single applicant mortgages Raws

25 October 2026 · 10 expert responses

Budget and mortgage rates

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Daily Express: Mortgage rates ‘could move within 48 hours of Wednesday’ this week

The Budget is just days away and, if the markets don't like what's announced, bond yields could rise, which has the potential to take mortgage rates with them. Questions for Newspagers Could this Budget move mortgage…

23 October 2026 · 9 expert responses

Some lenders charge more for first-time buyers

A Newspager claims some lenders are offering more expensive products for first-time buyers (FTB) than normal buyers on the same type of product. For a £500k purchase price 90% LTV 35-year term: HSBC – £529 more…

23 October 2026 · 11 expert responses

Looking for comments on how a bank tax could push up borrowing costs for The Sun

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The Sun: How Chancellor’s £2.2billion Budget bank tax raid could push up the cost of mortgages and loans for millions

Hiya, I'm after comments from brokers and property experts on how increasing the surcharge on bank profits above £100m from 3pc to 8pc could see banks raise mortgage rates - could this happen, how drastic could it be,…

23 October 2026 · 7 expert responses

Do the NatWest group refuse a mortgage to anyone who has had a bad credit agreement with them before within an IVA?

A Newspager is claiming that the NatWest group, including Ulster Bank and Coutts, refuse a mortgage to anyone who has had a bad credit agreement with them before within an Individual Voluntary Arrangement (IVA) . He…

23 October 2026 · 10 expert responses

Landlords: Is it time to sit tight or make a move?

In Property118’s latest landlord sentiment survey , more than 65% of 1,654 landlords said they plan to sell one or more properties over the next three years or leave the sector completely. Some are already doing it. But…

22 October 2026 · 5 expert responses

Barclays only offer 2-year fixed rates above 90% LTV – why?

A Newspage broker did a Barclays product transfer for a client last — Loan to Value at 94%. Barclays only offer 2-year fixed rates above 90%, nothing else. Brokers asked why the people who may need the most security…

22 October 2026 · 6 expert responses

Limited company buy-to-let mortgage rules are easing: what are you seeing?

The Mortgage Works announced today (Thursday 22 October) that it is broadening its support for limited company landlords by allowing directors and shareholders to have more than one Special Purpose Vehicle (SPV)…

21 October 2026 · 6 expert responses

UK House Price Index for August 2026

UK house prices increased 0.9% in the year to August 2026, down from the revised estimate of 1.2% in the 12 months to July 2026. Average house prices in the UK increased by 0.3% between July 2026 and August 2026,…

21 October 2026 · 4 expert responses

TSB reducing rates tomorrow by up to 0.10%

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The Intermediary: TSB cuts mortgage rates by up to 0.10%

TSB is reducing mortgage rates tomorrow by up to 0.10%. On Thursday 22 October, TSB is making rate reductions to selected Residential products: Rates reducing on: 2 Year Fixed House Purchase, by up to 0.10% 3 Year Fixed…

21 October 2026 · 10 expert responses

Inflation up to 3.5% – what does this mean for borrowers and savers?

What does inflation going up mean for mortgages and savings accounts/investments/the pound? The Consumer Prices Index (CPI) rose by 3.5% in the 12 months to September 2026, up from 3.1% the previous month. On a monthly…

20 October 2026 · 6 expert responses

Mortgage with an IVA - how long do borrowers have to wait?

Individual voluntary arrangements (IVAs) are the most common form of personal insolvency in England and Wales. Newspage research into the published broker criteria of the ten largest UK mortgage lenders found that none…

19 October 2026 · 8 expert responses

What questions are first-time buyers asking you about Your First Home before the Budget?

The Chancellor confirms the details of Your First Home in the Budget on Wednesday 28 October. Announced in September, the scheme is expected to let first-time buyers in England buy a new-build home with a 2.5% deposit…

19 October 2026 · 3 expert responses

Moneyfacts: Mortgage deals lasting just 13 days as market faces sustained volatility

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Daily Express: UK homebuyers given 13-day alert as they’re told ‘act now’

The average mortgage product shelf-life fell to just 13 days in September, down from 14 days in August, as fluctuations in swap rates prompted lenders to repeatedly reprice or withdraw products, according to new data…

19 October 2026 · 10 expert responses

Client questions ahead of Budget

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Daily Mirror: UK pensions warning ahead of October 28 Budget and April rule change

With the Budget fast approaching, we're keen to know what questions you are being asked by clients and what, in particular, they are worried about or have on their radars. This could be in relation to IHT, pensions,…

18 October 2026 · 5 expert responses

Experts expect inflation to "edge up" in new data release tomorrow

Wednesday sees the latest inflation data, a key focus for the Bank of England and something that could potentially send mortgage rates in either direction. Questions for Newspagers Are you expecting inflation to rise or…

16 October 2026 · 8 expert responses

The dangers of a house buying chain breaking down – what to do and what not to do

What do you do if your house chain breaks down and the process drags on? In general, almost a quarter of house sales initially fall through, with around 6% collapsing and then staying off the market for at least 12…

16 October 2026 · 3 expert responses

More borrowers using bridging loans just to survive in slowing property market

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Daily Express: Homebuyers ‘should understand cost’ as more turn to expensive solution

Nearly one in five bridging loans (https://www.bridgingtrends.com) is now being used to stop a house move from collapsing, with 18% of loans taken out between April and June used to prevent a chain break, increasing…

15 October 2026 · 10 expert responses

Mortgage with a CCJ – can borrowers get one?

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County Court Judgements (CCJs) are on your file for six years – but can you still get a mortgage? You can get a CCJ for parking fines, unpaid credit cards, unpaid loans, unpaid utility bills, unpaid council tax or…

15 October 2026 · 8 expert responses

What will happen to house prices this year?

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The Sun: What will happen to house prices by the end of the year – and why you may only have 10 weeks to get a bargain

Hello, Please could I get some comment for this story: What will happen to house prices by the end of the year - and why you only have X months/weeks to get a bargain We'd like to know: Is it a good time to buy/sell?…

15 October 2026 · 7 expert responses

Private bank mortgages vs the high street: who qualifies, and is the deal actually better?

Newspage is analysing how a selection of private bank mortgages compare with high street mortgages. We’re looking at who qualifies, how much they lend, what they charge, and who they're really suited to. Questions asked…

Newspage Raws