Craig Fish's Media Coverage

Thisismoney

The property market is on the cusp of a recovery after four dismal years of stagnant sales and falling prices, experts have told us.

FT Adviser

Advisers have rallied against “unqualified and unregulated” social media advice and called for greater regulation after research showed more than half of adults lost money by acting on financial advice...

AOL.com

Experts have explained the detail behind it

Daily Mirror

Experts have explained the detail behind it

FT Adviser

Mortgage brokers have welcomed rumours that the prime minister could abolish stamp duty, stating that the tax “has no place in a modern housing market”.

AOL.com

Andy Burnham has hinted at council tax reform as Labour MPs stepped up calls for action.

Daily Express

Andy Burnham has hinted at council tax reform as Labour MPs stepped up calls for action.

Sky News

Reports that Andy Burnham is looking to axe stamp duty have been dismissed by Number 10, much to the disappointment of property experts.

Daily Express

Mortgage experts say the levy has ‘no place in a modern housing market’

GB News

Angela Rayner is under pressure to hand back a £16,876 exit payment she received when she left Government last autumn over her tax affairs.

Daily Express

Angela Rayner has been handed back her old housing job just months after being ousted in a stamp duty scandal in what experts branded a slap in the face.

The Sun

FALLING for a simple mortgage mistake could potentially cost you hundreds of pounds a year.

Daily Express

Feels like the goalposts moved again

Daily Mirror

It has followed others in making changes and it kicks in straight away

Daily Express

It kicks in on Thursday and follows similar moves by others

FT Adviser

latest enhancement to its

Daily Express

Don’t get too excited, it could flip fast

Daily Mail

Halifax and HSBC became the latest lenders to cut mortgage costs as Andrew Bailey appeared to rule out an interest rate hike this month.

Thisismoney

Two more mortgage lenders have announced they are slashing rates across their home loan deals.

Thisismoney

Two major high street banks have bucked the current trend by lowering rates on their mortgages.

Sky News

Santander has made big cuts to selected mortgage rates, but mortgage brokers are warning borrowers not to get carried away.

Thisismoney

First-time buyers are feeling the brunt of rising mortgage rates with some property insiders fearing it could have dire consequences for the rest of the market.

Daily Mirror

These changes form part of a broader hit for borrowers as lenders across the board ramp up mortgage rates

Express.co.uk

The changes are part of a wider blow for borrowers

Property Portfolio Investor

Santander has cut selected 85% and 90% LTV fixed rates below 4%, but brokers warn rising swap rates linked to Middle East tensions could lead to mortgage rate increases.

Birmingham Live

It will be offering selected fixed 85% and 90% loan-to-value (LTV) rates going under 4%.

Express.co.uk

Experts have given their take as a volatile week continues

FT Adviser

UK consumers are engaging in a “dangerous gamble” by using crowdfunding websites as a “substitute” for

Express.co.uk

Experts have said it’s unlikely to be repeated for a while

The Sun

FAMILIES across Britain are facing a fresh cost-of-living squeeze as dramatic conflict in the Middle East sends shockwaves through the global economy.

The Independent

There’s more to consider than just the expense of interest on your property’s deal

Birmingham Live

These platforms are causing people to become “more complacent”, one expert warned

Daily Mirror

Santander and Barclays have announced this week that it was to launch the new deals on Thursday, with borrowers able to get mortgage rates below 4% for the first time this year

Sky News

Hoping to get your finances in order this year? Whether it’s clearing debt or building a nest egg, here are some New Year’s resolutions to help you become more money-savvy - and tips from experts on how...

GB News

Average UK house prices fell last month with an improvement in affordability for first-time buyers, the latest figures from Halifax show.

Estate Agent Today

Mortgage borrowers did not wait for the Bank of England’s interest rate cut before acting in December with new data showing demand peaked days ahead of the base rate cut and a growing number of borrowers...

The i Paper

Property experts report seeing a surge in interest over the past few months as people try to time future base rate cuts

Teesside Live

The cuts come ahead of a Bank of England base rate decision next week

FT Adviser

rates are “highly likely” to drop below the current market leading rate of 3.51 per cent in 2026 as the mortgage price war rages, according to brokers.

Express.co.uk

Brokers now expect even sharper deals to emerge “before the year is out”.

WalesOnline

The cuts come ahead of a Bank of England base rate decision next week

The i Paper

Some experts predict that further rate reductions will come in the next few weeks

what MORTGAGE

A mansion tax on properties valued over £2million and a cut to the Cash ISA limit are among the Budget announcements which are most likely to hit UK homeowners.

Express.co.uk

The Bank of England has announced its decision on key interest rates.

Business Insider

The Bank of England is announcing its latest bank rate decision on Thursday, 6 November, and commentary from business owners around the UK suggest that people are divided on whether the Bank should cut...

what MORTGAGE

Interest rates are unlikely to be cut tomorrow despite inflation holding at 3.8%, mortgage experts have predicted.

Express.co.uk

Mortgage brokers have shared their verdict on what today’s inflation data means for interest rates.

Express.co.uk

Financial experts have reacted to the news that the economy flatlined in July, with some warning of increased taxes in the upcoming Autumn Budget.

The Independent

Economic and stock market news and latest business and finance updates from Friday

Dailymotion

Halifax Price Index August 2025. Here, Craig Fish, Director at London-based Lodestone Mortgages, talks about the property market in August

Estate Agent Today

Mortgage brokers are warning of “judge, jury and executioner” surveyors and wild inconsistencies as they claim down valuations are surging across the property market.

The i Paper

Landlords have been rushing to sell off their properties before the Renters’ Rights Bill comes into effect

Birmingham Live

Homeowners who are looking for a new mortgage deal may benefit from enhanced affordability when applying to remortgage to Nationwide, the lender has confirmed.

Daily Mail

The Chancellor has been accused of seeking to ‘punish people’ for making sacrifices to buy their own homes.

Express.co.uk

The housing market “could change forever” if the rumoured tax were to go ahead, warn experts.

FTAdviser

has enhanced its affordability criteria for

Estate Agent Today

Lenders are already restricting mortgages on properties that don’t meet 2028 Energy Performance Certificate (EPC) minimum standards, brokers claim.

Introducer Today

The new rules don’t come into effect until 2028 and 2030

This Is Money

Making the most of social media can be an essential part of attracting new customers. We speak to small business owners like Bob Singh, who have made it work.

This Is Money

Home buyers are being warned to not be taken in by social media influencers giving ‘dangerous’ mortgage advice.

This Is Money

Average property prices are now £296,648, compared to £297,798 the previous month, Halifax said.

FTAdviser

have urged borrowers to be wary of estate agents pressuring them to make fire safety shortcuts when buying a property.

Sky News

Mortgage rates will "edge upwards" in the next few weeks due to the higher-than-expected rise in inflation, brokers have warned.

Express.co.uk

Mortgage experts are divided over a digital tool which promises to speed up mortgage applications over fears

Sky News

A new online mortgage lender tool could have "dangerous" consequences, brokers have warned.

Express.co.uk

The upbeat performance defies earlier warnings of a crisis in business confidence

Express.co.uk

The Bank of England trimmed its base rate by 0.25 percentage points to 4.25% yesterday

Devon Live

The move follows the government asking regulators to create an environment that fosters growth and guidance from the FCA to banks earlier this month where it set out steps to support home ownership.

Express.co.uk

Santander has changed its affordability rules, enabling people to borrow up to £35,000 more

Coventry Live

The lender has also made reductions across its residential, buy-to-let, and remortgage products, with cuts of up to 0.40% on selected deals

Manchester Evening News

This is a positive move for homebuyers and those looking to remortgage

The Mirror

Santander and Barclays have announced this week that it was to launch the new deals on Thursday, with borrowers able to get mortgage rates below 4% for the first time this year

Express.co.uk

Mortgage holders brace for noon when the Bank of England announces its latest decision on interest rates.

Express.co.uk

Experts predict the Bank’s Monetary Policy Committee (MPC) will reduce the base rate

Daily Mail

The departure of the Spanish banking giant from the UK would deal a hammer blow that risks impacting 14million customers and tens of thousands of staff.

Birmingham Live

One broker warned this is “likely aimed at the government following last week’s deregulation announcement” but added — “it could backfire”.

The Sunday Times

Bad news for homeowners as the rise in yields on government bonds could spell a swift end to the rate war

Express.co.uk

The banking giant has shared how people could claw back a small fortune

Property Soup

With many choosing to ditch alcohol this January, research from Santander has shown that putting some – or all – of the money usually spent on booze each month towards mortgage overpayments could save...

FTAdviser

Brokers have claimed that a partnership between credit referencing agency Checkmyfile and brokerage Haysto is a “significant slap in the face” to brokers who refer clients.

Estate Agent Today

Land Registry staff have voted for strike action, raising fears of delays in property transactions in the build-up to next year’s Stamp Duty deadline.

Express.co.uk

Strike action will be disastrous and have serious implications for the UK’s property market, experts warn.

Express.co.uk

Sweeping changes to stamp duty being brought in next year will lower the threshold at which first-time buyers are liable.

This Is Money

In a few months’ time, a first-time buyer could go from paying no stamp duty on a £425,000 home to £6,205. Can they still get in under the wire?

Introducer Today

Halifax has launched a 1.5 year fixed rate remortgage product.

Express.co.uk

Rachel Reeves has stirred up significant controversy since coming into office, especially after last month’s Budget.

Sky News

A surprise selection of rate cuts from Barclays prompted some optimism for those with an interest in the mortgage market this week - but it lasted less than 24 hours.

Sky News

Halifax has announced the launch of a new 1.5-year fixed-rate remortgage product that has been described as an "intriguing innovation".

Express.co.uk

Prime Minister Sir Keir Starmer’s approach “is showing cracks, much like the state of the economy itself”, claimed one mortgage advisor.

The Guardian

Concerns interest rates will stay higher for longer if official data on Wednesday shows inflation is back above 2% target

Express.co.uk

The figure comes from mortgage lender Halifax and suggests the property market is moving from recovery to growth, according to industry experts.

Birmingham Live

The average credit card purchase APR in October was 35.4%, according to Moneyfacts, and people whose balance isn’t clear face bills of hundreds despite the Bank of England rate cut.

FTAdviser

Lenders have 'no right' to question the fees charged by brokers, many in the industry have argued after one broker was told to lower his fees.

Moneyweek

The stamp duty surcharge on second homes will rise from 3% to 5% in “another nail in the coffin” for buy-to-let landlords

Daily Mail

Interest rates will fall to 3.75% by the end of next year, Santander predicts - a huge gap compared to the Goldman Sachs forecast earlier in the week.

The Mirror

Mortgage rates have been falling since the start of the year as lenders anticipated a cut to the Bank of England’s base interest rate. This finally happened in August, however, since they have been creeping...

Express.co.uk

Inflation has fallen to below the official target of 2 percent

FTAdviser

Coventry Building Society has "killed off any further hopes of a rate war"after raising mortgage rates, according to brokers.

CityAM

Average house prices are now around two per cent below the all-time highs recorded in summer 2022.

Grimsby Live

The Bank of England’s decision to keep the base rate on hold can be seen as a sign of fear

Express.co.uk

So-called “Sonia swap rates”, which set the benchmark for lending between financial institutions, have risen slightly over the past week.

Birmingham Live

Brokers and conveyancers have warned consumers that ‘free legals’ may not always be the best option in the Cost of Living crisis, though.

Express.co.uk

Free legals appear tempting to many but can come with hidden consequences, warn experts

GB News

HSBC, NatWest and Barclays have all confirmed a wave of rate cuts that will benefit home movers, first-time buyers and those remortgaging.

Nottinghamshire Live

The flurry of price cuts comes amid growing optimism that interest rates are set to remain at record lows for the foreseeable future

Teesside Live

The major banks are cutting rates on new home loans for both purchases and those looking to remortgage, with more lenders expected to follow suit in the coming days

Birmingham Live

The flurry of price cuts comes amid growing optimism that interest rates are set to remain at record lows for the foreseeable future

This Is Money

Mortgage rates look set to fall again from tomorrow after three major high street banks all announced they will be slashing home loan costs.

Express.co.uk

NatWest, Barclays and HSBC are reducing the prices on new home loans both for buyers and people looking to remortgage.

Proactive Investors

NatWest Group PLC (LSE:NWG) announced a second cut to mortgage rates in a month, this time targeting business deals, as lenders continue to grapple for customers.

Birmingham Live

The Lloyds group, which includes the Halifax, will also allow young buyers to borrow up to 5.5 times their income which means they will need smaller deposits

Express.co.uk

Rising house prices, the cost of living squeeze, high interest rates and affordability challenges mean conditions are the most difficult in 70 years for first time buyers.

Express.co.uk

The cuts follow reductions by other lenders last week in what is boiling up to be a full-on price battle to win new customers.

Mail on Sunday

Mortgage holders battered by high borrowing costs can finally see light at the end of the tunnel after lenders cut rates last week.

Introducer Today

Tomorrow’s Interest Rate Decision - stick or drop?

Landlord Today

The latest inflation figures mean there’s no excuse for the Bank of England to keep interest rates at their current high, according to experts.

FTAdviser

The Bank of England has only managed to keep inflation at its target rate for 30 per cent of the time since it gained independence in 1997, data has found.

FTAdviser

Longer term fixed rates have been 'missing from the landscape for some time', according to some brokers, after a smaller lender stepped up to offer these products.

FTAdviser

Cancellation fees on mortgages charged by some brokers are diabolical' and do not adhere to consumer duty.

Express.co.uk

Chancellor Rachel Reeves gave an update on Monday about her fiscal plans for the UK.

FTAdviser

NatWest has broken the mould by making changes to its product pricing, according to Samuel Mather-Holgate, IFA at Mather and Murray Financial.

Letting Agent Today

Any lingering hope of a pre-election interest rate cut by the Bank of England has been hurt by the government’s Office for National Statistics (ONS) data showing wages rising at 6% annually over the last...

FTAdviser

Brokers have called out the Liberal Democrats’ for “stating the obvious to borrowers” as part of its latest research, after saying many would face mortgage rate hikes before the election.

Newspage News

“Lib Dems? Who are they?” - Bob Singh, Chess Mortgages.

Express.co.uk

The situation is so serious that brokers are urging City watchdogs at the Financial Conduct Authority (FCA) to take an urgent look at the issue.

Express.co.uk

Mortgage possession actions against home buyers in the first three months of this year were the highest since 2019 with a total of 5,182.

Evening Standard

The sharp fall in the Consumer Prices Index was driven by the lower energy price cap an lower food bills

Yahoo Finance

The sharp fall in the Consumer Prices Index was driven by the lower energy price cap an lower food bills

Evening Standard

The IMF raised the prospect of summer cuts to interest rates by the Bank of England, and of a fall from 5.25 per cent to 4.5 per cent in 2024

FTAdviser

Barclays’s recent mortgage rate cuts are a “beacon of hope for many borrowers”, Brooklyns Financial director, Harps Garcha, has argued.

The Sun

HOMEOWNERS have been handed a fresh boost as three major lenders gear up to slash mortgage rates. TSB, Barclays and HSBC are all cutting rates on home loans by up to 0.45% from tomorrow. TSB is dro…

Sky News

A third of travellers are making the same mistake when going on holiday, figures show. Read about this and all the latest consumer and personal finance news in the Money blog - and leave a comment or your...

The Intermediary

“Plonk a tenner on the Grand National and some lenders think you’re a hustler in Vegas,” said one broker.

The Intermediary

The latest official jobs data is out and showed, among other things, that the UK unemployment rate was estimated at 4.3% in January to March 2024, above estimates of a year ago, and increased in the latest...

Yahoo Finance

The noticeable improvement defies the stubbornly high interest rates that have so far meant for an uneasy market in 2024.

Introducer Today

Bank of England Base Rate Cut - when will it happen?

Express.co.uk

Rising mortgage arrears, personal and business failures have sounded alarm bells among brokers, banks and building societies.

Moneyweek

First-time buyers can get on the property ladder with just a £5,000 deposit, we explain how the new mortgage product works.

Introducer Today

Outrage at “shameful” Halifax move to cut maximum age on some products

FTAdviser

Brokers have criticised Halifax for reducing the maximum working age on some of its mortgage products.

Birmingham Live

Britain's biggest mortgage lender is reducing the maximum age at which it will allow many borrowers to say they intend to retire from 75 to 70.

The Intermediary

Real GDP was estimated to have fallen by 0.1% in the three months to January 2024, compared with the three months to October 2023.

The Intermediary

In light of labour market data, Newspage asked experts when the Bank of England should cut the base rate — and if a cut may now come sooner.

Evening Standard

The £20.3 billion problem – home loans behind on payments up 50% year-on-year

Yahoo Finance

The £20.3 billion problem – home loans behind on payments up 50% year-on-year

Express.co.uk

The value of outstanding mortgage balances in arrears is over 50 percent higher than it was a year ago.

Proactive Investors

The mortgage data from the BoE earlier is "makes for grim reading but is sadly not unexpected", says mortgage broker Michelle Lawson at Lawson Financial. "Household finances are set to spontaneously combust...

FTAdviser

Lenders withdrawing rates with only a couple of hours’ notice is “not fair on consumers or on brokers” and goes against consumer duty, according to brokers.

Express.co.uk

The figures “don’t paint a pretty picture” of the property market, an expert has said.

Evening Standard

More ‘doom and gloom’ for borrowers ahead of Chancellor Jeremy Hunt’s budget next week

Your Money

Halifax has announced it will drop interest rates across its mortgage products, going against the grain of its lending rivals.

Evening Standard

One broker called the change “a tactical moved timed perfectly”

The Intermediary - Latest UK mortgage news

Newspage asked a selection of financial services experts how they would you rate the Bank of England’s performance over the past two to three years

Yahoo Finance

First Direct and TSB were among the latest lenders cutting rates

Evening Standard

First Direct and TSB were among the latest lenders cutting rates

Mortgage Solutions

An early election and more support on affordability are among brokers’ Christmas wishes, from a hopefully obliging Santa.

The Intermediary

Brokers have accused the Bank of England of strangling the UK economy as new data shows that GDP shrank in the third quarter of the year.

Mortgage Solutions

The last year has seen a ‘return of real broking’, brokers have suggested, with businesses previously ‘playing on easy mode’.

The Intermediary

This morning, Gen H introduced another round of rate reductions ahead of the festive break, cutting its entire product range by up to 0.25%.

The Intermediary

Newspage asked a selection of brokers, conveyancers and specialist mortgage recruiters what they are expecting in 2024.

The Intermediary

HMRC’s latest statistics show a downturn in UK residential property transactions in October 2023 compared to last year, while non-residential transactions saw a modest increase from September.

London Property News | londonlovesproperty.com

Brokers have welcomed the latest round of rate cuts from a major lender. Today, Santander has revealed that, on Wednesday 29 November, it is reducing selected residential and buy-to-let fixed…

Financial Reporter

Residential and buy-to-let rates are reducing by up to 29bps.

Introducer Today

Nationwide’s slashed rates means price war goes on to end of year

FTAdviser

Barclays’s announcement of the first sub-5 per cent 2-year fixed remortgage product in months will “fire up the rest of the high street”, EHF Mortgages managing director, Justin Moy,...

Introducer Today

It’s War - Lenders compete on price as sub-4% rates look likely

The Times

How the latest ONS inflation figures will affect your money

London Property News

Barclays has just announced the first sub-5% 2-year fixed remortgage product for months, which will go live on Friday. Brokers said it would fire up the rest of the High…

This Is Money

Homeowners with 40 per cent equity can now secure a two-year deal at 4.98 per cent through Barclays with a £999 fee.

What Mortgage

Barclays has become the latest lender to offer a two-year fixed rate deal at below 5% in the latest chapter of the mortgage rate war.

London Property News

Following news that inflation fell to 4.6% in October, some brokers have said mortgage rates could start with a three before the year is out, while others agree the 4%…

FTAdviser

Mortgage rates could “drop below 4 per cent by the end of the year”, Magni Finance director, Ashley Thomas, has argued following recent rate reductions.

Gloucestershire Live

Mortgage brokers said the substantial drop was great news for people taking out or renewing a mortgage as lenders battle for their business

Wales Online

Mortgage brokers said the substantial drop was great news for people taking out or renewing a mortgage as lenders battle for their business

The Intermediary

Hot on the heels of HSBC, Halifax has announced it is reducing its mortgage rates again on Wednesday 15th November. Following the news, one broker said some rates, based on the current direction of travel,...

This Is Money

Mortgage lenders continue to slash rates faster than expected, as the cheapest five-year deals edge towards 4.5%.

The Intermediary

With the Treasury considering cuts to stamp duty in the Autumn Statement, or at least before a General Election, experts are divided on the move, with some welcoming it, but many more ridiculing it as...

Landlord Today

Lenders’ trade body UK Finance says there were 11,540 buy to let mortgages in arrears of 2.5 per cent or more of the outstanding balance in the third quarter of 2023.

The Guardian

Number of buy to let mortgages in arrears doubles in a year as amateur landlords struggle with interest rate rises

Mortgage Professional

In a contrasting trend, number of actual repossessions falls

Evening Standard

Some 87,930 homeowner mortgages were in arrears in the third quarter of 2023, 7% more than the previous quarter, UK Finance said.

LandlordZONE

The tough economic conditions bearing down on landlords are starting to push up mortgage arrears, latest data from lenders’ trade body UK Finance has revealed.

The Independent

Some 87,930 homeowner mortgages were in arrears in the third quarter of 2023, 7% more than the previous quarter, UK Finance said.

FTAdviser

Nationwide has become the first lender in months to bring a sub-5 per cent two-year fixed rate mortgage to market in what brokers have called a “watershed moment.”

The Intermediary

According to UK Finance, there were 11,540 buy-to-let mortgages in arrears of 2.5% or more of the outstanding balance in the third quarter of 2023.

The Guardian

Major banks are accused of a staggering lack of compassion as more borrowers fall behind on their mortgages

The Intermediary

Brokers have expressed their concerns around a new ‘Help to Stay’ scheme launched in Wales, with one saying “Help to Stay but of what - execution?”.

The Intermediary

The typical home now costs £281,974, up around £3,000 on the previous month.

Estate Agent Today

Mortgage rates could be set to finally fall below 5%, brokers claim.

The Intermediary

The post suggests that borrowers may be able to tackle rising cost of living pressures by making overpayments on their mortgage, extending their mortgage term, or switching to an interest-only deal.

Yahoo Finance

London is a marathon mortgage hotspot

Evening Standard

London is a marathon mortgage hotspot

Mortgage Professional

Maintain or raise interest rates – what will be the Bank of England’s next move?

The Intermediary

The deceleration in wage growth is expected to influence the Monetary Policy Committee’s (MPC) decision on the Bank Rate next month, according to economics research firm Pantheon Macroeconomics.

Express.co.uk

Regular earnings rose by a near-record 7.8 percent in the three months to August, ONS data shows.

The Intermediary

Ahead of Tuesday’s labour market and Wednesday’s crucial inflation data, experts speaking to free UK news agency, Newspage, have said the Holy Grail this week for the mortgage and property market will...

Birmingham Live

Brokers told Newspage the rates will see 5-year fixed money continue to improve, with a 4.73% 5-year fixed rate with a £999 fee — and that 2-year fixed deals are also edging ever closer to 5%.

FTAdviser

Brokers have raised concerns after incorrect content around interest-only mortgages was published on comparison website, Compare The Market.

Financial Reporter

Brokers raised concerns around the incorrect content and highlighted the value of professional advice.

The Intermediary

The content was identified by Steven Morris at Advantage Financial Solutions, who shared his thoughts on LinkedIn.

Mortgage Solutions

While there remains interest in buy-to-let borrowing from landlords and aspiring investors, making the sums add up is “virtually impossible” in many cases, according to mortgage brokers.

Financial Reporter

Some brokers warned that borrowers with health issue could be prevented from getting on the property ladder.

Financial Reporter

Halifax is the latest lender to reduce rates across its range.

Evening Standard

The average interest rate paid on new mortgages, which had only been edging up even as lenders rapidly increased prices, rose by jumped to 4.82%

BirminghamLive

Brokers welcomed the news but warned that, with SWAP rates edging up, the rate battle may slow in the weeks ahead.

Mortgage Professional

It will also introduce new products under its new business range

Introducer Today

Brokers slam NatWest for offering a sub-5.0% mortgage rate directly to consumers, bypassing brokers.

BirminghamLive

NatWest has come under fire for the move with brokes branded it “short-sighted”.

FTAdviser

The Bank of England’s decision to hold interest rates is “quite simply fantastic news”, according to R3 Mortgages founder and director, Riz Malik.

The Intermediary

The reductions will take effect from tomorrow, Friday,22 September, and will see selected residential products reduced by up to 0.25%.

FTAdviser

The latest inflation data will “signal” to the Bank of England to hold interest rates at their current level and “kickstart the property market”, according to one broker.

The Intermediary

Annual private rental prices increased by 5.4% in England, 6.5% in Wales, and 6.0% in Scotland in the 12 months to August.

FTAdviser

The launch of top slicing on buy-to-let applications by BM Solutions could be a “game-changer in buy-to-let applications”, according to R3 Mortgages founder and director, Riz Malik.

The Intermediary

Andrew Bailey, the Governor of the Bank of England, said that the UK is transitioning from a phase of necessary rate increases to nearing the peak of the cycle.

BirminghamLive

Rates are being reduced for new businesses, including purchase and remortgage rates, as well first time buyers.

Financial Reporter

Top slicing will be available to non-portfolio landlords with total income above £100,000.

BirminghamLive

The high street bank has confirmed cuts from 0.04% to 0.11% and the launch of a new remortgage product up to 60% LTV from Thursday September 7.

Mortgage Professional

Brokers express disappointment over the marginal rate reductions

Evening Standard

Mortgage experts warned of a ‘mass exodus’ of London landlords with falling prices

This is Money

House prices have fallen at the fastest pace in the last 12 months since 2009, the latest Nationwide data shows - but where will they go next?

Mortgage Solutions

Artificial intelligence has the potential to revolutionise mortgage advice, brokers have suggested, but that will come through supporting advisers rather than replacing them.

The National

With the headline figure falling and core inflation refusing to budge, what next for Britain’s embattled households?

Mortgage Professional

Could this trigger another wave of rate reductions?

Mortgage Solutions

Barclays has announced it will be reducing rates across its mortgages for new and existing borrowers.

This Is Money

From tomorrow, NatWest is reducing its fixed rates by up to 0.65 percentage points on both two and five-year terms.

Mortgage Professional

Experts on its expected impact on mortgage rates

Express.co.uk

The Bank of England is expected to raise the Base Rate by a further 0.25 percent today, but brokers say this has already been “baked in” to fixed mortgage rates.

FTAdviser

The latest increase in interest rates by the Bank of England is “absolute lunacy”, Mather and Murray Financial independent financial adviser, Samuel Mather-Holgate has stated.

Introducer Today

Brokers’ Views - What Next for Interest Rates?

Financial Reporter

Brokers discussed the pros and cons of taking a mortgage to the age of 75.

The Telegraph

Major lenders announce cuts as markets price in lower interest rate predictions

Introducer Today

Interest rates WILL go up next week … and maybe after that

FTAdviser

A “flurry” of mortgage rate reductions are still unlikely even after the better than expected inflation data published this week, according to Windsor Hill Mortgages director, Elliot Cotterell.

Daily Mail

The headline CPI rate was running at 7.9 per cent in June, tumbling from 8.7 per cent the previous month and significantly below expectations.

Mortgage Professional

Brokers discuss fixed rates and variable offers

FTAdviser

‘Average’ data can be misleading and should always be caveated, according to a number of brokers said in response to questioning from Newspage.

The Intermediary

Meanwhile, the core inflation rate, which excludes volatile elements like energy and food costs, reached its highest level since 1992.

Evening Standard

Yesterday afternoon HSBC became the latest top player to pull its loans

BBC News

With rates rising and mortgages disappearing from the market, buyers reveal their struggles to get a deal.

FTAdviser

Following the withdrawal of 10 per cent of mortgage deals in the past week, mortgage brokers have again called for mandatory notice periods from lenders.

Mortgage Solutions

Average house prices in the UK fell by 0.1 per cent month-on-month to £260,736 in May, figures from a high street lender showed.

Evening Standard

Buyers ‘spooked’ by threat of yet more interest rate rise pain on mortgages

The Telegraph

Offer comes amid growing pressure on government and businesses to help tackle emissions

Mortgage Solutions

Brokers have broadly welcomed Skipton Building Society’s track record mortgage product saying it could help a cohort of generation rent onto the property ladder and encourage more innovation in the sector.

Financial Reporter

Jencap Partners says the number of mortgage complaints and claims will inevitably increase, regardless of whether they have any merit.

The Intermediary

Cardiff-based Jencap Partners has warned that ambulance chasers could start targeting brokers with claims regardless of merit.

Mortgage Strategy

Inflation in the UK was 10.4% in February, the latest data from the Office for National Statistics (ONS) reveals. February’s figure is up from the 10.1% reported in January but down from a peak of 11.1%...

FTAdviser

Brokers have said they are sceptical of fintech lender Gen H’s new in-house conveyancing service that promises to pass profits back to the customer.

Mortgage Solutions

A four-day working week is a good idea in theory, but not really compatible with the workload of a typical mortgage broker, intermediaries have suggested.

Evening Standard

New 3.95% fixed rate will require a 40% deposit

Mortgage Solutions

Brokers have called for mortgage lenders to be more “brave and bold” in their rate cuts, and move beyond “cherry picking” the best borrowers.

AOL

New 3.95% fixed rate will require a 40% deposit

Mortgage Finance Gazette

Virgin Money has relaunched 95% loan-to-value products, and now offers a range of five-year fixes at under 4%. The bank debuts a 95% LTV five-year fixed-

Financial Reporter

Yesterday, HSBC launched the first sub-4% mortgage product since since early October.

IFA Magazine

Virgin, from today, has gone sub-4% on 5-year fixes, at 3.95%. Importantly, it is also offering a 3.99% 5-year fix for purchases. Free PR platform, Newspage, so

Evening Standard

New 3.95% fixed rate will require a 40% deposit

Mortgage Strategy

Virgin Money has relaunched 95% loan-to-value products, and now offers a range of five-year fixes at under 4%. The bank debuts a 95% LTV five-year fixed-rate fee-saver at 5.09%. And a 95% LTV 10-year fixed-rate...

The Telegraph

Fixed-price deals will fall below trackers as rates rise – soon it will be time to lock in

FTAdviser

Lenders have been steadily increasing the arrangement fees charged on buy to let mortgages in recent weeks with brokers suggesting it is in an attempt to maintain profit levels and allow landlords to borrow...

Mortgage Solutions

As a new survey reveals that most UK adults take their financial advice from media experts such as Paul Lewis and Martin Lewis, brokers react to a trend that could lead to borrowers making ‘terrible financial...

This Is Money

Mortgage rates have been falling in recent months, following the post-mini-Budget spike. We ask whether a base rate rise to 4% this week could be a turning point.

Mortgage Solutions

House prices in the UK declined 0.6 per cent to £258,297 between December and January as values continued to slip.

IFA Magazine

Newspage have asked financial services experts for their views on the latest DeadHappy ad featuring murderer Harold Shipman and shared them with IFA Magazine. N

Financial Reporter

With fixed rate mortgage rates edging down, PR platform, Newspage, asked brokers when they may drop below 4%. Some believe it’s imminent, others believe it could be some time yet.

IFA Magazine

Scott Taylor-Barr, Financial Adviser at Carl Summers Financial Services: “I’m a self-employed mortgage adviser, with over 25 years’ financial service

Financial Reporter

Paul Lewis said

Mortgage Solutions

Average rates for two and five-year fixed rates remain above five per cent, but brokers expect that the range of mortgage pricing could come down to three to four per cent this year.

Financial Reporter

Some mortgage brokers predict an exodus, while others believe next year could be an opportunity for savvy and cash rich landlords.

Mortgage Solutions

In anticipation for 2023, Mortgage Solutions talked to brokers to ask what their expectations are for next year and how brokers can prepare.

The Telegraph

Buy-to-let profits are shrinking fastest in the capital, with rented homes accounting for one in five property sales this year

Daily Mirror

House prices seem to be cooling after a year which has seen mortgage rates rocket - but what will happen next year in 2023? We ask the experts for their predictions

The Intermediary

The Bank of England is widely expected to increase interest rates by 0.5% today as the cost of living crisis continues to plague the country.

IFA Magazine

It is widely anticipated that, in their pursuit of trying to curb double-digit UK inflation, the Bank of England’s MPC will today decide to hike interest rates

FTAdviser.com

Santander s decision to lower its affordability rates across all of its residential and most of its buy to let products has been welcomed by mortgage brokers and described as a return to normality

Mortgage Solutions

Coventry Building Society will briefly close its bank base rate tracker products in both its owner occupied and buy-to-let ranges.

The Intermediary

The value of gross mortgage advances in Q3 was £85.9 billion, £8.0 billion greater than the previous quarter.

IFA Magazine

Today’s Bank of England Q3 mortgage report which was published earlier this morning, has provoked a lot of responses from brokers on the PR Platform, Newspage

Protection Reporter

8% have cancelled a financial product such as a pension or dental/life insurance.

Financial Reporter

The maximum loan-to-income multiple for self-employed applicants has been lowered from 5.00 times to 4.49 times income.

The Intermediary

The move has been broadly welcomed by brokers as one that “may reignite the buy-to-let market”.

Daily Mirror

Homeloan prices have been rising this year, leading many housebuyers to ask if a fixed rate or tracker mortgage works out cheaper for them - so we asked the experts

The Intermediary

With mortgage rates now dropping back from recent highs should brokers be advising people to opt for the security of a fixed rate or a cheaper tracker or variable rate mortgage?

IFA Magazine

Should people opt for the security of a more expensive fixed rate or a cheaper tracker / variable rate mortgage? Free PR platform, Newspage, has shared the view

Financial Reporter

Brokers shared their views on tracker vs fixed rate mortgages in the current lending climate.

Daily Mail

‘Tracker’ mortgages are quickly becoming the cheapest deals on the UK’s mortgage market as leading brokers offer fixed rates at six percent in reaction to high Bank of England interest rates.

Financial Reporter

Help to Buy product transfer rates will increase by up to 0.15%.

Evening Standard

Move thought to be linked to negative equity fears

Mortgage Solutions

Market experts seem to believe that post Autumn Statement, the base rate and mortgage rates will start to fall (sooner or later).

Mortgage Solutions

An air of urgency and panic has been prevalent in the housing and mortgage market for some time.

Mortgage Strategy

The mortgage industry has reacted to the Autumn Statement this lunchtime, with some suggesting it will “restore confidence” while others claim areas of the sector “have been bypassed”. Lodestone Mortgages...

This Is Money

The average two-year fix, which peaked at 6.65% on 20 October, according to Moneyfacts, now sits at 6.28% - but will rates continue to fall?

The Sunday Telegraph

Buy-to-let investors will need to massively increase rents, or inject thousands into properties to cut mortgage costs

Mortgage Professional

Estate agents organisation reiterates that it’s a bad practice

inews.co.uk

Buyers are urged to be cautious with estate agents pushing in-house services on to customers

Financial Reporter

One broker says he has lost two clients over the past month alone due to conditional selling.

The Intermediary

A poll of mortgage brokers and estate agents from Newspage found that 58% expect house prices to fall by up to 10%.

This is Money

In a reversal of the status quo, some variable mortgages are now 3% cheaper than fixed ones - but is it a good idea to take one?

Financial Reporter

The Bank of England is expected to raise rates by 0.75% at its next meeting.

Mortgage Solutions

Brokers have expressed concerns for landlord clients coming to the end of their buy-to-let deals as some lenders do not offer product transfer options.

The Intermediary - Latest UK mortgage news

“Get that fella off the TV and let’s see his CeMap papers. Since when has sound financial advice been given on speculation” said one broker.

MoneyWeek

Property has always been an attractive sector for investors, but with market turmoil and a potential house price crash, we look whether now is a good time to invest in property.

Financial Reporter

With the chaos triggered by the mini-Budget, and mortgage rates continuing to rise, Riz Malik of R3 Mortgages called for the Chancellor to quit live on Sky News yesterday.

The Intermediary - Latest UK mortgage news

After Riz Malik of R3 Mortgages called for Chancellor Kwasi Kwarteng to quit live on Sky News earlier today other brokers give their opinion.

Financial Reporter

With question marks surrounding the economy, rates set to rise further and some predicting a property market crash, one Newspage broker has suggested we may see the “death of the 95% LTV mortgage while...

Metro.co.uk

Time to get in touch with your lender.

Your Mortgage

Lending figures were strong in August but there's been a sea change in the mortgage market since the mini-Budget