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Oliver Cotterell
Starting in property development in 2010, he managed hundreds of high-end properties before joining one of the UK’s largest mortgage brokerages. This journey led him to establish Windsor Hill Mortgages, now the Official Mortgage Partner of Bath Rugby and Ealing Trailfinders, focusing on complex investments and maximising client profits.
To meet the demand for specialised lending, Oliver co-founded Cotterell & Cotterell Commercial Finance, offering expertise in bridging, development finance, business lending, and all kinds of commercial finance.
A dedicated family man with three children, Oliver is a passionate sports fan, especially rugby. His leadership and client-centric approach have cemented his reputation in the mortgage and commercial finance sectors.
Media Coverage
FT Adviser
Self-build mortgages grow in popularity as housing supply remains tightSuffolk Building Society has reported “continued growth” for self-build mortgages as housebuilding falls behind targets.
inews.co.uk
Mortgage rates could drop below 4% by next summer, saving the average home owner £700 a yearSeveral brokers told i they expect some lenders to cut their rates significantly to gain more customers
inews.co.uk
Mortgage rates could drop below 4% by next summer, saving the average home owner £700 a yearSeveral brokers told i they expect some lenders to cut their rates significantly to gain more customers
FTAdviser
Mortgage rate reductions unlikely despite inflation dataA “flurry” of mortgage rate reductions are still unlikely even after the better than expected inflation data published this week, according to Windsor Hill Mortgages director, Elliot Cotterell.
The Independent
Upward march in two and five-year fixed mortgage rates goes into reverseAverage two and five-year fixed-rate homeowner mortgages edged down on Thursday, according to figures from Moneyfactscompare.co.uk.
Evening Standard
Upward march in two and five-year fixed mortgage rates goes into reverseAverage two and five-year fixed-rate homeowner mortgages edged down on Thursday, according to figures from Moneyfactscompare.co.uk.
Mortgage Solutions
Bristol-based Windsor Hill Mortgages merges with My Mortgage MakerBrothers Oliver and Elliot Cotterell have finalised the merger between Windsor Hill Mortgages and My Mortgage Marker to become “one unified, stronger team”.
Financial Reporter
Brokers split on when mortgage rates will drop below 4%With fixed rate mortgage rates edging down, PR platform, Newspage, asked brokers when they may drop below 4%. Some believe it’s imminent, others believe it could be some time yet.
Mortgage Professional
Brothers launch new commercial finance brokerageThe firm will advise on all major areas of commercial mortgages, development finance and more
Mortgage Solutions
Brothers set up specialist commercial finance brokerageTwo brothers have launched commercial finance brokerage Cotterell and Cotterell (C&C) Commercial Finance.
This Is Money
Mortgage brokers undergo mental health training as rates riseOf adults who reported difficulty in affording rent or mortgage payments, 27% had moderate to severe depressive symptoms, according to the ONS.
Financial Reporter
Mortgage brokers undergoing mental health training ahead of recessionNewspage asked brokers what they’re doing to help support clients who may be struggling emotionally as well as financially.
IFA Magazine
Mental Health training and mortgage advice: brokers going above and beyond to support clients’ needsYesterday, IFA Magazine highlighted the responses of a number of brokers to a report which linked depression to the cost of living crisis - including mortgage w
The Intermediary
Mental health training and mortgage advice: How are brokers supporting struggling clients?A report published by the ONS earlier this week revealed a clear link between depression and people struggling with mortgage and rent payments, energy bills, and increased personal debt.
Mortgage Solutions
Christmas has come early for mortgage activity, ‘but not in a good way’The mortgage market has gone ‘into hibernation’, with activity levels dropping below even those typically seen in this quiet period of the year, brokers have suggested.
Financial Reporter
What are the options for borrowers remortgaging in negative equity?Brokers discuss the impact of a reduction in house prices moving into 2023.
Mortgage Solutions
Nationwide BS and brokers issue spray foam mortgage warningMore homeowners are installing spray foam insulation to keep bills down but many could inadvertently end up with unmortgageable properties.
The Intermediary
To track or to fix? The Big Broker DebateWith mortgage rates now dropping back from recent highs should brokers be advising people to opt for the security of a fixed rate or a cheaper tracker or variable rate mortgage?
IFA Magazine
To track or to fix? The Big Broker DebateShould people opt for the security of a more expensive fixed rate or a cheaper tracker / variable rate mortgage? Free PR platform, Newspage, has shared the view
Financial Reporter
To track or to fix? - brokers share their viewsBrokers shared their views on tracker vs fixed rate mortgages in the current lending climate.