Press Association: How money worries impact on physical health

Stress and trauma can affect our bodies physically. The way we handle this stress can lead to muscle changes which contribute to things such as migraines, shoulder, back and neck pain and even gut problems such as irritable bowel syndrome. It can also impact our sleep quality which can then further impact our physical and mental well-being.
It can be useful to encourage ourselves to stay mindful of any stress we are experiencing linked to our finances and to remember that no matter how you're feeling it is high;y likely that that are people who can help or support you.

Physical impacts can be wide ranging and primarily due to the increased activity of the sympathetic nervous system.
This can cause things like raised pulse rate and BP – which can lead to cardiac events, if not controlled. Irritability and anger leading to fighting and arguing with others. Poor sleep. lack of appetite and wt. loss. Tremor and palpitations, sweating. Strain on relationships due to lack of libido.
Managing these in the moment involves breathing techniques, relaxation, sitting quietly,
Longer term we need to try to budget – make list of regular outgoings and set aside money for these. Keep healthy generally – diet and exercise can help greatly. Be honest with friends and family if you’re struggling and approach your bank sooner than later. If its really bad see your GP or talk to social services or CAB etc.

Ongoing financial stress puts us into flight or flight and raises anxiety levels. This results in stress-related physical conditions which can range from panic attacks to skin rashes to sleep issues. Anyone with pre-existing conditions may find they get worse, especially chronic pain.

If someone is suffering from a lack of sleep, or too much REM sleep (caused by worrying), they are likely to feel demotivated and lack energy, perhaps turning to junk food, which again has a knock-on physical impact. Once in this cycle, you have to make a real effort to get out of it.

Bringing back a sense of control is helpful, which could be taking a realistic look at your finances, or setting yourself a "worry half-hour" where you allow yourself time to worry, but stop when time's up. Finally, avoiding too much news is often effective.

Financial concerns are a leading cause of stress, with those aged 25-34 and women most affected. People experiencing financial stress will likely notice both mental and physical effects. Common physiological symptoms include frequent muscle tension, nausea and dizziness. Higher levels of stress are linked with poorer sleep quality, leaving sufferers feeling fatigued and unmotivated. Ongoing money worries can lead to chronic stress which is associated with reduced immune function and increased susceptibility to illnesses, such as colds and flu.

Controlled breathing techniques and mindfulness are proven to be effective in reducing acute stress, helping to calm the body and improving attention and focus. Discussing concerns with trusted friends or family members will help to keep worries in perspective and boost your mood.