Katy Eatenton's Media Coverage
New warning for tenants as they face 'extremely steep' rent rises after rule change
Daily MirrorNew figures released this week paint a difficult picture for tenants
The Negotiator
Blow for borrowers as inflation rate climbsThe latest inflation data brings a “renewed level of concern to many individuals and families,” warns Propertymark’s Nathan Emerson.
what MORTGAGE
Mortgage rates rise: Why are lenders increasing prices?Barclays, Halifax and HSBC have become the latest in a line of lenders to increase mortgage rates in response to the escalating conflict in Iran.
Cambridgeshire Live
Nationwide announces change for customers ‘from Tuesday’It’s good news for the second time in little over a week
Chronicle Live
Nationwide announces change for customers ‘from Tuesday’It’s good news for the second time in little over a week
Wales Online
Nationwide announces change for customers ‘from Tuesday’It’s good news for the second time in little over a week
Daily Express
Nationwide new change for UK customers ‘begins on Tuesday’Nice to see some proper competition again
Liverpool Echo
Nationwide announces change for customers ‘from Tuesday’It’s good news for the second time in little over a week
Daily Mirror
Nationwide customers told of change ‘from tomorrow’The changes take effect from Tuesday, July 7, 2026
Daily Express
New UK mortgage rate prediction after update this weekSlow and steady, but don’t get carried away
Daily Mirror
‘Positive’ update for people looking at mortgages after data this weekThere is renewed hope for buyers
Daily Mirror
‘I’m a life insurance expert and one group needs to take action’She said many people were leaving it too late or not doing it at all
Daily Express
‘Cost reduction’ announced for NatWest and Santander customersStill feels like pennies off, mind
Liverpool Echo
NatWest and Santander customers ‘cost reduction this week’Both banks have announced changes
Cambridgeshire Live
NatWest and Santander customers ‘cost reduction this week’Both banks have announced changes
Sky News
'Aggressive cuts': Major lenders begin slashing mortgage ratesThree more major lenders have announced mortgage rate cuts in a sign pain caused by the Iran war may be starting to ease.
The Mirror
New Virgin Money announcement affects customers ‘from today’It has followed others in making changes and it kicks in straight away
City AM
Barclays sweetens mortgage deals as banks eye interest rate pathBarclays joined the raft of lenders cutting rates across mortgage products as attention turned to the Bank’s interest rate decision.
Daily Express
Virgin Money customers ‘change from today’ but ‘act fast’It kicks in on Thursday and follows similar moves by others
Birmingham Live
Virgin Money confirms selected fixed rates will reduce by up to 0.45%They have also announced its 2-year tracker rates will be increased by up to 0.25%
Daily Express
Halifax follows HSBC, Santander, TSB with ‘positive’ news for customersDon’t get too excited, it could flip fast
The Times
Average shelf-life of mortgages falls to just over a weekLenders are pulling products at record speed
FT Adviser
‘Savvy’ borrowers using tracker mortgages amid chaotic market“Savvy” borrowers are avoiding locking in to long-term deals and instead turning to
Birmingham Live
Nationwide joins Santander and NatWest in brutal change for customersNationwide shake-up
Express.co.uk
I’m a mortgage expert - my message to the 1.8m homeowners coming off fixed ratesEXCLUSIVE: The mortgage market has rapidly shifted in under a fortnight.
Swindon Advertiser
Nationwide warns borrowers ‘rates are climbing’ - here’s how much you could payNationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.
Hexham Courant
Nationwide warns borrowers ‘rates are climbing’ - here’s how much you could payNationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.
Bradford Telegraph and Argus
Nationwide warns borrowers ‘rates are climbing’ - here’s how much you could payNationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.
Andover Advertiser
Nationwide warns borrowers ‘rates are climbing’ - here’s how much you could payNationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.
Times and Star
Nationwide warns borrowers ‘rates are climbing’ - here’s how much you could payNationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.
Express.co.uk
Nationwide makes major change for customers ‘from today’That monthly payment dread is back
FT Adviser
Consumers turning to crowdfunding over protection is ‘dangerous gamble’UK consumers are engaging in a “dangerous gamble” by using crowdfunding websites as a “substitute” for
Birmingham Live
Brits warned against relying on crowdfunding platforms like GoFundMeThese platforms are causing people to become “more complacent”, one expert warned
what MORTGAGE
Mortgage rates this week: More lenders make cuts - what MORTGAGENatWest and TSB have become the latest lenders to make cuts to their mortgage rates.
Express.co.uk
Two major banks slash mortgage rates by 0.2% as price war heats upBrokers described the cuts as a move in the right direction.
Birmingham Live
Santander announces mortgage rates cut for first-time buyersSelected other Santander fixed rates have been reduced by up to 0.08%
Birmingham Mail
This week’s mortgage rate increases could reverse after Bank of England decisionThe Monetary Policy Committee voted by a majority of 5–4 to maintain Bank Rate
Birmingham Live
NatWest confirms rate increases up to 0.24% ahead of Bank of England decisionBarclays, HSBC and Nationwide announces new rates earlier this week
Property Portfolio Investor
Barclays becomes latest lender to raise mortgage rates as pressure builds on borrowersBarclays has increased mortgage rates by up to 0.15%, following similar moves by HSBC and Nationwide, as rising inflation and swap rates pressure borrowers.
what MORTGAGE
Barclays and Halifax cut mortgage rates: ‘This is the start’Barclays and Halifax have followed in the footsteps of HSBC to cut mortgage rates at the start of the New Year.
GB News
House prices drop £1,789 as Halifax says affordability improves: 'Green light for many first-time buyers!'Average UK house prices fell last month with an improvement in affordability for first-time buyers, the latest figures from Halifax show.
Oxford Mail
HSBC is offering up to £2,000 cash to some customers in ‘a brilliant move’HSBC has first-time buyers firmly in its sights offering up to £2,000 in cashback from today and, brokers say, may well have just lit the fuse on a…
Wandsworth Times
HSBC is offering up to £2,000 cash to some customers in ‘a brilliant move’HSBC has first-time buyers firmly in its sights offering up to £2,000 in cashback from today and, brokers say, may well have just lit the fuse on a…
Express.co.uk
HSBC launches new £2,000 deal as ‘fuse lit’ for mortgage price warThe offer coincides with a further round of mortgage rate cuts from HSBC.
what MORTGAGE
HSBC offers £2,000 cashback to first-time buyers - what MORTGAGEHSBC has announced it is offering up to £2,000 cashback to support first-time buyers with the additional costs of buying a home.
Grimsby Live
Santander ‘debunks myth’ after helping 70year-old buy homeFigures show a sharp rise in people over 60 buying their first home
Essex Live
Santander ‘debunks myth’ after helping 70year-old buy homeFigures show a sharp rise in people over 60 buying their first home
Somerset Live
Santander ‘debunks myth’ after helping 70year-old buy homeFigures show a sharp rise in people over 60 buying their first home
Express.co.uk
Rachel Reeves ‘sleepwalking into disaster’ after latest dire GDP figuresRachel Reeves has admitted she is considering tax rises to plug a rumoured £30 billion black hole in public finances.
Ardrossan and Saltcoats Herald
Biggest changed to homebuying in history could make buying a ‘dream, not a nightmare’Changes to the homebuying system could slash costs for buyers and cut the time it takes to move, the Government claimed.
Border Counties Advertizer
Biggest changed to homebuying in history could make buying a ‘dream, not a nightmare’Changes to the homebuying system could slash costs for buyers and cut the time it takes to move, the Government claimed.
what MORTGAGE
Homebuying reforms set to save first-time buyers £710 - what MORTGAGEHousing market reforms which aim to reduce the cost and time taken to buy and sell homes have been cautiously welcomed by mortgage and property experts.
Freelance Informer
Property Experts Sceptical Over Latest Property ReformA NewsPage report captures the tension between government ambition and industry cynicism regarding regulatory change in the property sector.
Daily Echo
Biggest changed to homebuying in history could make buying a ‘dream, not a nightmare’Changes to the homebuying system could slash costs for buyers and cut the time it takes to move, the Government claimed.
Somerset County Gazette
Biggest changed to homebuying in history could make buying a ‘dream, not a nightmare’Changes to the homebuying system could slash costs for buyers and cut the time it takes to move, the Government claimed.
Wimbledon Times
Biggest changed to homebuying in history could make buying a ‘dream, not a nightmare’Changes to the homebuying system could slash costs for buyers and cut the time it takes to move, the Government claimed.
The Northern Echo
Biggest changed to homebuying in history could make buying a ‘dream, not a nightmare’Changes to the homebuying system could slash costs for buyers and cut the time it takes to move, the Government claimed.
City AM
Housing in London now classed as unaffordable at every income levelSomeone earning an average income in the capital faces a whopping price-to-income affordability ratio of 13.5.
Express.co.uk
Low deposit mortgages hit 17-year high as lenders ‘bend over backwards’There are currently more than 1,300 low-deposit mortgages on the market, new data shows.
Express.co.uk
Nationwide Building Society to raise mortgage interest rates by 0.2% in new blowOther banks and building societies may follow suit, experts warn.
Birmingham Live
Nationwide makes rule change which could be ‘beginning of the end’Brokers and financial experts warned that this could be the “beginning of the end of low rates” and it will likely mean the Bank of England (BoE) will not go any lower than its 4% base rate.
Daily Telegraph
Budget could disrupt housing market, warn brokersMortgage brokers raised the alarm that Rachel Reeves’s upcoming Budget could disrupt the housing market.
Birmingham Live
Inflation rises to 3.8% as borrowers will be ‘looking back in anger’CPI rose by 0.1% in July 2025, compared with a fall of 0.2% in July 2024
This Is Money
Why the Oasis tour could increase your mortgage rateHouseholds could see mortgage rates once again edge up again over the coming weeks thanks to a surprise uptick in inflation.
Birmingham Live
UK house prices boom with ‘larger than expected rise’ this yearThe average property price is now £298,237 compared to £297,157 last month, according to Halifax
MoneyWeek
House prices rising fastest in areas with highest crime rates – where does your area rank?Property prices are higher in safer areas but growing more slowly than in places benefiting from gentrification and buy-to-lets
Daily Mail
End of Britain’s housing boom? Warning issued for sellersThe average price tag on a home coming to market in the UK fell to £373,709 this month - marking a £4,531 or 1.2 per cent decrease on June, according to property website Rightmove.
Daily Telegraph
First-time buyers helped by looser affordability checksHalifax said lenders were “taking a more flexible approach to affordability assessments” as they attract more first-time buyers.
Express.co.uk
Barclays and HSBC customers could be around £288 worse offA 0.2% rate hike would mean paying around £24 more a month
Express.co.uk
Anyone with Barclays or HSBC mortgage warned of major new change starting todayThe lending landscape has been described as a “minefield”.
Yorkshire Live
Millions of Brits wake up to unexpected £1,150 blow on FridayThe average property price dropped 0.4 per cent month on month in May to £296,648, Halifax says
Birmingham Live
Millions of UK households wake up and lose unexpected £1,150 on FridayThe average property price dropped 0.4 per cent month on month in May to £296,648, Halifax says, in a blow for households.
FTAdviser
Will unloved US Treasuries cause UK interest rate rise?US Treasuries have fallen on the back of Donald Trump’s tax cutting budget making its way through Congress and a downgrading of the US’s credit rating by Moody’s earlier this month.
Express.co.uk
Nationwide customers may face £360 blowNew rates could mean people are £360 out of pocket per year.
Express.co.uk
UK households hit with £330 blow as Barclays and Nationwide hike mortgage ratesA rise in inflation appears to have spelt the end of a series of mortgage rate cuts for borrowers with both Barclays and Nationwide increasing theirs.
FTAdviser
Nationwide raises mortgage rates after ‘grim’ inflation dataNationwide has raised mortgage rates after “grim”
Sharecast
House prices climb as rent rises slow - ONSUK house prices jumped in March, official data showed on Wednesday, while growth in private rents continued to slow.
Yorkshire Live
Nationwide, TSB and Leeds Building Society in mortgage rate changeNationwide, TSB and Leeds building society have all altered mortgage rates in the wake of the Bank of England’s decision to slash the base rate to its lowest in two years
Express.co.uk
Nationwide and TSB make major changes in response to Bank of England rate cutNationwide, TSB and Leeds building society have cut rates
Leicestershire Live
Nationwide makes major changes after Bank of England rate cutSome of Britain’s biggest mortgage lenders have slashed mortgage rates in response to the Bank of England’s decision to lower the base rate to its lowest level in two years
What Mortgage
Mortgage rate cuts: Nationwide offers sub-4% deal for FTBs - What MortgageNationwide has made its third round of rate cuts in three weeks and is now offering a sub-4% deal for first-time buyers.
FTAdviser
Buyers ‘playing the waiting game’ for lower mortgage ratesWould-be property buyers are holding back in the hope that the Bank of England will make cuts next week, according to brokers.
Birmingham Live
‘Bold’ new Halifax rule kicks in with customers told it’s ‘statement of intent’3.79% headline rate is market-leading
Express.co.uk
Halifax launches “bold” home loan changeIndustry experts say the move could help jolt the housing market back to life after a slowdown in mortgage approvals
Express.co.uk
House prices slump in April as Rachel Reeves kills off tax breakFigures from Nationwide Building Society revealed that the average price of a home slipped in April.
What Mortgage
Barclays cuts mortgage rates again in April - What MortgageBarclays has cut mortgage rates for the second time this month and now has six more deals with interest rates below the 4% threshold.
InYourArea
Mortgage rate cuts on the horizon as lenders prepare for competitive shake-upSome borrowers may soon be able to lock in fixed mortgage deals under 4%, says Rory Poulter
Express.co.uk
Home loan war looms with lower deals on the horizonSome borrowers may soon lock in two and three year deals below the 4% mark.
Express.co.uk
UK households with a mortgage told Trump tariffs could actually be good newsA mortgage lender said it was reducing its rates as a result of US President Donald Trump’s ‘Liberation Day’ tariffs.
Devon Live
Santander mortgage changes could help you borrow up to £35K moreThe move follows the government asking regulators to create an environment that fosters growth and guidance from the FCA to banks earlier this month where it set out steps to support home ownership.
Express.co.uk
Santander loosens affordability rules for borrowers in mortgage shake-upSantander has changed its affordability rules, enabling people to borrow up to £35,000 more
FTAdviser
Santander loosens affordability criteria in line with FCA wishesSantander has loosened affordability criteria in line with the wishes of the Financial Conduct Authority, with brokers calling it a “brave move” from the lender.
Sharecast
House prices, rents push higher across the UK - ONSHouse prices and private rents across the UK continued to push higher as 2025 got underway, official data showed on Wednesday.
London South East
House prices, rents push higher across the UK - ONSHouse prices and private rents across the UK continued to push higher as 2025 got underway, official data showed on Wednesday.
London Business News
Chancellor’s ‘anti-business Budget is starting to bite’ as companies register shrinks for first time everDiscover the impact of ‘The anti-business Budget is starting to bite’ on UK companies, marking a significant drop in registrations.
Birmingham Live
Halifax making big change to bank accounts which kicks in tomorrowHalifax is the latest lender to announce rate cuts, which will go live from tomorrow, Friday 7 March.
Express.co.uk
UK warned it faces £10bn tax raid to plug floundering Reeves’s ‘debt trap’The government’s public spending plans will require Brits to endure more stealth taxes and possible hikes, am expert has claimed.
The National
Nationwide cuts mortgage rates following Barclays, Santander and YorkshireNationwide has announced mortgage rate cuts from today, following rate drops by Barclays, Santander and Yorkshire
What Mortgage
Mortgage rates cut: Lenders release deals at 3.99% - What MortgageSome high street mortgage lenders have cut fixed rates this week with Santander and Barclays offering deals at below 4%.
Birmingham Live
NatWest makes change to accounts in move that ‘could trigger domino effect’Remortgage borrowers look to be the biggest winners with this particular reprice, with cuts of up to 0.36%.
Birmingham Live
Barclays bringing in mortgage rule change ‘starting from Tuesday’The high street banking giant, which is rivalled by the likes of HSBC UK, Santander, Lloyds, NatWest, Nationwide and more, has confirmed it will be reducing key mortgage rates from Tuesday, February 4.
Express.co.uk
Barclays cuts mortgage rates - everything we know so farBarclays has confirmed it will be reducing key mortgage rates from Tuesday, February 4
Mortgage Soup
Mortgage approvals rise in December as borrowing rebounds | NewsNet mortgage approvals for house purchases slightly increased to 66,500 in December, compared to a decrease of 2,300 in November, latest Bank of England data revealed this morning. Approvals for remortgaging...
What Mortgage
Mortgage rates 2025: Why every high street lender hiked prices in January - What MortgageEvery high street lender has now increased its mortgage prices in January with Nationwide announcing hikes of up to 0.15% on Tuesday.
Mortgage Soup
All eyes are on Threadneedle Street as Nationwide increases fixed rates up to 0.15% | NewsNationwide has yielded to market pressures and joined its high-street counterparts in raising selected fixed rates by up to 0.15% today, including rates across its New Business and Existing Customers Moving...
Express.co.uk
Bank of England interest rates fears as new forecasts issuedExperts predict the Bank’s Monetary Policy Committee (MPC) will reduce the base rate
FTAdviser
Govt asking regulators’ on growth is ‘absurd’, say advisersGovernment has called on regulators to help create a regulatory environment to foster growth - but doing so is “absurd”, advisers and business owners have claimed.
Express.co.uk
HSBC makes major decision on mortgage rates after Halifax moveThe high street giant has issued new interest rates on fixed rate deals running for two, five and 10 years.
FTAdviser
Land Registry strike to cause ‘huge problems’ before SDLT changesA strike by members of the Land Registry could cause “huge problems in the run-up to the stamp duty changes in April”, Helix Financial Partners managing director, Adam Stiles, has warned.
Pound Sterling Live
Businesses Tell Starmer to Talk to Them, Not the RegulatorsAbove: Starmer’s Inheritance speech from August was described as a shower of gloom that rained down on sentiment. “Asking civil servants to create an…
Mortgage Soup
NatWest cuts rates by up to 39bps “bringing some much-needed festive cheer to the mortgage market” | NewsNatWest is making rate cuts of up to 39bps across selected purchase, remortgage and buy-to-let 2- and 5-year fixed rate mortgages tomorrow. Newspage asked brokers whether the tide is turning and if more...
What Mortgage
Barclays slashes mortgage rates and unveils sub-4% deal - What MortgageBarclays has cut rates and issued a sub-4% mortgage for homebuyers just as borrowers had been bracing themselves for more price increases.
Express.co.uk
First shots in mortgage price war as Barclays cuts fixed rates to under 4%The fall is expected to trigger rivals to follow suit against the background of predictions the Bank of England could cut the base rate twice before Christmas
GB News
Mortgage alert as NatWest interest rates see 'huge drop' in boon for BritonsNatWest has confirmed a "huge drop" in the interest rates attached to some of its leading mortgage products in a boon for prospective homebuyers.
Express.co.uk
NatWest announces ’highly aggressive” mortgage cutsEconomists at Goldman Sachs have suggested the Bank of England base rate could come down from the current figure of 5 percent
Express.co.uk
Mortgage interest rates warning as Bank of England may be forced into changeCoventry Building Society have made a move that has worried experts, as so-called swap rates have been edging up in recent days.
FTAdviser
Hopes of rate war ‘killed off’ as lender announces increasesCoventry Building Society has 'killed off any further hopes of a rate war' after raising mortgage rates, according to brokers.
Manchester Evening News
Strange mortgage application question that probes homebuyers on narcotics usageMetro Bank has added a question about narcotics to its mortgage affordability check - and people are not impressed
Liverpool Echo
Bank asks mortgage applicants how much they spend on ‘narcotics’Metro Bank has added the inquiry about narcotics to an application form’s affordability check in a bid to understand its customers’ lifestyles and spending habits
Daily Star
Bank asks mortgage borrowers for amount they spend on narcoticsMetro Bank has baffled mortgage brokers and applicants by asking how much customers spend on narcotics as part of the process to take out a home loan
Birmingham Live
Major bank with 2.7 million customers now asking ‘how much you spend on drugs’The question appears in the application form as part of the affordability check for mortgage borrowers, it has been warned by brokers.
This Is Money
Barclays and TSB the latest major lenders to cut mortgage ratesMortgage rate cuts are being announced on almost a daily basis as lenders continue to reprice their home loan deals.
Property Industry Eye
Competition Intensifies as lenders cut mortgage rates againCompetition Intensifies as lenders cut mortgage rates again - Breaking news for estate agents and the residential property industry. Independent, unbiased, and factual reporting. A forum for discussion...
Evening Standard
Barclays, HSBC and TSB all cut mortgage rates againHigh street lenders race to grab market share with cheaper deals to tempt buyers
FTAdviser
Industry praises innovation of smaller mortgage lendersSmaller mortgage lenders have been praised by brokers for providing innovation in the sector.
Introducer Today
Tomorrow’s Interest Rate Decision - stick or drop?Tomorrow’s Interest Rate Decision - stick or drop?
FTAdviser
Mortgage approval stability shows ‘still life in market’Net mortgage approvals remained stable in June indicating there is still life in the mortgage and property market.
Daily Mail
Pound climbs to highest level in a year amid boost for UK touristsSterling rose to nearly $1.30 this afternoon after strong economic growth cast fresh doubt over when the Bank of England will finally cut interest rates next month.
FTAdviser
‘History set to repeat itself’ as mortgage approvals rise in wake of electionHistory "looks set to repeat itself” as mortgage approvals appear to be rising" following the general election in line with historic trends, Brooklyns Financial director, Harps Garcha, has said.
Birmingham Live
Santander announces ‘small but important’ new rules for customersThe high street bank has confirmed new rates which brokers say will kick off a war among high street banks.
Express.co.uk
Santander sparks mortgage price war hopes as lender slashes interest ratesIndustry experts say this latest move has the potential to ramp up a rates battle between Britain’s biggest lenders.
GB News
HSBC, Barclays and NatWest slash mortgage rates as Bank of England interest rate cut 'looking optimistic'HSBC, Barclays and NatWest are among the major high street lenders reducing mortgage rates as experts are claiming "things are looking a lot more optimistic" the Bank of England will cut the base rate.
Express.co.uk
Housing experts upbeat as HSBC cuts the cost of new mortgagesBarclays and NatWest have already announced significant reductions in recent days and mortgage brokers believe others will follow suit.
Sky News
Big high street lender cuts rates in 'starting pistol for summer deals'HSBC is the latest lender to announce a wide range of mortgage rate cuts as swap rates improve.
What Mortgage
Inflation hits target – will this spark the much-needed interest rate cut?Inflation is back to the 2% target set by the Bank of England and the lowest level in nearly three years.
Express.co.uk
Inflation plunge fuels property market experts’ hopes of interest rate cutThere is some pessimism that the Bank’s Monetary Policy Committee (MPC) will answer the call to cut the cost of borrowing and mortgages when it announces its decision tomorrow.
Introducer Today
Higher Mortgage Rates "sucking life out of the housing market"Explore the effects of rising mortgage rates on the housing market.
Express.co.uk
Mortgage mayhem as Barclays and TSB hike interest rates on home loansMortgage brokers have slammed the increases, questioning whether they are justified.
Birmingham Live
Barclays and TSB customers warned over new account rules ‘starting 10am today’TSB has increased rates across their residential and BTL ranges by up to 0.35%
Sky News
Mortgage market 'unseasonally bad' as four major lenders hike ratesFour major mortgage lenders have announced rate increases today, with some by as much as 0.35%.
FTAdviser
Lenders need to adopt ‘more pragmatic’ long-term view to lendingLenders need to adopt a more pragmatic long-term view to lending to overcome uncertainty in the market, according to Kevin Bailey, managing director at Wessex Investment Management.
inews.co.uk
Will the Labour mortgage scheme work? Who it could help and what experts thinkLabour have said that first-time buyers could use the state as a guarantor for their mortgages under a ‘Freedom to Buy’ scheme
Letting Agent Today
‘No Interest Rate Cut This Summer’ after bad news from governmentAny lingering hope of a pre-election interest rate cut by the Bank of England has been hurt by the government’s Office for National Statistics (ONS) data showing wages rising at 6% annually over the last...
Introducer Today
Industry sceptical about Labour’s Mortgage Guarantee schemeLabour’s ‘Freedom To Buy’ initiative faces scepticism from the industry.
The Negotiator
Mortgage brokers slam Labour’s ‘Freedom to Buy’ as shamLabour it would change the existing mortgage guarantee scheme into a permanent fixture if it wins the election, but leading brokers are unimpressed.
Express.co.uk
Key reason Bank of England pressured to cut interest rates before electionThe key ECB rate has come down to 3.75 percent which compares to 5.25 percent figure in the UK.
The Money Pages
What does falling inflation mean for your mortgage?Inflation dropped to 2.3% in April meaning prices are still rising but at a lower pace than the previous month.
Express.co.uk
Interest rates cut pressure piles on Bank of England as repossessions jump 28%Mortgage possession actions against home buyers in the first three months of this year were the highest since 2019 with a total of 5,182.
FTAdviser
Barclays rate reductions ‘beacon of hope’Barclays’s recent mortgage rate cuts are a “beacon of hope for many borrowers”, Brooklyns Financial director, Harps Garcha, has argued.
Yahoo Finance
New hope for home owners as two major mortgage lenders cut their ratesHSBC and Barclays fire the starting gun on what some advisers predict will be a new mortgage price war
Evening Standard
New hope for home owners as two major mortgage lenders cut their ratesHSBC and Barclays fire the starting gun on what some advisers predict will be a new mortgage price war
The Intermediary
Brokers share most bizarre reasons why borrowers refuse life cover - The Intermediary - Latest UK mortgage news“The Government will pay the mortgage” & “smoking is not bad for you”, are among the strangest reasons why borrowers have refused life cover.
What Mortgage
Ultra-long mortgages – many borrowers have ‘little option’One in four mortgages will end when the borrowers are in retirement as more people extend the term of their deals.
Express.co.uk
Mortgage payments forecast for retirement could be red herring, experts sayForty-two percent of new mortgages taken out in the last quarter of 2023 had an end date beyond the state pension age.
The Intermediary
Ultra long mortgages FOI “highlights the bind many borrowers are in at present” - The Intermediary - Latest UK mortgage newsIn the last quarter of 2021, nearly a third - 31% - of new mortgages had an end date beyond the state pension age.
Share Talk
Santander Raises Mortgage Rates Again, Marking Second Increase in a WeekSantander UK has announced a second increase in fixed mortgage rates in under a week. Joining other lenders like Nationwide and NatWest that have raised fixed mortgage rates this week,
Evening Standard
Santander increases mortgage rates for second time in four daysLenders have been increasing mortgage rates again as the bank of England’s first cut appears further away than previously hoped
The Intermediary - Latest UK mortgage news
Santander increases fixed rates for second time this week - The Intermediary - Latest UK mortgage newsSantander is set to hike fixed rates for the second time in the space of a week, with selected fixed deals increasing by up to 0.26%.
Yahoo Finance
Santander increases mortgage rates for second time in four daysLenders have been increasing mortgage rates again as the bank of England’s first cut appears further away than previously hoped
The Sunday Times
Squeezed homeowners opt for longer mortgage termsBorrowers who have to remortgage are facing an interest rate shock. Here’s one way to reduce payments — but it will cost you more in the end
Yahoo Finance
UK mortgage approvals rise to levels seen before Liz Truss’ mini-budgetMortgage approvals surpassed 60,000 in February.
Introducer Today
Bank of England Base Rate Cut - when will it happen?Bank of England Base Rate Cut - when will it happen?
FTAdviser
Mortgage approvals hit highest level since mini-BudgetThe number of mortgage approvals for house purchases in February 2024 reached the highest level since September 2022, data from the Bank of England has revealed.
Evening Standard
Mortgage approvals hit highest level since mini-Budget after ‘price war’There were 60,100 mortgages approved in February, the Bank said, which was the highest figure since September 2022
The Telegraph
FTSE 100 breaks 8,000 as it nears record high - latest updatesThe FTSE 100 earlier rose past 8,000 for the first time since its record-breaking run 14 months ago as traders bet that the Bank of England would cut interest rates before the US.
Express.co.uk
Mortgage warning as experts give their verdict on when interest rates will fallRising mortgage arrears, personal and business failures have sounded alarm bells among brokers, banks and building societies.
Money Marketing
DeadHappy shuts doors to new customers after ad campaign falloutInsurance intermediary DeadHappy has shut its doors to new customers after its insurance partners pulled the rug following a disastrous advertising campaign. DeadHappy, known for its hugely controversial...
The Intermediary
DeadHappy “can’t accept new life insurance customers at the moment”Life insurance firm, DeadHappy, known for its controversial ads — with one featuring Harold Shipman “because you never know who your doctor might be’ — has announced that it is unable to accept new life...
The Intermediary
Coventry for Intermediaries “leads the march” with mortgage rate reductionsIn its residential range, the lender will be withdrawing all of its fixed rates at 80% loan-to-value (LTV) for new borrowers.
What Mortgage
Mortgage rates rise as big lenders make price hikesThree of the ‘top six’ mortgage lenders have hiked their mortgage rates today – but there is hope it’s just a temporary ‘blip’.
Express.co.uk
Mortgage broker fury as banks hike interest rates on home loans againHalifax has warned customers applying for mortgages about potential increases of up to 0.2 percent.
Birmingham Live
Halifax under fire over new rules for customers and it’s ‘bitter blow’Newspage asked mortgage brokers for their reaction to this, and why the mortgage market has started this week on such a dour note.
Coventry Live
HSBC rates to rise as it follows in footsteps of Barclays and NatwestHSBC has announced increases across the whole of its fixed rate range of mortgages, joining Barclays and Natwest.
FTAdviser
Govt reportedly scraps 99% mortgage scheme after concernsBrokers have said the government’s proposed 99 per cent mortgage scheme “would never have ended well” following reports the idea has been scrapped. government insiders report...
The Intermediary
Plans for 99% mortgages apparently scrapped - reaction from brokersThis comes following January reports that the Chancellor was set to introduce 1% deposit, or 99% loan-to-value (LTV) mortgages as part of the upcoming Spring Budget.
London Property News
‘Not the start to the week Britain’s borrowers were hoping for,’ as Coventry increases fixed ratesCoventry has just announced it is increasing fixed rates, from tomorrow night. Newspage asked brokers for their views. Coventry are increasing “all fixed rates” and they will close “all offset…
Sky News
Money latest: ‘Dangerous’ sub-1% mortgage launched for new homesA mortgage that could see people paying less than 1% interest initially for a new home has received a mixed response. Read this and more in the Money blog, your place for consumer and economic news. Comment...
The Mirror
HSBC to increase mortgage rates from tomorrow in ‘hammer blow’ to marketThe uprating follows similar moves by other lenders this week, including Santander, Coventry, and TSB.
Express.co.uk
HSBC one-day mortgage warning as banking giant unleashes ‘hammer blow’Brokers have described the move as “another nail in the coffin” for consumer confidence.
The Intermediary
Brokers report a rise in down valuationsOne broker, Laura Bairstow, said: “We have noticed a definite increase in down valuations, especially in instances where the borrower only has a 5% or 10% deposit.”
Estate Agent Today
Rate cut needed ‘sooner rather than later’ as mortgage pricing rises - warningIncreasing numbers of mortgage lenders are pulling decent deals as swap rates rise.
Premier Magazine
Recession and interest rates - Premier MagazineAs those recession figures are announced, Finance columnist Katy Eatenton looks back on 2023 and says ‘don’t delay in yo-yo mortgage market’
What Mortgage
Mortgage rate hike: More lenders raise their pricesBorrowers on the brink of taking a mortgage are being encouraged to scrutinise their options as more mortgage lenders raise their rates.
Birmingham Live
Santander announces change to accounts in ‘brilliant start to Monday’Newspage asked brokers for their thoughts on this interesting re-price from Santander, and what effect this might have on the rest of the market in the coming days.
The Guardian
Nationwide intensifies mortgage price war with its lowest rates for 8 monthsBuilding society announces best-buy deals starting at 3.84% while some rivals raise their rates
Birmingham Live
Barclays sends message to customers with mortgage and it ‘starts today’Home movers and remortgage clients will benefit from the reductions as the market slides ever closer to sub-4% 2-year mortgages.
The Intermediary
Santander and Skipton “shrug off” inflation data with further mortgage rate cutsLenders are not letting a small increase in inflation spoil the recent pattern of fixed rate cuts, with both Santander and Skipton announcing cuts this morning.
Yahoo Finance
Lenders including Santander continue to cut mortgage rates despite shock inflation rise“Lenders do not seem to be bothered about the inflation figures at the moment,” one broker said
Evening Standard
Lenders including Santander cut mortgage rates again despite shock inflation rise“Lenders do not seem to be bothered about the inflation figures at the moment,” one broker said
Birmingham Live
HSBC announces new rules for mortgage customers ‘from today’HSBC has become the latest lender to cut mortgage prices on Monday ahead of a big week for UK households’ finances amid the Bank of England interest rate decision.
Evening Standard
HSBC cuts mortgage interest rates ahead of big week for Bank of EnglandBoth inflation and jobs data - two key pieces of information for the Monetary Policy Committee - will be published by the ONS this week
CityAM
Natwest’s chair says “it’s not that difficult” to buy a house. The data disagrees.It is not “that difficult” for first time buyers to get on the housing ladder, the chair of Natwest Sir Howard Davies has claimed.
Evening Standard
‘Not that difficult’ to get on property ladder, NatWest chief claimsLib Dem Treasury spokesperson Sarah Olney MP said: “This is laughable. What planet is he living on?”
BBC News
Sir Howard Davies: Not that difficult to buy a home, says NatWest chairSir Howard Davies says there are “dangers” in people having easy access to mortgage credit.
inews.co.uk
HSBC cuts mortgage rates on back of UK economy shrinkingThe high street lender is the latest to cut rates after ONS figures today showed the economy has contracted
The National
Is the worst over for UK housing market?New figures show strongest monthly performance in nine months, although annual growth ‘remains weak’
The Telegraph
House prices rise unexpectedly as mortgage ‘rate war’ beginsInvestors believe rates have peaked at 5.25pc and will drop to around 3.5pc in years ahead
The Intermediary
UK house prices edge up in November, showing signs of recoveryNovember witnessed a 0.2% increase in UK house prices, the most significant annual improvement since February 2023.
Financial Times
UK house prices beat forecasts to rise again in NovemberNationwide reports third consecutive monthly increase as hopes grow of stabilisation in property market
Birmingham Live
Nationwide issues warning to every UK household with a mortgageAcross the UK, the average property cost £258,557 in November.
The Telegraph
House prices rise unexpectedly as mortgage market improves – latest updatesHouse prices unexpectedly rose again last month as the mortgage market became more affordable, a closely-watched survey showed.
London Property News
The ‘ripple effect’ predicted as Santander announces further rate cutsBrokers have welcomed the latest round of rate cuts from a major lender. Today, Santander has revealed that, on Wednesday 29 November, it is reducing selected residential and buy-to-let fixed…
Financial Reporter
Santander reduces new business and product transfer ratesResidential and buy-to-let rates are reducing by up to 29bps.
The Intermediary
Wales Help to Stay scheme: “Help to Stay but of what - execution?” - brokers reactBrokers have expressed their concerns around a new ‘Help to Stay’ scheme launched in Wales, with one saying “Help to Stay but of what - execution?”.
FTAdviser
Virgin Money 2-year fix could pave way for sub-5% short term dealsThe launch of a two-year fix by Virgin Money “may be the quickest way we will see sub-5 per cent short-term deals in the coming months,” EHF Mortgages managing director, Justin Moy, has argued.
The Intermediary
Brokers give their verdict on Nationwide rebrandFollowing its rebrand last week, brokers have shared their views on the new Nationwide logo and strapline.
Express.co.uk
Halifax House Price Index shows 4.7% drop since last yearThe typical UK home now costs £278,601, around the level seen in early 2022.
Financial Reporter
Should protection be mandatory for mortgage holders? - brokers reactSome brokers warned that borrowers with health issue could be prevented from getting on the property ladder.
inews.co.uk
Mortgage price war slows as lenders’ outlook on rate cuts coolsMortgage rates have dropped in recent weeks, but brokers say this trend could now slow down
Mortgage Professional
Barclays announces new rate cutsBigger rate reductions needed to really get things moving, says mortgage expert
Mortgage Solutions
The Mortgage Works cuts select limited company rates and adds five-year fixesThe Mortgage Works (TMW) has reduced rates across select limited company mortgages by as much as 0.5 per cent.
The Intermediary
The Mortgage Works cuts selected limited company ratesThe reductions include a 2-year fixed rate at 5.99%, with a 3% fee, available up to 75% LTV.
Mortgage Solutions
Coventry BS and Accord Mortgages adjust ratesCoventry Building Society has made a series of rate cuts across its mortgage products.
FTAdviser
Action to treat brokers fairly will lead to better client outcomesA initiative to treat brokers fairly, unveiled by Tandem Bank, will “ultimately result in better outcomes for clients as well”, one broker has said.
The Intermediary
Tandem launches ‘Treating Brokers Fairly’ initiativeThe initiative includes giving adequate notice of product changes.
Daily Mail
TSB gives just four hours before withdrawing mortgage productsTSB has today given less than four hours notice before discontinuing a selection of its mortgage products, irking brokers.
Financial Reporter
Is there a glimmer of light in the mortgage market? - brokers reactBrokers are split on the future for mortgage rates.
The Intermediary
Number of residential products rises above 5,000The number of residential mortgage products available in the UK market has risen above 5,000, according to recent research from Moneyfacts.
Daily Mail
Mortgage rates fall as experts predict period of calmThe average five-year fixed mortgage deal in Britain fell to 5.54 per cent today from 5.55 per cent yesterday - while the average two-year was at 5.9 per cent today, unchanged from yesterday.
FTAdviser
Santander temporarily withdraws mortgage productsSantander is temporarily withdrawing residential and buy-to-let fixed and tracker rates at 7:30pm today (June 12).
The Intermediary
Santander to temporarily withdraw residential and buy-to-let rates amid market conditionsIn response to the changing market conditions, Santander UK has announced it will temporarily withdraw all new business residential and buy-to-let fixed and tracker rates as of 7.30pm on Monday, 12th June.
Evening Standard
Santander, last major lender to reprice, will withdraw mortgage deals this eveningA new range of products will be launched on Wednesday says the Spanish owned bank
This Is Money
Average mortgage rates rise again towards 6% for a two-year fixed dealThe average rate on a new two-year was today at 5.86 per cent - up from 5.83 per cent last Friday, 5.72 per cent last Monday and 5.33 per cent a month ago, according to financial experts at Moneyfacts.
Business Telegraph
HSBC temporarily withdraws mortgage deals for new borrowersHSBC has temporarily withdrawn mortgage deals for new borrowers due to a surge in demand ahead of expected rate rises. The bank said on Thursday it would remove all its “new business” residential and buy-to-let...
The Guardian
HSBC temporarily withdraws mortgage deals for new borrowersBank removes all its ‘new business’ residential and buy-to-let products after surge in demand
BBC News
HSBC withdraws mortgage deals for new borrowersThe bank said on Thursday it would temporarily pull new deals, indicating mortgage market pressures.
FTAdviser
Brokers call for new rules on ‘rampant’ conditional sellingMortgage brokers have expressed frustration at continued conditional selling in the housing market, with some reporting unfair practices by housing associations responsible for shared ownership schemes.
Your Money
Complaints over two-year fixed rate mortgages on the rise - Your MoneyCustomer complaints to brokers about recommendations for two-year fixed rates over a longer fixed rates are spiking, according to one complaints management company.
IFA Magazine
Coventry announces product changes - reaction from brokersFrom 8pm Thursday the 20th of April, Coventry for Intermediaries has announced it will be closing products and launching new ones. Brokers and Industry experts
Financial Reporter
Brokers face increase in complaints over two-year fixesJencap Partners says the number of mortgage complaints and claims will inevitably increase, regardless of whether they have any merit.
Mortgage Solutions
Warning of rise in complaints around two-year fixed rate mortgagesA complaints management firm has highlighted that it has received increased contact from mortgage brokers as customers raise issues with being recommended two-year fixed rates over a longer fixed rates
The Intermediary
Consultancy warns of rise in broker clients claiming they were misadvisedCardiff-based Jencap Partners has warned that ambulance chasers could start targeting brokers with claims regardless of merit.
inews.co.uk
Experts predict how long it will be before mortgage rates come downThere are a number of factors that will influence if and when mortgage rates begin to decrease
Mortgage Solutions
Sourcing systems trying ‘to be too clever’ ‒ analysis - Mortgage SolutionsSourcing systems must focus on providing brokers with more accurate information, and stop trying to do too much, intermediaries have argued.
FTAdviser
Brokers frustrated at advice restrictions when overseasA number of brokers have expressed their frustrations about being unable to service a client while on holiday overseas.
IFA Magazine
TSB gives brokers 25 minutes’ notice of rate changes – reactionBrokers have not been impressed by receiving an email from TSB Intermediary today at 12:35pm, announcing rates would be increasing by as much as 0.20% at... 13:
Mortgage Strategy
TSB Intermediary pulls resi loans, relaunches 24 hours laterTSB Intermediary is withdrawing selected residential and product transfer ranges at 1pm today (7 March), and will relaunch these products at a rate 20 basis points higher tomorrow (8 March). Brokers were...
FTAdviser
Brokers fume after TSB gives 25 minute warning of rate hikeMortgage brokers have been left frustrated after TSB gave them just 25 minutes warning of an increase in interest rates.
Mortgage Solutions
Rate switch cancellation will become more ‘common’ increasing broker and lender workloadsRate switch cancellations will become more and more common over the coming weeks as mortgage rate pricing continues to decline, which could lead to an increase in lender workload, brokers have said.
Mortgage Solutions
UK property transactions dive 11 per cent in January - Mortgage SolutionsThe number of property transactions completed in January totalled 96,650, an 11 per cent drop on the same month last year.
IFA Magazine
HMRC property transactions data - reaction from estate agents and mortgage expertsHMRC property transactions data (January) published this morning show that transactions in January were down on those from December. But what’s the view out the
Mortgage Professional
UK house price decline slows – Halifax“The property market was buoyant in January”
Daily Express
Mortgage boost with 5-year fixed deal under 4%HSBC gives first sub-four percent offer since last year’s mini-Budget while houses prices ″set to fall by 20 percent’.
Yahoo Finance
HSBC launches new 5-year deal as mortgage market hots upMORTGAGE brokers say the market for home loans is roaring back, with cheaper loans coming on every day. While the Bank of England is still signalling that interest rates should keep rising for the near...
Evening Standard
HSBC launches new 5-year deal as mortgage market hots upMortgage brokers say the market for home loans is roaring back, with cheaper loans coming on every day.
The Intermediary
House prices held steady in January – HalifaxHouse prices remained steady in January with a 0% change on a monthly basis, according to the latest Halifax House Price Index.
Mortgage Strategy
News Analysis: The rise and fall of mortgage rates – Mortgage StrategyCould stability be returning to a previously unsettled mortgage market? In late January, Octane Capital revealed that average monthly mortgage repayments had fallen by 14% since the announcement of the...