Paul Neal's Media Coverage

The Guardian

HSBC temporarily removes mortgage products for new customers, as borrowers face higher rates

What Mortgage

There has been more turbulence in the mortgage market this week after HSBC pulled products for new borrowers at short notice and Nationwide increased its rates.

FTAdviser

Product choice in the lifetime mortgage sector has remained significantly lower since last September’s “mini” Budget, with less than half the amount of products currently available on the market than there...

Mortgage Solutions

Brokers have called on lenders to pledge to provide a minimum notice period of 24 hours to withdraw products, pointing to widespread removals over the past few weeks and heightened market uncertainty.

The Intermediary

Mortgage brokers — Riz Malik, Jamie Lennox, and Lewis Shaw — are leading the call, asking that lenders sign a pledge to provide a minimum notice period of 24 hours to all affiliated brokers before withdrawing...

Financial Reporter

Sunak is reportedly drawing up plans to bring back the Help to Buy Equity Loan scheme.

This Is Money

In total there were 89,560 residential property transactions in March on a seasonally adjusted basis, according to the latest data from HMRC.

Mortgage Solutions

Demand for 100 per cent mortgages could be very high among first-time buyers but there are concerns around credit quality and negative equity

Financial Reporter

Advisers were not impressed, with some saying the headline “could absolutely be construed as advice”.

IFA Magazine

A headline in yesterday’s Sunday Times Money section read ‘Stick with your lender — you will get a better mortgage deal’. Whilst their article does s

Mortgage Solutions

The extension to the Help to Buy completion deadline has been welcomed by mortgage brokers, who said that clients who still have not had their purchases go through have been "through the wringer”.

IFA Magazine

Scott Taylor-Barr, Financial Adviser at Carl Summers Financial Services: “I’m a self-employed mortgage adviser, with over 25 years’ financial service

Financial Reporter

Paul Lewis said

inews.co.uk

Retirees on the lowest incomes have been hit the hardest by the cost of living crisis, according to new research

Mortgage Solutions

Coventry Building Society will briefly close its bank base rate tracker products in both its owner occupied and buy-to-let ranges.

Mortgage Solutions

Equity release pricing has started to come down from the highs seen during the mini-Budget.

FTAdviser.com

Financial advisers and mortgage brokers have warned clients to be wary of using spray foam roof insulation as it can negatively affect their ability to remortgage and use equity release products

This Is Money

Of adults who reported difficulty in affording rent or mortgage payments, 27% had moderate to severe depressive symptoms, according to the ONS.

Financial Reporter

Newspage asked brokers what they’re doing to help support clients who may be struggling emotionally as well as financially.

IFA Magazine

Yesterday, IFA Magazine highlighted the responses of a number of brokers to a report which linked depression to the cost of living crisis - including mortgage w

The Intermediary

A report published by the ONS earlier this week revealed a clear link between depression and people struggling with mortgage and rent payments, energy bills, and increased personal debt.

Financial Reporter

Brokers have warned that people need to be aware of the ramifications and risks of taking out equity release during the cost of living crisis.

IFA Magazine

IFA Magazine has heard of a fantastic example of lenders and brokers working together to try and find solutions for hard pressed borrowers in today’s challeng

The Telegraph

Mortgage brokers call the reduced rate a ‘turning point’ for new borrowers

The Intermediary

With mortgage rates now dropping back from recent highs should brokers be advising people to opt for the security of a fixed rate or a cheaper tracker or variable rate mortgage?

Mortgage Solutions

More lenders may follow Virgin Money’s decision to temporarily remove high loan to value (LTV) (95 per cent loan) mortgages resulting in a lack of options for those with smaller deposits, brokers are speculating.

IFA Magazine

Following news that the average 5-year fixed mortgage rate has fallen below 6% for the first time in seven weeks, free broker PR platform, Newspage, asked a s

Mortgage Solutions

Brokers have been urged to educate clients on the pressure tactics they are likely to experience from estate agents, pushing them to use the agent’s own mortgage adviser, in order to combat conditional...

The Telegraph

‘It will all come crashing down’, warns economics professor

The Telegraph

‘It will all come crashing down’, warns economics professor

The Times

Seven days that shook Britain’s housing market

The Guardian

Lack of supply will prevent crash, say some, while others predict ‘simple maths’ mean property price bubble poised to burst

Property118

Mortgage brokers are reporting ‘an enormous uptick in enquires’ from tenants who are being given first refusal to buy their rented home. The brokers point to increasing numbers of amateur landlords who...

Financial Reporter

Following Liz Truss’s energy price cap announcement last week, some brokers have suggested that property market activity may start to tick up again now that people know what’s happening with their utility...

FTAdviser.com

Mortgage brokers have said first time buyers only have a week or two left to benefit from the government s Help to Buy scheme ahead of the October 31 deadline

IFA Magazine

Brokers have urged anyone seeking to make use of the Help to Buy scheme to “get their skates on, pronto”, ahead of the forthcoming deadlines. They have al

IFA Magazine

Brokers have reported “an enormous uptick in enquires from tenants who have been given first refusal to buy the property they’re renting”. They say increas

The Times

Buyers are being delayed by inefficiency, incompetency, gazumping and gazundering

IFA Magazine

Following the UK House Price Index (June 2022), property experts have reacted. Ryan Joyce, director of Nottingham-based independent mortgage broker, Key Mortg

IFA Magazine

Following the Land Registry house price data published this morning agents and brokers have commented: Wesley Davidson, founder of broker Fox Davidson: “Th

The Times

With 163 days until Christmas, buyers need to get a move on if they plan on enjoying the festivities in their new home, with many who agree an offer

Mortgage Solutions

The cost-of-living crisis has put mortgage affordability under strain, and many brokers agree that the Financial Conduct Authority (FCA) has been correct in flagging equity release as a product that may...

IFA Magazine

Following reports of record times in property conveyancing, we asked 12 property and mortgage industry experts for their views on the current conveyancing syste

Mortgage Solutions

Mortgage brokers are more likely to burnout through becoming overworked precisely because of the nature of the job, brokers have suggested.

Mortgage Professional

Brokers also give their views on the growing number of people taking out longer term fixes as a result of increasing rates

Mortgage Solutions

Brokers have reported seeing increased numbers of clients with missed or late payments on their credit records, and have warned that too often they have little to no idea of the impact such black marks...

inews.co.uk

With household budgets more stretched than ever, we look at what this means for people looking to re-mortgage and what support is available

Mortgage Solutions

The number of property sales completed through the Help to Buy scheme totalled 8,913 in Q4 2021, a 41 per cent decline on the same period in 2019.

Mortgage Solutions

Lenders are restricting mortgage loan sizes as the cost of living surges, brokers have reported.

Mortgage Strategy

There has been a surge of activity in the mortgage market in recent weeks, with hundreds of deals being pulled and lenders hiking rates on many more products. This is causing serious problems for brokers...

FTAdviser.com

Britain s housing market is broken and the property bull market could soon turn into a bear mortgage advisers have warned

The Sun

HOUSEHOLDS have been hit with a double whammy of energy price rises and interest rate rises today. The government has also unveiled its long-awaited package of support to help with energy bills inc…

Daily Mail

For anyone who has just bought a home for the UK average of £276,000 and has an 80 per cent loan on a tracker rate, the 0.25 percentage point rate rise means extra repayments of £552 a year.

Express.co.uk

HOUSE prices boomed to unprecedented levels in 2021, with sellers enjoying one of the most lucrative markets in decades. But when should prospective buyers strike this year?

Yahoo Finance

How to make yourself stand out from crowd as a buyer

Yahoo Finance

Here are the tips and advice from those in the know about how to sell your home as soon as possible.

Your Mortgage

Many households are feeling the financial impact of the pandemic but renters are struggling more than homeowners

Daily Mail

Mortgage rates have continued their downward slide, with multiple deals now available with less than 0.90 per cent interest - but borrowers should watch out for hefty fees.

Pound Sterling Live

The British Pound was tipped to remain supported amidst expectations for a continued recovery of the UK economy, underpinned by the removal of all Covid-related restrictions by July 19.

Mortgage Strategy

Annual house price growth reached its highest level for nearly seven years in May at 10.9%, according to the latest index from Nationwide. Average prices across the UK hit a new record of £242,832 – up...

Express.co.uk

HOUSE prices have continued to surge in Great Britain with properties costing an average of £242,832. May 2021 saw a “further acceleration” in annual house price growth after hitting its highest level...

inews.co.uk

Mortgage brokers say the best remortgage rates are reserved for those with the best credit ratings, so what can you do with a poor score?

inews.co.uk

Mortgage brokers say the best remortgage rates are reserved for those with the best credit ratings, so what can you do with a poor score?

Mortgage Strategy

Annual house price growth reached its highest level for nearly seven years in May at 10.9%, according to the latest index from Nationwide. Average prices across the UK hit a new record of £242,832 – up...

Express.co.uk

HOUSE prices have continued to surge in Great Britain with properties costing an average of £242,832. May 2021 saw a “further acceleration” in annual house price growth after hitting its highest level...

Express.co.uk

HOUSE prices have continued to surge in Great Britain with properties costing an average of £242,832. May 2021 saw a “further acceleration” in annual house price growth after hitting its highest level...