Ben Perks

Address
Orchard Financial Advisers Limited, Wollaston, Stourbridge, UK
Media Pack / Portfolio
Media Coverage
The Times
Six ways to teach young children to be good with money
We all know asking them to work for their pocket money can be a valuable lesson but have you considered charging them rent?
Daily Express
Credit card 'mistake' made in late teens 'can cause problems for years'
A financial adviser has explained why and how to avoid it
Daily Express
'We own small businesses and this is why we're not offering jobs'
Vacancies are now at their lowest level since 2014, excluding the pandemic
Daily Mirror
Halifax confirms change for customers 'from Friday' with 'cost cut'
It has been welcomed as 'very encouraging', with other expected to follow
FT Adviser
Social media advice: ‘A ring light and an opinion answers to nobody’
Advisers have rallied against “unqualified and unregulated” social media advice and called for greater regulation after research showed more than half of adults lost money by acting on financial advice...
Sky News
Landlords turning to 'sexy alternative' property type to avoid tax and Renters' Rights Act rules
Semi-commercial property is becoming a "sexy alternative" for a growing number of landlords, brokers say.
FT Adviser
Semi-commercial property becoming ‘alternative’ to traditional BTL
Semi-commercial property is becoming a “sexy alternative” to traditional buy-to-let for a growing number of landlords as residential properties become less attractive, according to Ben Perks.
AOL.com
New UK renting law update as landlords ‘make change’ - AOL
The Renters’ Rights Act came in earlier this year
Daily Mirror
New UK renting law update as landlords ‘make change’
The Renters’ Rights Act came in earlier this year
Daily Express
Brits warned of one ‘relatively minor mistake’ causing mortgage ‘nightmare’
The mistake can end up costing mortgage holders ‘thousands of pounds extra’ in interest payments.
Daily Mirror
Unpaid parking fines ‘can mean losing home’ as record numbers issued
Experts have explained how a seemingly minor issue can spiral into a major problem
The Sun
Should you get a 100% mortgage? All the pros and cons of the deposit-free way to buy
ANOTHER major lender has launched a 100% mortgage this week to first time buyers struggling to get on the ladder – but experts say you should beware of the risks.
Daily Express
Mortgage method could ‘shave years off’ with ‘small payments’
Honestly, every little helps with that mortgage
Wales Online
‘Small payment’ can ‘save thousands and shave years off’ mortgages
Brokers said it was ‘underused’
Daily Mirror
Self-employed ‘caught out’ by little-known mortgage ‘difference’
Getting a mortgage when you work for yourself can seem difficult, but a broker said it didn’t have to be
Plymouth Live
‘Save thousands and shave years off’ mortgages with ‘small payment’
Brokers said it was 'underused'
UK News Group
New wealth management company in the West Midlands
Ben Perks, founder of Stourbridge-based Orchard Financial Advisers has teamed up with his sister, Hayley Perks, to launch Orchard Wealth Management Limited.
The i Paper
What Burnham as PM means for your mortgage
Homeowners and buyers could see an increase to their loan prices if Burnham gets into power, experts warn, but only for the short term
Thisismoney
Small businesses fed up with being called 'backbone of the economy' by the Government
The Government is facing fierce backlash from small business owners who are fed up with being called the 'backbone of the economy' as they are clobbered with higher taxes and labour costs.
Cambridge Live
Major Halifax update as ‘it could disappear from high streets’
There are reports that the long-established brand could be consigned to history
Daily Mirror
Halifax ‘could disappear from UK high streets’ after 173 years
Reports suggest Lloyds Banking Group could scrap the Halifax brand after 173 years on the high street, though no branch closures are planned
Wales Online
Major Halifax update as ‘it could disappear from high streets’
There are reports that the long-established brand could be consigned to history
Bristol Live
Halifax bombshell as bank ‘could disappear from UK high streets’
There are reports that the long-established brand could be consigned to history
Daily Star
Over 2 million hungover Brits expected to call in sick with ‘World Cup fever’
EXCLUSIVE: HR chiefs have warned over 2.3million Brits are expected to call in ‘sick’ with World Cup fever during the month-long tournament with more ‘sickies’ to come if England and Scotland progress
Daily Express
Nationwide update as major change confirmed from Friday
Friday will see an update from the Nationwide Building Society
Liverpool Echo
Nationwide confirms new boost from Friday
Friday sees a fresh update from the Nationwide Building Society
Daily Mirror
‘Good news’ update for Santander, first direct and TSB customers
The picture is changing day by day at the moment
Daily Express
New ‘good news’ announcements for TSB, first direct and Santander customers
Cautiously hopeful, until it all flips again
Sky News
Typical homeowner could save £31,000 in interest - so why don't experts agree on overpaying your mortgage?
Should you overpay your mortgage if you can? Or is there reason to be cautious? The Money team enlists the help of experts to help you decide.
Birmingham Live
Virgin Money pulls buy-to-let mortgages in ‘another crushing blow to landlords’
Buy-to-let fixed mortgage rates are soaring due to unrest in the Middle East
Daily Express
Unwelcome warning issued to all petrol and diesel drivers
Every fill-up feels like daylight robbery now
Estate Agent Today
Will the Iran war cause a rise in gazundering?
Mortgage and property experts are predicting gazundering could return as prospective buyers start to worry about the impact of inflation on their finances due to the war in the Middle East.
what MORTGAGE
Interest rates to remain on hold on next week, experts say - what MORTGAGE
Mortgage borrowers are unlikely to see an interest rate cut in March as experts believe the Bank of England will take a cautious stance due to the continuing conflict in the Middle East.
Surrey Live
TV licence fee ‘similar’ to Amazon and Netflix - full comparison
The BBC TV licence fee will rise within a few weeks - and many analysts are complaining about the cost
Lancs Live
TV licence fee ‘similar’ to Amazon and Netflix - full comparison
The BBC TV licence fee will rise within a few weeks - and many analysts are complaining about the cost
Daily Mirror
TV licence now ‘more expensive than Netflix or Disney+’ - compare
The TV licence cost can be compared to the subscription cost of signing up to Netflix, Disney+ or Amazon Prime
Express.co.uk
HSBC slashes interest on mortgages in first cuts of 2026 as ‘rate war’ brews
The lender has also introduced new affordability stress rates, in another boost for homebuyers.
Estate Agent Today
New year starts with new mortgage rate cuts
Brokers have hailed a “statement of intent” from HSBC after it became the first lender to cut mortgage rates in the new year.
GB News
Mortgage WIN as HSBC fires starting gun on 2026 rate cuts: 'First lender to show their hand in the New Year'
HSBC has become the first major UK lender to cut mortgage rates in 2026, announcing reductions across a wide range of residential and buy-to-let products from January 5.
Express.co.uk
Major bank to reduce mortgage rates that could cause ‘rates war’ between lenders
Experts predict this move will be followed by other major banks.
Cambridge Live
Mortgage ‘comeback’ expected as rates poised to drop below 3%
Brokers predict sub-3% mortgage deals for prime borrowers as inflation falls and lenders gear up for battle over best rates in 2026
Bristol Live
Mortgage ‘comeback’ expected as rates poised to drop below 3%
Brokers predict sub-3% mortgage deals for prime borrowers as inflation falls and lenders gear up for battle over best rates in 2026
GB News
Mortgage 'comeback' for Britain as interest rates could drop 'sub-3%' next year
Mortgage brokers are forecasting that rates could dip beneath three per cent during the coming year, with industry experts declaring that 2026 appears poised for a significant turnaround in home lending.
Express.co.uk
Mortgage hunters poised for 2026 gift as rates set to ‘drop below 3%’
It comes after inflation fell more sharply than expected and a price war looms