Lenders Lowering Mortgage Rates for Low LTV Products: A Genuine Offer or a Marketing Ploy?
- Are lenders genuinely trying to help borrowers with low LTV products by reducing mortgage rates, or are they just trying to generate positive publicity during a slowing market?
- Is the timing of these rate cuts, right before the Christmas Period, a deliberate attempt to capitalize on borrowers' financial stress during this time of year?
- Should borrowers be cautious of these mortgage rate cuts, considering that they may be masking underlying market issues?
- Mortgage Rate Cuts for Low LTV Products: A Sign of a Slowing Market or a PR Gambit?
- Are lenders genuinely looking to capitalise on market share by lowering rates for clients with bigger deposits - and why not look at lowering rates at higher LTV products, based on recent Nationwide and Halifax house price index, showing increases in property valuations?