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Media Pack / Portfolio

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Philly Ponniah

Chartered Wealth Manager and Financial Coach
Philly Financial
Philly Ponniah is a Chartered Wealth Manager and financial coach based in North London, with 14 years’ experience at Charles Stanley and Accenture.

She now runs her own business Philly Financial, where she supports high-earning women and business owners to align their finances with their values, vision, and the life they truly want to lead. Her work blends financial strategy with mindset support, because money is never just about the numbers.

Media Coverage

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The Times

Why graduates from top universities pay the most for degrees

It’s not just what they charge — longer courses and higher living costs have saddled those who studied at prestigious institutions with far more debt

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Sky News

The 'underused' mortgage type brokers hope will make a comeback

Introduced in the late 1990s, offset mortgages were initially popular but fell out of fashion after the global financial crash. Could that be about to change?

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Daily Mirror

‘Many don’t know about mortgage type good for self-employed’

They were an innovation seen in the late 1990s before they fell out of fashion

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FT Adviser

Brokers show support for offset mortgages comeback

Offset mortgages should make a comeback amid improved savings rates, brokers claim.

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Sunday Express

PressReader.com

Digital newsstand featuring 7000+ of the world’s most popular newspapers & magazines. Enjoy unlimited reading on up to 5 devices with 7-day free trial.

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Daily Mirror

People born before 1976 told ‘make crucial check now’

It could make all the difference in the years to come

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Daily Express

People in their 50s told to ‘make crucial pension check’ before time runs out

Feels like the clock’s ticking on this one

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Birmingham Live

Just 23% of people will have a moderate standard of living in retirement

Anyone in their 50s who has not saved enough for their retirement - “now is the time to confront the numbers”

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Birmingham Live

Borrowers issued vital warning after inflation fell to 2.8%

Inflation is down from 3.3% in the 12 months to March

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FT Adviser

‘We are already in a pensions crisis’, advisers warn after commission report

The Pension Schemes Act will help tackle shortcomings identified by the Pensions Commission report but won’t fix the retirement crisis altogether.

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Professional Adviser

IFAs warn gender pension gap goes beyond an investment problem

IFAs have warned that the gender pension gap is set to get worse as above-target inflation and the cost-of-living crisis are impacting women’s ability to save, with the problem structural as well as financial.

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Mums News

Gender pension gap set to get worse as ‘the ongoing cost of living crisis is damaging women’s ability to save for their futures’...

FEMALE IFAs have warned that the gender pension gap is set to get worse in the years ahead as stubborn above-target inflation and the cost […]

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Sky News

Typical homeowner could save £31,000 in interest - so why don't experts agree on overpaying your mortgage?

Should you overpay your mortgage if you can? Or is there reason to be cautious? The Money team enlists the help of experts to help you decide.

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Bristol Live

Cash ISA savers missing out on £416 a year boost

Financial experts said cash ISA savings are too often neglected

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Lancs Live

Cash ISA savers missing out on £416 a year boost

Financial experts said cash ISA savings are too often neglected

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Express.co.uk

New warning over ‘permanent tax on the squeezed middle’

News this week showed one type of debt hitting a 20-year high and experts have responded

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The Money Pages

Stocks and shares ISAs return three times more than cash ISAs

Those who have invested money in stocks and shares ISAs over the last year will have earned three times more than those putting the same amount into a cash ISA.

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Bury Mercury

What UK inflation drop to 3 per cent means for mortgages, savings and interest rates

UK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.

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Newham Recorder

What UK inflation drop to 3 per cent means for mortgages, savings and interest rates

UK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.

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The Herald

What UK inflation drop to 3 per cent means for mortgages, savings and interest rates

UK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.

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Swindon Advertiser

What UK inflation drop to 3 per cent means for mortgages, savings and interest rates

UK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.

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Maldon and Burnham Standard

What UK inflation drop to 3 per cent means for mortgages, savings and interest rates

UK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.

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The Independent

Warning as typical credit card borrowing rate reaches 20-year high

Average APR for credit card purchases hit 35.8 per cent in February

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Daily Mirror

Credit card rates hit ‘eye watering’ record high amid ‘toxic mix’ warning

Credit card providers are charging on average 10 times the Bank of England’s base rate as millions of customers are being stung with the highest borrowing costs for at least 20 years

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The Money Pages

Savings choice rises to record levels as rates keep falling

Savings rates may be falling but there are a record number of accounts on the market meaning switchers looking for higher interest can benefit from greater choice.

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Herald.Wales

Big bank loyalty leaves savers almost £300 worse off, research finds - Herald.Wales

SAVERS have been urged to consider lesser-known providers to avoid missing out on hundreds of pounds in interest, following new analysis from Moneyfacts.

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Express.co.uk

Warning issued to people with money in the bank

People are being urged to check if they could be better off

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FT Adviser

Big bank loyalty costs savers £300 a year

According to analysis from Moneyfacts, staying with a big bank rather than a challenger bank can leave savers £300 worse off every year.

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The Sun

Bank of England reveals crucial interest rate decision after inflation rise – what it means for your money

THE Bank of England has held interest rates rate at 3.75%, due to poor economic growth and worries about the job market.

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FT Adviser

‘Discipline is vital’ remind advisers amid week of gold fluctuations

Advisers have warned against “getting lost in the moment” as gold prices rise and fall.

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Sky News

'Shady tax scam': Most Britons think student loan interest rates are too high | Money blog

Most Britons think above-inflation interest rates on student loans are too much to charge graduates, a new YouGov survey has found.

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MoneyWeek

Later life ‘brain fog’ could cost you £30,000 – and your investments may be the reason

Wealthier households are likely to lose more of their money when cognitive decline sets in, a new report finds, with exposure to the stock markets a potential cause

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The Northern Echo

Changes to salary sacrifice in Budget - what it means for your paypacket

Salary sacrifice cuts in the Budget see a cut on pension benefits, which some have dubbed a ‘stealth tax rise in Employer National Insurance’.

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The National

Changes to salary sacrifice in Budget - what it means for your paypacket

Salary sacrifice cuts in the Budget include a cap on pension benefits, which some have dubbed a “stealth tax rise in employer National…

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Salisbury Journal

Changes to salary sacrifice in Budget - what it means for your paypacket

Salary sacrifice cuts in the Budget see a cut on pension benefits, which some have dubbed a ‘stealth tax rise in Employer National Insurance’.

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Express.co.uk

‘Ordinary’ Brits hit hardest by Budget as pensioners told ‘brace yourselves’

The Chancellor continues to face accusations of breaking Labour’s election pledge not to raise taxes on working people.

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GB News

Pension crisis for workers as Rachel Reeves's £4.7bn 'salary sacrifice raid' to 'shrink retirement pots'

The Chancellor unveiled changes to salary sacrifice rules which could impact pension savings for millions

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Bradford Telegraph and Argus

Changes to salary sacrifice in Budget - what it means for your paypacket

Salary sacrifice cuts in the Budget see a cut on pension benefits, which some have dubbed a ‘stealth tax rise in Employer National Insurance’.

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Sky News

Pensions, salaries, benefits, petrol and property | What the budget means for you

Money live reporter Jess Sharp explains how the budget will impact your finances in the video below. We’ve also been answering your questions on what the budget means for your money - scroll down to catch...

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Financial Times

A horrid Budget for the ‘Henrys’

Stealth taxes, not wealth taxes, were the cornerstone of this Budget.

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Business Matters

£4.7bn ‘salary sacrifice raid’ could see pension benefit scrapped by thousands of employers, experts warn

Experts say Reeves’ £4.7bn salary sacrifice cap will make pension schemes far less attractive, push employers to cut benefits, stall hiring and shrink workers’ long-term retirement pots.

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Wymondham & Attleborough Mercury

The Salary Sacrifice changes to pension and employee perks rumoured for budget 2025

Salary sacrifice cuts rumoured in the Budget have been criticised, such as slashing the pension allowance, cycle to work schemes and childcare…

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This is Oxfordshire

The Salary Sacrifice changes to pension and employee perks rumoured for budget 2025

Salary sacrifice cuts rumoured in the Budget have been criticised, such as slashing the pension allowance, cycle to work schemes and childcare…

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Business Matters

Businesses warn Budget cap on salary sacrifice pensions would remove “one of the few tools employers have to manage rising...

Experts warn that a possible £2,000 cap on salary sacrifice pension benefits in the Budget would act as a stealth NI tax rise, remove a key cost-saving tool for employers and threaten EV schemes.

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