Rohit Kohli's Media Coverage

Published:

Daily Mirror

Nationwide confirms changes for customers 'from Tuesday' as some paid £500

Nationwide has announced changes for customers that come into effect from tomorrow.

Published:

Sky News

Don't trust house price data, experts warn - two homes on same street can differ by 20%

This morning, we brought you news from Lloyds pricing indices that showed flatlining property values in the UK.

Published:

Sky News

Landlords turning to 'sexy alternative' property type to avoid tax and Renters' Rights Act rules

Semi-commercial property is becoming a "sexy alternative" for a growing number of landlords, brokers say.

Published:

AOL.com

New UK renting law update as landlords ‘make change’ - AOL

The Renters’ Rights Act came in earlier this year

Published:

Daily Mirror

New UK renting law update as landlords ‘make change’

The Renters’ Rights Act came in earlier this year

Published:

Daily Mirror

Lloyds and Halifax announcement on Friday ‘but reality different’

Experts have explained the detail behind it

Published:
Published:

The Mirror

Halifax change for customers ‘from Wednesday’ with extra costs

Experts said it had comes as a surprise given changes elsewhere

Published:

Daily Mirror

Nationwide makes ‘welcome’ change for customers from Tuesday

Things are really up and down at the moment

Published:
Published:

AOL.com

Experts weigh in as Andy Burnham hints at council tax reform - AOL

Andy Burnham has hinted at council tax reform as Labour MPs stepped up calls for action.

Published:

Daily Express

Experts weigh in as Andy Burnham hints at council tax reform

Andy Burnham has hinted at council tax reform as Labour MPs stepped up calls for action.

Published:

Sky News

Number 10 denies Burnham is looking at scrapping stamp duty or council tax

Reports that Andy Burnham is looking to axe stamp duty have been dismissed by Number 10, much to the disappointment of property experts.

Published:

Daily Express

New calls for Andy Burnham to scrap controversial tax

Mortgage experts say the levy has ‘no place in a modern housing market’

Published:

GB News

Angela Rayner ordered to repay £17K payoff to taxpayer after Cabinet return

Angela Rayner is under pressure to hand back a £16,876 exit payment she received when she left Government last autumn over her tax affairs.

Published:

Daily Express

Angela Rayner’s return branded a ‘slap in the face’ to taxpayers

Angela Rayner has been handed back her old housing job just months after being ousted in a stamp duty scandal in what experts branded a slap in the face.

Published:

Daily Express

Demand to cancel ‘self-defeating’ £12billion tax that stops people from moving

Property experts warn the £12billion-a-year levy is trapping growing families

Published:

Cambridgeshire Live

Barclays update as borrowers told to ‘sharpen their pencils’

Barclays has new details for customers

Published:

Daily Express

Barclays brings ‘good news’ update for borrowers

Finally, a tiny bit of relief

Published:

Daily Mirror

Nationwide customers told of change ‘from tomorrow’

The changes take effect from Tuesday, July 7, 2026

Published:

Liverpool Echo

Nationwide announces change for customers ‘from Tuesday’

It’s good news for the second time in little over a week

Published:

Daily Express

Nationwide new change for UK customers ‘begins on Tuesday’

Nice to see some proper competition again

Published:

Wales Online

Nationwide announces change for customers ‘from Tuesday’

It’s good news for the second time in little over a week

Published:

Chronicle Live

Nationwide announces change for customers ‘from Tuesday’

It’s good news for the second time in little over a week

Published:

Cambridgeshire Live

Nationwide announces change for customers ‘from Tuesday’

It’s good news for the second time in little over a week

Published:
Published:

Daily Express

New UK mortgage rate prediction after update this week

Slow and steady, but don’t get carried away

Published:

Daily Express

Nationwide confirms key change for customers ‘from Tuesday’

Nationwide has given a new update to start the week

Published:

FT Adviser

Brokers split on AMI’s ‘updated identity’

There have been mixed reviews from mortgage brokers on the “brand refresh” of the Association of Mortgage Intermediaries.

Published:

Daily Express

Side hustles are booming in Britain - but here’s what you need to know

Britain is quietly turning evenings into income as prices climb, but the paperwork can catch up faster than the cash ever does.

Published:

Daily Express

Tax trap warning to one in four during cost-of-living squeeze

Experts warned household finances have become stretched

Published:

Daily Mirror

“Tax trap” warning for Brits struggling with costs

Experts cautioned household finances have become strained

Published:

Lancs Live

Mortgage expert says ‘don’t wait’ or face ‘double cost’

The current situation is tricky for anyone looking a mortgage

Published:

Teeside Live

Mortgage expert says ‘don’t wait’ or face ‘double cost’

The current situation is tricky for anyone looking a mortgage

Published:

Daily Mirror

‘I’m a mortgage broker and you face double cost if you wait’

A mortgage expert has warned potential homebuyers that waiting for the perfect time to buy could cost them thousands

Published:
Published:

Thisismoney

Halifax cuts its mortgage rates - but are home loans about to spike again?

A major mortgage lender has cut its rates today, but brokers are warning that they could be about to rise again.

Published:

Daily Mirror

New Halifax update given to customers ‘but could be short-lived’

There was good news for customers announced on Tuesday afternoon

Published:
Published:

Thisismoney

Two major mortgage lenders CUT rates: Is this a turning point and will more follow?

Two major high street banks have bucked the current trend by lowering rates on their mortgages.

Published:

Sky News

Don't get excited, borrowers told, as bank makes big mortgage cuts

Santander has made big cuts to selected mortgage rates, but mortgage brokers are warning borrowers not to get carried away.

Published:

Liverpool Echo

Nationwide makes new announcement and customers ‘should take action’

Halifax has also given an update and others are predicted to follow

Published:

Lancs Live

Nationwide makes new announcement and customers ‘should take action’

Halifax has also given an update and others are predicted to follow

Published:

Cambridge Live

Nationwide makes new announcement and customers ‘should take action’

Halifax has also given an update and others are predicted to follow

Published:

Daily Star

Nationwide customers given new update with ‘act now’ advice

Halifax also gave an update on Monday afternoon

Published:

Teeside live

Nationwide makes new announcement and customers ‘should take action’

Halifax has also given an update and others are predicted to follow

Published:
Published:

Daily Mirror

Nationwide customers given new update with ‘act now’ advice

Halifax also gave an update on Monday afternoon

Published:

Surrey Live

Nationwide makes new announcement and customers ‘should take action’

Halifax has also given an update and others are predicted to follow

Published:

Express.co.uk

Santander hikes home loans rates for third time in 10 days in new blow

The changes are due to take effect from Friday

Published:
Published:

Thisismoney

Final sub-4% mortgage rates are about to vanish as Nationwide hikes home loan prices AGAIN.

Nationwide Building Society looks set to withdraw the final sub-4 per cent fixed rate mortgages from market tomorrow.

Published:

FT Adviser

Lenders should change risk attitudes to self-employed

should change their attitudes to the self-employed and should not regard them “as risky”, according to Contractor Mortgage Services director, Ken James.

Published:

Bury Mercury

What UK inflation drop to 3 per cent means for mortgages, savings and interest rates

UK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.

Published:

Newham Recorder

What UK inflation drop to 3 per cent means for mortgages, savings and interest rates

UK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.

Published:

The Herald

What UK inflation drop to 3 per cent means for mortgages, savings and interest rates

UK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.

Published:

Swindon Advertiser

What UK inflation drop to 3 per cent means for mortgages, savings and interest rates

UK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.

Published:

Maldon and Burnham Standard

What UK inflation drop to 3 per cent means for mortgages, savings and interest rates

UK inflation has dropped to 3. Here’s what it means for mortgage rates, savings accounts and the chances of a Bank of England rate cut.

Published:

Daily Mirror

Major lenders slash mortgage rates below 4% as experts predict ‘domino effect’

Santander and Barclays have announced this week that it was to launch the new deals on Thursday, with borrowers able to get mortgage rates below 4% for the first time this year

Published:

GB News

Mortgage alert: Britons urged to 'lock in a rate now' ahead of major inflation announcement

Mortgage rates are forecast to fall in 2026, but analysts are warning homebuyers to remain cautious

Published:

what MORTGAGE

Santander hikes mortgage rates: Why borrowers should act now - what MORTGAGE

Borrowers who are on the fence over whether to secure a mortgage deal now or wait are being urged to act now after one high street lender hiked rates.

Published:

FT Adviser

Advisers say Reeves is gearing up for a ‘promise breaking Budget’

Bemusing and deflective were the words used by the advice community to describe Rachel Reeves’ speech this morning.

Published:

Business Matters

Experts warn Chancellor against expanding VAT coverage in Autumn Budget

Financial experts have warned the Chancellor that expanding VAT in the upcoming Budget would “bludgeon” UK consumers and small firms — driving up costs, stalling growth and deepening the cost of living...

Published:

Express.co.uk

Experts warn of 1 key detail after Kemi Badenoch pledges to scrap stamp duty

Property experts have warned homebuyers that “the devil is in the detail”.

Published:

Freelance Informer

Property Experts Sceptical Over Latest Property Reform

A NewsPage report captures the tension between government ambition and industry cynicism regarding regulatory change in the property sector.

Published:

Express.co.uk

Angela Rayner urged by tax experts to resign over stamp duty scandal

EXCLUSIVE: This isn’t just a “minor slip-up” from Angela Rayner, experts have said.

Published:

Estate Agent Today

Down valuations rise as surveyors become ‘judge, jury and executioner’

Mortgage brokers are warning of “judge, jury and executioner” surveyors and wild inconsistencies as they claim down valuations are surging across the property market.

Published:

Express.co.uk

UK economic crisis worsens as house prices fall piling more pressure on Reeves

The UK economy crisis has worsened as house prices have suffered a surprise fall, with experts warning “confidence is fragile” in the market

Published:

Birmingham Live

Labour warned it needs to ‘own this rise’ as inflation jumps to 3.8%

The Consumer Prices Index (CPI) rose by 3.8% in the 12 months to July 2025, up from 3.6% in the 12 months to June

Published:

Business Insider

What does the Bank of England’s expected rate cut mean for the UK’s 5.5 million SMEs?

The Bank of England's (BoE) Monetary Policy Committee will announce its interest rate decision on 7 August.

Published:

The Intermediary

The Mortgage Stop joins New Leaf to expand advice offering

Romsey-based broker The Mortgage Stop has joined New Leaf Distribution to broaden its services and reach more complex clients.

Published:

Mortgage Solutions

The Mortgage Stop becomes AR of New Leaf

The Mortgage Stop has become an appointed representative (AR) firm of the network New Leaf Distribution, in hopes to grow the business.

Published:

Mortgage Strategy

The Mortgage Shop joins New Leaf network – Mortgage Strategy

The Mortgage Stop has joined the boutique network New Leaf Distribution. Romsey-based mortgage broker, run by husband-and-wife team, Rohit and Rita Kohli has become an appointed representative of New Leaf....

Published:

Express.co.uk

UK economy in tatters under Rachel Reeves – ‘bleak doesn’t begin to cover it’

EXCLUSIVE: Business leaders have given their views after it was revealed the UK’s jobless rate is up again - and they didn’t hold back.

Published:

Express.co.uk

Rachel Reeves ‘catastrophe’ strikes as new economic bombshell rocks Labour

As Britain’s economy takes an unexpected downturn, the pressure mounts on Chancellor Rachel Reeves.

Published:

Moneyweek

Company directors face new ID checks – how to avoid paying hundreds on verification

Company directors could end up paying hundreds of pounds to comply with new identity checks but it is possible to comply without paying a penny

Published:

FTAdviser

‘A powerful tool’: Gen H launches interest-only product

Gen H has announced the staged launch of an interest only proposition intended to help affordability for homemovers, remortgagers and, critically,

Published:

FTAdviser

Mortgage brokers call out ‘misleading’ finfluencer TikTok

A finfluencer’s social media video discussing a 100 per cent mortgage has been called out as “spreading misinformation” and “misleading” by

Published:

FTAdviser

Confusion among brokers as many unaware of new Skipton mortgage

Brokers have expressed concern after many had only become aware of Skipton’s new ‘delayed start’

Published:

Express.co.uk

Two major lenders slash rates as borrowers to cash in on ‘summer mortgage war’

HSBC and Santander have announced cuts to their mortgage interest rates, as other lenders look likely to follow suit, experts claim.

Published:

Southend Echo

UK inflation slowed in March following drop in petrol prices

UK inflation slowed down for the second month in a row in March, but is lower inflation a good or a bad thing for consumers?

Published:

Birmingham Live

Experts say inflation drop to 2.6% will ‘seal the deal’ on a May rate cut

UK inflation has fallen to 2.6%, more than predicted by economists

Published:

Your Local Guardian

UK inflation slowed in March following drop in petrol prices

UK inflation slowed down for the second month in a row in March, but is lower inflation a good or a bad thing for consumers?

Published:

York Press

UK inflation slowed in March following drop in petrol prices

UK inflation slowed down for the second month in a row in March, but is lower inflation a good or a bad thing for consumers?

Published:

The Northern Echo

UK inflation slowed in March following drop in petrol prices

UK inflation slowed down for the second month in a row in March, but is lower inflation a good or a bad thing for consumers?

Published:

FTAdviser

Loughborough BS praised for allowing minor credit blips

Loughborough Building Society has launched a “bold and pragmatic” lending policy change by programming its systems to accept minor credit blips.

Published:

London Property News

Loughborough Building Society described as ‘bold and pragmatic’ as it programs its systems to accept minor credit blips

Loughborough Building Society described as “bold and pragmatic” as it programs its systems to accept minor credit blips…

Published:

Birmingham Live

Halifax making big change to bank accounts which kicks in tomorrow

Halifax is the latest lender to announce rate cuts, which will go live from tomorrow, Friday 7 March.

Published:

Coventry Live

Barclays follows Santander rule change with ‘domino effect’ expected

The lender has also made reductions across its residential, buy-to-let, and remortgage products, with cuts of up to 0.40% on selected deals

Published:

Manchester Evening News

Two major banks slash mortgage rates below 4 percent as ‘price war’ looms

This is a positive move for homebuyers and those looking to remortgage

Published:

What Mortgage

Mortgage rates cut: Lenders release deals at 3.99% - What Mortgage

Some high street mortgage lenders have cut fixed rates this week with Santander and Barclays offering deals at below 4%.

Published:

Daily Telegraph

Mortgage rates fall below 4pc ahead of stamp duty deadline

Mortgage rates have fallen below 4pc as a price war heats up ahead of the stamp duty deadline.

Published:

Sky News

Barclays becomes second lender to cut rates to less than 4%

Barclays has become the second lender to cut mortgage rates to less than 4%.

Published:

The Mirror

Major lenders slash mortgage rates below 4% as experts predict ‘domino effect’

Santander and Barclays have announced this week that it was to launch the new deals on Thursday, with borrowers able to get mortgage rates below 4% for the first time this year

Published:

Birmingham Live

NatWest makes change to accounts in move that ‘could trigger domino effect’

Remortgage borrowers look to be the biggest winners with this particular reprice, with cuts of up to 0.36%.

Published:

Mortgage Soup

All eyes are on Threadneedle Street as Nationwide increases fixed rates up to 0.15% | News

Nationwide has yielded to market pressures and joined its high-street counterparts in raising selected fixed rates by up to 0.15% today, including rates across its New Business and Existing Customers Moving...

Published:

Birmingham Live

Santander customers warned over ‘dangerous game’ which can ‘backfire’

One broker warned this is “likely aimed at the government following last week’s deregulation announcement” but added — “it could backfire”.

Published:

Property Soup

Weak December retail sales reinforce calls for rate cut

The UK high street endured a lacklustre festive season as official data published last Friday morning revealed a 0.3% decline in retail sales volumes during December 2024. While sectors such as clothing...

Published:

FTAdviser

First-time buyers could see mortgage rules eased

Mortgage rules in the UK may be eased to help first-time buyers in response to the government’s aim to drive economic growth, according to reports.

Published:

This Is Money

Banks could offer more large mortgages under Labour plans

Proposed rule changes could help first-time buyers borrow more, but also mean higher mortgage payments and greater risk.

Published:

Moneyweek

Should mortgage lending rules be relaxed to boost the UK economy?

Changes to mortgage affordability tests are being proposed as a way to boost the ailing UK economy.

Published:

The Sun

Mortgage rules shake up could help first time buyers get on property ladder

A MORTGAGE rules shake up could help first time buyers get on property ladder more easily. The proposed changes come after financial regulators were told by Chancellor Rachel Reeves that they neede…

Published:

Green Jumper Daily

Man in Romsey spotted wearing green jumper with red chords

Quite tall he was. Any info, inform the authorities.

Published:

Mortgage Soup

NatWest cuts rates by up to 39bps “bringing some much-needed festive cheer to the mortgage market” | News

NatWest is making rate cuts of up to 39bps across selected purchase, remortgage and buy-to-let 2- and 5-year fixed rate mortgages tomorrow. Newspage asked brokers whether the tide is turning and if more...

Published:

Introducer Today

Do customers really want an 18-month mortgage product? - Introducer Today

Halifax has launched a 1.5 year fixed rate remortgage product.

Published:

Express.co.uk

Halifax launches unusually short fixed-rate mortgage

The new deal comes against the background of reports that mortgage rates are relatively high at the moment and likely to fall over the next few years.

Published:

Mortgage Solutions

‘Panic and uncertainty’ among borrowers as direction of mortgage rates remains unclear

There is panic and uncertainty among borrowers as direction of mortgage rates remains unclear, brokers reveal.

Published:

What Mortgage

Halifax launches ‘innovative’ 1.5-year fixed rate mortgage - What Mortgage

Halifax has launched a 1.5-year fixed rate mortgage which is expected to suit borrowers who want to guarantee their rate for a shorter period.

Published:

Express.co.uk

Warning as lenders Barclays and Santander split on home loan rates

The future path of interest rates has been thrown into the air leaving customers confused say experts

Published:

Birmingham Live

DWP under fire for Get Britain Working Again reforms which are ‘all so 1980s’

Jobcentre reform will be at the centre of the Labour Party government’s plans to “get Britain working again”, it has emerged today.

Published:

Sky News

'The walls are closing in': Mortgage insiders react to inflation data

Some leading business figures have offered their reaction to the news that inflation rose sharply last month.

Published:

Express.co.uk

Rachel Reeves tax raid blamed for higher mortgage rates

A number of banks and building societies have raised interest rates on fixed rate mortgages in recent days

Published:

Sky News

How to get a mortgage if you’re self-employed - by industry insiders

Getting a mortgage if you’re self-employed can be tricky. Luckily, we’ve got expert advice to make the process a little easier.

Published:

What Mortgage

Warning to tracker mortgage borrowers over rate cut delays - What Mortgage

Some tracker mortgage rates have not fallen in line with the Bank of England rate cut meaning borrowers could be missing out on much-needed savings.

Published:

Express.co.uk

Mortgage lenders hike interest rates by up to 0.3% following Labour Budget

HSBC, Santander and TSB Bank have raised mortgage rates for customers this week.

Published:

This Is Money

Five major banks hike fixed rate mortgages - why costs are rising

The hikes will be a concern for mortgage borrowers on fixed rate deals who need to renew in the next year.

Published:

Sky News

Money blog: Tesla value soars after Trump win

A rise in Tesla’s stock value yesterday continued this afternoon, and comes as the share price of other EV companies falls. Read this and the rest of today’s personal finance and consumer news below.

Published:

Express.co.uk

Mortgage chaos after Reeves’ snap Stamp Duty change

Rachel Reeves’ Budget - specifically her Stamp Duty announcement - has serious implications for the property market, insiders have warned.

Published:

This Is Money

HSBC to hike rates on cheapest mortgage deals

HSBC has said it will be increasing some of its cheapest mortgage rates - though more expensive deals will be cut.

Published:

FTAdviser

Lenders increasing mortgage rates due to Budget uncertainty

Several major lenders have raised mortgage rates in response to uncertainty over the upcoming Autumn Budget.

Published:

Newspage News

Mortgage rates continue to go up due to Budget “uncertainty”

Santander is the latest lender to announce increases of up to 0.2% across the majority of its fixed rate range. Following the positive inflation figures published on Wednesday and with a base rate cut...

Published:

Express.co.uk

Mortgage interest rates warning as Bank of England may be forced into change

Coventry Building Society have made a move that has worried experts, as so-called swap rates have been edging up in recent days.

Published:

FTAdviser

Hopes of rate war ‘killed off’ as lender announces increases

Coventry Building Society has "killed off any further hopes of a rate war" after raising mortgage rates, according to brokers.

Published:

This Is Money

Close to half of self-employed people have faced mortgage rejection

Self-employed workers are often subjected to tougher checks, mainly because they are considered to have a more irregular or complex income and are therefore viewed as riskier by lenders.

Published:

Express.co.uk

Mortgage rates could fall ‘to 3% by Christmas’ following Bank of England update

Many City experts are predicting the current base rate of 5 percent could be cut both in November and December, bringing it down to 4.5 percent

Published:

Birmingham Live

Warning to Barclays, Santander and Nationwide customers who have mortgages

Barclays has announced a new five-year fixed rate at 3.71 per cent for those buying homes with a 40 per cent deposit.

Published:

GB News

Mortgage rates: Now could be the time to fix as Barclays, Santander and Nationwide offer lowest rates in 2 years

Homeowners in the UK are facing a golden opportunity to secure low-cost mortgage deals as rates hit their lowest levels in two years.

Published:

This Is Money

Barclays and TSB the latest major lenders to cut mortgage rates

Mortgage rate cuts are being announced on almost a daily basis as lenders continue to reprice their home loan deals.

Published:

Express.co.uk

New twist in mortgage price war as TSB makes “aggressive” cuts on new rates

Mortgage brokers described the rate cuts across a series of products as “aggressive” and predicted that other major lenders will follow suit

Published:

Nottinghamshire Live

Three banks cut mortgage rates in ‘positive sign’ for buyers

The flurry of price cuts comes amid growing optimism that interest rates are set to remain at record lows for the foreseeable future

Published:

Teesside Live

Major banks slash mortgage rates in ‘positive sign’ for borrowers

The major banks are cutting rates on new home loans for both purchases and those looking to remortgage, with more lenders expected to follow suit in the coming days

Published:

Birmingham Live

Three banks cut mortgage rates in ‘positive sign’ for buyers

The flurry of price cuts comes amid growing optimism that interest rates are set to remain at record lows for the foreseeable future

Published:

This Is Money

HSBC, Barclays and NatWest to cut home loan costs from tomorrow

Mortgage rates look set to fall again from tomorrow after three major high street banks all announced they will be slashing home loan costs.

Published:

Express.co.uk

Home loan rate cuts from Barclays, NatWest and HSBC offers boost to buyers

NatWest, Barclays and HSBC are reducing the prices on new home loans both for buyers and people looking to remortgage.

Published:

Proactive Investors

Mortgage rates cut by NatWest, Barclays and HSBC as more BoE moves eyed

NatWest Group PLC (LSE:NWG) announced a second cut to mortgage rates in a month, this time targeting business deals, as lenders continue to grapple for customers.

Published:

Birmingham Live

Halifax and Lloyds to give first-time buyers £2billion boost to get on ladder

The Lloyds group, which includes the Halifax, will also allow young buyers to borrow up to 5.5 times their income which means they will need smaller deposits

Published:

Express.co.uk

Halifax and Lloyds customers can take advantage of special mortgage boost

Rising house prices, the cost of living squeeze, high interest rates and affordability challenges mean conditions are the most difficult in 70 years for first time buyers.

Published:

Daily Mail

‘Panic’ over threat of Labour’s capital gains tax raid

The Prime Minister sparked panic with a gloomy Downing Street speech on Tuesday, in which he warned Chancellor Rachel Reeves’ upcoming budget would be ‘painful’.

Published:

The Mirror

Barclays launches UK’s cheapest mortgage at 3.84% as banks battle

The mortgage price war has intensified with Barclays launching the UK’s cheapest home loan at 3.84 percent as banks and building societies battle to attract homebuyers

Published:

Express.co.uk

Mortgage price war – Barclays, HSBC and NatWest launch home loans at under 4%

Further cuts are expected in the coming days which are predicted to trigger a rush to buy through the rest of this year.

Published:

Bristol Live

Bank of England cuts base interest rate from 5.25 to 5% - experts react

The Bank of England’s Monetary Policy Committee voted 5-4 in favour of a quarter-point reduction in the base rate - the first time it has been cut in more than four years

Published:

WalesOnline

Bank of England cuts base interest rate from 5.25 to 5% - experts react

The Bank of England's Monetary Policy Committee voted 5-4 in favour of a quarter-point reduction in the base rate - the first time it has been cut in more than four years

Published:

Express.co.uk

Interest rate cut hailed as ‘real turning point’ as experts react to decision

It is hoped the move will bring down the cost of borrowing for those carrying mortgages, credit card debt and other loans.

Published:

Introducer Today

Tomorrow’s Interest Rate Decision - stick or drop?

Tomorrow’s Interest Rate Decision - stick or drop?

Published:

Property Investor Today

Why are interest rates falling now - and so quickly?

Why are interest rates falling now - and so quickly?

Published:

Sky News

Money blog: ‘Major boost’ for borrowers as two banks cut mortgage rates

Welcome to the Money blog, your place for personal finance and consumer news and tips. Share your thoughts on any of the stories we cover in the box below.

Published:

Birmingham Live

Barclays and TSB issue message to mortgage holders and ‘others will follow suit’

Newspage asked brokers for their thoughts on this continued price shift in the market, and whether it signals lenders believe a base rate cut is looming on the financial horizon, potentially next week.

Published:

FTAdviser

Lenders believe ‘base rate cuts on horizon’ after mortgage rate drops

Lenders believe cuts to the base rate are still on the horizon as TSB and NatWest announce mortgage rate reductions.

Published:

Landlord Today

Bank of England must pull its finger out on rates - experts

The latest inflation figures mean there’s no excuse for the Bank of England to keep interest rates at their current high, according to experts.

Published:

The Sun

Four more mortgage lenders slash rates as new home loan price war heats up

THE mortgage price war continues to heat up, with four more lenders slashing rates amid hopes of an interest rate cut. TSB and Santander are the latest big names to reveal a drop in the cost of bor…

Published:

Express.co.uk

Bank slashes mortgage rates ahead of ‘big week for borrowers’

The new spate of mortgage rate cuts comes ahead of the release of important inflation data this week.

Published:

FTAdviser

Longer term fixed rates ‘missing from landscape for some time’

Longer term fixed rates have been 'missing from the landscape for some time', according to some brokers, after a smaller lender stepped up to offer these products.

Published:

Birmingham Live

HSBC announces ‘new mortgage criteria rules’ for customers

The new HSBC UK rules take hold on Wednesday, July 10 and will see the bank remove the 65 per cent and 80 per cent loan to value tiers, allowing customers to access higher lending amounts at a higher LTV.

Published:

Express.co.uk

HSBC announces ‘big’ change to mortgage criteria to help ‘boost’ property market

HSBC’s criteria switch-up has been largely met with praise from mortgage brokers.

Published:

Express.co.uk

Property market experts issue stark warning to Labour over housing plan

Chancellor Rachel Reeves gave an update on Monday about her fiscal plans for the UK.

Published:

Express.co.uk

Barclays and HSBC set to unleash mortgage interest rate cuts within hours

The reductions follow a number of small cuts by other lenders in recent days, such as Halifax, Santander and NatWest.

Published:

inews.co.uk

Mortgage price war heats up as Barclays and HSBC cut rates again

Several major banks have been dropping their mortgage rates in recent weeks as competition returns to the market

Published:

FTAdviser

Brokers claim ‘doomsday’ level equity release valuations are commonplace

Brokers claim equity release lenders have been down valuing properties by as much as £60,000.

Published:

Letting Agent Today

Experts warn against corporates monopolising private rentals

The decision of property developer Berkeley Group to enter the private rental sector is bad news for tenants, it’s claimed.

Published:

Landlord Today

Reform UK policies dismissed as return to Liz Truss disaster

Mortgage experts have criticised the Reform UK housing and tax policies as being superficially appealing but risking a return to the financial damage created by the Liz Truss mini-Budget in 2022.

Published:

Express.co.uk

Watch out for Big Wednesday - Bank of England decides financial fate of millions

That is the day that the latest inflation figure is announced and it will be crucial in terms of whether the Bank of England will decide to cut interest rates the following day.

Published:

FTAdviser

Wet weather causes UK economy to stall

GDP showed no growth in April 2024, despite a 0.4 per cent growth the month before, data from the Office of National Statistics revealed. 

Published:

The Intermediary

Brokers share most bizarre reasons why borrowers refuse life cover - The Intermediary - Latest UK mortgage news

“The Government will pay the mortgage” & “smoking is not bad for you”, are among the strangest reasons why borrowers have refused life cover.

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The Sun

Major lender slashes rates ahead of Bank of England interest rate decision

A MAJOR lender has slashed its mortgage rates after inflation slowed more than expected and ahead of a key Bank of England meeting. NatWest has announced it will cut mortgage deals by up to 0.24% f…

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The Intermediary

Atom bank increases mortgage rates

Atom bank has announced that it is increasing its mortgage rates as of tomorrow (Thursday 21st March).

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The Intermediary

NatWest makes “encouraging” changes to new business mortgage products

The changes will come into effect from tomorrow (21st March 2024).

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The Intermediary

Coventry for Intermediaries “leads the march” with mortgage rate reductions

In its residential range, the lender will be withdrawing all of its fixed rates at 80% loan-to-value (LTV) for new borrowers.

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The Intermediary

UK economy sees 0.2% growth in January – ONS

Real GDP was estimated to have fallen by 0.1% in the three months to January 2024, compared with the three months to October 2023.

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The Intermediary

Annual pay growth slows to 6.1% in January – ONS

In light of labour market data, Newspage asked experts when the Bank of England should cut the base rate — and if a cut may now come sooner.

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This Is Money

Santander, NatWest and Halifax all increase their mortgage rates

Several of the UK’s largest mortgage lenders have hiked their rates today, as interest on home loans continues to move upwards.

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Yahoo Finance

Halifax becomes fourth major lender to up mortgage interest rates today in shock to brokers

“Are we missing something here?” one adviser asked of the flurry of mortgage rate rises

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Evening Standard

Halifax becomes fourth major lender to up mortgage interest rates today

“Are we missing something here?” one adviser asked of the flurry of mortgage rate rises

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Sky News

Money blog: Four major lenders raise mortgage rates in space of few hours - what’s going on?

NatWest, Halifax, Santander and Co-op Bank are increasing mortgage rates. Read this and all the latest consumer and economic news in the Money blog. Leave your money problem, or comment on any of our stories,...

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Birmingham Live

Santander in hot water over change to accounts and accused of ‘cashing in’

From Tuesday March 12, Santander says it is increasing residential fixed and tracker rates in the new business and product transfer ranges.

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FTAdviser

Lenders withdrawing rates with minimal notice ‘not fair’

Lenders withdrawing rates with only a couple of hours’ notice is “not fair on consumers or on brokers” and goes against consumer duty, according to brokers.

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The Intermediary

Brokers left angry as TMW gives just six hours notice of rate changes

Brokers have once again raised concerns about short-notice product changes from lenders after The Mortgage Works (TMW) issued an email at 14:00 advising brokers they had until 20:00 tonight to lock in...

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Your Money

Halifax mortgage rate cuts are a ‘massive curveball’ in the market - Your Money

Halifax has announced it will drop interest rates across its mortgage products, going against the grain of its lending rivals.

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Express.co.uk

Halifax delivers ‘massive mortgage curveball’ as it reduces fixed rates

Brokers have described Halifax’s move to cut mortgage rates as “refreshing” and “pragmatic”.

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Property Industry Eye

What impact will government’s 1% deposit mortgage scheme have on the housing market?

What impact will government’s 1% deposit mortgage scheme have on the housing market? - Breaking news for estate agents and the residential property industry. Independent, unbiased, and factual reporting....

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This Is Money

Nationwide to increase some of its mortgage rates from tomorrow

The lender, which cut rates only nine days ago, will now raise the interest rates on selected deals by up to 0.30 percentage points.

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This Is Money

Housebuilders accused of ‘cynical ploy’ as build starts fall 68%

Government data showed the number of sites where building work started on site was 21,300, down 68% between 1 July and 30 September, compared to the same point a year ago.

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This Is Money

Four more banks cut rates as mortgage deals cheapen further

NatWest, HSBC, TSB and Metro Bank join a total of almost 50 other lenders that have reduced their residential rates since 1 January.

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Evening Standard

‘Not that difficult’ to get on property ladder, NatWest chief claims

Lib Dem Treasury spokesperson Sarah Olney MP said: “This is laughable. What planet is he living on?”

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Daily Mail

New Year mortgage price war breaks out as Halifax cuts fixed rates

Halifax, the UK’s largest lender, became the first company to slash rates on its remortgage deals by up to 0.83 percentage points yesterday, just hours into the first working day of the year.

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The Intermediary

UK house prices drop 1.8% in 2023, Northern Ireland and Scotland see rises

The Nationwide Building Society’s house price index for 2023 shows a 1.8% decrease in UK house prices compared to the previous year.

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The Intermediary

Bank of England slammed as UK stands on brink of recession

Brokers have accused the Bank of England of strangling the UK economy as new data shows that GDP shrank in the third quarter of the year.

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The Intermediary

39% of adults say they will not be able to save money in the next 12 months – ONS

In addition, around four in 10 (40%) adults reported that affording their rent or mortgage payments remained very, or somewhat, difficult.

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Introducer Today

It’s War - Lenders compete on price as sub-4% rates look likely

It’s War - Lenders compete on price as sub-4% rates look likely

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Gloucestershire Live

Inflation drop ‘fantastic’ news for people taking out a mortgage

Mortgage brokers said the substantial drop was great news for people taking out or renewing a mortgage as lenders battle for their business

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Wales Online

‘Fantastic’ inflation drop ‘as good as it gets’ for borrowers

Mortgage brokers said the substantial drop was great news for people taking out or renewing a mortgage as lenders battle for their business

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The Intermediary

Stamp duty cuts in Autumn Statement: “Idiotic doesn’t do it justice”

With the Treasury considering cuts to stamp duty in the Autumn Statement, or at least before a General Election, experts are divided on the move, with some welcoming it, but many more ridiculing it as...

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The Telegraph

Autumn Statement 2023 live: Hunt rules out Autumn Statement tax cuts

In the run up to the Autumn Statement on 22 November 2023 Telegraph Moneylive blog will keep you updated with the latest news and and analysis, taking a look at what it could mean for you.

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Mortgage Professional

HSBC announces residential and BTL product changes

High street lender reintroduces two-year fee saver and cuts selected rates

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Mortgage Professional

Rate cuts nothing more than a “genital measuring competition”

Brokers share their views on the latest wave of rate cuts

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FTAdviser

Brokers slam comparison website for incorrect mortgage content

Brokers have raised concerns after incorrect content around interest-only mortgages was published on comparison website, Compare The Market.

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Financial Reporter

Comparison website advises consumers not to overpay on interest-only mortgages

Brokers raised concerns around the incorrect content and highlighted the value of professional advice.

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The Intermediary

EXCLUSIVE: Compare The Market interest-only mortgage content flagged as incorrect by brokers

The content was identified by Steven Morris at Advantage Financial Solutions, who shared his thoughts on LinkedIn.

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BirminghamLive

HSBC issues 24-hour message to any customer with a mortgage

The high street banking giant will cut rates for existing residential customer switching and borrowing, residential first-time buyers and home movers, residential remortgagers and residential remortgage...

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Express.co.uk

HSBC announces cut mortgage rates

Banks, such as HSBC, are opting to cut mortgage rates in a move that will help homeowners.

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FTAdviser

Latest inflation data is ‘signal’ to hold interest rates

The latest inflation data will “signal” to the Bank of England to hold interest rates at their current level and “kickstart the property market”, according to one broker.

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Mortgage Professional

Is it time to scrap stamp duty?

Some brokers believe the tax should be placed on sellers

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The Telegraph

Mortgage squeeze sends house prices plummeting, Halifax index shows - latest updates

House prices fell last month to fresh 14-year lows as buyers grappled with increasingly unaffordable mortgage costs.

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This Is Money

HSBC and TSB announce latest wave of fixed-rate mortgage cuts

The high street banks have announced a fresh round of mortgage rate cuts, as lenders continue to respond positively to forecasts of falling inflation.

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The Sunday Times

Is now the time to get a tracker mortgage?

A tracker mortgage could be the best option for the brave — but only if you think interest rates are nearing their peak. Variable rates are set to increase agai

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FTAdviser

Action to treat brokers fairly will lead to better client outcomes

A initiative to treat brokers fairly, unveiled by Tandem Bank, will “ultimately result in better outcomes for clients as well”, one broker has said.

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The Intermediary

Tandem launches ‘Treating Brokers Fairly’ initiative

The initiative includes giving adequate notice of product changes.

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Mortgage Solutions

Nationwide lowers switcher mortgage rates

Nationwide is the latest high street lender to reduce mortgage rates with cuts across its switcher range for existing borrowers.

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Daily Mail

Could 40-year fixed mortgages solve first-time buyer crisis?

Borrowers in Britain are still having to pay extremely high rates for new mortgages compared to one year ago, even though inflation is now falling at a greater rate than expected.

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Daily Mail

Office for National Statistics reveals inflation rate fell in June

The headline CPI rate was running at 7.9 per cent in June, tumbling from 8.7 per cent the previous month and significantly below expectations.

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Mortgage Solutions

‘Borrowers don’t know what brokers do’ ‒ analysis

How affordability is assessed and what mortgage brokers actually do are among the most common misconceptions among borrowers, according to intermediaries.

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The Intermediary

UK inflation rate stands at 8.7%, highest since 1981

Meanwhile, the core inflation rate, which excludes volatile elements like energy and food costs, reached its highest level since 1992.

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This Is Money

Inflation triggers 0.5% rate hike forecast to pile on mortgage pain

The inflation figures piled more misery on for a mortgage market, as anaylysts suggested the Bank will have to raise rates faster and further.

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inews.co.uk

Fears of mortgage offers expiring lead home owners to drop asking prices

A cooling market and the fact that mortgage offers will expire after six months has handed an opportunity to buyers

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The Intermediary

“If rates are raised further on Thursday, the future is bleak”

Many in the financial services industry are bracing themselves for the fallout from another interest rate hike.

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Daily Mail

TSB gives just four hours before withdrawing mortgage products

TSB has today given less than four hours notice before discontinuing a selection of its mortgage products, irking brokers.

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Mortgage Solutions

Advisers urge lenders to agree minimum 24-hour withdrawal notice period

Brokers have called on lenders to pledge to provide a minimum notice period of 24 hours to withdraw products, pointing to widespread removals over the past few weeks and heightened market uncertainty.

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The Intermediary

Mortgage brokers call on lenders to establish a minimum notice period for product withdrawals

Mortgage brokers — Riz Malik, Jamie Lennox, and Lewis Shaw — are leading the call, asking that lenders sign a pledge to provide a minimum notice period of 24 hours to all affiliated brokers before withdrawing...

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B&C

Brokers call for lenders to provide 24 hours minimum notice after recent turbulence

After the events of the past fortnight, with many lenders withdrawing products at very short notice, mortgage brokers have called for lenders to sign a pledge to provide a minimum notice period of 24 hours...

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Mortgage Solutions

House prices see biggest drop since 2009 – Nationwide - Mortgage Solutions

Average house prices in the UK fell by 0.1 per cent month-on-month to £260,736 in May, figures from a high street lender showed.

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Mortgage Professional

House prices UK – Nationwide reveals the latest

Average house prices still 4% below their August 2022 peak

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Mortgage Professional

Nationwide removes interest on green additional borrowing products

It aims to support mortgage members with 0% borrowing

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What Mortgage

Skipton unveils 100% mortgage for reliable renters

Skipton Building Society has launched a mortgage for first-time buyers which requires no deposit in a bid to help more renters on to the property ladder.

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Financial Reporter

Sunak considering relaunching Help to Buy scheme - brokers react

Sunak is reportedly drawing up plans to bring back the Help to Buy Equity Loan scheme.

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What Mortgage

Return of Help to Buy: It’s not ‘the painkiller for the FTB headache’

Mortgage experts have hit out at proposals to revive the Help to Buy scheme, which was pulled earlier this year.

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FTAdviser

Brokers split on potential return of Help to Buy

Those in the mortgage advice space are split on the announcement this week that the government is considering a return of Help to Buy, but many have said reintroducing it would be a good thing - so long...

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Mortgage Strategy

New Help to Buy would push up house prices: Brokers – Mortgage Strategy

Early government plans to bring back Help to Buy have been slammed by brokers as a recipe for inflating house prices and benefitting housebuilders. Prime Minister Rishi Sunak’s government is looking at...

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Mortgage Solutions

Majority of brokers say mortgage affordability is more complex - Mortgage Solutions

The majority of brokers have said they are working harder to secure mortgages for their clients as affordability has become more complex, research by a sourcing system provider has found.

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Mortgage Strategy

Cover feature: Work in progress - WFH or back in the office?

It is just over three years since the first Covid lockdown. As the country was told, ‘Stay at home,’ the mortgage market, along with many other sectors, was forced into new ways of working. Teams and Zoom...

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Financial Reporter

Longer mortgage terms becoming commonplace, brokers say

Brokers discussed the pros and cons of longer term mortgages.

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Express.co.uk

High interest rates ‘temporary’ and may slide back to pre-Covid levels

Amid a period of surging mortgage rates, analysts predict interest rates are likely to revert to pre-pandemic levels.

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Financial Reporter

Interest rates to return to pre-pandemic levels when inflation is tamed: IMF

The International Monetary Fund has said that “recent increases in real interest rates are likely to be temporary

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The Intermediary

Interest rates to return to low levels once inflation calms, IMF

The IMF’s World Economic Outlook says rates are likely to head back to the historic lows if the country gets on top of inflation.

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This Is Money

What the 0.25% interest rate rise means for your mortgage and savings

The Bank of England has upped base rate from 4 per cent to 4.25 per cent, the latest decision by its Monetary Policy Committee in a bid to curb inflation.

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What Mortgage

Interest rate hike more likely as inflation makes surprise rise

There is more pressure on the Bank of England to hike interest rates tomorrow after inflation unexpectedly increased in February from 10.1% to 10.4%.

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IFA Magazine

UK Inflation unexpectedly jumps to 10.4% in February - advisers and mortgage experts share their responses

With the latest UK inflation data published this morning showing an unexpected jump to 10.4% to the end of February from 10.1% in January, it will not only give

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The Intermediary

House prices still up 6.3% YoY in January 2023, but slowing from December 2022 figures - ONS

Average UK house prices rose by 6.3% in the 12 months to January 2023, down from a 9.3% increase in December 2022, with the average house price standing at £290,000, £17,000 higher than a year ago.

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CityAM

If you can’t afford your mortgage: What the FCA’s lender guidance means for borrowers

Successive interest rate rises are increasing mortgage costs for millions of borrowers, according to both regulators, lenders and advisers. One of the

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IFA Magazine

Do mortgage comparison sites have a role in advice? - Brokers and advisers share their views

Free PR platform, Newspage, asked brokers what they think of mortgage comparison sites. Some believe they have a role, others believe they simply cause confusio

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IFA Magazine

Halifax February House Price Index - reaction from lenders, estate agents and brokers

Following the Halifax February House Price Index announcement, brokers, estate agents and property experts have shared their thoughts with IFA Magazine via Ne

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bbc

5 Live Breakfast - 02/02/2023 - BBC Sounds

Rachel Burden and Chris Warburton with unique stories, and the biggest news and sport. At 7.05 Rita Kohli, MD of The Mortgage Stop, based in Hampshire is interviewed on the latest Bank of England base...

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Mortgage Solutions

Mortgage term extensions jump in popularity but should be ‘last resort or short-term plan’ – analysis - Mortgage Solutions

First-time buyers and home movers are increasingly extending their mortgage terms to 35 or 40 years in order to lower their payments.

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BBC

BBC Radio 5 Live - Wake Up to Money, Reeling from the rate rise

Reeling from the rate rise. Rita Kohli, Managing Director of The Mortgage Stop, was interviewed by the BBC Radio 5 "Wake Up to Money" on the impact on mortgages following the Bank of England's 0.75% interest...

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Mortgage Solutions

Brokers battle to beat the scourge of conditional selling ‒ analysis

Brokers have been urged to educate clients on the pressure tactics they are likely to experience from estate agents, pushing them to use the agent’s own mortgage adviser, in order to combat conditional...

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The Telegraph

First-time buyers need to quadruple deposits to beat mortgage mayhem

Average borrower would need to find an extra £81,510 to get onto the housing ladder

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Mortgage Solutions

Risk of limited company BTL mortgage prisoners on the rise ‒ analysis

The changes to limited company buy-to-let mortgage products in the fallout from the mini Budget risk creating a swathe of landlord mortgage prisoners, it has been claimed.

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