Do your retirement plans take you past 100?

Whilst advances in medicine may well allow some people to live significantly longer, such options are likely to remain available only to those with almost unlimited financial resources. For the majority, it is more realistic to plan around the statistical likelihood of life expectancy rather than assuming extreme longevity.
In my own planning work, I always prepare cashflow projections to at least age 100. This provides a sensible margin of safety and helps clients understand whether their resources are likely to last a full lifetime, even under conservative assumptions. Interestingly, I have also observed in practice that expenditure for many clients begins to reduce naturally once they are beyond age 80, as lifestyle needs and activities tend to decline. It's worth noting that between 2021 and 2023, life expectancy at birth in England and Wales fell to 79.0 years for males and 83.0 years for females, down from the 2017–2019 peak of 79.5 and 83.2 years respectively.

Like something from a 1970s horror film, these crazy despots are planning to live forever. If there was to be a targeted strike on a particular government building in Beijing this week it might make everyone’s life expectancy rise a bit. The fact that these chuckle brothers and, what looks like, soon to be sister think they are running the world shows the inherent narcissism, but that’s only bred by the other clown on the other side of the world, who the internet thought had died last week in a disappointing moment of disinformation. The state pension will likely rise to 70 in short order, but the axis of evil might be planning for us to not make that.

We are never going to be living to 150.
Longevity in the UK has stalled in recent years, so claims like this should be taken with a huge pinch of salt. Most people’s health begins to break down in their mid-80s, so retirement planning should focus on funding a healthy retirement of around 20 years — from your 60s to 80s — rather than worrying about unrealistic extremes.

"Live long and prosper?" I think it's really out of this world to suggest that people want to live to 150 years of age! The Pension pot would have to be massive and we'd all be in bell jars like on 'Mars Attacks'. Xi and Putin are literally out of this world.