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Kylie-Ann Martin
Media Coverage
Thisismoney
Boost for first-time buyers as new 0% deposit mortgage launched - is it a good way to get onto the property ladder?First-time buyers have been given a boost to take the first step on the property ladder as another lender launches a zero-deposit mortgage.
what MORTGAGE
Melton Building Society rolls out 100% mortgage for renters - what MORTGAGEA new zero deposit mortgage for renters has been launched by Melton Building Society and is now being rolled out nationwide.
FTAdviser
BBC investigation ‘damning indictment’ of conditional selling, say brokersMortgage brokers have praised the latest BBC Panorama investigation, describing it as a “damning indictment” of
What Mortgage
Another 100% mortgage lands: Will more no-deposit deals follow? - What MortgageA new no deposit mortgage has hit the market and is being targeted at keyworkers and first-time buyers.
This Is Money
Another lender launches 100% mortgages for first-time buyersThe mortgage lender is offering zero-deposit loans and says it is aimed at those who don’t have access to the bank of mum and dad.
Express.co.uk
Debt warning as firms accused of dishing out loans to Britons ‘willy nilly’The situation is so serious that brokers are urging City watchdogs at the Financial Conduct Authority (FCA) to take an urgent look at the issue.
Financial Reporter
Government considering launch of 99% LTV mortgages - brokers reactThe goverment is reportedly planning to introduce the new scheme in the Spring Budget.
The Independent
Price war erupts as six of seven major mortgage lenders slash ratesTop mortgage broker says major lenders are now engaged in a price war as rates dip below 4 per cent
The Sunday Times
Now you can get a five-year mortgage at 4.43%Lenders are taking steps to get people buying again after property prices fell 3.2 per cent in the year to October
Financial Reporter
HSBC, TSB and Virgin announce further rate cutsMore lenders are offering sub-5% two and five-year fixed rates.
The Intermediary
“Great news for homeowners” as HSBC and TSB make further rate cutsBrokers welcomed the news and said it should boost the property market as the year draws to a close.
Birmingham Live
HSBC and TSB issue message to anybody with a mortgage and ‘it’s great news’This morning, both HSBC and TSB announced cuts, following on from Virgin Money yesterday.
Mortgage Professional
What are the biggest barriers to homeownership?Brokers offer their perspectives
FTAdviser
Return of more sub-5% mortgage rates ‘now looking imminent’The return of the sub-5 per cent five-year residential fixed rate is “now looking imminent” Coreco managing director, Andrew Montlake, has argued.
Mortgage Solutions
Brokers welcome ‘dead’ August as chance to recharge before market returnsIntermediaries have welcomed the fact that business levels in August have been low, suggesting it offers a chance to recover from the “rollercoaster” of recent months ahead of the market kicking back into...
The Guardian
NatWest and Virgin Money cut rates as mortgage ‘price war’ spreadsBig lenders become latest to reduce borrowing costs, joining four other UK home loan providers this week
News and Star
Halifax, NatWest and First Direct join stream of lenders cutting mortgage ratesHSBC UK, Nationwide Building Society and TSB were also among lenders announcing mortgage rate cuts this week.
Evening Standard
‘It gets better and better’ — Natwest is latest major lender to cut mortgage ratesNatwest follows Halifax, HSBC, Nationwide and TSB, among others, in bringing its rates back down after a wave of increases
Mortgage Professional
HSBC becomes first high street lender to slash mortgage ratesBrokers hope more big lenders will follow suit
FTAdviser
HSBC becomes first high street lender to reduce ratesHSBC has become the first high street lender to announce it will be reducing rates on a number of its fixed-rate products, after better than expected inflation data.
Mortgage Solutions
HSBC cuts rates prompting speculation on further reductions - Mortgage SolutionsHSBC has become the latest lender to reduce its mortgage rates as swaps continue to fall in light of easing inflation.
This Is Money
Mortgage lenders including HSBC start to cut ratesThe bank announced it is reducing rates for new customers and those remortgaging, with deposits or equity of at least 10%.
This Is Money
Will mortgage rates continue to fall in the UK?Currently the average two-year fixed rate across all deposit sizes is 6.79%, down from an average rate of 6.81% yesterday, according to MoneyFacts.
The Sun
I’m a mortgage expert - six things homeowners MUST do as fixed rates endFAMILIES face a £200 surge in monthly mortgage payments when their fixed-rate deals expire this year. A staggering 1.6 million UK families will have to remortgage in the next 12 months, according t…
What Mortgage
Skipton unveils 100% mortgage for reliable rentersSkipton Building Society has launched a mortgage for first-time buyers which requires no deposit in a bid to help more renters on to the property ladder.
Financial Reporter
Brokers support return of 100% LTV mortgagesSkipton launched a 100% LTV mortgage for renters this morning.
Express.co.uk
Stark warning of ‘negative equity risk’ with new 100% mortgagesSkipton Building Society has announced it will be launching a new deposit-free mortgage deal in the next few days or weeks.
This Is Money
Is the 100% mortgage back? Deals that offer first-time buyers a leg-upHouse prices remain high despite predictions of a significant fall this year and interest rates are unlikely to fall back down to where they were 12 months ago after the calamitous mini-budget last autumn.
Express.co.uk
Pros and cons of ‘opportunistic’ zero-deposit mortgageEXCLUSIVE: Zero-deposit mortgages could prove invaluable to people trapped in extortionately-priced rental cycles, but are they as good as they sound? Express.co.uk spoke to mortgage experts to find out...
Mortgage Professional
What is the future of online estate agents?Does face-to-face interaction with an estate agent make a difference?
IFA Magazine
TSB gives brokers 25 minutes’ notice of rate changes – reactionBrokers have not been impressed by receiving an email from TSB Intermediary today at 12:35pm, announcing rates would be increasing by as much as 0.20% at... 13:
Mortgage Solutions
Four-day week ‘would not work for mortgage market’ ‒ analysis - Mortgage SolutionsA four-day working week is a good idea in theory, but not really compatible with the workload of a typical mortgage broker, intermediaries have suggested.
Mortgage Solutions
Mortgage approvals drop to lowest level in over a decade – BoE - Mortgage SolutionsMortgage approvals for both house purchase and remortgage fell to their lowest levels in over 10 years in January.
Mortgage Professional
Four trends to prepare for in the intermediary business nowThese brokers say they are focused on remortgages and product transfers for now
Mortgage Solutions
Lenders should stop ‘cherry picking’ best borrowers in rate war ‒ analysisBrokers have called for mortgage lenders to be more “brave and bold” in their rate cuts, and move beyond “cherry picking” the best borrowers.
Mortgage Solutions
Brokers bemoan Lewis influence as customers turn to TV punditsAs a new survey reveals that most UK adults take their financial advice from media experts such as Paul Lewis and Martin Lewis, brokers react to a trend that could lead to borrowers making ‘terrible financial...
Evening Standard
Virgin Money launches first sub-4% fixed rate home buying mortgage since OctoberThe first fixed rate home buying mortgage for buying a home to be priced at below 4% in more than four months was launched today in the latest sign that borrowing rates are slowly “normalising” after the...
IFA Magazine
Nationwide HPI: “January was a tale of two halves” – reaction from estate agents and brokersFollowing the Nationwide January house price index published this morning, Newspage have shared the thoughts of estate agents, mortgage brokers and financial
IFA Magazine
Financial services brokers and advisers unite in criticism as they respond to ‘downright disgusting’ DeadHappy advertNewspage have asked financial services experts for their views on the latest DeadHappy ad featuring murderer Harold Shipman and shared them with IFA Magazine. N
Financial Reporter
Brokers split on when mortgage rates will drop below 4%With fixed rate mortgage rates edging down, PR platform, Newspage, asked brokers when they may drop below 4%. Some believe it’s imminent, others believe it could be some time yet.
Daily Mail
House prices in London still highest in the country at average £542kLondon is still out-pricing the rest of the country when it comes to property buying, with the average home costing £542,300, data from the Office for National Statistics has revealed.
Yahoo Finance
Mortgage costs expected to rise this year, says Bank of EnglandBanks expect the availability of mortgages, consumer loans and corporate credit to drop.
Evening Standard
Lenders expect default rates on loans to households and businesses to increaseBanks and building societies expect the availability of mortgages and other credit to households to decrease by the end of February 2023.
IFA Magazine
Paul Lewis responds to mortgage brokers about comments in The i Paper - brokers reactEarlier this week, IFA Magazine reported on the reactions of many mortgage brokers to comments made by the well-known financial journalist, Paul Lewis, in The
Financial Reporter
Money Box’s Paul Lewis tells mortgage seekers to avoid ‘local brokers’ - brokers reactPaul Lewis said