Toby Fields's Media Coverage
Mortgage Solutions
Brokers fear limited PT options could be ‘massive issue’ for select landlord clients – analysis - Mortgage SolutionsBrokers have expressed concerns for landlord clients coming to the end of their buy-to-let deals as some lenders do not offer product transfer options.
BristolLive
Bristol property market has seen one of the highest price hikesHomes across the city have seen a huge hike in prices since 2012
Financial Reporter
Brokers react to prospect of an emergency rate rise this weekThe odds of the MPC hiking rates again in an emergency meeting this week have shortened after Sterling’s all-time low against the Dollar.
The Sunday Times
Panicking homeowners rush to lock in fixed-rate mortgagesHomeowners are rushing to find a new fixed mortgage deal amid fears that the Bank of England is set to increase rates rapidly after Friday’s mini-budget.Some bo
The Negotiator
Stamp duty cut: Industry reacts and analysisStamp Duty is expected to be cut in tomorrow’s mini-budget and the property industry is mostly delighted but some point to blind cynicism.
Bristol Post
Bristol house prices could fall in ‘difficult year ahead’Two experts have forecast what they think will happen with property prices over the next few months
Bristol Post
Mixed Bristol house price prediction as UK set to enter recessionThe experts have forecast what they think will happen with property prices over the next few months
Your Mortgage
How will energy price rises affect the housing market?Some people could be forced to sell up and downsize, according to mortgage experts
IFA Magazine
Land Registry HPI - “More mad house price growth in May” - reaction from agents and brokersFollowing the Land Registry house price data published this morning agents and brokers have commented: Wesley Davidson, founder of broker Fox Davidson: “Th
Mortgage Solutions
‘Second charge must be considered in every capital raising case’ – analysis - Mortgage SolutionsHomeowners looking to borrow extra money are opting for second charge loans over a full remortgage as interest rates rise, brokers say.
IFA Magazine
“Conveyancing is completely broken” - property and mortgage experts give their views on conveyancing marketFollowing reports of record times in property conveyancing, we asked 12 property and mortgage industry experts for their views on the current conveyancing syste
IFA Magazine
BoE mortgage approvals - “People who have been procrastinating are very proactive” - reaction from brokersFollowing today’s Bank of England Money & Credit report (May) issued this morning, mortgage brokers comment on the data and reveal that they’re still fi
Mortgage Solutions
Nature of mortgage broker role increases risk of burnoutMortgage brokers are more likely to burnout through becoming overworked precisely because of the nature of the job, brokers have suggested.
Mortgage Solutions
Brokers welcome second home ‘ban’ in ‘overpriced’ coastal resorts - Mortgage SolutionsThe decision to ban second homeownership in Whitby has been largely welcomed by brokers, with the possilbity that it is likely to be followed by a similar ban in Brighton.
Mortgage Professional
Will rates ever go down again?Brokers also give their views on the growing number of people taking out longer term fixes as a result of increasing rates
Mortgage Solutions
Managing expectations - and admin - could ease remortgage logjamRising interest rates has driven demand for mortgage products, but brokers say remortgage applications are taking longer than ever.
Business Live
UK housing market is ‘house of cards’, says property expertAverage annual house prices in Britain have risen again, new ONS data shows
Mortgage Solutions
How the emergence of ‘rightsizers’ is driving some specialist brokersBorrowers are turning to bridging and equity release as they seek solutions to the challenge of ‘rightsizing’.
inews.co.uk
Think carefully before shelling out a mortgage booking fee to fix your mortgage, warn expertsAs interest rates continue to rise thousands of borrowers will be looking to fix their mortgage, but is this a good idea?
Mortgage Solutions
‘Shovel through the dung to find a gem’ – brokers share their biggest career lessonsAfter surviving Covid, mortgage brokers are now looking down the barrel at rising rates and raging inflation – there’s never a dull moment in this industry.
Mortgage Solutions
Lenders reduce loan sizes as cost of living squeezes affordability, report brokersLenders are restricting mortgage loan sizes as the cost of living surges, brokers have reported.
Mortgage Strategy
March inflation reaches 7%: ONSInflation in the UK climbed to 7% in March, the Office for National Statistics (ONS) says. This compares to a 6.2% rise in February, at the time the fastest rise recorded in 30 years. The latest figure...
This Is Money
Number of new-build homes in England drops, data showsThe number of dwellings where building work commenced on site across England was 41,600 in October to December, which is lower than the previous quarter and lower than a year ago.
FTAdviser.com
House price growth at 15-year high but London misses outHouse price growth ended the year in double digits at 10 4 per cent making 2021 the strongest year for growth since 2006
FTAdviser.com
House price growth slows after eight-month upwards trendUK house price growth slowed in April breaking its eight month long upwards trend following the government s stamp duty break implemented in July
IFA Magazine
Property market branded “a law unto itself” following extraordinary February growthEconomic logic and the UK property market rarely go hand in hand and this was once again the case in February. Despite the soaring cost of living and interest
Mortgage Solutions
House price growth surges over 12 per cent despite cost of living pressure – Nationwide - Mortgage SolutionsHouse prices rose by 12.6 per cent annually in February which left average prices exceeding £260,000 for the first time.
BristolLive
Bristol expert says record house price rise is ‘mind-boggling’There’s a ‘radical imbalance between supply and demand’
BristolLive
House price rises ‘off the scale’ as Londoners move westThe South West has the fastest rising prices in the country
Mortgage Strategy
Govt figures show drop in number of new homes being builtDespite repeated government promises to increase housing supply, the number of new homes being started or completed continued to fall in the last quarter of 2021, according to the latest figures from the...
Your Money
House prices up by a fifth in just two years - Your MoneyHouse prices have risen 20% in just two years as they now exceed £260,000 for the first time.
IFA Magazine
Property market branded “a law unto itself” following extraordinary February growthEconomic logic and the UK property market rarely go hand in hand and this was once again the case in February. Despite the soaring cost of living and interest
IFA Magazine
Nationwide HPI - “2021 was the the year of the regions” - reaction from expertsFollowing today’s report from Nationwide on annual house price data, property experts share their views James Humphries-Stone, director of Midlands-based esta
This Is Money
BUSINESS LIVE: House prices jump; £5.8bn of Covid fraudHouse prices rose by 1 per cent in December, doubling forecasts of 0.5 per cent and capping the biggest full-year rise in prices since 2006, according to figures from Nationwide.
Express.co.uk
Homeowners can boost property value by £5,000 if they install electric vehicle chargersPROPERTY owners can boost the value of their homes by a staggering £5,000 if they install an electric car charging point. It comes after Boris Johnson announced that all new homes need to include an electric...
This Is Money
Interest rate rises: Will a 15-year mortgage fix protect homeowners?Most homeowners fix their mortgage for two or five years - but deals are available with rates fixed for 10,15 or even 40, but can be expensive to exit.
Mortgage Solutions
Nearly a fifth of homeowners using savings to pay mortgage pre-summerSome 19 per cent of owner occupiers had to rely on their savings to pay their mortgage during April and May, government figures showed.
Mortgage Strategy
Annual growth cools to 10% in September: NationwideAnnual house price growth slowed from 11% in August to 10% in September, the latest index from Nationwide shows. Month-on-month prices increased by just 0.1% in September to reach £248,742, which was down...
Bristol Sport
Langley House Mortgages remain onboard as Official Mortgage PartnerLangley House Mortgages will retain their position as Official Mortgage Partner ahead of the 2021/22 campaign.
Bridging & Commercial
UK house prices surge in August, but property industry split on whether this will continueAnnual house price growth rose to 11% in August, with average house prices nudging towards the £250,000 mark, as revealed in the latest Nationwide House Price Index.
The Mirror
Cheapest-ever mortgage now just 0.83% - what you have to do to get oneThe super-cheap home loan is being sold by Halifax, which brought it out despite already having the lowest rate the country has ever seen. But the deal isn’t right for everyone
FTAdviser.com
Tumbling mortgage rates signal lenders’ ‘low risk’ strategiesLow rate mortgages have seen another product join their ranks as Halifax introduced the UK s lowest two year fixed rate at 0 83 per cent for large deposit holders
CityAM
UK banks expect a rush of defaults in coming months - CityAMUK banks expect defaults to rise over the coming months as households struggle to service debt taken on during the Covid pandemic.
Mortgage Strategy
House price growth returns to 10% in May: ONS | Mortgage StrategyHouse prices grew by 10% to £254,624 in the year to May, up from 9.6% the previous month, according to the Office for National Statistics and Land Registry index. Month-on-month growth also increased to...
The Telegraph
Banks gear up for mortgage price war as house prices coolLenders slash home loan rates to record lows, while property prices dip for first time in five months after stamp duty holiday ends
Express.co.uk
HSBC UK slashes mortgage rates to ‘lowest ever’ but some buyers should beware feeHSBC UK has reduced interest rates by up to 0.30 percent on more than 40 mortgages, the bank has announced today.
The Telegraph
Borrowers warned over ‘honeytrap’ mortgages where higher fees outweigh low ratesCompetition between lenders means they are looking beyond headline rates to make a profit
CityAM
Property transactions fall in May as end of stamp duty holiday cools market - CityAMUK residential property transactions fell in May, with transactions in the coming months likely to reduce further as the stamp duty holiday ends.
FTAdviser.com
House price growth slows as stamp duty holiday nears endHouse price growth slowed for the first time in six months in January as the market approached the deadline for the stamp duty holiday on March 31
The Telegraph
Banks battle it out in mortgage price warThe soaraway housing market rekindles memories of 2008 when a lending spree triggered the worst financial crisis for decades
inews.co.uk
How to apply for a mortgage if you’ve been part of the furlough schemeWhat are the options for those desperate to get on the ladder following a year of lockdown and its impact on income
BBC News
Buyer demand outstrips homes on marketA slowdown in homes being put on the market in April is leading to higher prices, surveyors say.
Mortgage Strategy
Lending reaches five-year high in February: BoE | Mortgage StrategyGross mortgage lending reached £27.7bn in February, the highest figure in five years as buyers rushed to take advantage of the stamp duty holiday, according to Bank of England data. The total was 19 per...
Bristol Sport
Bears launch new partnership with Langley House MortgagesBristol Bears are delighted to launch a new partnership with Langley House Mortgages.