Darren Lee, head of underwriting and claims at John Lamb Hill Oldridge, reviews how the future of underwriting will be impacted by advancements in artificial intelligence (AI) and three potential implications for the industry.

Three ways AI could transform the underwriting process

Ken Maxwell, director at John Lamb Hill Oldridge, explores the obstacles that come with writing life insurance for high net worth individuals, using the example of one client seeking more than £20 million in cover.

The challenges of writing high net worth life insurance

There are many reasons your clients need income protection on top of what their workplace may provide for them, Jonathan Morris writes…

Is your client’s work-place income protection policy doing the job?

Jonathan Morris, protection specialist at John Lamb Hill Oldridge, examines the considerations of increased premiums known as ‘rated quotes’ and the risks associated for clients in waiting to be offered standard rates when applying for cover.

Jonathan Morris: Should a client take a rated quote?

We spoke to an expert specialist broker at John Lamb Hill Oldridge on how you can make sure valuable assets remain in your family.

How you can make sure valuable assets remain in your family and not with HMRC

Written by Holly Hill, specialist Broker for landed estate clients at John Lamb Hill OldridgeA cost-effective inheritance tax (IHT) strategy is a vital part

Estate planning for high-net-worth clients: life insurance as a cost-effective strategy

Darren Lee, head of underwriting and claims at John Lamb Hill Oldridge, examines how the latest facial recognition technology could revolutionise insurance underwriting and prioritise client wellness.

Darren Lee: What could facial recognition do for underwriting?

Written by Holly Hill, specialist Broker for landed estate clients at John Lamb Hill Oldridge Soaring inflation has affected many aspects of everyday life ov

3 powerful reasons indexation should be a priority for your clients in 2023

In celebration of International Women’s day today, Alex Gibson-Watt, Managing Director at John Hill Lamb Oldridge, explains why she believes that the day provid

Celebrating the progress of female entrepreneurs in the private client industry

At IFA Magazine, we know all too well that financial advisers deliver an incredibly valuable service for clients – but one thing that often intrigues us is wh

Podcast #37 - Does protection get the level of attention that it requires?

Jacob Fay, protection specialist at John Lamb Hill Oldridge, reviews five of the most common consumer misconceptions about, and objections to, taking out life insurance cover, and how advisers can address these concerns.

Five reasons why people don’t think life insurance is for them…

Specialist life insurance brokerage advising high-net-worth and ultra-high-net-worth individuals across the spectrum of their protection needs from inheritance tax cover, to family and business protection.  

John Lamb Hill Oldridge

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John Lamb Hill Oldridge is delighted to announce the launch of its Renewal and Valuation service for life insurance policies.&nbsp;Clients, Trustees and Advisers face a myriad of issues where they are looking at the insurance policies held by their clients, particularly where the client holds pre-2013 policies encompassing a range of different options and often having underlying investments. Among the issues facing clients/trustees/advisers are: • Annual schedules of cover not produced • Regular reviews not carried out • Changes in client circumstances not taken into account • Changes in trusts/trustees not reflected in insurer records • Renewal and conversion options are misunderstood or missed and not costed against current market rates • Indexation options are misunderstood • Sufficiency of cover not regularly reviewed against liabilities • Appropriateness of cover in the light of current market alternatives not researched • Termination dates of cover not considered • Data required for 10 yearly periodic charge in relevant property trusts not readily available • Death claims not effectively handled &nbsp;<blockquote>We find that insurers have lost staff skills and expertise in dealing with their legacy policies, and many advisers no longer have staff competent to deal with these historic policies. The John Lamb Hill Oldridge team has provided this Renewal and Valuation Service for many years for its own clients and has dedicated staff dealing with these matters. We are delighted to expand our service to a wider audience.</blockquote>

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