Dariusz Karpowicz's Media Coverage

The Sun

NO longer having to spend your wages on your monthly mortgage repayments is a dream for most homeowners.

Financial Times

Outstanding card balances on the rise as interest rates remain high

Financial Times

Findings of BoE survey will reinforce case for interest rate cuts this year

Wales Online

New data has been released

Daily Mirror

Experts say buyers are now in a strong position to negotiate

Liverpool Echo

The pair are the latest to make adjustments

This is Money

This presents an opportunity for those who are in the market to buy to negotiate a lower price. Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said: 'If you are looking to buy,...

Wales Online

There is talk of ‘momentum’

Daily Express

It’s been welcomed, but with caution

Liverpool Echo

Halifax has also made an announcement, following TSB, Santander, Barclays and HSBC

Liverpool Echo

Halifax has also made an announcement, following TSB, Santander, Barclays and HSBC

Daily Mirror

It has been a week of change

Daily Express

Feels like a blink-and-you’ll-miss-it moment

Daily Express

Mortgage roulette is getting tense

Daily Mirror

People coming to the end of a deal are being urged to consider their options

FT Adviser

“Savvy” borrowers are avoiding locking in to long-term deals and instead turning to

Express.co.uk

Experts explain how the Iran war could impact mortgage pricings and how pensioners could benefit.

Daily Mirror

An expert has labelled the change as ‘extreme’

Birmingham Live

It comes as the war in Iran caused fears that inflation will sweep across the globe

Daily Mirror

An expert has labelled the change as ‘extreme’

Express.co.uk

Experts explain how the Iran war could impact mortgage pricings and how pensioners could benefit.

Birmingham Live

At the start of the war it was 4.23% – and it has in three weeks risen to over 4.8%

Glasgow Live

The past couple of weeks have been rough for people in this position

Scottish Daily Record

People in this position are facing new problems

Glasgow Live

The past couple of weeks have been rough for people in this position

Wales Online

It’s been a rocky fortnight for anyone in this position

Daily Mirror

The past couple of weeks have been chaos

Birmingham Live

A total of 839,900 16 to 24-year-olds were not in education, employment or training between October and December 2025

Express.co.uk

Anyone currently in this position must be wondering what’s happened over the past fortnight

City AM

HSBC UK has said it will increase some of its mortgage rates for first-time buyers, movers and re-mortgagers from Friday.

Express.co.uk

Experts have given their take as a volatile week continues

MoneyWeek

Graduates are complaining about their levels of student debt so should wealthy parents be helping them avoid student loans?

Daily Mirror

It’s been called a good thing, but experts have issued a note of caution as well

what MORTGAGE

A 100% mortgage for renters has been launched by Hanley Economic Building Society.

GB News

Renters can now buy a home without putting down any deposit, offering what some in the industry describe as a genuine route into homeownership

Thisismoney

Renters are being offered the chance to get on the property ladder without saving a deposit, as a building society launches an 100 per cent mortgage.

The i Paper

Property experts report seeing a surge in interest over the past few months as people try to time future base rate cuts

The i Paper

Property experts report seeing a surge in interest over the past few months as people try to time future base rate cuts

Birmingham Live

New inheritance tax rules for retirement savings unveiled by Chancellor Rachel Reeves last year could deliver an unprecedented financial blow

East Anglian Daily Times

The government has announced it will scrap the two-child benefit cap as part of its 2025 budget, lifting thousands of children out of poverty.

Dunfermline Press

The government has announced it will scrap the two-child benefit cap as part of its 2025 budget, lifting thousands of children out of poverty.

Dorset Echo

The government has announced it will scrap the two-child benefit cap as part of its 2025 budget, lifting thousands of children out of poverty.

Reading Chronicle

The government has announced it will scrap the two-child benefit cap as part of its 2025 budget, lifting thousands of children out of poverty.

Daily Echo

The government has announced it will scrap the two-child benefit cap as part of its 2025 budget, lifting thousands of children out of poverty.

East Anglian Daily Times

The government has announced it will scrap the two-child benefit cap as part of its 2025 budget, lifting thousands of children out of poverty.

GB News

Investors are concerned about a potential AI stock market 'bubble' which analysts warn could trigger a recession on both sides of the Atlantic

Express.co.uk

The UK is waking up to news of global financial turmoil.

GB News

Labour's inheritance tax raid (IHT) on pension pots could cost you £214,000, representing the "biggest tax hit in decades", analysts warn.

Birmingham Live

Some experts have called the move “reckless” by the banks

Estate Agent Today

Two major mortgage lenders have cut rates in what brokers describe as a pre-Budget rush.

Express.co.uk

One expert said rate cuts are “landing just when borrowers need them most”.

Express.co.uk

One expert said rate cuts are “landing just when borrowers need them most”.

The latest National and International News - upday News

The number of children living in long-term workless households across the UK has surged to 1.22 million in 2024, representing 9.4% of all children and marking the highest level in nearly a decade. The...

FT Adviser

A series of “fiscal assaults” over the past year has led to an increase in the number of people cancelling their

Business Matters

Pizza Hut’s UK dine-in restaurants enter administration amid rising costs and shifting consumer habits, with experts blaming a ‘brutal market squeeze’.

Daily Star

Dariusz Karpowicz, Director at Albion Financial Advice said: “Pizza Hut's dine-in collapse serves up a bitter slice of reality for Britain's struggling high street. When even household names can't keep...

Birmingham Live

The highest percentage of children in long-term workless households was in the North East

Business Matters

Financial advisers report a rise in businesses and individuals cancelling private medical insurance as tax pressures and costs mount.

Express.co.uk

Pizza Hut’s collapse into administration is a ‘bitter slice of reality for UK’ says financial experts.

Express.co.uk

Pizza Hut’s collapse into administration is a ‘bitter slice of reality for UK’ says financial experts.

Business Matters

Pizza Hut’s UK dine-in restaurants enter administration amid rising costs and shifting consumer habits, with experts blaming a ‘brutal market squeeze’.

Express.co.uk

EXCLUSIVE: This isn’t just a “minor slip-up” from Angela Rayner, experts have said.

The Independent

It’s becoming more popular - but you must be aware of the risks and pitfalls before you start

Birmingham Live

Homeowners who are looking for a new mortgage deal may benefit from enhanced affordability when applying to remortgage to Nationwide, the lender has confirmed.

Birmingham Live

Homeowners who are looking for a new mortgage deal may benefit from enhanced affordability when applying to remortgage to Nationwide, the lender has confirmed.

FTAdviser

has enhanced its affordability criteria for

This Is Money

The building society is relaxing affordability checks for new remortgage customers - if they fix for five years.

Birmingham Live

Experts slammed politicians for “allowing our economy to reach this situation” and the figures show millions of households are struggling - even if they are working full time

Express.co.uk

EXCLUSIVE: With inflation unexpectedly rising in June, we asked some expert mortgage brokers whether it’s time to lock in a new deal.

FTAdviser

Mortgage brokers have praised the latest BBC Panorama investigation, describing it as a “damning indictment” of

Chronicle Live

Nationwide, Barclays and Skipton Building Society have all unveiled rate cuts this week, as competition heats up across the high street. The cuts come as mortgage rates are tumbling across the market,...

Leicestershire Live

A summer mortgage price war is now in full swing

Yorkshire Live

Banks have slashed rates

Express.co.uk

Nationwide, Barclays and Skipton Building Society have all unveiled rate cuts this week

Birmingham Live

Nationwide, the UK’s biggest building society, is rolling out new switcher and additional borrowing rates.

Birmingham Live

A warning has come from mortgage experts, who warn the inflation rate increase this week could pose an END to the mortgage rate war.

Express.co.uk

The Bank of England has cut rates four times since last summer

London Property News

Halifax rate changes suggest ‘markets expect base rate cuts this year but are less sure about 2026 onwards’ ..…

Express.co.uk

The Labour Government’s 1.5 million new homes plan is ‘fantasy politics’ with experts warning homeownership may suffer under potential cash ISA changes.

Express.co.uk

Hackers stole $1.5 billion from a crypto exchange on Friday, in what could have been one of the biggest digital thefts in history.

Express.co.uk

Hackers stole $1.5 billion from a crypto exchange on Friday, in what could have been one of the biggest digital thefts in history.

Birmingham Live

The building society will increase the representative rate for existing credit card customers by up to five percentage points from April 1

Express.co.uk

The new interest rates are set to come into effect in weeks.

The National

Nationwide has announced mortgage rate cuts from today, following rate drops by Barclays, Santander and Yorkshire

The Mirror

Santander and Barclays have announced this week that it was to launch the new deals on Thursday, with borrowers able to get mortgage rates below 4% for the first time this year

Birmingham Live

Remortgage borrowers look to be the biggest winners with this particular reprice, with cuts of up to 0.36%.

FTAdviser

Younger people are being increasingly turned down for income protection due to higher BMI and mental health conditions, Ash Ridge director and mortgage adviser, Jane King, has found.

Freelance Informer

Freelancers selling a house? Keep more of your money with these tax-saving tips for your next home purchase.

News and Star

Lloyds Bank and Halifax customers have been urged ‘do not make repeat payments’ after banking app issues

Southend Echo

Lloyds Bank and Halifax customers have been urged ‘do not make repeat payments’ after banking app issues

Eastern Daily Press

Lloyds Bank and Halifax customers have been urged ‘do not make repeat payments’ after banking app issues

Hexham Courant

Lloyds Bank and Halifax customers have been urged ‘do not make repeat payments’ after banking app issues

The Bolton News

Lloyds Bank and Halifax customers have been urged ‘do not make repeat payments’ after banking app issues

Bradford Telegraph and Argus

Lloyds Bank and Halifax customers have been urged ‘do not make repeat payments’ after banking app issues

Times Series

Lloyds Bank and Halifax customers have been urged ‘do not make repeat payments’ after banking app issues

FTAdviser

Rate setters will most likely be split over a base rate cut this Thursday, according to experts, despite most expecting a cut of 25 basis points.

FTAdviser

Issues with several banking apps over the past few days show how much technology is relied upon, brokers have said.

Mortgage Soup

Brokers have hailed the timing of Barclays’ Mortgage Boost proposition as affordability continues to be a struggle for buyers. Barclays is offering Mortgage Boost to new and existing customers, a proposition...

Business Matters

Lloyds Banking Group is closing 136 more UK branches, the impact on staff and high streets, and what it means for customers still relying on in-person banking.

Mortgage Soup

Nationwide has yielded to market pressures and joined its high-street counterparts in raising selected fixed rates by up to 0.15% today, including rates across its New Business and Existing Customers Moving...

FTAdviser

NatWest has brought some “much needed festive cheer” to the mortgage market by announcing rate cuts of up to 39 basis points, Contractor Mortgage Services director, Ken James, has said.

Mortgage Soup

NatWest is making rate cuts of up to 39bps across selected purchase, remortgage and buy-to-let 2- and 5-year fixed rate mortgages tomorrow. Newspage asked brokers whether the tide is turning and if more...

Mortgage Solutions

Borrowers looking to buy a property through a shared ownership scheme may find it difficult to secure the finance through mainstream banks.

Moneyweek

Research suggests a wealth exodus may be taking place due to higher taxes under the Labour government

Introducer Today

Halifax has launched a 1.5 year fixed rate remortgage product.

Introducer Today

Halifax has launched a 1.5 year fixed rate remortgage product.

Moneyweek

Research suggests a wealth exodus may be taking place due to higher taxes under the Labour government

Birmingham Live

It is also launching a new range of 2-year fixed rates for purchase customers borrowing up to £250,000.

FTAdviser

Mortgage brokers have warned things are “going backwards rapidly” when it comes to the underwriting process.

The Telegraph

Dariusz Karpowicz, director at Albion Financial Advice, said: "In my daily consultations I'm particularly noticing buy-to-let investors and second-home purchasers pushing to avoid the additional 3pc levy. "The...

The Telegraph

Once tipped to revolutionise the market, long-term loans fail to take off closer to home

The Telegraph

Once tipped to revolutionise the market, long-term loans fail to take off closer to home

The Telegraph

Buy-to-let owners hit back at Prime Minister’s suggestion

Moneyweek

Keir Starmer has promised that working people will be protected from harsh tax rises in the Autumn Budget but he is struggling to define who that includes

Freelance Informer

New research from Aldermore reveals the extent to which self-employed first-time buyers are struggling to get on the property ladder.

The Telegraph

Buy-to-let owners hit back at Prime Minister’s suggestion

Daily Mail

Interest rates will fall to 3.75% by the end of next year, Santander predicts - a huge gap compared to the Goldman Sachs forecast earlier in the week.

FTAdviser

Customers accessing their health records via the NHS mobile app could be “a game changer” for the protection market, New Leaf Distribution managing director, Daniel Hobbs, has said.

Mortgage Solutions

Mortgage application processing times have reduced by 30% in two years – from 14 days to 10 days – claims a report.

The Sun

SUB 3% mortgages could be on the cards as the Bank of England hints at more “aggressive” rate cuts. It comes after a host of major lenders have made reductions to rates. The news follow…

GB News

Nationwide, the UK's largest building society, has announced a significant boost for first-time buyers.

Birmingham Live

Brokers and conveyancers have warned consumers that ‘free legals’ may not always be the best option in the Cost of Living crisis, though.

Express.co.uk

Free legals appear tempting to many but can come with hidden consequences, warn experts

Mortgage Solutions

How much further mortgage rates will continue to fall has been thrown into doubt amid an ever evolving wider economic landscape.

Property Investor Today

Why are interest rates falling now - and so quickly?

FTAdviser

Brokers have claimed that transaction times are currently “the longest experienced in over 20 years in the industry".

Proactive Investors

Dariusz Karpowicz at Albion Financial Advice says "a lender of its size dipping below 4% could set a trend for other major lenders to follow". "This is fantastic news for borrowers, signalling potentially...

Express.co.uk

In the past, parents might have acted as guarantors for the mortgages of adult children - however, these new schemes go much further.

Yorkshire Live

There is a new way to get a mortgage that could help you buy a bigger house

Bristol Live

There is a new way to get a mortgage that could help you buy a bigger house

Express.co.uk

In the past, parents might have acted as guarantors for the mortgages of adult children - however, these new schemes go much further.

Yorkshire Live

There is a new way to get a mortgage that could help you buy a bigger house

FTAdviser

The Bank of England has only managed to keep inflation at its target rate for 30 per cent of the time since it gained independence in 1997, data has found.

Freelance Informer

The impending 20% VAT increase on private school fees, set for September 2025, has ignited a wave of concern among self-employed parents.

FTAdviser

Green mortgages can 'hugely support' first-time buyers by offering financial incentives to keep costs down, according to Alex Dowling, head of sales and marketing at David Wilson Southern Counties.

FTAdviser

Green mortgages can “hugely support” first-time buyers by offering financial incentives to keep costs down, according to Alex Dowling, head of sales and marketing at David Wilson...

FTAdviser

Britons have been squirrelling more money away this year than in 2023, but advisers are urging caution over tax traps. 

The Sun

MAJOR lenders are cutting mortgage rates in a boost for borrowers. NatWest and Barclays have slashed rates by up to 0.31% while HSBC has announced it will be cutting rates from tomorrow (June 26). …

Letting Agent Today

The decision of property developer Berkeley Group to enter the private rental sector is bad news for tenants, it’s claimed.

Express.co.uk

People who are relying on credit card to cover everyday expenses, such as food, clothes and energy, are facing punishing interest rate bills.

What Mortgage

Balances on credit cards have increased by nearly 10% and it’s beginning to have a knock-on effect on mortgage applications.

What Mortgage

Balances on credit cards have increased by nearly 10% and it’s beginning to have a knock-on effect on mortgage applications.

Introducer Today

Explore the effects of rising mortgage rates on the housing market.

Bristol Live

Some careers and job types could hinder Brits trying to apply for their first mortgage as brokers share vital warning

The Telegraph

Buyers in careers with early average retirement ages face more scrutiny from lenders

Yahoo News

Barclays have increased a number of deals by 0.15 per cent, in a major blow for customers.

Express.co.uk

That is the day that the latest inflation figure is announced and it will be crucial in terms of whether the Bank of England will decide to cut interest rates the following day.

Bristol Live

Some careers and job types could hinder Brits trying to apply for their first mortgage as brokers share vital warning

The Telegraph

Buyers in careers with early average retirement ages face more scrutiny from lenders

The Telegraph

Buyers in careers with early average retirement ages face more scrutiny from lenders

MSN

Dariusz Karpowicz of broker Albion Financial Advice said buyers in these industries “face more scrutiny and challenges” compared to roles such as accountants, because of their statistically lower retirement...

FTAdviser

Hybrid working has become a staple of financial services since the pandemic, and while research points to the many positives around employees’ work-life balance, some advisers say it brings more disadvantages...

Birmingham Live

Barclays have increased a number of deals by 0.15 per cent, in a major blow for customers.

Express.co.uk

Mortgage brokers have slammed the increases, questioning whether they are justified.

Express.co.uk

The key ECB rate has come down to 3.75 percent which compares to 5.25 percent figure in the UK.

FTAdviser

Mortgage brokers are hoping to see policy pledges to build houses, incentivise buyers, and promote the housing department during the election campaign.

Express.co.uk

Labour has indicated it will back a ban on no fault evictions of tenants, while the party is also under pressure to allow councils in some areas to introduce a cap on rents.

Talk Business | Entrepreneur & Business Advice

Dariusz Karpowicz, Director at Albion Financial Advice speaking to Newspage commented: “I cannot vote as I do not have a British passport, but if I could,

inews.co.uk

A higher-than-expected inflation reading and general election call on Wednesday was followed by mixed signals in the mortgage market

The Intermediary - Latest UK mortgage news

This morning, Barclays introduced significant increases across a wide range of its purchase and remortgage deals.

Mortgage Strategy

It is seven years since NatWest became the first lender to launch a paperless mortgage process — subsequently used by 100,000 customers in the first two years. Since then, other lenders have followed suit,...

Financial Reporter

Today, Rishi Sunak called a surprise early election for the 4th July 2024 in a high-risk move, with the Conservatives trailing 20 points behind Labour in the polls.

Money Lowdown

Following Rishi Sunak’s announcement of a General Election on 4th July, free news agency Newspage asked practising experts in those sectors what would be the best result for the UK’s

Protection Reporter

Today, Rishi Sunak called a surprise early election for the 4th July 2024 in a high-risk move, with the Conservatives trailing 20 points behind Labour in the polls.

Money Lowdown

HOMEOWNERS have been handed a fresh boost as three major lenders gear up to slash mortgage rates.TSB, Barclays and HSBC are all cutting rates on home loans by up to

Financial Reporter

Today, Rishi Sunak called a surprise early election for the 4th July 2024 in a high-risk move, with the Conservatives trailing 20 points behind Labour in the polls.

Express.co.uk

The rise, which equates to 9.5 percent, suggests more of the nation are effectively living on borrowed money.

The Sun

HOMEOWNERS have been handed a fresh boost as three major lenders gear up to slash mortgage rates. TSB, Barclays and HSBC are all cutting rates on home loans by up to 0.45% from tomorrow. TSB is dro…

The Sun

HOMEOWNERS have been handed a fresh boost as three major lenders gear up to slash mortgage rates. TSB, Barclays and HSBC are all cutting rates on home loans by up to 0.45% from tomorrow. TSB is dro…

Birmingham Live

TSB, Barclays and HSBC are all cutting rates on home loans by up to 0.45 per cent from tomorrow with brokers calling the move a “beacon of hope”.

Protection Reporter

According to Newspage, there’s growing concern amongst brokers battling ill-informed excuses for failed financial planning and consumer reliance on price comparison sites for life & health insurance.

The Intermediary

“Plonk a tenner on the Grand National and some lenders think you’re a hustler in Vegas,” said one broker.

FTAdviser

A psychic medium telling a client they will live into their 80s and needing to pay for pet insurance are some of the reasons given by clients for not taking out protection cover.

The Intermediary

“The Government will pay the mortgage” & “smoking is not bad for you”, are among the strangest reasons why borrowers have refused life cover.

Daily Mail

EXCLUSIVE: Newlyweds Tess and Jimi Aldcroft, 35 and 39, (pictured) moved to Brecon to escape the intensity of London just after the pandemic - but moved back within just six months.

Investing.com

Santander hikes mortgage rates for second time in a week

Mortgage Solutions

The rise in cost to register a limited company will not deter lanldords choosing this route as the upfront cost is “minor”, brokers have said.

Yahoo News

These rate changes are effective from tomorrow, Wednesday 8 May.

Express.co.uk

The move will bring a number of Barclays’ mortgage deals below five percent.

Daily Mail

The London property market is bouncing back as fewer people in the capital search for countryside homes and others who have left consider moving back, experts say.

Sky News

In what seems to be becoming a daily occurrence, four more lenders have announced mortgage rate rises.

Share Talk

Santander UK has announced a second increase in fixed mortgage rates in under a week. Joining other lenders like Nationwide and NatWest that have raised fixed mortgage rates this week,

The Intermediary - Latest UK mortgage news

Santander is set to hike fixed rates for the second time in the space of a week, with selected fixed deals increasing by up to 0.26%.

Proactive Investors

Santander UK has announced it is hiking fixed mortgage rates for the second time in less than a week. Adding to the host of lenders nudging up fixed deals this week, including Nationwide and NatWest,...

Yahoo News

Bank rates up to 0.22 per cent higher from Tuesday 30 April as the Cost of Living crisis continues across the country.

This Is Money

Mortgage advisors tell us how their customers are being impacted by higher rates - from stretching their loan terms switching to interest-only deals or asking family for help.

FTAdviser

A number of changes to Santander’s affordability criteria and to its LTV limits are “a step forward” for those eyeing the upper end of the market, according to one broker.

Express.co.uk

The Bank’s governor, Andrew Bailey, and the Monetary Police Committee (MPC) decided to hold the base rate at 5.25 per cent at their latest meeting.

The Intermediary - Latest UK mortgage news

One broker said: “It’s a game-changer for many dreaming of homeownership but stuck in the savings slow lane.”

inews.co.uk

The Bank of England has held interest rates again - in bad news for customers with tracker mortgages

The Intermediary - Latest UK mortgage news

Despite lower inflation figures, the Bank of England has decided to maintain the current interest rate, with potential cuts forecasted for the summer.

The Intermediary

Atom bank has announced that it is increasing its mortgage rates as of tomorrow (Thursday 21st March).

B2L Insider

Average UK private rents have increased by 9% in the 12 months to February 2024, confirmed the ONS latest price index of private rents published today (20th March).

The Intermediary - Latest UK mortgage news

The changes will come into effect from tomorrow (21st March 2024).

The Intermediary

The number of registered company insolvencies in February 2024 was 2,102, 17% higher than in the same month in the previous year.

The Intermediary - Latest UK mortgage news

Average public expectations of the rate of inflation over the coming year were recorded at 3%, down from 3.3% in November 2023.

Express.co.uk

The total number of insolvencies reached 10,136 in February compared to 8,239 in the same month last year.

The Intermediary

Across its remortgage products including large loans, Affordable Housing – Shared Equity/ Shared Ownership and equivalent green home products, the lender will be introducing rate increases up to 0.17%...

The Intermediary - Latest UK mortgage news

Newpage asked mortgage brokers for their reaction to this, and why the mortgage market has started this week on such a dour note.

Birmingham Live

Newspage asked mortgage brokers for their reaction to this, and why the mortgage market has started this week on such a dour note.

The Intermediary

To alleviate current pressures upon business owners, the Government pledged to provide £200m in funding to extend the Recovery Loan Scheme as it transitions to the Growth Guarantee Scheme.

The Intermediary

On a monthly basis the unadjusted index rose by 0.3% in October. In seasonally adjusted terms, prices increased by 0.7%.

Mortgage Professional

Industry experts react to government data

IFA Magazine

Below, a number of finance and property experts comment on the Halifax October House Price Index , which was published this morning: Jon Halbert, mortgage

IFA Magazine

Below, a number of finance and property experts comment on the Halifax October House Price Index , which was published this morning: Jon Halbert, mortgage

The Intermediary

A poll of mortgage brokers and estate agents from Newspage found that 58% expect house prices to fall by up to 10%.

Mortgage Solutions

Rate rises will increase mortgage payments for many borrowers in the next 12 months but brokers believe they doing their best to preparing clients for the coming storm.