Matthew Fleming-Duffy

I am a mortgage and later life finance adviser with over 30 years’ experience in UK financial services, including Knight Frank Finance and Abbey National (Santander). I am the founder of Harbour Home Finance which focuses on later life lending (including equity release and retirement interest-only (RIO) mortgages), and complex cases such as expat and mortgages for seafarers.

I work with clients and professional introducers across the UK, and offer clear, practical insight on decisions that can often seem complex.

I am known for straightforward, real-world commentary that challenges outdated views on subjects such as older borrowers or mortgages backed by complex income.