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The weird and wonderful ways you’ve used ChatGPT to save money

ended 19. August 2025

New research seen by Newspage shows Brits are quietly letting generative AI do the heavy lifting when it comes to saving money. More than half admit to using tools like ChatGPT to make shopping less painful, with over a quarter saying it actually beats Google when hunting for products.

Not everyone’s ready to hand over their wallet, though. Around a third of people say they wouldn’t trust AI to complete the checkout, with privacy worries, security fears, and the chance of a very expensive “oops” at the top of the list. 

We’re running a story on Wednesday morning and want to hear from you:

What’s the strangest or smartest way you (or your clients/customers) have used ChatGPT to save money? Weekly shop? House buying? Holiday planning? Something so left-field it made your mates roll their eyes?

What should people be wary of before letting AI anywhere near their bank balance?

Is AI the future of money-saving hacks, or could it end up costing us more in the long run?

4 responses from the Newspage community

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Editor
Mitali Deypurkaystha
AI Governance Strategist & CMO at AISensa
I used ChatGPT Deep Research to create an ethical pension that gives me a good ROI, and has no exposure to animal agriculture or testing, fast fashion or exploitative companies. After 48 hours, ChatGPT provided five fund recommendations. I performed due diligence and found that one fund had exposure to animal testing. Clients have successfully used ChatGPT, Claude or Gemini to track spending, create budgets and develop financial plans. One client even drafted a script to negotiate 25% off her broadband bill. Should people be wary? You're an adult, and AI is your assistant. You are not a blindly trusting child with AI as your mother. Generative AI provides the most likely answer. It can be wrong. That's why I did due diligence on the recommended pension funds. Is AI the future? Yes, so long as it's used as a clever, tireless assistant. It certainly will cost you more in the long run if you decide to switch off your brain and let it run amok.
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Kate Allen
Owner at Finest Stays
I built my own GPT, Supper Boss, to take the stress and waste out of weekly food planning and shopping. It saves me time, money, and most importantly, my sanity. The rules are simple: stick to obvious food my daughter will actually eat (it has a list), sneak in hidden veg where I can get away with it (like blending white beans into pasta sauce), keep leftover ingredients to a minimum, and make sure every meal takes no more than 20 minutes to make.
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Oli Garnett
Co-Founder at Something Familiar.
Brits are basically using ChatGPT as a scrappy Martin Lewis on steroids. I’ve seen people get it to rewrite grovelly “please lower my bill” letters, meal-plan Aldi hauls that look like Ottolenghi, and even hack Ryanair’s labyrinthine luggage rules to dodge fees. Genius. But would I let it loose with my debit card? Absolutely not. ChatGPT’s the mate who’ll wingman you into a cheap night out, then order 400 Jägerbombs on your tab. AI is brilliant for sniffing out the bargains, but it’s not built for the boring, high-stakes stuff like payment security. Used right, it’s the best money-saving tool we’ve ever had. Used wrong, it’ll bankrupt you faster than a stag weekend in Prague.
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Kundan Bhaduri
Entrepreneur, Investor and Landlord at The Kushman Group
AI has become the spreadsheet slayer every property professional secretly craved. I have watched it analyse rental yields across fifty postcodes in minutes, spot planning permission goldmines, and draft negotiations sharper than most solicitors manage after lunch. I use Claude, Gemini and Perplexity a lot. For seasoned landlords and property professionals, these platforms can quickly help you correlate school ratings with house price shifts or identify streets where values look artificially suppressed, for example. It is like employing a sleepless analyst for the cost of a bottle of wine. The trap is mistaking data crunching for decision making though. AI spots patterns brilliantly but cannot smell rising damp or recognise dodgy extensions that will devour your profit margins. These tools should sharpen your research, not replace your judgment. After all, no algorithm has ever sweet talked a vendor into dropping their asking price over coffee and biscuits, has it?