Ranald Mitchell

Address
Charwin Private Clients, Holland Court, Norwich, UK
Media Pack / Portfolio
Media Coverage
Daily Express
Borrowers ‘unaware’ of mortgage that ‘can meet needs perfectly’One expert said it was often not raised as an option
Daily Express
Broker says ‘bawdy references’ and Netflix can mean mortgage refusalImagine losing your home over a jokey name
Daily Mirror
‘I’m a mortgage broker and lewd reference can be a red flag’It might seem daft, but it could cause a real issue
The Mirror
Nationwide update this week ‘reflects the true reality’New data has been released following a Nationwide update this week
Introducer Today
Market reacts to mortgage approval riseHouse purchase lending increases in April as borrowers continue to move despite economic uncertainty. – Market reacts to mortgage approval rise
North Wales Live
NatWest mortgage rule change announced - eligibilityNatWest has introduced a significant new offer
Daily Mirror
NatWest update as it launches new £150,000 offer - eligibilityNatWest has introduced new changes for some lenders
Cambridgeshire Live
NatWest mortgage rule change announced - eligibilityNatWest has introduced a significant new offer
Teesside Live
NatWest mortgage rule change announced - eligibilityNatWest has introduced a significant new offer
Cambridge Live
Major Halifax update as ‘it could disappear from high streets’There are reports that the long-established brand could be consigned to history
Daily Mirror
Halifax ‘could disappear from UK high streets’ after 173 yearsReports suggest Lloyds Banking Group could scrap the Halifax brand after 173 years on the high street, though no branch closures are planned
Wales Online
Major Halifax update as ‘it could disappear from high streets’There are reports that the long-established brand could be consigned to history
Bristol Live
Halifax bombshell as bank ‘could disappear from UK high streets’There are reports that the long-established brand could be consigned to history
Daily Express
Mortgage ‘be ready to take action’ alert after major change todayFeels like you blink and it all changes
Express.co.uk
New warning over ‘permanent tax on the squeezed middle’News this week showed one type of debt hitting a 20-year high and experts have responded
Express.co.uk
‘I’m a mortgage broker – interest rates are falling for this 1 reason’Major lenders have been slashing mortgage rates over the past week for one key reason, says Ranald Mitchell, director at Charwin Mortgages.
Daily Mirror
Credit card rates hit ‘eye watering’ record high amid ‘toxic mix’ warningCredit card providers are charging on average 10 times the Bank of England’s base rate as millions of customers are being stung with the highest borrowing costs for at least 20 years
Liverpool Echo
Klarna and Clearpay shoppers to face new checks ahead of payingMillions of people across the UK use Buy Now Pay Later firms, including Clearpay and Klarna to shop
Kent Live
Clearpay and Klarna shoppers to face new checks in shake-upMillions of people have used Buy Now Pay Later lenders such as Clearpay and Klarna but now new rules are being brought in
OK!
Major change to affect every Klarna and Clearpay shopperUp to 30 million people in the UK have used Buy Now Pay Later schemes including Klarna and Clearpay for everything from groceries to gifts
Cambridge Live
Klarna and Clearpay shoppers to face new checks ahead of payingMillions of people across the UK use Buy Now Pay Later firms, including Clearpay and Klarna to shop
Hull Live
Clearpay and Klarna shoppers to face new checks in shake-upMillions of people have used Buy Now Pay Later lenders such as Clearpay and Klarna but now new rules are being brought in
Daily Record
Important Klarna and Clearpay updates all users should not ignoreMillions of UK shoppers who use Klarna, Clearpay and other Buy Now, Pay Later (BNPL) services are set to see major changes, as the Financial Conduct Authority (FCA) introduces new rules to protect consumers
Daily Mirror
Major change to affect every Klarna and Clearpay shopperUp to 30 million people in the UK have used Buy Now Pay Later schemes including Klarna and Clearpay for everything from groceries to gifts
Express.co.uk
Nationwide slashes mortgage rates to 3.54% in ‘great news’ for marketThe wider industry has reacted to the news, with brokers suggesting the cuts could prompt other lenders to follow.
My London
New zero-deposit mortgage launched for renters - how it works and who qualifiesThe ‘Rent to Own’ mortgage offers a different way to get on the property ladder
what MORTGAGE
Zero deposit 100% mortgage launched for renters - what MORTGAGEA 100% mortgage for renters has been launched by Hanley Economic Building Society.
GB News
Mortgage alert: Renters can now buy a home without a deposit under new deal - 'genuine route onto the ladder'Renters can now buy a home without putting down any deposit, offering what some in the industry describe as a genuine route into homeownership
Thisismoney
Building society launches 100% mortgage to help renters get on property ladder with no depositRenters are being offered the chance to get on the property ladder without saving a deposit, as a building society launches an 100 per cent mortgage.
GB News
House prices drop £1,789 as Halifax says affordability improves: 'Green light for many first-time buyers!'Average UK house prices fell last month with an improvement in affordability for first-time buyers, the latest figures from Halifax show.
Cambridgeshire Live
Mortgage relief on the horizon as major rate fall predictedBrokers predict sub-3% mortgage deals for prime borrowers as inflation falls and lenders gear up for battle over best rates in 2026
Bristol Live
Mortgage ‘comeback’ expected as rates poised to drop below 3%Brokers predict sub-3% mortgage deals for prime borrowers as inflation falls and lenders gear up for battle over best rates in 2026
GB News
Mortgage brokers are forecasting that rates could dip beneath three per cent during the coming year, with industry experts declaring that 2026 appears poised for a significant turnaround in home lending.
Express.co.uk
Mortgage hunters poised for 2026 gift as rates set to ‘drop below 3%’It comes after inflation fell more sharply than expected and a price war looms
Sky News
'Straight-up power play': HSBC offers first-time buyers £2,000 cashbackHSBC is offering first-time buyers up to £2,000 in cashback on their mortgage.
Express.co.uk
HSBC launches new £2,000 deal as ‘fuse lit’ for mortgage price warThe offer coincides with a further round of mortgage rate cuts from HSBC.
Thisismoney
Five major mortgage lenders to cut ratesFive more mortgage lenders have announced they will be slashing rates - but experts warn borrowing costs may not keep falling for long.
FT Adviser
Financial education to be taught to schoolchildren in EnglandBoth primary and secondary school pupils will learn more about the fundamentals of money, as part of a revitalised curriculum.
FT Adviser
Nationwide launches interest-only mortgages but brokers suggest cautionBorrowers need to go into interest-only
Introducer Today
Brokers fear the independent landlord is no more - Introducer TodayThe Renters Rights Act is now in force
FT Adviser
Mixed feelings as renters’ rights bill gains Royal Assent and becomes lawThe government has facilitated the “biggest shake-up in
Express.co.uk
Rachel Reeves ‘sleepwalking into disaster’ after latest dire GDP figuresRachel Reeves has admitted she is considering tax rises to plug a rumoured £30 billion black hole in public finances.
This Is Money
Mortgage rates RISE for first time since February as Budget fears growAverage mortgage rates are on the rise for the first time in eight months, as lenders exercise caution ahead of possible tax rises in November’s Budget.