Editor

Ranald Mitchell

Director
bad credit mortgage specialists Charwin Mortgages
Co-owner at Charwin Private Clients since 2009, offering mortgages, buy to let, secured loans, commercial finance and bridging.
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Address

Charwin Private Clients, Holland Court, Norwich, UK

Media Pack / Portfolio

Media Coverage

NEW

Daily Express

Borrowers ‘unaware’ of mortgage that ‘can meet needs perfectly’

One expert said it was often not raised as an option

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NEW

Daily Express

Broker says ‘bawdy references’ and Netflix can mean mortgage refusal

Imagine losing your home over a jokey name

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NEW

Daily Mirror

‘I’m a mortgage broker and lewd reference can be a red flag’

It might seem daft, but it could cause a real issue

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Daily Express

‘True reality’ as Nationwide gives update

That so-called confidence feels a bit wobbly

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The Mirror

Nationwide update this week ‘reflects the true reality’

New data has been released following a Nationwide update this week

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Introducer Today

Market reacts to mortgage approval rise

House purchase lending increases in April as borrowers continue to move despite economic uncertainty. – Market reacts to mortgage approval rise

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North Wales Live

NatWest mortgage rule change announced - eligibility

NatWest has introduced a significant new offer

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Daily Mirror

NatWest update as it launches new £150,000 offer - eligibility

NatWest has introduced new changes for some lenders

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Cambridgeshire Live

NatWest mortgage rule change announced - eligibility

NatWest has introduced a significant new offer

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Teesside Live

NatWest mortgage rule change announced - eligibility

NatWest has introduced a significant new offer

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Cambridge Live

Major Halifax update as ‘it could disappear from high streets’

There are reports that the long-established brand could be consigned to history

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Daily Mirror

Halifax ‘could disappear from UK high streets’ after 173 years

Reports suggest Lloyds Banking Group could scrap the Halifax brand after 173 years on the high street, though no branch closures are planned

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Wales Online

Major Halifax update as ‘it could disappear from high streets’

There are reports that the long-established brand could be consigned to history

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Bristol Live

Halifax bombshell as bank ‘could disappear from UK high streets’

There are reports that the long-established brand could be consigned to history

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Daily Express

Mortgage ‘be ready to take action’ alert after major change today

Feels like you blink and it all changes

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Express.co.uk

New warning over ‘permanent tax on the squeezed middle’

News this week showed one type of debt hitting a 20-year high and experts have responded

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Express.co.uk

‘I’m a mortgage broker – interest rates are falling for this 1 reason’

Major lenders have been slashing mortgage rates over the past week for one key reason, says Ranald Mitchell, director at Charwin Mortgages.

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Daily Mirror

Credit card rates hit ‘eye watering’ record high amid ‘toxic mix’ warning

Credit card providers are charging on average 10 times the Bank of England’s base rate as millions of customers are being stung with the highest borrowing costs for at least 20 years

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Liverpool Echo

Klarna and Clearpay shoppers to face new checks ahead of paying

Millions of people across the UK use Buy Now Pay Later firms, including Clearpay and Klarna to shop

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Kent Live

Clearpay and Klarna shoppers to face new checks in shake-up

Millions of people have used Buy Now Pay Later lenders such as Clearpay and Klarna but now new rules are being brought in

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OK!

Major change to affect every Klarna and Clearpay shopper

Up to 30 million people in the UK have used Buy Now Pay Later schemes including Klarna and Clearpay for everything from groceries to gifts

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Cambridge Live

Klarna and Clearpay shoppers to face new checks ahead of paying

Millions of people across the UK use Buy Now Pay Later firms, including Clearpay and Klarna to shop

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Hull Live

Clearpay and Klarna shoppers to face new checks in shake-up

Millions of people have used Buy Now Pay Later lenders such as Clearpay and Klarna but now new rules are being brought in

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Daily Record

Important Klarna and Clearpay updates all users should not ignore

Millions of UK shoppers who use Klarna, Clearpay and other Buy Now, Pay Later (BNPL) services are set to see major changes, as the Financial Conduct Authority (FCA) introduces new rules to protect consumers

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Daily Mirror

Major change to affect every Klarna and Clearpay shopper

Up to 30 million people in the UK have used Buy Now Pay Later schemes including Klarna and Clearpay for everything from groceries to gifts

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Express.co.uk

Nationwide slashes mortgage rates to 3.54% in ‘great news’ for market

The wider industry has reacted to the news, with brokers suggesting the cuts could prompt other lenders to follow.

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My London

New zero-deposit mortgage launched for renters - how it works and who qualifies

The ‘Rent to Own’ mortgage offers a different way to get on the property ladder

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what MORTGAGE

Zero deposit 100% mortgage launched for renters - what MORTGAGE

A 100% mortgage for renters has been launched by Hanley Economic Building Society.

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GB News

Mortgage alert: Renters can now buy a home without a deposit under new deal - 'genuine route onto the ladder'

Renters can now buy a home without putting down any deposit, offering what some in the industry describe as a genuine route into homeownership

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Thisismoney

Building society launches 100% mortgage to help renters get on property ladder with no deposit

Renters are being offered the chance to get on the property ladder without saving a deposit, as a building society launches an 100 per cent mortgage.

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GB News

House prices drop £1,789 as Halifax says affordability improves: 'Green light for many first-time buyers!'

Average UK house prices fell last month with an improvement in affordability for first-time buyers, the latest figures from Halifax show.

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Cambridgeshire Live

Mortgage relief on the horizon as major rate fall predicted

Brokers predict sub-3% mortgage deals for prime borrowers as inflation falls and lenders gear up for battle over best rates in 2026

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Bristol Live

Mortgage ‘comeback’ expected as rates poised to drop below 3%

Brokers predict sub-3% mortgage deals for prime borrowers as inflation falls and lenders gear up for battle over best rates in 2026

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GB News

Mortgage 'comeback' for Britain as interest rates could drop 'sub-3%' next year

Mortgage brokers are forecasting that rates could dip beneath three per cent during the coming year, with industry experts declaring that 2026 appears poised for a significant turnaround in home lending.

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Express.co.uk

Mortgage hunters poised for 2026 gift as rates set to ‘drop below 3%’

It comes after inflation fell more sharply than expected and a price war looms

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Sky News

'Straight-up power play': HSBC offers first-time buyers £2,000 cashback

HSBC is offering first-time buyers up to £2,000 in cashback on their mortgage.

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Express.co.uk

HSBC launches new £2,000 deal as ‘fuse lit’ for mortgage price war

The offer coincides with a further round of mortgage rate cuts from HSBC.

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Thisismoney

Five major mortgage lenders to cut rates

Five more mortgage lenders have announced they will be slashing rates - but experts warn borrowing costs may not keep falling for long.

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FT Adviser

Financial education to be taught to schoolchildren in England

Both primary and secondary school pupils will learn more about the fundamentals of money, as part of a revitalised curriculum.

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Introducer Today

Brokers fear the independent landlord is no more - Introducer Today

The Renters Rights Act is now in force

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FT Adviser

Mixed feelings as renters’ rights bill gains Royal Assent and becomes law

The government has facilitated the “biggest shake-up in

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Express.co.uk

Rachel Reeves ‘sleepwalking into disaster’ after latest dire GDP figures

Rachel Reeves has admitted she is considering tax rises to plug a rumoured £30 billion black hole in public finances.

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This Is Money

Mortgage rates RISE for first time since February as Budget fears grow

Average mortgage rates are on the rise for the first time in eight months, as lenders exercise caution ahead of possible tax rises in November’s Budget.

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View all 331 pieces of media coverage