Ashley Thomas's Media Coverage

This Is Money

Anyone taking out a mortgage at the moment will likely be pondering the same questions - how long to fix for? Should they fix at all?

The Telegraph

Mortgage holders are still waiting for a Bank Rate drop, despite falling inflation

Yahoo Finance

After a tumultuous 2023, mortgage borrowers may be relieved to know inflation is on the way down, and the Bank Rate seems to have peaked.

Sky News

NatWest has told brokers it will increase mortgage rates on Friday, the Money blog can reveal - after a similar announcement from HSBC earlier today. Read this and more in the Money blog, your place for...

The Mirror

The uprating follows similar moves by other lenders this week, including Santander, Coventry, and TSB.

inews.co.uk

There has been a change in expectations of what will happen to interest rates, which has a knock on effect on mortgage deals

Express.co.uk

Brokers have described the move as “another nail in the coffin” for consumer confidence.

Birmingham Live

It follows other lenders this week, such as Santander, Coventry and TSB.

FTAdviser

Brokers have said most people will be impacted by rising mortgage costs, regardless of their wealth.

CityAM

Shares in banks and housing firms jumped after fresh inflation data came in lower than expected, boosting hopes for interest rate cuts in 2024.

The Times

How the latest ONS inflation figures will affect your money

London Loves Property

Following news that inflation fell to 4.6% in October, some brokers have said mortgage rates could start with a three before the year is out, while others agree the 4%…

The Telegraph

Lower-than-expected inflation numbers fuel optimism for homeowners

Estate Agent Today

Two more major lenders have cut mortgage rates, prompting hopes that deals could seen come close to 3%.

Birmingham Live

Following the news, one broker said some rates, based on the current direction of travel, could even start with a three before the year is out in December.

The Intermediary

Hot on the heels of HSBC, Halifax has announced it is reducing its mortgage rates again on Wednesday 15th November. Following the news, one broker said some rates, based on the current direction of travel,...

Mortgage Professional

Bigger rate reductions needed to really get things moving, says mortgage expert

Mail on Sunday

Landlords can secure close to double-digit returns as buy-to-let yields are climbing in some parts of the country, new data reveals.

Daily Record

This warning has been issued to anyone with New Business, Switcher, Additional Borrowing and Existing Customers Moving Home accounts.

Yahoo Finance

The Bank of England’s top economist said interest rates , but should stay high for “sufficiently long”

Evening Standard

The Bank of England’s top economist said interest rates , but should stay high for “sufficiently long”

Evening Standard

The bank is cutting mortgage prices for 52 products

Mortgage Solutions

Natwest has reduced the stress rate to test affordability on its buy-to-let mortgages.

The Intermediary

Q2 2023 saw 84% of remortgaging deals being internal product transfers.

The Intermediary

The lender will be reducing its 2-year fixed 60% loan-to-value (LTV) product from 6.13% to 5.98%.

FTAdviser

Santander increasing its interest cover ratio calculations is a “disaster for the buy-to-let sector” and could lead to a “housing crisis in the making”, one broker has claimed.

The Telegraph

Private banking offers a source of finance with several key differences to high street lenders

The Intermediary

Santander has announced a further round of rate reductions of up to 0.20%, which will go live from Tuesday 22nd August.

The Sunday Times

A tracker mortgage could be the best option for the brave — but only if you think interest rates are nearing their peak. Variable rates are set to increase agai

FTAdviser

The latest increase in interest rates by the Bank of England is “absolute lunacy”, Mather and Murray Financial independent financial adviser, Samuel Mather-Holgate has stated.

Financial Reporter

Brokers discussed the pros and cons of taking a mortgage to the age of 75.

Daily Mail

Borrowers in Britain are still having to pay extremely high rates for new mortgages compared to one year ago, even though inflation is now falling at a greater rate than expected.

Mortgage Professional

Brokers hope more big lenders will follow suit

FTAdviser

HSBC has become the first high street lender to announce it will be reducing rates on a number of its fixed-rate products, after better than expected inflation data.

IFA Magazine

HSBC was today the first High Street lender to announce a wave of fixed rate reductions from Wednesday 26th July across their residential rates, up to 90% Loan

IFA Magazine

Following the Bank of England rate decision published today, Newspage has sought the reaction of mortgage brokers, money experts, estate agents and small b

Mortgage Solutions

Mortgage brokers have said borrowers should remain calm and look beyond average rate figures as Moneyfacts revealed the average two-year fixed rate was now 6.01 per cent.

The Intermediary

After the UK saw its first annual house price decline in 11 years experts give their take on what’s next for house prices.

inews.co.uk

HSBC is the latest of dozens of lenders to pull or up rates in the past few weeks - doing so with immediate effect

Mortgage Professional

HSBC withdraws certain products, Nationwide adjusts rates

inews.co.uk

Homeowners have spoken of having to make cutbacks as their mortgage rates increase

inews.co.uk

Rates have been creeping up over the past few weeks since the latest inflation figures were released

FTAdviser

The launch by Skipton Building Society of a deposit-free mortgage, specifically aimed at renters has taken the headlines by storm.

Express.co.uk

Amid a period of surging mortgage rates, analysts predict interest rates are likely to revert to pre-pandemic levels.

Financial Reporter

The International Monetary Fund has said that “recent increases in real interest rates are likely to be temporary

The Intermediary

The IMF’s World Economic Outlook says rates are likely to head back to the historic lows if the country gets on top of inflation.

IFA Magazine

Brokers have not been impressed by receiving an email from TSB Intermediary today at 12:35pm, announcing rates would be increasing by as much as 0.20% at... 13:

Mortgage Solutions

Brokers have said that more lenders will likely increase their loan to income (LTI) multiples in a bid for market share.

IFA Magazine

HMRC property transactions data (January) published this morning show that transactions in January were down on those from December. But what’s the view out the

Mortgage Professional

Positive signs from the January market, following confirmation of a dip in December

Daily Mail

London is still out-pricing the rest of the country when it comes to property buying, with the average home costing £542,300, data from the Office for National Statistics has revealed.

Financial Reporter

Should house price growth be included in the 2% inflation target?

The Intermediary

With mortgage rates now dropping back from recent highs should brokers be advising people to opt for the security of a fixed rate or a cheaper tracker or variable rate mortgage?

Mortgage Solutions

Mortgage rates in the US have tumbled, according to Freddie Mac. Could the UK be about to follow its transatlantic cousin?

Mortgage Professional

Rate may drop due to interest rise being lower than feared

FTAdviser.com

Some mortgage deals may become cheaper as today s interest rate rise by the Bank of England did not go as far as some had feared brokers have said

Evening Standard

House price crash in London is fait accompli, says developer

This Is Money

Capital Economics say a significant house price fall is ‘inevitable’ as increasing mortgage rates will limit what many buyers can afford.

This Is Money

A audience member on BBC’s Question Time sparked horror by revealing her mortgage offer had risen from 4.5% to 10.4% - but how typical is that?

Your Mortgage

Lending figures were strong in August but there's been a sea change in the mortgage market since the mini-Budget

Mortgage Solutions

Brokers have reported seeing significant interest from clients keen to pay early repayment charges in order to leave their current fixed rate and remortgage, following the market turmoil this week.

The Negotiator

Stamp Duty is expected to be cut in tomorrow’s mini-budget and the property industry is mostly delighted but some point to blind cynicism.

Financial Reporter

Santander, NatWest and HSBC are among the lenders who have increased mortgage rates this week ahead of the MPC’s interest rate announcement on Thursday.

MSN

With the housing market still a competitive place, some buyers are using bridging loans to avoid getting stuck in chains and secure their dream home.

This Is Money

With the housing market still a competitive place, some buyers are using bridging loans to avoid getting stuck in chains and secure their dream home.

Daily Mail

With the housing market still a competitive place, some buyers are using bridging loans to avoid getting stuck in chains and secure their dream home.

This Is Money

Increases in the Bank of England’s base rate have led to mortgage rates spiking - but acting as quickly as possible can help homeowners swerve further rises.

Daily Mail

Increases in the Bank of England’s base rate have led to mortgage rates spiking - but acting as quickly as possible can help homeowners swerve further rises.

Sunday Mirror

Rocketing interest rates could double this year’s projections for repossessions to 24,000 by 2024 according to an economic consultancy’s analysis of latest Bank of England figures

Daily Mail

Average two year fixed mortgage rates are now two percentage points higher than at the start of the year, increasing typical monthly payments by an average of £159.

This Is Money

Average two year fixed mortgage rates are now two percentage points higher than at the start of the year, increasing typical monthly payments by an average of £159.

IFA Magazine

Following reports of record times in property conveyancing, we asked 12 property and mortgage industry experts for their views on the current conveyancing syste

Mortgage Solutions

The decision to ban second homeownership in Whitby has been largely welcomed by brokers, with the possilbity that it is likely to be followed by a similar ban in Brighton.

Mortgage Solutions

The number of borrowers paying Early Repayment Charges (ERC) has soared following fears of rising interest rates.

The Sun

THEY say that what goes up, must come down – but is it true when it comes to house prices? Property prices have soared in recent years, but there are fears that the property market is due a d…

Mortgage Solutions

Brokers have been inundated with enquiries from panicking borrowers trying to lock in to the best deals after the Bank of England (BoE) raised interest rates.

The Sunday Times

Making a swift return from renovations is harder than ever due to rate rises and shortages

Daily Mail

In a move against the status quo, Halifax has launched cheaper long-term loans to encourage customers to lock in their monthly payments for longer.

The Telegraph

Soaring house prices mean one in 20 inquiries is for a £1m+ loan

Express.co.uk

RISHI SUNAK will make his Spring Statement today, providing an update on how the Government will help Brits weather the cost of living crisis. What should the Chancellor be doing to help you?

The Telegraph

But homeowners could end up spending more over the long-term, experts warn

FTAdviser.com

Mortgage approvals for house purchases ticked down further in August as the housing market continued to cool and borrowers are increasingly negotiating prices according to experts

Proactiveinvestors UK

The UK blue chip index moves higher despite continuing concerns over inflation, energy and supply chain issues

Financial Times

Increased homeworking during the pandemic has pushed up house prices in areas surrounding most of Britain’s biggest cities more than in the urban centres as buyers seek more space, research from the Halifax...

The Telegraph

Borrowers have their choice of more than 4,600 mortgage deals

CityAM

UK banks expect defaults to rise over the coming months as households struggle to service debt taken on during the Covid pandemic.

The Guardian

Deals offered by HSBC and TSB are available only to borrowers with hefty deposits

This Is Money

HSBC announced it would lend up to £5m to buyers on the 0.94 per cent rate which reverts to a 3.54 per cent rate after the two-year fix ends. Borrowers have to have at least 40 per cent a stake in the...

Daily Mail

HSBC announced it would lend up to £5m to buyers on the 0.94 per cent rate which reverts to a 3.54 per cent rate after the two-year fix ends. Borrowers have to have at least 40 per cent a stake in the...

Daily Mirror

The bonkers 0.94% rate is the lowest ever seen in this country, but homebuyers will need a massive deposit and £999 in cash up front to qualify for the homeloan

Express.co.uk

HSBC UK has reduced interest rates by up to 0.30 percent on more than 40 mortgages, the bank has announced today.

Daily Mail

Home buyers face a mad dash to complete their purchases or risk paying up to £15,000 extra in stamp duty, as figures show transactions in May were 140% higher than last year.

This Is Money

Home buyers face a mad dash to complete their purchases or risk paying up to £15,000 extra in stamp duty, as figures show transactions in May were 140% higher than last year.

CityAM

UK residential property transactions fell in May, with transactions in the coming months likely to reduce further as the stamp duty holiday ends.

CityAM

London has brushed off fears its population plan to leave en-masse, however home working has influenced where workers would like to live in the capital.

The Telegraph

Rising rents and increased demand tempt landlords to market

Daily Mail

Some borrowers took mortgage holidays as a ‘nice to have’ - but now they face extra questions and increased scrutiny from lenders when applying for a new loan.

Mortgage Introducer

Halifax found that house prices had increased by 1.1% between February and March 2021 and are now 6.5% higher than in March 2020.

FTAdviser.com

Consumer confidence in the housing market has risen after the March Budget according to a survey from the Building Societies Association BSA

Property Industry Eye

Improving coronavirus conditions mean that sellers ‘are not as fearful of welcoming visitors to their homes’.

Yahoo News

A rush to secure mortgages before the end of what many thought would be the end of the stamp duty holiday in March has led to a rise in mortgage approvals.

Exchange Rates UK

GBP/USD Weekly Forecast: Pound US Dollar Exchange Rate Heads Higher as England Eases Lockdown

Mortgage Strategy

Gross mortgage lending reached £27.7bn in February, the highest figure in five years as buyers rushed to take advantage of the stamp duty holiday, according to Bank of England data. The total was 19 per...

Mortgage Strategy

Almost one in five homeowners have been unable to remortgage since the start of the pandemic, a survey by Comparethemarket suggests. Moreover, the same proportion of first-time buyers have seen a property...

Mortgage Solutions

Barclays has pushed its loan to income (LTI) multiples back up to 5.5 for high earning borrowers with immediate effect.

The Sunday Times

Three in four homes in some parts of the country are having their valuations reduced by as much as 20% as lenders become increasingly fearful of a sharp fall in house prices.In a clear sign that banks

The Sunday Times

Hundreds of thousands of buyers stand to miss out on the stamp duty saving as overwhelmed conveyancing, lending and search services grind to a halt. It has been estimated that more than 300,000 sales

The Times

The average UK homeowner made more money from their home in the first ten months of this year than in the preceding three and a half years. The question now is whether they will keep this record gain