Treasury looks to bring ARs into scope of Fos and introduce new permissions

The Treasury is consulting on bringing appointed representatives (ARs) under the Financial Ombudsman Service’s remit for complaints.
It proposed that the Fos will be able to consider a complaint against the AR itself in specific circumstances.

The Treasury is also proposing that a principal firm should hold an FCA permission before it is able to appoint an AR.

Full story is here but I'd love to know your thoughts on this!

https://www.ftadviser.com/content/171f822a-410d-4b67-9744-bc970c013658