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Sky News request: Money new year's resolutions

Journalist: Jess Sharp, Sky News

ended 18. December 2025

Hello 

Hope you're having a good day!

I'm working on a piece for the Sky News Money blog about money habits we can take into the new year to improve our finances. 

So, can you tell me your top money new year's resolutions (e.g. make the most of your cash ISA, boost your salary sacrifice etc), how to implement them and how they will help, please?  

Many thanks

Jess 

3 responses from the Newspage community

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Editor
Riz Malik
Independent Financial Adviser at R3 Wealth
Ditch the unnecessary subscriptions. If you haven't used it, bin it. You can always sign up again, but you could save yourself a small fortune. If you have a business, repeat the process. If something is coming up for renewal, don't be lazy and negotiate. Many companies are prepared to offer fantastic offers to loyal customers but you have to ask.
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Ben Perks
Managing Director at Orchard Financial Advisers
Get your priorities right. I don’t mean live like a hermit and squirrel away every penny, that’s boring and unrealistic. Obviously, you need to have a roof over your head and food in the fridge, but the best resolutions you can make lie beyond these. By all means spend, it’s good for the economy and your soul. Spend with purpose, not impulse, and don’t touch the short term buy now pay later style arrangements. Think of the things you enjoy; experiences with friends, the gym, the beer after work and prioritise them. Cut out the unnecessary stuff to compensate.
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Fanny Snaith
Owner at Fanny Snaith - Certified Money Coach
My top money New Year’s resolution is to work on your relationship with money – not just the numbers.

Before jumping into ISAs, pensions or budgeting hacks, look at your finances and then look at yourself. For most people, money is a mirror. How we earn, spend, save or avoid it reflects our habits, beliefs and emotional patterns.

Start by noticing how you feel when you look at your bank account. Anxious? Guilty? Avoidant? Then ask what stories you tell yourself about money – “I’m bad with it”, “I’ll sort it later”, “It’s stressful”. These beliefs quietly drive behaviour.

Next, pair awareness with action. Book a monthly “money date”, track spending without judgement and make one clear, intentional decision at a time.

When your relationship with money improves, consistency follows. That’s when tools like ISAs and pensions actually work, because you stick with them. Fix the driver first. The rest becomes far easier.