Darryl Dhoffer's Media Coverage

Daily Mirror

New figures released this week paint a difficult picture for tenants

AOL.com

He said the victim would now have to stay living with his parents for years to come

Daily Mirror

He said the victim would now have to stay living with his parents for years to come

Daily Express

The figures will provide some much-needed reassurance to households

Daily Mirror

It has been welcomed as 'very encouraging', with other expected to follow

FT Adviser

Semi-commercial property is becoming a “sexy alternative” to traditional buy-to-let for a growing number of landlords as residential properties become less attractive, according to Ben Perks.

AOL.com

The Renters’ Rights Act came in earlier this year

Daily Mirror

The Renters’ Rights Act came in earlier this year

Daily Mirror

Experts have explained the detail behind it

AOL.com

Experts have explained the detail behind it

The Mirror

Experts said it had comes as a surprise given changes elsewhere

AOL.com

Experts have explained that it is ‘where the market is heading’

Daily Mirror

Experts have explained that it is ‘where the market is heading’

AOL.com

Experts have explained that people could need to take action quickly

Daily Mirror

Experts have explained that people could need to take action quickly

Daily Express

The mistake can end up costing mortgage holders ‘thousands of pounds extra’ in interest payments.

Daily Mirror

Experts have explained how a seemingly minor issue can spiral into a major problem

Daily Express

Property experts warn the £12billion-a-year levy is trapping growing families

Cambridgeshire Live

Barclays has new details for customers

Daily Express

Finally, a tiny bit of relief

Birmingham Live

Brokers are divided on the issue

Daily Express

Nationwide has given a new update to start the week

Daily Express

That so-called confidence feels a bit wobbly

The Mirror

New data has been released following a Nationwide update this week

FT Adviser

An update from credit checking company Checkmyfile, following concerns it was “poaching” clients, has been welcomed by brokers.

Daily Express

Feels like the goalposts moved again

Sky News

Borrowers trying to avoid locking in a high fixed-rate mortgage might be better opting for a cheaper tracker deal at least for now, brokers have said.

FT Adviser

“Savvy” borrowers are avoiding locking in to long-term deals and instead turning to

FT Adviser

have called for a 30-day

Express.co.uk

Mortgage holders brace for noon when the Bank of England announces its latest decision on interest rates.

Thisismoney

Let's be honest, the headlines this past fortnight have been enough to make any buyer nervous, let alone a first-time buyer.

Business Matters

UK individual insolvencies have surged 18% year-on-year, with experts warning households are at breaking point as high interest rates, inflation and debt pressures intensify.

The Scotsman

Investors need to stay focused and remain calm, experts have said, after global stock markets turned red and oil passed $100 a barrel for the first time since 2022 amid an escalating crisis in the Middle...

Daily Telegraph

Mortgage rates are poised to rise above 5pc within days after the Iran war triggered a surge in borrowing costs.

Express.co.uk

Experts have given their take as a volatile week continues

Birmingham Live

Swap rates look set to head further south on the back of today’s sharp drop in inflation

GB News

The Bank of England is widely expected to maintain the base rate at 3.75 per cent when the Monetary Policy Committee (MPC) announces its decision on Thursday, according to financial experts.

what MORTGAGE

It will take nearly six years for a first-time buyer to save a 10% deposit on a typical property in the UK – but this rises to nine years in London.

Lancs Live

The process could take you between six and nine years to complete

what MORTGAGE

It will take nearly six years for a first-time buyer to save a 10% deposit on a typical property in the UK – but this rises to nine years in London.

Hull Live

The process could take you between six and nine years to complete

Devon Live

The move from the major UK lender has been described as a ‘massive statement’

Wales Online

The move from the major UK lender has been described as a ‘massive statement’

Express.co.uk

Nationwide ‘just fired their starting gun’ for the 2026 property market, an expert says.

Property Portfolio Investor

Barclays has cut mortgage rates, pushing more deals into the 3.5% range. Brokers say the move signals where rates are heading in 2026.

Grimsby Live

In the 12 months ending 30 November 2025, one in 407 adults in England and Wales entered insolvency

Estate Agent Today

Mortgage borrowers did not wait for the Bank of England’s interest rate cut before acting in December with new data showing demand peaked days ahead of the base rate cut and a growing number of borrowers...

Surrey Live

In the 12 months ending 30 November 2025, one in 407 adults in England and Wales entered insolvency

Lancs Live

In the 12 months ending 30 November 2025, one in 407 adults in England and Wales entered insolvency

WalesOnline

The cuts come ahead of a Bank of England base rate decision next week

Wandsworth Times

HSBC has first-time buyers firmly in its sights offering up to £2,000 in cashback from today and, brokers say, may well have just lit the fuse on a…

Oxford Mail

HSBC has first-time buyers firmly in its sights offering up to £2,000 in cashback from today and, brokers say, may well have just lit the fuse on a…

The Herald

HSBC has first-time buyers firmly in its sights offering up to £2,000 in cashback from today and, brokers say, may well have just lit the fuse on a…

This is Oxfordshire

HSBC has first-time buyers firmly in its sights offering up to £2,000 in cashback from today and, brokers say, may well have just lit the fuse on a…

London Now

HSBC has first-time buyers firmly in its sights offering up to £2,000 in cashback from today and, brokers say, may well have just lit the fuse on a…

what MORTGAGE

HSBC has announced it is offering up to £2,000 cashback to support first-time buyers with the additional costs of buying a home.

GB News

Financial specialists have argued Rachel Reeves is finalising a "lastminute.com" Budget days before its publication, raising concerns about the Government’s fiscal preparedness.

Birmingham Mail

“Those predicting a crash have once again been proved wrong,” on expert remarked

Birmingham Live

Some experts have called the move “reckless” by the banks

Property Soup

With many choosing to ditch alcohol this January, research from Santander has shown that putting some – or all – of the money usually spent on booze each month towards mortgage overpayments could save...

FTAdviser

Brokers have claimed that a partnership between credit referencing agency Checkmyfile and brokerage Haysto is a “significant slap in the face” to brokers who refer clients.

Mortgage Professional

Brokers anticipate further cuts in January

This Is Money

Most households with a good credit record can secure a mortgage rate of between 4% and 5% at the moment.

FTAdviser

Borrowers are “finally getting a break” as mortgage rates are cut, according to brokers.

FTAdviser

Stricter underwriting practices could be introduced if the assisted dying bill is passed through parliament.

FTAdviser

Lenders have 'no right' to question the fees charged by brokers, many in the industry have argued after one broker was told to lower his fees.

Freelance Informer

New research from Aldermore reveals the extent to which self-employed first-time buyers are struggling to get on the property ladder.

Express.co.uk

Economists at Goldman Sachs have suggested the Bank of England base rate could come down from the current figure of 5 percent

Introducer Today

10 brokers have been asked whether it’s cheaper to buy or to rent, the challenges people face in getting on the ladder and what should be considered.

Grimsby Live

The Bank of England’s decision to keep the base rate on hold can be seen as a sign of fear

Express.co.uk

The average UK price in August was up 2.4 percent on a year ago to £265,375, the latest index from Nationwide Building Society shows.

Express.co.uk

There were 62,000 home loan approvals in July as falls in interest rates made monthly repayments more affordable.

Derbyshire Live

Virgin Money has made a series of positive changes to its residential purchase mortgage range, with rates being reduced by up to 0.20 percent

Express.co.uk

The provider has also made a series of changes to remortgage and buy-to-let options

Express.co.uk

The move by Nationwide trumps a series of reductions launched by rivals HSBC, Barclays and TSB earlier this week.

The Mirror

A number of Barclays mortgage products have seen interest rates cut to below four percent for the first time in months, following the Bank of England’s base rate decision last week

The Mirror

The new deals from Halifax include a five year fix on a 60 percent loan to value (LTV) at 3.99 percent with a fee of £999

Express.co.uk

Earlier this week, Barclays, HSBC, NatWest and Nationwide shaved interest rates on their market leading home loans to take them under 4 percent.

Daily Record

Halifax has become the latest in a string of financial institutions slashing rates following the BoE decision

FTAdviser

Another big lender has joined the “sub-4 per cent club” as Halifax announces cuts to mortgage products.

The Sun

MAJOR lenders are battling it out to offer lower rates in a boost for homeowners and first-time buyers who have been hit by soaring costs. A flurry of mortgages have hit the market with interest be…

This Is Money

HSBC became the third lender to reintroduce a sub-4 per cent five-year fixed deal, following mortgage rate cuts by Nationwide and NatWest in recent days.

The Mirror

The mortgage price war has intensified with Barclays launching the UK’s cheapest home loan at 3.84 percent as banks and building societies battle to attract homebuyers

Express.co.uk

Further cuts are expected in the coming days which are predicted to trigger a rush to buy through the rest of this year.

This Is Money

The lowest five-year fixed rate mortgages are set to go below 4%, after Nationwide announced further cuts.

The Telegraph

Lender rolls out larger loans fixed for five to 15 years, from a deposit of 5pc

Freelance Informer

The impending 20% VAT increase on private school fees, set for September 2025, has ignited a wave of concern among self-employed parents.

Express.co.uk

HSBC’s criteria switch-up has been largely met with praise from mortgage brokers.

The Telegraph

The FTSE 100 earlier rose past 8,000 for the first time since its record-breaking run 14 months ago as traders bet that the Bank of England would cut interest rates before the US.

Evening Standard

It’s the first sub-4% deal in the current cycle of price changes

The Intermediary

Atom bank has announced that it is increasing its mortgage rates as of tomorrow (Thursday 21st March).

The Intermediary

For both new and existing residential customer products, selected 2- and 5-year 65% and 75% loan-to-value (LTV) fixed rates will be increased by up to 0.13%.

Introducer Today

Outrage at “shameful” Halifax move to cut maximum age on some products

The Intermediary

The number of registered company insolvencies in February 2024 was 2,102, 17% higher than in the same month in the previous year.

FTAdviser

Brokers have criticised Halifax for reducing the maximum working age on some of its mortgage products.

Birmingham Live

Britain's biggest mortgage lender is reducing the maximum age at which it will allow many borrowers to say they intend to retire from 75 to 70.

The Mirror

Halifax is reducing the maximum age it will consider earned income for mortgage applicants from 75 years to 70 years and the new rules will be introduced from Monday March 18

The Intermediary

Across its remortgage products including large loans, Affordable Housing – Shared Equity/ Shared Ownership and equivalent green home products, the lender will be introducing rate increases up to 0.17%...

The Telegraph

Homebuyers face higher monthly payments as bank moves to rein in risky lending

The Intermediary

In its residential range, the lender will be withdrawing all of its fixed rates at 80% loan-to-value (LTV) for new borrowers.

The Intermediary

Real GDP was estimated to have fallen by 0.1% in the three months to January 2024, compared with the three months to October 2023.

Express.co.uk

Halifax has warned customers applying for mortgages about potential increases of up to 0.2 percent.

Yahoo Finance

“Are we missing something here?” one adviser asked of the flurry of mortgage rate rises

Evening Standard

“Are we missing something here?” one adviser asked of the flurry of mortgage rate rises

Birmingham Live

Effective 12 March, the lender says it’s making the following changes to its Existing Customer product range and switcher rate has been hiked up to 10bps on selected 2 and 5 year deals.

The Intermediary

The UK housing market sees a steady start to 2024 with a consistent rise in house prices, as industry experts call for interest rate cuts to sustain growth and support homebuyers.

Introducer Today

Experts slam lenders for ultra-short notice repricing of mortgage products

Sky News

Brokers are saying the shift upwards in mortgage rates is affecting what had initially looked like a bright start to 2024. Read this and more in the Money blog, your place for consumer and economic news....

GB News

Coventry Building Society has become the latest high street lender to raise mortgage rates in “another blow to homeowners” and those hoping to get on the property ladder.

London Property News

Coventry has just announced it is increasing fixed rates, from tomorrow night. Newspage asked brokers for their views. Coventry are increasing “all fixed rates” and they will close “all offset…

Yahoo Finance

Move follows similar increases from HSBC and Santander as lenders fear interest cuts will be slower than expected.

Evening Standard

Move follows similar increases from HSBC and Santander as lenders fear interest cuts will be slower than expected.

The Telegraph

Heightened risk and an exodus of insurers are combining to drive up premiums

This Is Money

Advocates of the deal suggest it will help bolster Britain’s need for huge numbers of new homes, while others allege competition in the sector could be reduced, which could push up prices.

CityAM

Mortgage lenders are increasingly raising rates on their home loan products amid uncertainty over the UK economy.

Express.co.uk

The gap between remortgage and purchase rates being offered by some of the big lenders is “spreading”, experts said.

Birmingham Live

This continues a common trend last week with other high street lenders.

Mortgage Solutions

Brokers need to be creative in finding the right protection solutions for clients with reduced budgets, intermediaries have suggested.

Birmingham Live

NatWest says the changes - announced on Monday - are for new and existing customers, taking its best deals below 4% in line with its competitors.

The Independent

Top mortgage broker says major lenders are now engaged in a price war as rates dip below 4 per cent

The Sun

MORE major lenders have revealed “very significant” cuts to mortgage rates following hot on the heels of several big banks. Barclays and Santander are the latest to reveal a drop in the…

Mortgage Solutions

Better use of social media, technology and diversification are among the changes brokers are planning for their businesses this year.

The Telegraph

Lenders plan to re-launch cheaper loans as markets bet on cuts to borrowing costs

The Intermediary

Brokers have accused the Bank of England of strangling the UK economy as new data shows that GDP shrank in the third quarter of the year.

Express.co.uk

EXCLUSIVE: Business leaders say confidence in the BoE’s ability to manage UK Plc is at an all time low.

FTAdviser

It is a matter of time before individuals see the emergence of a sub-4 per cent mortgage rate following a fall in Swap rates, according to brokers.

The Intermediary

The webinar revealed that over 70% of FCA-regulated firms feel confident with their Consumer Duty implementation.

Mortgage Solutions

Brokers have urged lenders to focus on simple features when designing broker portals, without introducing adding complications like the need to download an app.

The Intermediary

HMRC’s latest statistics show a downturn in UK residential property transactions in October 2023 compared to last year, while non-residential transactions saw a modest increase from September.

London Property News

Brokers have welcomed the latest round of rate cuts from a major lender. Today, Santander has revealed that, on Wednesday 29 November, it is reducing selected residential and buy-to-let fixed…

Mortgage Solutions

Borrowers with patchy credit records, the self-employed or those looking for offset deals are left with comparatively few options, despite the recent hike in overall mortgage product numbers, brokers have...

FTAdviser

It is "madness" that the Financial Conduct Authority allows firms to solely offer equity release advice, South Coast Mortgage Services director, Gareth Davies, has argued.

Financial Reporter

More lenders are offering sub-5% two and five-year fixed rates.

The Intermediary

Brokers welcomed the news and said it should boost the property market as the year draws to a close.

FTAdviser

Barclays's announcement of the first sub-5 per cent 2-year fixed remortgage product in months will “fire up the rest of the high street”, EHF Mortgages managing director, Justin Moy, has said.

Mortgage Solutions

The revolving door of the housing minister is actively harming the sector, holding back the chances of building enough homes, brokers have argued.

Birmingham Live

Following the news, one broker said some rates, based on the current direction of travel, could even start with a three before the year is out in December.

The Intermediary

Hot on the heels of HSBC, Halifax has announced it is reducing its mortgage rates again on Wednesday 15th November. Following the news, one broker said some rates, based on the current direction of travel,...

FTAdviser

Nationwide has become the first lender in months to bring a sub-5 per cent two-year fixed rate mortgage to market in what brokers have called a “watershed moment.”

Mortgage Solutions

Brokers have suggested that schemes like the shared ownership programme can prove effective in helping more first-time buyers onto the ladder, and prevent homeownership becoming an elite privilege.

Mortgage Solutions

Brokers hold the key to dealing with mortgage jargon, but the industry as a whole would benefit from a crackdown on meaningless terms, intermediaries have argued.

Wales Online

Many homeowners had seen a boom in sales since the Covid pandemic but rising interest rates and concern over soaring bills appears to be making an impact

Mortgage Professional

High street lender reintroduces two-year fee saver and cuts selected rates

Financial Reporter

HSBC has announced a raft of changes to its mortgage range, including reintroducing its 2-year fixed fee saver product.

Bristol Live

Many homeowners had seen a boom in sales since the Covid pandemic but rising interest rates and concern over soaring bills appears to be making an impact

The Independent

Across the UK, an estimated 85,610 home sales took place in September 2023, which was also 1% lower than in August, HMRC said.

FTAdviser

Hesitancy from buyers may be leading to stagnancy in the mortgage market as “there’s very little incentive to buy now”, Self Employed Mortgage Hub founder, Graham Cox, has argued.

London Loves Property

Over the past month or so, lenders have been reducing their fixed rates in an effort to stimulate the purchase market, which one broker has described as “stagnant” — a…

The Intermediary

With many prospective buyers gambling on further house price falls, will fortune favour the patient — or the bold?

The Intermediary

Ahead of Tuesday’s labour market and Wednesday’s crucial inflation data, experts speaking to free UK news agency, Newspage, have said the Holy Grail this week for the mortgage and property market will...

Mortgage Professional

Brokers discuss whether confidence has returned to the housing market

Financial Reporter

Halifax has launched a sub-6% deal at 95% LTV as part of the changes.

FTAdviser

Halifax’s latest fixed rate cut is a “lifeline for first-time buyers”, The Mortgage Expert’s Darryl Dhoffer has claimed.

Sky News

Halifax is set to reduce its mortgage rates on Friday - the second reduction in a week.

The Intermediary

More and more lenders are announcing they are cutting rates but are not actually revealing those cuts until the next day, frustrating brokers.

BirminghamLive

One broke described the rates as “a lifeline for first-time buyers”.

The Intermediary

Brokers told Newspage that this was a “lifeline for first-time buyers.”

Financial Reporter

Home mover, remortgage and first-time buyers will all benefit from the rate reductions.

Mortgage Professional

Brokers share what advice they are giving to struggling clients

The Telegraph

The average five-year fixed-rate homeowner mortgage has fallen back below the 6pc mark, according to figures from financial information website Moneyfacts.

FTAdviser

Prospective homebuyers have only 18 months to avoid a stamp duty hike costing them thousands of pounds, analysis from Coventry Building Society has revealed.

Your Money

The lowest available mortgage rate has fallen below five per cent for the first time in three months, data from a property portal has shown.

FTAdviser

Two-year swap rates falling below 5 per cent is the “best news we have heard in months”, The Mortgage Expert’s Darryl Dhoffer, has argued.

The Intermediary

The reductions will take effect from tomorrow, Friday,22 September, and will see selected residential products reduced by up to 0.25%.

Express.co.uk

EXCLUSIVE: A finance expert has said you only have to look at the US to see how ‘woefully behind the curve’ the Bank of England is in its battle with inflation.

Mortgage Solutions

The value of gross mortgage advances completed in Q2 totalled £52.4bn, which was the lowest figure since the second quarter of 2020 when the country had entered lockdown and the property market was effectively...

Mortgage Professional

Brokers weigh in as the number of customers in arrears rises

Mortgage Solutions

The Mortgage Works (TMW) has reduced rates across select limited company mortgages by as much as 0.5 per cent.

The Intermediary

Newspage asked brokers what level they think average 2-year fixed rates need to drop to in order to reignite the property market.

The Intermediary

The reductions include a 2-year fixed rate at 5.99%, with a 3% fee, available up to 75% LTV.

The Intermediary

Successfully appealing these valuation decisions is often extremely difficult, particularly given the current climate.

Introducer Today

Brokers Issue Warning Over ‘Cut Price’ Housing Market

Mortgage Solutions

While there has been an uptick in enquiries from clients around moving to interest-only, it has not been to the levels expected, according to intermediaries.

Mortgage Solutions

Gross mortgage lending declined from £20.4bn in June to £18.7bn in July as approvals for house purchase also fell.

The Intermediary

Net approvals for house purchases, a predictor for future borrowing, fell to 49,400 in July, down from 54,600 in June.

FTAdviser

Santander increasing its interest cover ratio calculations is a “disaster for the buy-to-let sector” and could lead to a “housing crisis in the making”, one broker has claimed.

FTAdviser

Recent data from the purchasing managers’ index gave a “dire” outlook for the economy, but could “spell good news” for mortgage holders, Shaw Financial Services founder, Lewis Shaw, has claimed.

Mortgage Professional

Brokers expect more lenders to lower mortgage rates

Mortgage Professional

Brokers discuss whether it would be a good option

Mortgage Solutions

Surviving the myriad challenges of the last few years, such as Brexit, the pandemic and the cost of living crisis, may have helped boost the sense of confidence among intermediaries, brokers have suggested.

Mortgage Professional

Brokers explain what they are seeing the market

The Intermediary

With 2- and 5-year swap rates also coming down over the past 24 hours, brokers welcomed the move by the TSB, albeit with caveats.

Financial Reporter

Brokers welcomed the latest rate cuts, but noted that the next rate rise decision from the Bank of England would be crucial in the future path of mortgages.

Evening Standard

The UK’s top lenders have been cutting mortgage rates after they rose dramatically from May to July, with all of the “Big Six” having cut prices on multiple occasions

The Intermediary

Santander has announced a further round of rate reductions of up to 0.20%, which will go live from Tuesday 22nd August.

Express.co.uk

People renewing their mortgage over the next 12 months could be £3,456 worse off on average each year.

Mortgage Professional

Brokers give their views

Mortgage Solutions

The new Consumer Duty rules require the entire financial services sector to ensure that the best solution is found to suit a client’s circumstances when they engage with a product or service.

The Telegraph

Scheme encouraged people to buy property now beyond their means, say critics

Financial Reporter

Rates have reduced by up to 0.35%.

Mortgage Professional

Experts on its expected impact on mortgage rates

Express.co.uk

The Bank of England is expected to raise the Base Rate by a further 0.25 percent today, but brokers say this has already been “baked in” to fixed mortgage rates.

Mortgage Professional

Brokers discuss the idea of ‘Dutch-style’ mortgages – one thinks its “bonkers”

Mortgage Solutions

Nationwide is the latest high street lender to reduce mortgage rates with cuts across its switcher range for existing borrowers.

Daily Mail

Borrowers in Britain are still having to pay extremely high rates for new mortgages compared to one year ago, even though inflation is now falling at a greater rate than expected.

B&C

Brokers have reported seeing more customers undertaking product transfers directly from lenders, often using online apps.

FTAdviser

The ability for consumers to self-service their mortgage after taking initial advice is “baffling” and “flies in the face of regulatory rules”, according to Hudson Rose managing director, Graham Taylor.

Mortgage Solutions

Mortgage borrowers are potentially missing out on better deals by choosing a product transfer without advice, brokers have said.

inews.co.uk

Mortgage prisoners on standard variable rates are already paying average rates of over 7 per cent, with some hitting double digits

Financial Reporter

Brokers are split on the future for mortgage rates.

The Intermediary

The number of residential mortgage products available in the UK market has risen above 5,000, according to recent research from Moneyfacts.

Daily Mail

The average five-year fixed mortgage deal in Britain fell to 5.54 per cent today from 5.55 per cent yesterday - while the average two-year was at 5.9 per cent today, unchanged from yesterday.