UK Finance Arrears and Possessions data Q3 2025

Mortgages in arrears accounted for 0.97 per cent of all homeowner mortgages outstanding, and 0.54 per cent of all buy-to-let mortgages outstanding in the third quarter of 2025, new data published this morning by UK Finance has shown. It also revealed that 1,390 homeowner mortgaged properties were taken into possession in the third quarter of 2025, 4 per cent greater than in the previous quarter, but still significantly below the long-term average. Additional figures below. Any thoughts, ASAP please.

• 900 buy-to-let mortgaged properties were taken into possession in the third quarter of 2025, 14 per cent greater than in the previous quarter.
• 900 buy-to-let mortgaged properties were taken into possession in the third quarter of 2025, 14 per cent greater than in the previous quarter.
• There were 84,100 homeowner mortgages in arrears of 2.5 per cent or more of the outstanding balance in the third quarter of 2025, 4 per cent fewer than in the previous quarter.
• Within the total, there were 28,940 homeowner mortgages in the lightest arrears band (representing between 2.5 and 5 per cent of the outstanding balance). This was 3 per cent fewer than in the previous quarter.
• There were 10,420 buy-to-let mortgages in arrears of 2.5 per cent or more of the outstanding balance in the third quarter of 2025, 8 per cent fewer than in the previous quarter.
• Within the total, there were 3,750 buy-to-let mortgages in the lightest arrears band (representing between 2.5 and 5 per cent of the outstanding balance). This was 9 per cent fewer than in the previous quarter.