Dominik Lipnicki's Media Coverage
Mortgage Solutions
Four-day week ‘would not work for mortgage market’ ‒ analysis - Mortgage SolutionsA four-day working week is a good idea in theory, but not really compatible with the workload of a typical mortgage broker, intermediaries have suggested.
Mortgage Strategy
Cover feature: Sink or swim? | Mortgage StrategyThe mortgage market was at the sharp edge of the political and economic turmoil in the UK during September and October, with mortgage deals withdrawn at an unprecedented rate and the cost of fixed-rate...
B&C
Industry reacts to Bank of England’s gilt market operationYesterday (28th September), the Bank of England (BoE) announced it will carry out temporary purchases of long-dated UK government bonds to restore orderly market conditions.
Mortgage Strategy
Record 935 products pulled in market turmoil: Moneyfacts | Mortgage StrategyMore than 900 mortgage products were pulled by lenders last night as volatile markets continue to react to the government’s mini-Budget, according to Moneyfacts. The data group says a record 935 home loans...
Mortgage Solutions
Brokers reaching out to rate-shocked remortgagors - Mortgage SolutionsMortgage brokers are helping remortgagors to deal with rate shocks as thousands of clients coming off fixed rates.
IFA Magazine
Nationwide House Price Index: “Obscene rise in energy bills is something that needs to be proactively addressed by lenders”...Following the Nationwide August House Price Index published this morning industry experts have reacted. Ross Boyd, founder of the always-on mortgage comparison
IFA Magazine
Inflation hits 9.4% presenting challenges for borrowers and “a catastrophe for savers” – reaction from IFAs, brokers and...Following this morning’s inflation data, IFAs, brokers, and money coaches have reacted to its impact on savers and borrowers. Nick Lincoln, director at Watfo
IFA Magazine
Land Registry HPI - “More mad house price growth in May” - reaction from agents and brokersFollowing the Land Registry house price data published this morning agents and brokers have commented: Wesley Davidson, founder of broker Fox Davidson: “Th
Mortgage Solutions
Intergenerational mortgages would push up house prices and fail to tackle supply issues, brokers sayChildren could inherit their parents’ mortgage if ideas being explored by the government become reality, but the scheme could simply push house prices higher, brokers say.
Mortgage Solutions
Borrowers rush to pay exit fees and lock into new mortgages as interest rates climbThe number of borrowers paying Early Repayment Charges (ERC) has soared following fears of rising interest rates.
Mortgage Professional
Bank of England issues latest rate announcementFind out what happened in the vital move, just moments ago…
IFA Magazine
“Further rate rises will push more and more people into financial crisis”Ahead of the Bank of England’s interest rate decision tomorrow, we asked brokers, wealth managers and financial planners for their views on whether Bank Rate s
Mortgage Solutions
Green second charge mortgages expected to become ‘more widespread’ – analysisEarlier this week, West One Loans launched its green second charge mortgage for landlords with properties with an Energy Performance Certificate (EPC) rating between A and C in what it said was an industry...
Daily Mirror
Bank of England’s interest rate rise and what it means for mortgages and savingsThe Bank’s Monetary Policy Committee - which influences what lenders do - has increased rates from 0.5% to 0.75% to try to cool soaring inflation. It comes amid warnings the war in Ukraine could send the...
FTAdviser.com
Brokers dub BoE rate rise ‘naive’ as mortgage payments climbBrokers have called the Bank of England s latest base rate rise naive as consumers face the double whammy of lenders increasing their mortgage payments and rising bills
Liverpool Echo
Bank of England’s 0.75% interest rise and what it means for youThe rate has risen again, as the cost of living continues to spiral
mirror
Bank of England’s interest rate rise and what it means for mortgages and savingsThe Bank’s Monetary Policy Committee - which influences what lenders do - has increased rates from 0.5% to 0.75% to try to cool soaring inflation. It comes amid warnings the war in Ukraine could send the...
Mortgage Solutions
Property transactions return to pre-Covid levels – ONSThe number of residential property transactions completed in December totalled 113,470 when non-seasonally adjusted, lower than the level of transactions in 2020 but similar to levels seen before the pandemic.
Financial Reporter
Lenders predict slump in mortgage demand in Q1: BoEMortgage demand fell in Q4 and is expected to remain subdued in the first quarter of 2022, according to the latest Credit Conditions Survey from the Bank of England.
Mortgage Strategy
Lenders report lower borrowing demand at close of year: BoEDemand for secured lending for house purchases fell in the final quarter of last year, according to a new report from the Bank of England (BoE). In the bank’s latest credit conditions survey, lenders reported...
The Telegraph
Mortgage rates will ‘double within months’Rises would be ‘catastrophic’ for homeowners, warn mortgage brokers
Daily Mail
Petrol hits all-time record high of 142.94p a litreDiesel reached 146.50p a litre on Sunday, still 1.43p short of its April 2012 all-time high of 147.93p, the AA announced today.
FTAdviser.com
Queen’s Speech 2021: Planning laws face reform in home ownership pushThe government is to modernise the planning system in order to help more people own their own home
Daily Mail
Why the most painful part of late-life divorce is losing your homeAccording to the Office of National Statistics, the number of ‘silver divorces’ has risen by three- quarters in the past 20 years, while the divorce rate among the rest of the population has fallen.
The Telegraph
Is this Britain’s oldest first-time buyer? High house prices have pushed first purchases into middle-ageThe average age of a first-time buyer is rising, with some people being forced to wait decades
The Telegraph
New ‘porting’ clause on mortgages: ‘Natwest charged us £9,000 when it ended our deal early’Thousands are being told they can no longer transfer their mortgage when they move, and lenders are profiting
Daily Mail
A third of millennials may never own a houseGeneration Y, those aged between 23 and 38, have to save for an average of eight years and four months to afford the average mortgage deposit of £42,836, according to loan broker ABC Finance.
Daily Mail
New scheme will allow buyers to buy £500,000 homes with just FIVE PER CENT deposit as PM tries to kick-start housing marketPrime Minister David Cameron today launched a scheme that is designed to guarantee risky mortgages for all home buyers in a bid to kickstart the property market.
The Sun
Should I buy a house with a 5% deposit or save more for a cheaper mortgage?I’VE just spoken to my bank about getting a mortgage for my first home and it has agreed in principle to lend me up to £160,000. The house that really I want to buy is on the market for £142,…
The Sun
Should I buy a house with a 5% deposit or save more for a cheaper mortgage?I’VE just spoken to my bank about getting a mortgage for my first home and it has agreed in principle to lend me up to £160,000. The house that really I want to buy is on the market for £142,…
This Is Money
Banks charging homeowners up to £225 when home loan endsOur research found half of Britain’s biggest lenders charge borrowers an ‘exit fee’. Santander charges most, at £225, followed by Clydesdale Bank and Coventry BS, at £195 and £125 respectively.
This Is Money
Britons buy up holiday homes to cash in on the rise of staycationsEstate agents in rural hotspots are reporting a trebling in enquiries as properties are snapped up within minutes, but can the rush to profit from British holidays last?
Daily Mail
Homes sell as prices soar - but experts warn of crash - so what next?Experts are warning the current ‘seller’s paradise’ housing market could soon come crashing back down to earth as more people lose their jobs and feel the economic effects of the coronavirus pandemic.
Daily Mail
Buyers face mortgage crisis as firms withdraw or lower offersHomebuyers including Richard and Wendy Sumner (pictured) from south London, have had to delay their dream moves because of the expensive deposits offered by lenders.
This Is Money
The Covid mortgage makeover: Crisis means more delays but low ratesBorrowers applying for a mortgage to buy a home or remortgage should get prepared but they can save money.
mirror
Mortgage lenders have gone mental - how to get hold of best deals EVERYorkshire Building Society is offering a mortgage with just a 1.18% rate. No one has ever gone that low. Here’s what you need to know as mortgage rates plunge
mirror
I’m a Tory MP and I can’t afford to buy my own home - please help!Tory MP William Wragg, 28, revealed he can’t afford to buy a house. So we wrote to our resident mortgage expert to see if we could help find him one
This Is Money
Is after lockdown a good or bad time to buy or sell a house?We have spoken to property experts across the country to help you navigate the confusion.
mirror
Want a mortgage? Your Instagram posts could land you in jailWe all know it’s tough to get a mortgage - so it can be tempting to tweak your application. But you may have already revealed more than you think
mirror
How to get a mortgage when you have a bad credit score explainedYou might think taking out a mortgage when your credit score is low is an impossible dream - you’d be wrong
Daily Mail
First-time buyers and families face chaos when applying for a mortgageMortgage firms are axing deals at the last minute as they struggle to cope with tide of applications after stamp duty cut. Kelly Nixon nearly missed her first home when her deal with Lloyds was pulled.
Daily Mail
Backlog could see thousands miss out on stamp duty holidayNew figures suggest some 325,000 buyers will not complete before the March 31 deadline because of issues with conveyancing, surveying, mortgage and search services.
This Is Money
What you MUST know if you took a mortgage holidayAround 1.8 million homeowners have taken a three-month payment break since the lifeline was announced. Borrowers have until the end of July to extend current holidays by a further three month.
Mortgage Solutions
Being human and accessible on social media works but brand reputation must be preserved – Marketwatch - Mortgage SolutionsThe use of social media as a marketing tool is now the norm and more recently, the personification of brands has been important in creating viral moments and raising profile.
FTAdviser.com
Brokers warn of buy-to-let issues with new fire safety lawMortgage brokers have warned of difficulties for buy to let landlords in selling and remortgaging flats after a majority in the House of Lords voted against an amendment to the new Fire Safety Act
The Independent
Overseas homeowners warned to check euro mortgagePeople who own property in countries at the heart of the euro sovereign debt crisis are being warned to review their euro-denominated mortgages ahead of a possible break-up of the single currency.
Your Money
Bitcoin investors can get mortgages… but could see choice curbedBitcoin investors using profits to fund deposits for new homes may be turned down by some lenders, experts have said.
Financial Times
Subscribe to read | Financial TimesNews, analysis and comment from the Financial Times, the worldʼs leading global business publication
mirror
Will I have to choose between my home and my dogs?Steph and her fiancé want to move out of the family home, but none of the rented flats nearby will take dogs. And taking out a mortgage gives her paws for thought
Sky
Minister Calls For More DIY House BuildingMortgage providers have been urged to lend more money to people who want to build their own homes to help spark a “self-build revolution”.
Express.co.uk
Booming house prices near all-time British record (luckily wages rose four per cent too)BOOMING property prices saw homes rocket by £73 a day last year.
Money Marketing
Dominik Lipnicki: Impact at the ballot box | Money MarketingWill this year mark a new era for the mortgage industry? In many ways, 2015 will feel the much same as 2014 but there may be a few surprises in store thanks to the general election. We have already seen...
MoneyWeek
The return of the ‘liar loan’ | MoneyWeekA casualty of the financial crisis, the self-certified loan, or ‘liar loan’, is making a comeback, says Sarah Moore.
Daily Mail
Backlog could see thousands miss out on stamp duty holidayNew figures suggest some 325,000 buyers will not complete before the March 31 deadline because of issues with conveyancing, surveying, mortgage and search services.
This Is Money
What you MUST know if you took a mortgage holidayAround 1.8 million homeowners have taken a three-month payment break since the lifeline was announced. Borrowers have until the end of July to extend current holidays by a further three month.
Financial AdviserFinancial Adviser
More borrowers to repay mortgage after age 65The number of people who expect to repay their mortgage after the age of 65 has risen according to Hargreaves Lansdown