Philly Ponniah's Media Coverage
The Times
Why graduates from top universities pay the most for degreesIt’s not just what they charge — longer courses and higher living costs have saddled those who studied at prestigious institutions with far more debt
Sky News
The 'underused' mortgage type brokers hope will make a comebackIntroduced in the late 1990s, offset mortgages were initially popular but fell out of fashion after the global financial crash. Could that be about to change?
Daily Mirror
‘Many don’t know about mortgage type good for self-employed’They were an innovation seen in the late 1990s before they fell out of fashion
FT Adviser
Brokers show support for offset mortgages comebackOffset mortgages should make a comeback amid improved savings rates, brokers claim.
Sunday Express
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Daily Express
‘Hugely underused’ mortgage type ‘ideal for people with savings’Properly under the radar
Daily Mirror
People born before 1976 told ‘make crucial check now’It could make all the difference in the years to come
Daily Express
People in their 50s told to ‘make crucial pension check’ before time runs outFeels like the clock’s ticking on this one
Birmingham Live
Just 23% of people will have a moderate standard of living in retirementAnyone in their 50s who has not saved enough for their retirement - “now is the time to confront the numbers”
Birmingham Live
Borrowers issued vital warning after inflation fell to 2.8%Inflation is down from 3.3% in the 12 months to March
FT Adviser
‘We are already in a pensions crisis’, advisers warn after commission reportThe Pension Schemes Act will help tackle shortcomings identified by the Pensions Commission report but won’t fix the retirement crisis altogether.
Professional Adviser
IFAs warn gender pension gap goes beyond an investment problemIFAs have warned that the gender pension gap is set to get worse as above-target inflation and the cost-of-living crisis are impacting women’s ability to save, with the problem structural as well as financial.
Mums News
Gender pension gap set to get worse as ‘the ongoing cost of living crisis is damaging women’s ability to save for their futures’...FEMALE IFAs have warned that the gender pension gap is set to get worse in the years ahead as stubborn above-target inflation and the cost […]
Sky News
Typical homeowner could save £31,000 in interest - so why don't experts agree on overpaying your mortgage?Should you overpay your mortgage if you can? Or is there reason to be cautious? The Money team enlists the help of experts to help you decide.
Bristol Live
Cash ISA savers missing out on £416 a year boostFinancial experts said cash ISA savings are too often neglected
Lancs Live
Cash ISA savers missing out on £416 a year boostFinancial experts said cash ISA savings are too often neglected
Express.co.uk
New warning over ‘permanent tax on the squeezed middle’News this week showed one type of debt hitting a 20-year high and experts have responded
The Money Pages
Stocks and shares ISAs return three times more than cash ISAsThose who have invested money in stocks and shares ISAs over the last year will have earned three times more than those putting the same amount into a cash ISA.
Bury Mercury
What UK inflation drop to 3 per cent means for mortgages, savings and interest ratesUK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.
Newham Recorder
What UK inflation drop to 3 per cent means for mortgages, savings and interest ratesUK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.
The Herald
What UK inflation drop to 3 per cent means for mortgages, savings and interest ratesUK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.
Swindon Advertiser
What UK inflation drop to 3 per cent means for mortgages, savings and interest ratesUK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.
Maldon and Burnham Standard
What UK inflation drop to 3 per cent means for mortgages, savings and interest ratesUK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.
The Independent
Warning as typical credit card borrowing rate reaches 20-year highAverage APR for credit card purchases hit 35.8 per cent in February
Daily Mirror
Credit card rates hit ‘eye watering’ record high amid ‘toxic mix’ warningCredit card providers are charging on average 10 times the Bank of England’s base rate as millions of customers are being stung with the highest borrowing costs for at least 20 years
The Money Pages
Savings choice rises to record levels as rates keep fallingSavings rates may be falling but there are a record number of accounts on the market meaning switchers looking for higher interest can benefit from greater choice.
Herald.Wales
Big bank loyalty leaves savers almost £300 worse off, research finds - Herald.WalesSAVERS have been urged to consider lesser-known providers to avoid missing out on hundreds of pounds in interest, following new analysis from Moneyfacts.
Express.co.uk
Warning issued to people with money in the bankPeople are being urged to check if they could be better off
FT Adviser
Big bank loyalty costs savers £300 a yearAccording to analysis from Moneyfacts, staying with a big bank rather than a challenger bank can leave savers £300 worse off every year.
The Sun
Bank of England reveals crucial interest rate decision after inflation rise – what it means for your moneyTHE Bank of England has held interest rates rate at 3.75%, due to poor economic growth and worries about the job market.
FT Adviser
‘Discipline is vital’ remind advisers amid week of gold fluctuationsAdvisers have warned against “getting lost in the moment” as gold prices rise and fall.
Sky News
'Shady tax scam': Most Britons think student loan interest rates are too high | Money blogMost Britons think above-inflation interest rates on student loans are too much to charge graduates, a new YouGov survey has found.
MoneyWeek
Later life ‘brain fog’ could cost you £30,000 – and your investments may be the reasonWealthier households are likely to lose more of their money when cognitive decline sets in, a new report finds, with exposure to the stock markets a potential cause
The Northern Echo
Changes to salary sacrifice in Budget - what it means for your paypacketSalary sacrifice cuts in the Budget see a cut on pension benefits, which some have dubbed a ‘stealth tax rise in Employer National Insurance’.
The National
Changes to salary sacrifice in Budget - what it means for your paypacketSalary sacrifice cuts in the Budget include a cap on pension benefits, which some have dubbed a “stealth tax rise in employer National…
Salisbury Journal
Changes to salary sacrifice in Budget - what it means for your paypacketSalary sacrifice cuts in the Budget see a cut on pension benefits, which some have dubbed a ‘stealth tax rise in Employer National Insurance’.
Express.co.uk
‘Ordinary’ Brits hit hardest by Budget as pensioners told ‘brace yourselves’The Chancellor continues to face accusations of breaking Labour’s election pledge not to raise taxes on working people.
GB News
Pension crisis for workers as Rachel Reeves's £4.7bn 'salary sacrifice raid' to 'shrink retirement pots'The Chancellor unveiled changes to salary sacrifice rules which could impact pension savings for millions
Bradford Telegraph and Argus
Changes to salary sacrifice in Budget - what it means for your paypacketSalary sacrifice cuts in the Budget see a cut on pension benefits, which some have dubbed a ‘stealth tax rise in Employer National Insurance’.
Sky News
Pensions, salaries, benefits, petrol and property | What the budget means for youMoney live reporter Jess Sharp explains how the budget will impact your finances in the video below. We’ve also been answering your questions on what the budget means for your money - scroll down to catch...
Financial Times
A horrid Budget for the ‘Henrys’Stealth taxes, not wealth taxes, were the cornerstone of this Budget.
Business Matters
£4.7bn ‘salary sacrifice raid’ could see pension benefit scrapped by thousands of employers, experts warnExperts say Reeves’ £4.7bn salary sacrifice cap will make pension schemes far less attractive, push employers to cut benefits, stall hiring and shrink workers’ long-term retirement pots.
Wymondham & Attleborough Mercury
The Salary Sacrifice changes to pension and employee perks rumoured for budget 2025Salary sacrifice cuts rumoured in the Budget have been criticised, such as slashing the pension allowance, cycle to work schemes and childcare…
This is Oxfordshire
The Salary Sacrifice changes to pension and employee perks rumoured for budget 2025Salary sacrifice cuts rumoured in the Budget have been criticised, such as slashing the pension allowance, cycle to work schemes and childcare…
Business Matters
Businesses warn Budget cap on salary sacrifice pensions would remove “one of the few tools employers have to manage rising...Experts warn that a possible £2,000 cap on salary sacrifice pension benefits in the Budget would act as a stealth NI tax rise, remove a key cost-saving tool for employers and threaten EV schemes.
The Argus
The Salary Sacrifice changes to pension and employee perks rumoured for budget 2025Salary sacrifice cuts rumoured in the Budget have been criticised, such as slashing the pension allowance, cycle to work schemes and childcare…
Western Telegraph
The Salary Sacrifice changes to pension and employee perks rumoured for budget 2025Salary sacrifice cuts rumoured in the Budget have been criticised, such as slashing the pension allowance, cycle to work schemes and childcare…
Ealing Times
The Salary Sacrifice changes to pension and employee perks rumoured for budget 2025Salary sacrifice cuts rumoured in the Budget have been criticised, such as slashing the pension allowance, cycle to work schemes and childcare…
Retail Times
Black Friday an “American vortex of misery” that results in “overspending and regret” after UK retail sales slumpRetail sales collapsed by 1.1% in October 2025, with many retailers saying the lead up to Black Friday was to blame.
OnRec
Cap on salary sacrifice pension benefits expected in Budget: “One of the few tools employers have to manage rising costs”Online Recruitment magazine for HR Directors, Personnel Managers, Job Boards and Recruiters with information on the internet recruitment industry
East London Advertiser
32 per cent of eligible pensioners missing out on more than £50 a week says new studyMany households in England, Scotland and Wales missing out on more than £2,500 a year in pension credits, following a new Department for Work &…
Weston Mercury
32 per cent of eligible pensioners missing out on more than £50 a week says new studyMany households in England, Scotland and Wales missing out on more than £2,500 a year in pension credits, following a new Department for Work &…
The Argus
32 per cent of eligible pensioners missing out on more than £50 a week says new studyMany households in England, Scotland and Wales missing out on more than £2,500 a year in pension credits, following a new Department for Work &…
Reading Chronicle
32 per cent of eligible pensioners missing out on more than £50 a week says new studyMany households in England, Scotland and Wales missing out on more than £2,500 a year in pension credits, following a new Department for Work &…
Express.co.uk
A third of people missing out on Pension Credits of over £50 per weekA financial expert said the finding in a report released by the Department for Work & Pensions released today is “deeply worrying”.
Express.co.uk
UK households urged to claim £2,000 ‘top-up’ from HMRC with ‘many missing out’Experts warned “too many still miss out” on the support, which can make the difference between returning to work and staying at home.
Newspage News
“Deeply worrying”: almost a third of people missing out on pension credits of over £50 per week“Deeply worrying”: almost a third of people missing out on pension credits of over £50 per week, according to a new report
The Independent
Should you be saving or spending pension cash before inheritance tax rules change?Reports suggest some people are withdrawing pension savings to spend now - but is it the right approach?
Express.co.uk
Rachel Reeves plotting raid on pensions ‘piggy bank’ to plug £30bn gap - warningAnalysts fear the Chancellor will turn to pension reforms as a stealthy way to raise revenue without directly hiking taxes on income or spending.
Business Matters
Experts warn Chancellor against expanding VAT coverage in Autumn BudgetFinancial experts have warned the Chancellor that expanding VAT in the upcoming Budget would “bludgeon” UK consumers and small firms — driving up costs, stalling growth and deepening the cost of living...
Liverpool Echo
Thousands of families missing out on HMRC support worth £2,000The scheme could save families thousands of pounds each year
Express.co.uk
Parents urged to claim £2,000 ‘top up’ from HMRCFamilies can get up to £500 every 3 months
The i Paper
How frozen tax thresholds impact your finances - from savings to pensionsKeeping thresholds frozen not only means more people are dragged into higher tax brackets, it also means other elements of their finances are impacted
Birmingham Live
Top financial tips for UK households on Pension Awareness Day 2025Today is the perfect time to look at your pension pot and financial situation
FT Adviser
Advisers warn against taking tax-free lump sums from pensionsAdvisers have warned UK individuals against taking tax-free lump sums from their
Express.co.uk
UK household dealt another blow as mortgage expert issues warningThe price of energy for a typical household paying by Direct Debit will increase by 2% to £1,755 per year from October 1 to December 31 2025, according to the energy industry regulator Ofgem.
Express.co.uk
Brits urged to ‘sign up now’ to scheme or miss out on saving £2k a yearMany Brits don’t realise they are eligible for support that could save them thousands every year.
Express.co.uk
Parents handed urgent back to school warning this month – ‘beware’Parents have been warned that surge pricing could see them paying more for school uniforms and supplies during the summer holidays.
Express.co.uk
Food inflation ‘hitting households harder’ under Labour as alarm bells ringFood price inflation accelerated for the third consecutive month in June, reaching its highest level in 16 months.
Sky News
Money blog: ‘Sin taxes’ and pension raid on way, Britons warnedWelcome to the Money blog, Sky News’ personal finance and consumer hub. Today, we help a disgruntled British Airways customer, we explore why Britons are eating out earlier, and we examine what higher-than-expected...
The Independent
How much should you be saving each month at 30, 40 and 50 years old?Making sure you have a buffer in place can help protect against unexpected costs and secure your future
Birmingham Live
Warning over pension mistake ‘too many’ people are committingMany workers simply contribute the bare minimum (5%) to their workplace scheme believing this will be sufficient – along with their State Pension – to provide a comfortable future retirement.
Whitehaven News
State Pension Age could rise more quickly as DWP announces reviewDWP secretary Liz Kendall said she was “under no illusions” about how difficult it would be
Darlington and Stockton Times
State Pension Age could rise more quickly as DWP announces reviewDWP secretary Liz Kendall said she was “under no illusions” about how difficult it would be
Express.co.uk
Brits hit with ‘cardinal sin’ warning over common pensions mistakeFinancial experts have warned of a “worrying pattern” when it comes to saving for retirement.
Express.co.uk
Brits ‘must think differently’ as Reeves inflation chaos set to hit walletsEXCLUSIVE: One expert warned: “Whatever you do, do not do nothing”.
Plymouth Live
Rachel Reeves 3pc pension change plan ‘may spark redundancies’Finance and business experts say something needs to change but ‘now is not the time’
Lancs Live
Rachel Reeves 3pc pension change plan ‘may spark redundancies’Finance and business experts say something needs to change but ‘now is not the time’
Express.co.uk
Experts urge calm as Rachel Reeves eyes £10k cash ISA capThe move, expected in the Autumn Budget, would see the current £20,000 allowance cut
Moneyweek
You’re ten years from retirement: how to retire comfortablyRetirement costs are rising and it is important to plan ahead for your golden years. We look at what steps to take if you are 10 years away from retirement.
FTAdviser
Inflation eases marginally to 3.4%Inflation eased marginally over the month of May to hit 3.4 per cent but remains “stubbornly” high, data from the Office for National Statistics has revealed.
The Independent
Stuck in a relationship you can’t afford to leave? How to take actionWith financial fears leaving people feeling trapped, Abi Jackson talks to the experts.
Financial Times
The madness of the £100,000 childcare tax trapWith some parents requiring a 50 per cent pay rise to mitigate the effects of the threshold, the trap is zapping productivity
FTAdviser
Understanding money ‘is not just about the numbers’Understanding and dealing with money goes beyond just the numbers with the need to also focus on the emotional and psychological aspects.