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The Sun- The ultimate guide to starting university

Journalist: Marc Shoffman, Freelance

ended 18. July 2025

I am looking for money saving and budgeting tips for a feature in The Sun's money section.

I am keen for comments on how to decide which student bank account is best for you, (is it the freebies? Overdraft? Free cash incentive? Why should you avoid joint bank accounts with housemates)

How to make a budget AND stick to it, or money rules that students need to follow

Any tips on where to find the best deals (laptops, books… are there any price trackers  and discount sites?)

How to save money at uni 

Any money saving/money management apps you would recommend or tools housemates can use to manage money

Are there  apps for housemates to help manage money for example?

Also keen for case studies of any students to discuss how they managed their money at university? Would need to be happy being named and providing a pic

Kind regards

Marc

1 responses from the Newspage community

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Editor
Philly Ponniah
Chartered Wealth Manager and Financial Coach at Philly Financial
Get clear on your values so you know what you want to spend on, and can avoid guilt or debt. For students, a 0% overdraft is usually more valuable than freebies when choosing a bank account. Avoid joint accounts with housemates, use apps like Splitwise to manage shared costs while keeping finances separate. To budget, list your income and essentials first, then decide what’s left for fun or savings. Apps like Emma, Snoop or Monzo help track spending. Look for student deals via Unidays, TOTUM, and price trackers like CamelCamelCamel. Refurbished tech and second-hand books can save a lot too. Money can be tight at uni, but getting clear on what matters to you, and what you can skip, helps you stay in control now and in the future.