Editor

Ben Perks

Managing Director
Orchard Financial Advisers
Established in 2021, our aim is to inject some fun and enthusiasm into the world of financial advice. Being completely independent, we are able to look at mortgage products from the whole of the intermediary mortgage market. We have a broad range of insurers under our belt and are relentless in pursuit of the best deal and product to suit your needs! We use the latest technology to streamline processes and ensure matters are actioned as quickly and efficiently as possible.
Ben Perks Logo

Address

Orchard Financial Advisers Limited, Wollaston, Stourbridge, UK

Media Pack / Portfolio

Media Coverage

NEW

The Times

Six ways to teach young children to be good with money

We all know asking them to work for their pocket money can be a valuable lesson but have you considered charging them rent?

Published:
NEW

Daily Express

Credit card 'mistake' made in late teens 'can cause problems for years'

A financial adviser has explained why and how to avoid it

Published:
NEW

Daily Express

'We own small businesses and this is why we're not offering jobs'

Vacancies are now at their lowest level since 2014, excluding the pandemic

Published:
NEW

Daily Mirror

Halifax confirms change for customers 'from Friday' with 'cost cut'

It has been welcomed as 'very encouraging', with other expected to follow

Published:
NEW

FT Adviser

Social media advice: ‘A ring light and an opinion answers to nobody’

Advisers have rallied against “unqualified and unregulated” social media advice and called for greater regulation after research showed more than half of adults lost money by acting on financial advice...

Published:
NEW

Sky News

Landlords turning to 'sexy alternative' property type to avoid tax and Renters' Rights Act rules

Semi-commercial property is becoming a "sexy alternative" for a growing number of landlords, brokers say.

Published:
NEW

FT Adviser

Semi-commercial property becoming ‘alternative’ to traditional BTL

Semi-commercial property is becoming a “sexy alternative” to traditional buy-to-let for a growing number of landlords as residential properties become less attractive, according to Ben Perks.

Published:
NEW

AOL.com

New UK renting law update as landlords ‘make change’ - AOL

The Renters’ Rights Act came in earlier this year

Published:
NEW

Daily Mirror

New UK renting law update as landlords ‘make change’

The Renters’ Rights Act came in earlier this year

Published:
NEW

Daily Express

Brits warned of one ‘relatively minor mistake’ causing mortgage ‘nightmare’

The mistake can end up costing mortgage holders ‘thousands of pounds extra’ in interest payments.

Published:
NEW

Daily Mirror

Unpaid parking fines ‘can mean losing home’ as record numbers issued

Experts have explained how a seemingly minor issue can spiral into a major problem

Published:
NEW

The Sun

Should you get a 100% mortgage? All the pros and cons of the deposit-free way to buy

ANOTHER major lender has launched a 100% mortgage this week to first time buyers struggling to get on the ladder – but experts say you should beware of the risks.

Published:
NEW

Daily Express

Mortgage method could ‘shave years off’ with ‘small payments’

Honestly, every little helps with that mortgage

Published:
Published:
NEW

Daily Mirror

Self-employed ‘caught out’ by little-known mortgage ‘difference’

Getting a mortgage when you work for yourself can seem difficult, but a broker said it didn’t have to be

Published:
Published:
NEW

UK News Group

New wealth management company in the West Midlands

Ben Perks, founder of Stourbridge-based Orchard Financial Advisers has teamed up with his sister, Hayley Perks, to launch Orchard Wealth Management Limited.

Published:
NEW

The i Paper

What Burnham as PM means for your mortgage

Homeowners and buyers could see an increase to their loan prices if Burnham gets into power, experts warn, but only for the short term

Published:
NEW

Thisismoney

Small businesses fed up with being called 'backbone of the economy' by the Government

The Government is facing fierce backlash from small business owners who are fed up with being called the 'backbone of the economy' as they are clobbered with higher taxes and labour costs.

Published:

Cambridge Live

Major Halifax update as ‘it could disappear from high streets’

There are reports that the long-established brand could be consigned to history

Published:

Daily Mirror

Halifax ‘could disappear from UK high streets’ after 173 years

Reports suggest Lloyds Banking Group could scrap the Halifax brand after 173 years on the high street, though no branch closures are planned

Published:

Wales Online

Major Halifax update as ‘it could disappear from high streets’

There are reports that the long-established brand could be consigned to history

Published:

Bristol Live

Halifax bombshell as bank ‘could disappear from UK high streets’

There are reports that the long-established brand could be consigned to history

Published:

Daily Star

Over 2 million hungover Brits expected to call in sick with ‘World Cup fever’

EXCLUSIVE: HR chiefs have warned over 2.3million Brits are expected to call in ‘sick’ with World Cup fever during the month-long tournament with more ‘sickies’ to come if England and Scotland progress

Published:

Daily Express

Nationwide update as major change confirmed from Friday

Friday will see an update from the Nationwide Building Society

Published:

Liverpool Echo

Nationwide confirms new boost from Friday

Friday sees a fresh update from the Nationwide Building Society

Published:

Daily Mirror

‘Good news’ update for Santander, first direct and TSB customers

The picture is changing day by day at the moment

Published:
Published:
Published:

Sky News

Typical homeowner could save £31,000 in interest - so why don't experts agree on overpaying your mortgage?

Should you overpay your mortgage if you can? Or is there reason to be cautious? The Money team enlists the help of experts to help you decide.

Published:

Birmingham Live

Virgin Money pulls buy-to-let mortgages in ‘another crushing blow to landlords’

Buy-to-let fixed mortgage rates are soaring due to unrest in the Middle East

Published:

Daily Express

Unwelcome warning issued to all petrol and diesel drivers

Every fill-up feels like daylight robbery now

Published:

Estate Agent Today

Will the Iran war cause a rise in gazundering?

Mortgage and property experts are predicting gazundering could return as prospective buyers start to worry about the impact of inflation on their finances due to the war in the Middle East.

Published:

what MORTGAGE

Interest rates to remain on hold on next week, experts say - what MORTGAGE

Mortgage borrowers are unlikely to see an interest rate cut in March as experts believe the Bank of England will take a cautious stance due to the continuing conflict in the Middle East.

Published:

Surrey Live

TV licence fee ‘similar’ to Amazon and Netflix - full comparison

The BBC TV licence fee will rise within a few weeks - and many analysts are complaining about the cost

Published:

Lancs Live

TV licence fee ‘similar’ to Amazon and Netflix - full comparison

The BBC TV licence fee will rise within a few weeks - and many analysts are complaining about the cost

Published:

Daily Mirror

TV licence now ‘more expensive than Netflix or Disney+’ - compare

The TV licence cost can be compared to the subscription cost of signing up to Netflix, Disney+ or Amazon Prime

Published:

Express.co.uk

HSBC slashes interest on mortgages in first cuts of 2026 as ‘rate war’ brews

The lender has also introduced new affordability stress rates, in another boost for homebuyers.

Published:

Estate Agent Today

New year starts with new mortgage rate cuts

Brokers have hailed a “statement of intent” from HSBC after it became the first lender to cut mortgage rates in the new year.

Published:

GB News

Mortgage WIN as HSBC fires starting gun on 2026 rate cuts: 'First lender to show their hand in the New Year'

HSBC has become the first major UK lender to cut mortgage rates in 2026, announcing reductions across a wide range of residential and buy-to-let products from January 5.

Published:

Express.co.uk

Major bank to reduce mortgage rates that could cause ‘rates war’ between lenders

Experts predict this move will be followed by other major banks.

Published:

Cambridge Live

Mortgage ‘comeback’ expected as rates poised to drop below 3%

Brokers predict sub-3% mortgage deals for prime borrowers as inflation falls and lenders gear up for battle over best rates in 2026

Published:

Bristol Live

Mortgage ‘comeback’ expected as rates poised to drop below 3%

Brokers predict sub-3% mortgage deals for prime borrowers as inflation falls and lenders gear up for battle over best rates in 2026

Published:

GB News

Mortgage 'comeback' for Britain as interest rates could drop 'sub-3%' next year

Mortgage brokers are forecasting that rates could dip beneath three per cent during the coming year, with industry experts declaring that 2026 appears poised for a significant turnaround in home lending.

Published:

Express.co.uk

Mortgage hunters poised for 2026 gift as rates set to ‘drop below 3%’

It comes after inflation fell more sharply than expected and a price war looms

Published:
View all 269 pieces of media coverage