Stories quoting David Stirling
Newspage stories quoting David Stirling. Newest first.
By Liam Buckler ·
Million pound mortgages explained: who borrows, and what lenders want to see
Million pound mortgages: experts tell Newspage who borrows £1m, whether you need a private bank and what lenders want to see before they approve.
By Liam Buckler ·
Limited company director mortgages: why your lender matters more than your income
Limited company director mortgages: experts tell Newspage how lenders assess income, and why the wrong one can cost you hundreds of thousands in borrowing
By Gabriel McKeown ·
Will the mansion tax affect London house prices? Agents and brokers on the £2m cliff edge
Will the mansion tax hit London house prices? From April 2028, homes worth £2m+ pay £2,500 to £7,500 a year. Brokers on sellers just above the line.
By Liam Buckler ·
Mortgage with one year's accounts: can the newly self-employed still buy a home?
Some lenders offer a mortgage with one year’s accounts. Experts tell Newspage how the self-employed are assessed and if it costs more
By Gabriel McKeown ·
Remortgage for home improvements: are more homeowners improving rather than moving?
Should you remortgage for home improvements? It's a question a growing number of people are asking, as punitive stamp duty and moving costs see fewer move.
By Douglas Patient ·
Nationwide cuts mortgage rates by up to 0.15% – but increases trackers by up to 0.10%
Nationwide mortgage rates: fixed rates cut by up to 0.15% but some trackers rise, as brokers tell Newspage why the two are moving apart.
By Douglas Patient ·
Halifax cuts mortgage rates by up to 0.22% as brokers warn "this is a trickle, not a deluge"
Halifax mortgage rates cut by up to 0.22% as brokers tell Newspage lenders are competing harder, but rates are unlikely to fall far.
By Liam Buckler ·
Mortgages for sportspeople: why big earners still get turned down
Mortgages for sportspeople: short careers, lumpy pay and contracts that can end any time. Brokers explain what lenders count and what trips players up.
By Liam Buckler ·
Barclays cuts mortgage rates by up to 0.30%: what next for borrowers?
Barclays mortgage rates drop below 5% on some deals from 3 November. Experts tell Newspage whether a post-Budget price war is coming
By Liam Buckler ·
What age can you retire with a £1 million pension? Why your spending matters more than your pot
What age can you retire with a £1 million pension? Experts tell Newspage that what you spend matters more than the size of your pot.
By Liam Buckler ·
Your First Home: Buyers delay purchases until after Budget, experts reveal
First-time buyers are delaying purchases until Your First Home scheme rules are published at the Budget, mortgage experts tell Newspage
By Liam Buckler ·
Best SIPPs: switching provider could save £2,570 a year
Best SIPPs: a £1m pension in funds costs £2,750 a year with Hargreaves Lansdown and £180 with Interactive Investor, Newspage analysis found.
By Liam Buckler ·
Will mortgage rates fall by Christmas? Brokers say they could be a "little lower"
Will mortgage rates fall by Christmas? Brokers tell Newspage fixed rates could be a little lower, but warn against waiting for a big drop.
By Liam Buckler ·
GDP grows by just 0.1% as experts warn Bank of England rate cuts are unlikely
Bank of England rate cut hopes fade as UK GDP grew just 0.1% in August, with some experts telling Newspage a rate rise could come first.
By Douglas Patient ·
HSBC to cut its mortgage rates from Thursday in a "welcome move" for borrowers
HSBC mortgage rates are being cut from Thursday 15 October, with one broker telling Newspage some fixes could fall below 5%.
By Douglas Patient ·
Can you remortgage with arrears? Family trapped on 8.25% rate as brokers call for change
Can you remortgage with arrears? A family trapped on an 8.25% rate shows why lenders want arrears cleared first. Brokers explain the options.