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Dariusz Karpowicz
We are able to offer clients advice in each of the following areas: Business & Family Protection including Inheritance Tax on a “Best of Breed” approach and a comprehensive range of mortgages.
Media Coverage
Financial Times
Credit card debt hits UK mortgage affordabilityOutstanding card balances on the rise as interest rates remain high
Financial Times
UK public inflation expectations fall to lowest in over 2 yearsFindings of BoE survey will reinforce case for interest rate cuts this year
FT Adviser
The NEET phenomenon and why financial advisers should careWhen I started at the University of Exeter in 2023, I naively expected to graduate with a plethora of employment opportunities and the professional world begging me to join.
The Sun
How to pay your mortgage off early and save up to £20,000 – starting from as little as £5 a monthNO longer having to spend your wages on your monthly mortgage repayments is a dream for most homeowners.
Daily Mirror
‘We’re home buying experts and now’s perfect time due to change’Experts say buyers are now in a strong position to negotiate
Liverpool Echo
Barclays and NatWest customers told new change ‘starts on Friday’The pair are the latest to make adjustments
This is Money
Flat prices plummet according to official figures - and not just in LondonThis presents an opportunity for those who are in the market to buy to negotiate a lower price. Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said: 'If you are looking to buy,...
Wales Online
Nationwide and Virgin Money customers given ‘positive’ Monday updateThere is talk of ‘momentum’
Daily Express
New Nationwide update from customers with change ‘from Tuesday’It’s been welcomed, but with caution
Liverpool Echo
Nationwide change begins today as benefit ‘passed to customers’Halifax has also made an announcement, following TSB, Santander, Barclays and HSBC
Liverpool Echo
Nationwide change begins today as benefit ‘passed to customers’Halifax has also made an announcement, following TSB, Santander, Barclays and HSBC
Daily Mirror
New Nationwide and Halifax messages to customers ‘starts today’It has been a week of change
Daily Express
Nationwide announces major change for customers ‘from today’Feels like a blink-and-you’ll-miss-it moment
Daily Express
Lesser-known mortgage type could ‘give space’ and it’s not fixed dealMortgage roulette is getting tense
Daily Mirror
Lesser-known mortgage decision ‘gives space’ and it’s not fixed ratePeople coming to the end of a deal are being urged to consider their options
FT Adviser
‘Savvy’ borrowers using tracker mortgages amid chaotic market“Savvy” borrowers are avoiding locking in to long-term deals and instead turning to
Express.co.uk
‘War on UK taxpayers’ as Iran piles £12bn onto national interesExperts explain how the Iran war could impact mortgage pricings and how pensioners could benefit.
Daily Mirror
Virgin Money customers set for ‘extreme’ change from tomorrowAn expert has labelled the change as ‘extreme’
Birmingham Live
Mortgage rates increased by Virgin Money and SantanderIt comes as the war in Iran caused fears that inflation will sweep across the globe
Daily Mirror
Virgin Money customers set for ‘extreme’ change from tomorrowAn expert has labelled the change as ‘extreme’
Express.co.uk
‘War on UK taxpayers’ as Iran piles £12bn onto national interestExperts explain how the Iran war could impact mortgage pricings and how pensioners could benefit.
Birmingham Live
£12 billion added to UK’s national interest bill following Middle East warAt the start of the war it was 4.23% – and it has in three weeks risen to over 4.8%
Glasgow Live
Nationwide customers face new £360 cost from today after decisionThe past couple of weeks have been rough for people in this position
Scottish Daily Record
Nationwide and Virgin Money customers hit with new £360 cost from todayPeople in this position are facing new problems
Glasgow Live
Nationwide customers face new £360 cost from today after decisionThe past couple of weeks have been rough for people in this position
Wales Online
Customers at Nationwide and Virgin Money ‘hit with new £360 blow’It’s been a rocky fortnight for anyone in this position
Daily Mirror
Nationwide brings in ‘new £360 charge’ for customers from todayThe past couple of weeks have been chaos
Birmingham Live
1 in 8 young people not in work or education, new data showsA total of 839,900 16 to 24-year-olds were not in education, employment or training between October and December 2025
Express.co.uk
Nationwide and Virgin Money customers ‘hit with new £360 charge’Anyone currently in this position must be wondering what’s happened over the past fortnight
City AM
‘And so it begins’ - Mortgage lenders kick rates back up amid Middle East crisisHSBC UK has said it will increase some of its mortgage rates for first-time buyers, movers and re-mortgagers from Friday.
Express.co.uk
HSBC customers face costly change ‘from Friday’Experts have given their take as a volatile week continues
MoneyWeek
Student loans debate: should you fund your child through university?Graduates are complaining about their levels of student debt so should wealthy parents be helping them avoid student loans?
Daily Mirror
NatWest customers could get £37,500 extra in new updateIt’s been called a good thing, but experts have issued a note of caution as well
what MORTGAGE
Zero deposit 100% mortgage launched for renters - what MORTGAGEA 100% mortgage for renters has been launched by Hanley Economic Building Society.
GB News
Mortgage alert: Renters can now buy a home without a deposit under new deal - 'genuine route onto the ladder'Renters can now buy a home without putting down any deposit, offering what some in the industry describe as a genuine route into homeownership
Thisismoney
Building society launches 100% mortgage to help renters get on property ladder with no depositRenters are being offered the chance to get on the property ladder without saving a deposit, as a building society launches an 100 per cent mortgage.
The i Paper
The pros and cons of a tracker mortgage - and why there’s been a rise in uptakeProperty experts report seeing a surge in interest over the past few months as people try to time future base rate cuts
The i Paper
The pros and cons of a tracker mortgage - and why there’s been a rise in uptakeProperty experts report seeing a surge in interest over the past few months as people try to time future base rate cuts
Birmingham Live
HMRC raid on pensions could see savers lose £214,000New inheritance tax rules for retirement savings unveiled by Chancellor Rachel Reeves last year could deliver an unprecedented financial blow
East Anglian Daily Times
Two child benefit cap scrapped as Rachel Reeves makes Budget announcementThe government has announced it will scrap the two-child benefit cap as part of its 2025 budget, lifting thousands of children out of poverty.
Dunfermline Press
Two child benefit cap scrapped as Rachel Reeves makes budget announcementThe government has announced it will scrap the two-child benefit cap as part of its 2025 budget, lifting thousands of children out of poverty.
Dorset Echo
Two child benefit cap scrapped as Rachel Reeves makes Budget announcementThe government has announced it will scrap the two-child benefit cap as part of its 2025 budget, lifting thousands of children out of poverty.
Reading Chronicle
Two child benefit cap scrapped as Rachel Reeves makes Budget announcementThe government has announced it will scrap the two-child benefit cap as part of its 2025 budget, lifting thousands of children out of poverty.
Daily Echo
Two child benefit cap scrapped as Rachel Reeves makes Budget announcementThe government has announced it will scrap the two-child benefit cap as part of its 2025 budget, lifting thousands of children out of poverty.