David Stirling's Media Coverage

The Sun

The little-known new-build mortgage trick that could slash your rate below 2% – here’s how

BUYERS snapping up a new-build home could slash their mortgage rate to below 2% using a little-known scheme, hugely reducing their monthly repayments.

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Belfast Live

HMRC April 2027 new tax 'already having impact' says Belfast financial adviser

David Stirling said people were already making changes

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Daily Express

New HMRC tax planned for April 2027 'already having impact'

A Belfast financial adviser says enquiries about inheritance tax planning have risen by 50% as families rush to review their finances

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Daily Mirror

https://www.mirror.co.uk/money/inheritance-alert-200-mistake-could-37532277

Experts have explained how to avoid problems at a difficult time

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Money Marketing

Advisers urge families to record inheritance wishes

Financial advisers are urging people to record who should inherit sentimental possessions, warning that informal promises over family heirlooms can lead to bitter disputes after death.

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The Sun

Nationwide becomes first major lender to DROP rates as 1.8million face remortgaging shock this year

NATIONWIDE Building Society has become the first major lender to cut mortgage rates after weeks of increases across the market.

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The Mirror

Halifax change for customers ‘from Wednesday’ with extra costs

Experts said it had comes as a surprise given changes elsewhere

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Daily Mirror

Nationwide makes ‘welcome’ change for customers from Tuesday

Things are really up and down at the moment

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AOL.com

New ISA rules mean ‘new charge’ for savers paid to HMRC - AOL

Experts have said the new rules are more complicated than they first seem

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Daily Mirror

New ISA rules mean ‘new charge’ for savers paid to HMRC

Experts have said the new rules are more complicated than they first seem

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AOL.com

Santander and Octopus Energy new £29,000 update issued - AOL

The bank ‘deserves genuine credit’ says one expert

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Cambridgeshire Live

Santander and Octopus Energy praised over new ‘£29,000’ offer

Santander has launched a deal with Octopus Energy

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North Wales Live

Santander and Octopus Energy praised over new ‘£29,000’ offer

Santander has launched a deal with Octopus Energy

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Daily Express

Santander and Octopus Energy new £29,000 update issued

Santander and Octopus Energy new £29,000 update issued

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Wales Online

Santander and Octopus Energy praised over new ‘£29,000’ offer

Santander has launched a deal with Octopus Energy

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Thisismoney

Mortgage rates see biggest spike since start of Iran conflict as five lenders put up prices in 24 hours

Mortgage rates are spiking as five mortgage lenders upped their pricing in the last 24 hours in response to the escalating conflict in Iran.

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The Times

How HMRC became a Kafkaesque nightmare

The push towards a fully digital service and a cull of admin staff has left taxpayers with nowhere to turn when automated systems fail

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Cambridheshire Live

Barclays update as borrowers told to ‘sharpen their pencils’

Barclays has new details for customers

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Nottingham Post

HMRC ‘check record now’ warning as new tax rules enforced from 2027

HMRC expects the measure to raise an extra £315 million over four years

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Wales Online

HMRC ‘check record now’ warning as new tax rules enforced from 2027

HMRC expects the measure to raise an extra £315 million over four years

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Daily Express

Barclays brings ‘good news’ update for borrowers

Finally, a tiny bit of relief

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Employer News

Jobseekers aged 50 and older are being written off and automatically filtered out due to “quiet bias”, experts warn

News Jobseekers aged 50 and older are being written off and automatically filtered out due to “quiet bias”, experts warn

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Chronicle Live

Virgin Money follows Nationwide with change for UK customers

Experts are expecting more soon as well

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Daily Express

Virgin Money makes key change for UK customers following Nationwide

Experts are predicting others will soon follow suit

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Daily Mirror

Virgin Money confirms immediate change for UK customers

Experts are predicting more to come

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The Independent

Nationwide makes third cut to mortgage deals – with more lenders to follow

Act now if you are due for a renewal - most lenders let you change to a better deal later

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Daily Express

Nationwide confirms key change for customers ‘from Tuesday’

Nationwide has given a new update to start the week

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Chronicle Live

Halifax ‘positive’ move after new Nationwide update

It’s a mixed and changing picture

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Cambridgeshire Live

Halifax ‘positive’ move after new Nationwide update

It’s a mixed and changing picture

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Daily Express

Halifax announces change for customers as Nationwide issues update

Feels like a brief breather, not a turning point

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Wales Online

Halifax ‘positive’ move after new Nationwide update

It’s a mixed and changing picture

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Wales Online

Santander shares good news for these customers - from Friday

Santander is making a major change this week

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Daily Express

Major Santander change from Friday - what customers need to know

Many Brits have been handed a rare piece of good news after Santander announced a major change from Friday.

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Daily Mirror

New Halifax update given to customers ‘but could be short-lived’

There was good news for customers announced on Tuesday afternoon

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Daily Mirror

‘Good news’ update for Santander, first direct and TSB customers

The picture is changing day by day at the moment

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Sky News

Typical homeowner could save £31,000 in interest - so why don't experts agree on overpaying your mortgage?

Mortgage overpayments are an increasingly publicised means of mitigating higher interest rates.

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Liverpool Echo

Nationwide makes new announcement and customers ‘should take action’

Halifax has also given an update and others are predicted to follow

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Lancs Live

Nationwide makes new announcement and customers ‘should take action’

Halifax has also given an update and others are predicted to follow

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Cambridge Live

Nationwide makes new announcement and customers ‘should take action’

Halifax has also given an update and others are predicted to follow

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Daily Star

Nationwide customers given new update with ‘act now’ advice

Halifax also gave an update on Monday afternoon

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Teeside Live

Nationwide makes new announcement and customers ‘should take action’

Halifax has also given an update and others are predicted to follow

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Daily Mirror

Nationwide customers given new update with ‘act now’ advice

Halifax also gave an update on Monday afternoon

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Surrey Live

Nationwide makes new announcement and customers ‘should take action’

Halifax has also given an update and others are predicted to follow

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Express.co.uk

Santander hikes home loans rates for third time in 10 days in new blow

The changes are due to take effect from Friday

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City AM

Barclays joins run of mortgage rate hikes in blow to borrowers

Barclays has slapped a 0.1 per cent increase on rates on a selection of its productions including residential purchase and remortgage ranges.

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Sky News

11 financial New Year’s resolutions to get your money in order

Hoping to get your finances in order this year? Whether it’s clearing debt or building a nest egg, here are some New Year’s resolutions to help you become more money-savvy - and tips from experts on how...

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GB News

House prices drop £1,789 as Halifax says affordability improves: 'Green light for many first-time buyers!'

Average UK house prices fell last month with an improvement in affordability for first-time buyers, the latest figures from Halifax show.

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Express.co.uk

HSBC slashes interest on mortgages in first cuts of 2026 as ‘rate war’ brews

The lender has also introduced new affordability stress rates, in another boost for homebuyers.

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Estate Agent Today

New year starts with new mortgage rate cuts

Brokers have hailed a “statement of intent” from HSBC after it became the first lender to cut mortgage rates in the new year.

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GB News

Mortgage WIN as HSBC fires starting gun on 2026 rate cuts: 'First lender to show their hand in the New Year'

HSBC has become the first major UK lender to cut mortgage rates in 2026, announcing reductions across a wide range of residential and buy-to-let products from January 5.

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The Guardian

HSBC becomes first big UK lender to cut its mortgage rates in 2026

Reduction follows Bank of England’s base cut in December, with further cuts expected this year

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Express.co.uk

Major bank to reduce mortgage rates that could cause ‘rates war’ between lenders

Experts predict this move will be followed by other major banks.

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GB News

Nationwide Building Society issues property market update as 'house prices will continue to stall in 2026'

Mortgage analysts are warning that "house prices will continue to stall in 2026" after data from Nationwide Building Society found a dip in property prices towards the end of last year.

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MoneyWeek

300,000 remote workers to miss out on working from home tax relief

Thousands of workers forced to work from home will no longer benefit from the working from home tax relief next year. How will it affect you?

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GB News

Rachel Reeves accused of 'slapping 300,000 workers in the face' with tax relief cut

Business leaders are speaking out over the Budget measure which will see the flat-rate working from home tax relief cut

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Express.co.uk

300,000 workers to lose key tax relief after Budget in ‘another slap in face’

The move will raise taxes by up to £124 for those affected, HMRC estimates.

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GB News

Pension crisis for workers as Rachel Reeves's £4.7bn 'salary sacrifice raid' to 'shrink retirement pots'

The Chancellor unveiled changes to salary sacrifice rules which could impact pension savings for millions

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Business Matters

£4.7bn ‘salary sacrifice raid’ could see pension benefit scrapped by thousands of employers, experts warn

Experts say Reeves’ £4.7bn salary sacrifice cap will make pension schemes far less attractive, push employers to cut benefits, stall hiring and shrink workers’ long-term retirement pots.

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FT Adviser

Pension switching riddled with delays and inconsistency, advisers claim

Advisers say inconsistency of service standards is the biggest problem with switching pension funds to a new provider.

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Express.co.uk

Huge boost for borrowers as major lender cuts rates by up to 0.2%

One expert said rate cuts are “landing just when borrowers need them most”.

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Express.co.uk

UK households urged to claim £2,000 ‘top-up’ from HMRC with ‘many missing out’

Experts warned “too many still miss out” on the support, which can make the difference between returning to work and staying at home.

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Business Matters

Rise in people and firms cancelling private medical insurance as tax squeeze bites: “The numbers no longer stack up”

Financial advisers report a rise in businesses and individuals cancelling private medical insurance as tax pressures and costs mount.

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Express.co.uk

Rachel Reeves crisis as borrowing soars and ‘UK on verge of being repossessed’

Experts have waded into shocking new Office for National Statistics data showing UK’s borrowing soared last month, in part thanks to public sector pay rises.

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FT Adviser

Self-build mortgages grow in popularity as housing supply remains tight

Suffolk Building Society has reported “continued growth” for self-build mortgages as housebuilding falls behind targets.

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FT Adviser

AI provides the wrong financial advice half the time

AI only gets advice correct half the time leaving Brits at risk of making damaging errors, according to research by financial education specialists Investing Insiders.

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The Sun

New 5% deposit mortgage launched to help first-time buyers get new-build homes as government scheme axed

HOUSE hunters could land their new home with a 5% mortgage deposit thanks to a freshly unveiled loan scheme.

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This Is Money

Mortgage rates RISE for first time since February as Budget fears grow

Average mortgage rates are on the rise for the first time in eight months, as lenders exercise caution ahead of possible tax rises in November’s Budget.

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Express.co.uk

Parents urged to claim £2,000 ‘top up’ from HMRC

Families can get up to £500 every 3 months

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Daily Star

Earnings from adult platforms or Airbnb could stop you getting mortgage

Many hopeful lenders turn to side-hustles to raise funds, including Airbnb, Only Fans or even high-risk gambling - but experts have warned some banks could take a dim view

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Bristol Live

HMRC considering ‘blatant’ change to tax the bank of mum and dad

Critics warn that it would have a ‘drastic effect’ on families in the UK

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Daily Telegraph

Mortgage lender bans deposits from Bank of Mum and Dad

New loan reserved for first-time buyers without access to parental help

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FT Adviser

Lender retention push must not erode consumer choice

Mortgage lenders have been urged to put more effort into client retention as a small uplift in retention can disproportionally boost profits.

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Devon Live

‘Daft’ new HMRC rules could hit ‘Bank of Mum and Dad’

The potential proposal involves reducing the longstanding £3,000 annual tax-free gift allowance

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Lancs Live

‘Bank of mum and dad’ at risk in HMRC tax plan say experts

Chancellor Rachel Reeves is rumoured to be planning a move that would target families, say critics

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Wales Online

HMRC to make ‘blatant’ change to tax the bank of mum and dad

The HMRC is rumoured to be planning a clampdown on the ‘Bank of Mum and Dad’, with critics warning that it will have a ‘drastic effect’ on families in the UK

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North Wales Live

Rumoured HMRC crackdown on ‘Bank of Mum and Dad’ sparks warning

‘From everyday living expenses to help with property deposits, this support is essential’

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Glasgow Live

UK households warned over potential HMRC crackdown on ‘Bank of Mum and Dad’

“Family gifts can be the difference between affording a deposit, keeping up with bills, or accessing good education.”

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Birmingham Live

UK households warned over HMRC crackdown on ‘Bank of Mum and Dad’

Reeves blasted for an inheritance tax plot which is “turning grandparents into tax evaders”.

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This Is Money

How Labour’s tax plans could send property market into MELTDOWN

A series of property market tax proposals which have been floated ahead of the Autumn Budget are already hitting confidence among landlords and home movers.

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FT Adviser

Lenders raise rates despite base rate cut

A number of lenders have started to raise mortgage rates which brokers have claimed reflects the government’s fiscal policy.

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Express.co.uk

Rachel Reeves handed dire property tax warning over ‘wealth exodus’ fears

Critics argue hikes to capital gains tax (CGT) risk punishing long-term savers and destabilising the housing market rather than raising sustainable revenue.

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London World

Rachel Reeves' 'mansion tax' could hit London homeowners the hardest

A property expert has said homeowners in London and the South East will be hit hardest by Rachel Reeves' proposed mansion tax

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Express.co.uk

Rachel Reeves disaster as insolvency expert issues dire 5-word debt warning

Analysts have noted that bankruptcy rates have dipped only because many struggling households cannot even afford the court fees associated with going bust.

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The i Paper

How tightening inheritance tax gifting loopholes would impact families

If gifting rules are tightened, people could turn to inventive new tactics to pass on more of their cash and assets, say experts

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what MORTGAGE

Is private school VAT pushing up house prices? - what MORTGAGE

The introduction of VAT on private school fees has heightened competition for the best state schools, meaning in some areas buyers would be willing to pay an average of £40,500 more for a property.

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FTAdviser

Google searches for IHT advice surge

Rachel Reeves is turning traditional planning “on its head” by bringing

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FTAdviser

Could buy now, pay later be costing customers a mortgage?

Consistently using buy now, pay later (BNPL) services such as Klarna could impact customers’ ability to get a

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Express.co.uk

Rachel Reeves causes fresh confusion over inheritance tax changes

Google data shows huge spikes in people seeking ways to avoid paying the levy

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FTAdviser

Quilter ARs move to restricted model an ‘opportunity’ for IFAs

Quilter’s decision to move its remaining independent appointed representatives to a restrictive model is a “good opportunity” for IFAs, Rowley Turton director, Scott Gallacher, has said.

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The i Paper

Cheapest mortgage rates expected to drop below 3.5% in 2026

Falling rates would be good news for remortgagers, but experts caution reductions are not guaranteed

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Chronicle Live

Nationwide, Santander and TSB cut mortgage rates in ‘bold’ move

Nationwide Building Society has cut rates by up to 0.21 percentage points, following similar reductions by TSB, which has cut selected deals by up to 0.30%, and Santander, which reduced some fixed rates...

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Express.co.uk

‘Bold’ moves by Nationwide, TSB and Santander in tit-for-tat home loan war

The latest reductions are a boost to hard-pressed borrowers taking out new loans.

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FTAdviser

We are not trying to ‘elbow human advisers off the stage’

Laura Cornely has stressed she is not trying to “elbow human advisers off the stage” after some were sceptical about her new app, which looks to

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Birmingham Live

HMRC issues order to 12 million which is ‘not grounded in reality’

Tax experts have hit out at the Labour Party government’s tax arm, accusing it of living in a “utopian dreamland”.

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The Negotiator

Interest rate cut next month now certain, brokers claim

The latest figures on economic output mean Andrew Bailey and the Bank of England are likely to reduce the base interest rate next month, mortgage experts predict.

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Business Matters

Trump’s tariffs send UK borrowing costs soaring, forcing Reeves to rethink economic roadmap

trump’s tariffs send uk borrowing costs soaring, forcing reeves to rethink economic roadmap

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Moneyweek

Should the income protection age cap be lifted?

You can only get income protection cover if you are below age 59. With people now working for longer, should the limit be raised?

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FTAdviser

Income protection cap leaves older workers exposed

The insurance industry needs to address an “outdated” approach to

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FTAdviser

Will IHT reforms change commercial property purchases via pensions?

Advisers have questioned whether inheritance tax reforms could stop people buying commercial property via their pensions.

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Daily Record

Customers of three UK banks issued warning over change starting today

A significant change will come into play from Wednesday that will affect thousands of money-minded consumers

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Yorkshire Live

HSBC, Barclays and NatWest bank account holders issued warning from tomorrow

Earlier today, HSBC confirmed it is raising rates across its fixed range by up to 0.25 per cent

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Birmingham Live

Warning for anyone banking with NatWest, Barclays, HSBC from tomorrow

The move follows similar increases launched today by HSBC and comes just hours after NatWest said it was cutting rates from the same date.

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Chronicle Live

Nationwide customers hit with ‘cruel’ £330 rise

The average mortgage is around £132,378, 0.25% of which is around £330 a year or an extra £28 a month

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Express.co.uk

Nationwide customers may face £360 blow

New rates could mean people are £360 out of pocket per year.

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Express.co.uk

UK households hit with £330 blow as Barclays and Nationwide hike mortgage rates

A rise in inflation appears to have spelt the end of a series of mortgage rate cuts for borrowers with both Barclays and Nationwide increasing theirs.

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FTAdviser

Nationwide raises mortgage rates after ‘grim’ inflation data

Nationwide has raised mortgage rates after “grim”

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Daily Mail

Experts reveal tips to protect against inflation after ‘Awful April’

Inflation is back on the rise, with a shock jump arriving today. Financial experts gave us their top tips on what you can do to protect your wealth and income.

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The Sun

Boost for first-time buyers as third major lender SLASHES affordability rules

FIRST-TIME buyers have been given another boost after a third major lender slashed its affordability rules. HSBC has become the latest bank to make changes to its mortgage offer so that buyers can …

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Express.co.uk

Two major lenders slash rates as borrowers to cash in on ‘summer mortgage war’

HSBC and Santander have announced cuts to their mortgage interest rates, as other lenders look likely to follow suit, experts claim.

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Express.co.uk

Trump ‘playing poker’ with 90-day tariff pause as he ‘waits to see who folds’

Others, however, have suggested Mr Trump’s decision stems from the market’s adverse reaction to the package of tariffs he announced on “Liberation Day” on April 2.

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The Guardian

Barclays cuts rates on some mortgages to below 4% amid US tariffs turmoil

Bank is largest UK lender to cut rates in apparent response to turbulence, and experts predict others will follow

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London Property News

‘Go go go!’ Coventry goes sub 4% on 2-year fixed rates

Amid all the ongoing market turmoil, Coventry Building Society has today gone sub-4% on a 2-year fixed rate (at 65% LTV with a £999 fee). The lender is reducing all…

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Daily Mirror

Trump’s tariff war - The good news for families including mortgages and petrol

President Trump’s tariffs bombshells - which keep on coming - have unsettled financial markets but there could be benefits for millions of UK households

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London Property News

Halifax rate changes suggest ‘markets expect base rate cuts this year but are less sure about 2026 onwards’

Halifax rate changes suggest ‘markets expect base rate cuts this year but are less sure about 2026 onwards’ ..…

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Birmingham Live

Halifax making big change to bank accounts which kicks in tomorrow

Halifax is the latest lender to announce rate cuts, which will go live from tomorrow, Friday 7 March.

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FTAdviser

HSBC to cut rates amid ‘volatile week’

HSBC is cutting residential and buy-to-let rates across the board from Monday (February 24).

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FTAdviser

Google reviews for advice businesses ‘disappear overnight’

Businesses in the advice space have seen genuine Google reviews “disappear overnight” in recent days.

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Birmingham Live

Barclays bringing in mortgage rule change ‘starting from Tuesday’

The high street banking giant, which is rivalled by the likes of HSBC UK, Santander, Lloyds, NatWest, Nationwide and more, has confirmed it will be reducing key mortgage rates from Tuesday, February 4.

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Express.co.uk

Barclays cuts mortgage rates - everything we know so far

Barclays has confirmed it will be reducing key mortgage rates from Tuesday, February 4

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Oxford Mail

Nationwide mortgage changes ‘a kick in the teeth’ for buyers

Nationwide is increasing the sole applicant minimum income from £35,000 to £40,000 on popular mortgages

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Watford Observer

Nationwide mortgage changes ‘a kick in the teeth’ for buyers

Nationwide is increasing the sole applicant minimum income from £35,000 to £40,000 on popular mortgages

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The Herald

Nationwide mortgage changes ‘a kick in the teeth’ for buyers

Nationwide is increasing the sole applicant minimum income from £35,000 to £40,000 on popular mortgages

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Express.co.uk

Santander says people with a mortgage can save thousands

The banking giant has shared how people could claw back a small fortune

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Property Soup

Homeowners could save thousands by using ‘Dry January’ cash boost to overpay mortgage

With many choosing to ditch alcohol this January, research from Santander has shown that putting some – or all – of the money usually spent on booze each month towards mortgage overpayments could save...

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Express.co.uk

Lenders slash mortgage interest by up to 0.35% in start of ‘mini-rate war’

Two lenders may have already sparked the anticipated mortgage rate “war” ahead of January.

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This Is Money

Two banks lower mortgage rates as best fixed deals close in on 4%

NatWest has cut some of its fixed mortgage rates for the second time this month, and the bank is now offering the lowest five-year fix on the market.

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Express.co.uk

Santander, Barclays, TSB and Halifax cut home loan rates

Santander, Barclays, TSB and the Halifax are reducing rates on new deals after some others cut the cost of new home loans earlier this week

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Bristol Live

Mortgage price war heats up as prices slashed ahead of Christmas

It comes as finance experts are predicting a home sales boom in the coming weeks as buyers attempt to avoid a rise in stamp duty from April 1

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FTAdviser

Borrowers ‘finally get a break’ with end of year mortgage rate cuts

Borrowers are “finally getting a break” as mortgage rates are cut, according to brokers.

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Express.co.uk

Barclays and TSB customers given Christmas mortgage boost

Both Barclays and TSB have cut interest rates on new deals with rivals expected to follow suit in the coming days

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Manchester Evening News

Mortgage rates cut as price war heats up ahead of Christmas

It comes as finance experts are predicting a home sales boom in the coming weeks as buyers attempt to avoid a rise in stamp duty from April 1

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Wales Online

Barclays and TSB announce mortgage rate cuts as lenders gear up for price war

The reductions come as finance experts predict there will be a house sales boom in the coming weeks to avoid the rise in stamp duty from April 1

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Birmingham Live

DWP under fire for Get Britain Working Again reforms which are ‘all so 1980s’

Jobcentre reform will be at the centre of the Labour Party government’s plans to “get Britain working again”, it has emerged today.

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Express.co.uk

NatWest pushes up mortgage rates as banks turn screw on home buyers

The decisions come against the background of the October budget

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Sky News

House prices rise again - but advisers bemoan 'absolute pandemonium' since budget

There has been another increase to house prices in the UK, official figures show.

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Sky News

How to get a mortgage if you’re self-employed - by industry insiders

Getting a mortgage if you’re self-employed can be tricky. Luckily, we’ve got expert advice to make the process a little easier.

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Express.co.uk

First shots in mortgage price war as Barclays cuts fixed rates to under 4%

The fall is expected to trigger rivals to follow suit against the background of predictions the Bank of England could cut the base rate twice before Christmas

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Evening Standard

Barclays is latest lender to increase fixed mortgage rates

Move follows sharp rise in gilt yields in the City in run up to Budget

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CityAM

UK house prices rise for third straight month ahead of Budget

House prices rose to their highest level since June 2022, but the Autumn budget could derail the positive momentum.

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inews.co.uk

The biggest mortgage mistakes people make - and how to avoid them

When you are about to make a dream purchase, you do not want an error to scupper things for you

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This Is Money

Close to half of self-employed people have faced mortgage rejection

Self-employed workers are often subjected to tougher checks, mainly because they are considered to have a more irregular or complex income and are therefore viewed as riskier by lenders.

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The Sun

Sub 3% mortgages ‘possible’ as BoE hints at ‘aggressive’ interest rate cuts

SUB 3% mortgages could be on the cards as the Bank of England hints at more “aggressive” rate cuts. It comes after a host of major lenders have made reductions to rates. The news follow…

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The Negotiator

Nationwide green lights ‘game changing’ 6x earnings mortgages

Nationwide is to allow FTBs the largest income multiplier compared to its mortgages rivals, signalling a likely upturn in market activity.

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The Guardian

Nationwide to allow first-time buyers to borrow six times their earnings

Building society ramps up mortgage price war with ‘gamechanging’ move, and it also cuts rates

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Birmingham Live

Santander bringing in ‘landmark’ change to accounts ‘starting on Tuesday’

A variety of other rate cuts and changes have also been announced.

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Express.co.uk

New twist in mortgage price war as TSB makes “aggressive” cuts on new rates

Mortgage brokers described the rate cuts across a series of products as “aggressive” and predicted that other major lenders will follow suit

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FTAdviser

New Leaf sees ‘big increase’ in brokers becoming IFAs

Mortgage and wealth network New Leaf has reported a rise in the number of brokers seeking to become independent financial advisers.

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The Independent

NatWest latest lender to offer mortgage under 4% in new price war

The high street lender began offering a 3.89 per cent deal with a £1,495 fee on Tuesday, following hot on the heels of other attractive offers for homeowners from Santander, Barclays, HSBC and Halifax

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Birmingham Live

NatWest ‘follows Santander’ and announces new rules ‘effective today’

NatWest has announced that, effective 13 August, it is making a number of rate reductions to their New Business product range.

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FTAdviser

Businesses looking to expand indicates ‘tipping point’ in economy

The latest report from UK Finance shows “we have reached a tipping point in the economy”, displaying one of the more positive readings of SME finance in some time.

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Sky News

Money blog: HSBC announces mortgage rate increases

HSBC has today announced wholesale rate hikes across its residential and buy-to-let mortgage product ranges. Read this and the rest of today’s consumer and personal finance news below - and leave your...

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The Intermediary

Ultra long mortgages FOI “highlights the bind many borrowers are in at present” - The Intermediary - Latest UK mortgage news

In the last quarter of 2021, nearly a third - 31% - of new mortgages had an end date beyond the state pension age.

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inews.co.uk

The average mortgage fee now costs over £1,000 - here’s how to pay less

Mortgage deals have fallen in recent months, and brokers have said they expect lenders to continue cutting rates in the coming weeks, with five-year fixed mortgages potentially going to below 4 per cent

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The Intermediary

Halifax and NatWest make further fixed rate mortgage cuts

NatWest now offering a 2-year fixed remortgage from 4.87%.

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FTAdviser

Barclays rate reduction will ‘fire up’ the high street

Barclays's announcement of the first sub-5 per cent 2-year fixed remortgage product in months will “fire up the rest of the high street”, EHF Mortgages managing director, Justin Moy, has said.

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The Intermediary - Latest UK mortgage news

Brokers criticise lenders for giving notice of rate changes without publishing them

More and more lenders are announcing they are cutting rates but are not actually revealing those cuts until the next day, frustrating brokers.

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Mortgage Professional

The UK housing market – what’s driving business?

Brokers have conflicting views on the most popular areas of the market

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Yahoo News

UK’s lowest mortgage rate deal falls below 5% after interest rate pause

UK mortgage lenders announce further cuts to deals, following interest rate freeze.

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Belfast Telegraph

House prices fell in August at sharpest annual rate since 2009, says Nationwide

The average UK house price fell in August at the sharpest annual rate seen in 14 years, according to an index.

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HeraldScotland

House prices fell in August at sharpest annual rate since 2009, says Nationwide

House prices fell by 5.3 annually in August, taking the average property value to £259,153, Nationwide Building Society said.

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The Independent

Sharp drop in UK house prices as rising cost of borrowing hits market

House prices fell 5.3% in August, the biggest annual percentage drop since 2009

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The Telegraph

House prices suffer biggest drop since 2009 as mortgage approvals plummet - latest updates

The drop in house prices deepened last month to the leave the market at its weakest since 2009 as mortgage approvals plummeted.

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