New figures released this week paint a difficult picture for tenants

New warning for tenants as they face 'extremely steep' rent rises after rule change

He said the victim would now have to stay living with his parents for years to come

First-time buyer lost £47,000 after email ‘impersonated’ - AOL

First-time buyer lost £47,000 after email 'impersonated'

The figures will provide some much-needed reassurance to households

Mortgage borrowers handed boost as repossessions fall

It has been welcomed as 'very encouraging', with other expected to follow

Halifax confirms change for customers 'from Friday' with 'cost cut'

Semi-commercial property is becoming a “sexy alternative” to traditional buy-to-let for a growing number of landlords as residential properties become less attractive, according to Ben Perks.

Semi-commercial property becoming ‘alternative’ to traditional BTL

The Renters’ Rights Act came in earlier this year

New UK renting law update as landlords ‘make change’ - AOL

New UK renting law update as landlords ‘make change’

Experts have explained the detail behind it

Lloyds and Halifax announcement on Friday ‘but reality different’

Lloyds and Halifax announcement on Friday ‘but reality looks different’ - AOL

Experts said it had comes as a surprise given changes elsewhere

Halifax change for customers ‘from Wednesday’ with extra costs

Experts have explained that it is ‘where the market is heading’

UK Santander customers told of new extra cost after Monday Halifax announcement

UK Santander customers told of new extra cost after Halifax update

Experts have explained that people could need to take action quickly

Halifax confirms change for customers ‘from Tuesday’ with extra cost - AOL

Halifax confirms change for customers ‘from Tuesday’ with extra cost

The mistake can end up costing mortgage holders ‘thousands of pounds extra’ in interest payments.

Brits warned of one ‘relatively minor mistake’ causing mortgage ‘nightmare’

Experts have explained how a seemingly minor issue can spiral into a major problem

Unpaid parking fines ‘can mean losing home’ as record numbers issued

Property experts warn the £12billion-a-year levy is trapping growing families

Demand to cancel ‘self-defeating’ £12billion tax that stops people from moving

Barclays update as borrowers told to ‘sharpen their pencils’

Barclays brings ‘good news’ update for borrowers

Will mortgage rates in the UK return to pre-Iran war levels?

Nationwide has given a new update to start the week

Nationwide confirms key change for customers ‘from Tuesday’

That so-called confidence feels a bit wobbly

‘True reality’ as Nationwide gives update

New data has been released following a Nationwide update this week

Nationwide update this week ‘reflects the true reality’

An update from credit checking company Checkmyfile, following concerns it was “poaching” clients, has been welcomed by brokers.

Credit agency ‘clears the air’ following broker poaching concerns

‘Mortgage deal can quietly lose its shine’ as lenders ‘widen margins’

Borrowers trying to avoid locking in a high fixed-rate mortgage might be better opting for a cheaper tracker deal at least for now, brokers have said. 

Tracker mortgages could be best route for borrowers for now, say brokers

“Savvy” borrowers are avoiding locking in to long-term deals and instead turning to

‘Savvy’ borrowers using tracker mortgages amid chaotic market

Brokers call for 30-day mortgage reservation amid market chaos

Mortgage holders brace for noon when the Bank of England announces its latest decision on interest rates.

Bank of England set to make major announcement at midday - follow live

Let's be honest, the headlines this past fortnight have been enough to make any buyer nervous, let alone a first-time buyer.

I'm a mortgage expert and this is why it's a GREAT time to buy your first home - despite rising rates

UK individual insolvencies have surged 18% year-on-year, with experts warning households are at breaking point as high interest rates, inflation and debt pressures intensify.

Individual insolvencies surge 18% as experts warn households are at ‘breaking point’

Investors need to stay focused and remain calm, experts have said, after global stock markets turned red and oil passed $100 a barrel for the first time since 2022 amid an escalating crisis in the Middle East.

What investors and borrowers should do now as shares tank and oil surges

Mortgage rates are poised to rise above 5pc within days after the Iran war triggered a surge in borrowing costs.

Mortgage rates tipped to rise above 5pc within days

Experts have given their take as a volatile week continues

HSBC customers face costly change ‘from Friday’

Swap rates look set to head further south on the back of today’s sharp drop in inflation

First-time buyer boom expected this spring due to inflation fall

The Bank of England is widely expected to maintain the base rate at 3.75 per cent when the Monetary Policy Committee (MPC) announces its decision on Thursday, according to financial experts.

Bank of England to halt interest rate cuts as 'sticky inflation' traps UK economy

It will take nearly six years for a first-time buyer to save a 10% deposit on a typical property in the UK – but this rises to nine years in London.

First-time buyers take six years to save for a house deposit - what MORTGAGE

The process could take you between six and nine years to complete

Nationwide issues £320 a month warning to customers

The move from the major UK lender has been described as a ‘massive statement’

Nationwide big change from Thursday - some could get £500 cashback

Nationwide changes from Thursday, January 15 and £500 cashback

Nationwide ‘just fired their starting gun’ for the 2026 property market, an expert says.

Nationwide slashes mortgage rates to 3.5% in ‘massive market statement’

Barclays has cut mortgage rates, pushing more deals into the 3.5% range. Brokers say the move signals where rates are heading in 2026.

Barclays cuts mortgage rates as lenders edge closer to 3.5%

In the 12 months ending 30 November 2025, one in 407 adults in England and Wales entered insolvency

Numbers going insolvent soar as experts say it is ‘now a necessity’

Mortgage borrowers did not wait for the Bank of England’s interest rate cut before acting in December with new data showing demand peaked days ahead of the base rate cut and a growing number of borrowers taking on more rate risk on the day itself.

Busy market ahead as mortgage demand rose even before interest rate cut – research

The cuts come ahead of a Bank of England base rate decision next week

NatWest cuts mortgage rates as market heats up in festive price war

HSBC has first-time buyers firmly in its sights offering up to £2,000 in cashback from today and, brokers say, may well have just lit the fuse on a…

HSBC is offering up to £2,000 cash to some customers in ‘a brilliant move’

HSBC has announced it is offering up to £2,000 cashback to support first-time buyers with the additional costs of buying a home.

HSBC offers £2,000 cashback to first-time buyers

Financial specialists have argued Rachel Reeves is finalising a "lastminute.com" Budget days before its publication, raising concerns about the Government’s fiscal preparedness.

Chancellor Rachel Reeves preparing 'lastminute.com' Budget, financial specialists warn

“Those predicting a crash have once again been proved wrong,” on expert remarked

UK house prices increase by 2.6% to average of £272,000

Some experts have called the move “reckless” by the banks

NatWest and Barclays make major announcement for customers moving home

With many choosing to ditch alcohol this January, research from Santander has shown that putting some – or all – of the money usually spent on booze each month towards mortgage overpayments could save homeowners thousands over the life of their mortgage. According to statistics from ONS, the average cost of a pint of lager […]

Homeowners could save thousands by using ‘Dry January’ cash boost to overpay mortgage

Brokers have claimed that a partnership between credit referencing agency Checkmyfile and brokerage Haysto is a “significant slap in the face” to brokers who refer clients.

Credit agency partnership ‘slap in the face’, say mortgage brokers

Brokers anticipate further cuts in January

Two major lenders open 2025 with mortgage rate cuts

Most households with a good credit record can secure a mortgage rate of between 4% and 5% at the moment.

Two lenders ring in 2025 with mortgage rate cuts - will others follow?

Borrowers are “finally getting a break” as mortgage rates are cut, according to brokers.

Borrowers ‘finally get a break’ with end of year mortgage rate cuts

Stricter underwriting practices could be introduced if the assisted dying bill is passed through parliament.

Assisted dying to send ‘shockwaves’ through life insurance industry

Lenders have 'no right' to question the fees charged by brokers, many in the industry have argued after one broker was told to lower his fees.

Lenders have ‘no right’ to question broker fees

New research from Aldermore reveals the extent to which self-employed first-time buyers are struggling to get on the property ladder.

Giving up on the dream: Is the UK mortgage market killing self-employment? - Freelance Informer

Economists at Goldman Sachs have suggested the Bank of England base rate could come down from the current figure of 5 percent

NatWest announces ’highly aggressive” mortgage cuts

10 brokers have been asked whether it’s cheaper to buy or to rent, the challenges people face in getting on the ladder and what should be considered.

To buy or to rent? That is the question! - Introducer Today

The Bank of England’s decision to keep the base rate on hold can be seen as a sign of fear

Mortgage rates ‘set to increase’ as Bank of England holds base rate

The average UK price in August was up 2.4 percent on a year ago to £265,375, the latest index from Nationwide Building Society shows.

Homes guaranteeing low energy bills fetch a premium as property market recovers

There were 62,000 home loan approvals in July as falls in interest rates made monthly repayments more affordable.

Warnings that a ‘slash and pillage Budget’ would threaten property market

Virgin Money has made a series of positive changes to its residential purchase mortgage range, with rates being reduced by up to 0.20 percent

Lender announces significant mortgage rate cuts for customers

The provider has also made a series of changes to remortgage and buy-to-let options

Virgin Money customers given significant mortgage rate cuts

The move by Nationwide trumps a series of reductions launched by rivals HSBC, Barclays and TSB earlier this week.

Nationwide launches ‘incredible’ fixed rate home loan

A number of Barclays mortgage products have seen interest rates cut to below four percent for the first time in months, following the Bank of England’s base rate decision last week

Barclays mortgage interest rates cut but not everyone is optimistic

The new deals from Halifax include a five year fix on a 60 percent loan to value (LTV) at 3.99 percent with a fee of £999

Halifax slashes mortgage rates as it joins Barclays and HSBC in price war

Earlier this week, Barclays, HSBC, NatWest and Nationwide shaved interest rates on their market leading home loans to take them under 4 percent.

Lifeline for home buyers as Halifax joins rush to cut mortgage rates

Halifax has become the latest in a string of financial institutions slashing rates following the BoE decision

Halifax cuts mortgage rates, following HSBC and Barclays

Another big lender has joined the “sub-4 per cent club” as Halifax announces cuts to mortgage products.

Halifax joins ‘sub-4% club’ as it announces rate cuts

MAJOR lenders are battling it out to offer lower rates in a boost for homeowners and first-time buyers who have been hit by soaring costs. A flurry of mortgages have hit the market with interest be…

All the major lenders offering sub 4% mortgages as banks battle on rates

HSBC became the third lender to reintroduce a sub-4 per cent five-year fixed deal, following mortgage rate cuts by Nationwide and NatWest in recent days.

HSBC and Barclays both cut mortgage rates

The mortgage price war has intensified with Barclays launching the UK’s cheapest home loan at 3.84 percent as banks and building societies battle to attract homebuyers

Barclays launches UK’s cheapest mortgage at 3.84% as banks battle

Further cuts are expected in the coming days which are predicted to trigger a rush to buy through the rest of this year.

Mortgage price war – Barclays, HSBC and NatWest launch home loans at under 4%

The lowest five-year fixed rate mortgages are set to go below 4%, after Nationwide announced further cuts.

Best fixed mortgages dip below 4% after Nationwide cuts

Lender rolls out larger loans fixed for five to 15 years, from a deposit of 5pc

Borrowers offered Dutch-style mortgages worth six times salary

The impending 20% VAT increase on private school fees, set for September 2025, has ignited a wave of concern among self-employed parents.

School fees VAT hike: Self-employed parents scramble for mortgage solutions to pay private school bills

HSBC’s criteria switch-up has been largely met with praise from mortgage brokers.

HSBC announces ‘big’ change to mortgage criteria to help ‘boost’ property market

The FTSE 100 earlier rose past 8,000 for the first time since its record-breaking run 14 months ago as traders bet that the Bank of England would cut interest rates before the US.

FTSE 100 breaks 8,000 as it nears record high - latest updates

It’s the first sub-4% deal in the current cycle of price changes

The Mortgage Works offers sub-4% buy-to-let mortgage

Atom bank has announced that it is increasing its mortgage rates as of tomorrow (Thursday 21st March).

Atom bank increases mortgage rates

For both new and existing residential customer products, selected 2- and 5-year 65% and 75% loan-to-value (LTV) fixed rates will be increased by up to 0.13%.

Clydesdale Bank increases selected resi and BTL mortgage rates

Outrage at “shameful” Halifax move to cut maximum age on some products

The number of registered company insolvencies in February 2024 was 2,102, 17% higher than in the same month in the previous year.

Total number of individual and company insolvencies rise in February, data reveals

Brokers have criticised Halifax for reducing the&nbsp;maximum working age on some of its mortgage products.

Brokers: Halifax reducing maximum working age is ‘outrageous’

Britain&apos;s biggest mortgage lender is reducing the maximum age at which it will allow many borrowers to say they intend to retire from 75 to 70.

Halifax in hot water over new mortgage rules ‘from Monday’ and ‘it’s outrageous’

Halifax is reducing the maximum age it will consider earned income for mortgage applicants from 75 years to 70 years and the new rules will be introduced from Monday March 18

Halifax to reduce maximum working age for some mortgage applicants

Across its remortgage products including large loans, Affordable Housing – Shared Equity/ Shared Ownership and equivalent green home products, the lender will be introducing rate increases up to 0.17% on 2-year fixed products.

Halifax introduces rate increases for selected remortgage products

Homebuyers face higher monthly payments as bank moves to rein in risky lending

Halifax to impose new age limit on thousands of older mortgage borrowers

In its residential range, the lender will be withdrawing all of its fixed rates at 80% loan-to-value (LTV) for new borrowers.

Coventry for Intermediaries “leads the march” with mortgage rate reductions

For years, I have built a legendary reputation helping customers who were turned away elsewhere. Whether it’s complex credit history or unique income streams, I find the 'Yes' where others find a 'No.'<br>As a previous 'Mortgage Broker of the Universe' winner, the demand to take my services mainstream has been overwhelming. I have heard you, and I am stepping up. The Mortgage Geezer is available and ready to serve the nation."

has been added

Address

Media Pack / Portfolio

Darryl Dhoffer