ranges. In addition, we…
28 September 2026 · 10 expert responses
Can today's professionals afford the lifestyle yesterday's professionals took for granted?
Financial planner Scott Gallacher of Rowley Turton says a growing number of his working-age clients are asking some version of the same question: “Where does all our money go?” These aren't necessarily people struggling…
28 September 2026 · 7 expert responses
People coming out of Help to Buy with flats valuing less than they paid
Already run
- Sky News: The 'real winners' and the catch: What you need to know about revived Help to Buy scheme
- Property Portfolio Investor: Help to Buy flats lag houses as brokers warn on Your First Home
Newspagers say they have clients coming out of Help to Buy and the flats are valuing less than they paid. One had a flat valued at £500,000 which he had bought at £600,000, paying Help to Buy £175,000. Andy Burnham's…
24 September 2026 · 8 expert responses
The red flag that shows your financial adviser isn't doing their job
MANY people rely on a financial adviser for sound advice, but the adviser who doesn't talk to a client's accountant and solicitor could be a red flag, experts have warned. Accountants, solicitors and financial advisers…
23 September 2026 · 11 expert responses
Can you retire on £1 million?
How much do you need to retire comfortably? Is £1 million enough? Please provide figures or your workings on how much is enough. Any anecdotes as to how much is comfortable to retire on? How much a year is needed? Has…
23 September 2026 · 9 expert responses
Mortgage Calculators.
Already run
- Newspage: the story we wrote
Mortgage calculators are everywhere. Although search ‘mortgage calculators’ on Google and the AI Overview is currently showing a US calculator. Many of you probably have your own. A few Qs: Do mortgage calculators stack…