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The simple driving mistake that can cost you £7,000 this winter

ended 20. October 2025

Crashing your car could cost you over £7,200 this winter, according to new data.

In the UK, the highest share of car damage was observed in January (10.3%), November (9.8%), and June (9.2%). The lowest shares were recorded in April (7%), September (7.1%), and December (7.6%).

The average cost of the damage was £7,200 to repair.

“These peaks may be influenced by challenging driving conditions and poor visibility in January and increased traffic activity in summer. As temperatures rise, drivers tend to feel more confident in their cars – but with heavier traffic, this often leads to a higher risk of accidents,” explains Matas Buzelis, car market expert at carVertical.

  • What advice do you have for drivers this winter to make sure they aren't hit by large bills while driving?
  • How much would your insurance cost go up if you are involved in a crash?
  • Is there a way of mitigating the risk of driving?
  • Do you recommend having savings set aside for emergencies, such as paying out for a car crash?

1 responses from the Newspage community

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Kundan Bhaduri
Entrepreneur, Investor and Landlord at The Kushman Group
I would suggest one to budget £500 minimum for emergency repairs or premium increases after a claim was made, because insurance premiums can rise 20 to 50 percent following an at-fault accident even if you had protected your NCD. It is worth using winter tyres fitted from October onwards, while also maintaining proper following distances on the motorway, and please do not be overconfident in mild weather. But in practice, the real insurance is preparation, rather than the policy tucked in your glove compartment that you have never actually read.