Adam Stiles's Media Coverage
Bridging Loan Directory
Property valuation surprises force investors to rebuild finance applicationsBrokers reveal how down-valuations, desktop assessments, planning questions and hidden damp changed or delayed property finance applications.
Thisismoney
Small businesses fed up with being called 'backbone of the economy' by the GovernmentThe Government is facing fierce backlash from small business owners who are fed up with being called the 'backbone of the economy' as they are clobbered with higher taxes and labour costs.
Daily Express
‘Tactical’ mortgage move to ‘cheaper products’ saving borrowers cashOne wobble and it all goes sideways again
Express.co.uk
Home buyers warned mortgages could hit three-year high in weeksExperts have warned prospective house-hunters to prepare ‘for a bumpy ride’
Daily Mirror
Home buyers warned of three-year high mortgages by April 30Experts have warned the Middle East conflict means the mortgage interest rate is rising sharply
Express.co.uk
Santander hikes home loans rates for third time in 10 days in new blowThe changes are due to take effect from Friday
Birmingham Live
Nationwide joins Santander and NatWest in brutal change for customersNationwide shake-up
Glasgow Live
Nationwide customers face new £360 cost from today after decisionThe past couple of weeks have been rough for people in this position
Daily Mirror
Nationwide brings in ‘new £360 charge’ for customers from todayThe past couple of weeks have been chaos
Express.co.uk
Nationwide and Virgin Money customers ‘hit with new £360 charge’Anyone currently in this position must be wondering what’s happened over the past fortnight
Devon Live
Virgin Money changes mortgage rates as Brits urged to act fastCheck where you stand before your current deal ends
Daily Mirror
Mortgage hikes from Virgin Money bring ‘act quickly’ warningCheck where you stand before your current deal ends
Chronicle Live
Virgin Money changes mortgage rates as Brits urged to act fastCheck where you stand before your current deal ends
Swindon Advertiser
Nationwide warns borrowers ‘rates are climbing’ - here’s how much you could payNationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.
Hexham Courant
Nationwide warns borrowers ‘rates are climbing’ - here’s how much you could payNationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.
Bradford Telegraph and Argus
Nationwide warns borrowers ‘rates are climbing’ - here’s how much you could payNationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.
Andover Advertiser
Nationwide warns borrowers ‘rates are climbing’ - here’s how much you could payNationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.
Times and Star
Nationwide warns borrowers ‘rates are climbing’ - here’s how much you could payNationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.
Express.co.uk
Nationwide makes major change for customers ‘from today’That monthly payment dread is back
Birmingham Live
HSBC and Coventry increase mortgage rates due to ‘stark reality’ of Iran warSwap rates continue to rise on the back of inflationary concerns due to events in the Middle East
GB News
Major lenders hike mortgage rates amid Iran crisisThe war could trigger an energy price shock that pushes up UK inflation, which may in turn force the Bank of England to increase interest rates
The Guardian
HSBC, Nationwide and Coventry raise rates on fixed mortgages amid Middle East crisisExperts say Iran war could cause energy price shock that pushes up UK inflation, in turn forcing up interest rates
Express.co.uk
HSBC customers face costly change ‘from Friday’Experts have given their take as a volatile week continues
Enfield Independent
What 3.75 per cent interest rates mean for mortgages, renters and saversThe decision follows a rate cut before Christmas, when borrowing costs fell from 4 to 3.75. But hopes of another quick cut have been put on ice…
GB News
Mortgage deals hit highest level since 2007 in 'huge milestone' with 7,158 products currently availableHomebuyers now have access to more mortgage options than at any point in almost two decades, according to new industry data.
Express.co.uk
Bank of England holds interest rates at 4% in another blow to ReevesThe Bank of England has announced its decision on key interest rates.
Business Insider
What is the BOE expected to do with business rates?https://www.insidermedia.com/news/national/what-is-the-boe-expected-to-do-with-business-rates
Express.co.uk
Rachel Reeves crisis as borrowing soars and ‘UK on verge of being repossessed’Experts have waded into shocking new Office for National Statistics data showing UK’s borrowing soared last month, in part thanks to public sector pay rises.
Freelance Informer
Property Experts Sceptical Over Latest Property ReformA NewsPage report captures the tension between government ambition and industry cynicism regarding regulatory change in the property sector.
Express.co.uk
HSBC delivers bad news for home buyers amid fears of ‘Doom Budget’The bank has increased rates across a wide range of fixed deals
Birmingham Live
Autumn ‘doom budget’ fears ignite after HSBC hikes residential mortgage ratesOne expert warned that “every day you wait could cost you.”
Express.co.uk
Massive mortgage hikes loom as warning over Rachel Reeves’s ‘doom Budget’Reports suggest Ms Reeves is considering a range of measures to raise revenue without breaking Labour’s pledge not to increase income tax, VAT or National Insurance.
The Independent
Rising mortgage rates signal fresh battle for homeowners ahead of Reeves’ BudgetLenders have raised rates on some deals amid a ‘fraught political and economic climate’, with more expected to follow
what MORTGAGE
Is private school VAT pushing up house prices? - what MORTGAGEThe introduction of VAT on private school fees has heightened competition for the best state schools, meaning in some areas buyers would be willing to pay an average of £40,500 more for a property.
City AM
House prices in top catchment areas soar as parents race to bag placesParents are, on average, willing to pay a 15 per cent premium on house prices for properties within the catchment areas of top schools.
Estate Agent Today
Down valuations on the rise as valuers turn cautiousMortgage brokers have warned about a surge in “atrocious” down valuations among lender’s valuers.
MoneyWeek
Property down valuations wipe millions off stagnant housing marketSome properties have had as much as £1m knocked off their value as assessors are accused of being ‘overly cautious’ while property prices stall
London World
London mortgage broker warns about 'atrocious' down-valuationsProperty experts have warned about a surge in “atrocious” down valuations as valuers become “overly cautious with the values that they are putting their names to” in a stagnant property market.
The Negotiator
Interest rate cut next month now certain, brokers claimThe latest figures on economic output mean Andrew Bailey and the Bank of England are likely to reduce the base interest rate next month, mortgage experts predict.
Chronicle Live
Barclays, Nationwide, Skipton and TSB mortgage price war saving customers £1kNationwide, Barclays and Skipton Building Society have all unveiled rate cuts this week, as competition heats up across the high street. The cuts come as mortgage rates are tumbling across the market,...
Express.co.uk
Labour’s 1.5m homes target branded ‘pipe dream’ after construction slumpThe 1.5 million new homes target “certainly won’t be achieved in this political term”, said Stephen Perkins, managing director at Yellow Brick Mortgages.
Leicestershire Live
Nationwide and Barclays slash rates with customers to be better offA summer mortgage price war is now in full swing
Express.co.uk
Barclays, Nationwide and TSB customers could save more than £1,000 on mortgagesNationwide, Barclays and Skipton Building Society have all unveiled rate cuts this week
This Is Money
More banks cut mortgage rates with some deals dipping below 4%The nation’s biggest lenders are competing to attract new borrowers in a sluggish housing market by offering up tasty rates.
This Is Money
More banks cut mortgage rates with some deals dipping below 4%The nation’s biggest lenders are competing to attract new borrowers in a sluggish housing market by offering up tasty rates.
Chronicle Live
Nationwide customers hit with ‘cruel’ £330 riseThe average mortgage is around £132,378, 0.25% of which is around £330 a year or an extra £28 a month
Express.co.uk
UK households hit with £330 blow as Barclays and Nationwide hike mortgage ratesA rise in inflation appears to have spelt the end of a series of mortgage rate cuts for borrowers with both Barclays and Nationwide increasing theirs.
FTAdviser
Nationwide raises mortgage rates after ‘grim’ inflation dataNationwide has raised mortgage rates after “grim”
Express.co.uk
Nationwide mortgage update as experts warn of ‘unintended consequences’Mortgage experts are divided over a digital tool which promises to speed up mortgage applications over fears
London Business News
Today’s inflation figures are ‘a temporary respite before the storm’Explore what today’s inflation figures reveal about the economy. Are they truly a temporary respite before the storm?
Express.co.uk
Mortgage rates set to fall as markets bet on Bank of England rate cutsA number of leading lenders, including the Halifax and Barclays, have already introduced reductions recently and there are expectations of more to come.
Property Industry Eye
Land Registry strike to cause ‘huge problems’ ahead of stamp duty changesLand Registry strike to cause ‘huge problems’ ahead of stamp duty changes - Breaking news for estate agents and the residential property industry. Independent, unbiased, and factual reporting. A forum...
Daily Telegraph
Stamp duty raid triggers record-breaking Boxing Day listingsA record number of homes were listed for sale on Boxing Day after an unusually busy December, data shows.
Estate Agent Today
Fears raised over home sale delays after Land Registry staff back strike actionLand Registry staff have voted for strike action, raising fears of delays in property transactions in the build-up to next year’s Stamp Duty deadline.
FTAdviser
Land Registry strike to cause ‘huge problems’ before SDLT changesA strike by members of the Land Registry could cause “huge problems in the run-up to the stamp duty changes in April”, Helix Financial Partners managing director, Adam Stiles, has warned.
Express.co.uk
Warning as civil servants to strike over demand for three days in the officeStrike action will be disastrous and have serious implications for the UK’s property market, experts warn.
What Mortgage
Departing landlords and downsizers drive bridging loan boom - What MortgageThere has been a bridging loan boom in Autumn as a consequence of downsizing and shifts in the buy-to-let market following the Budget.
Bridging & Commercial
'Bridging finance went ballistic in November' say brokers citing changes in BTL market as a factorBrokers have reported seeing an exceptionally busy November for the bridging market.
Sky News
How to get a mortgage if you’re self-employed - by industry insidersGetting a mortgage if you’re self-employed can be tricky. Luckily, we’ve got expert advice to make the process a little easier.
Manchester Evening News
Doubts over next Bank of England rate move despite cut todayThe Bank of England has cut the base rate by a quarter point to 4.75 percent but there are fresh questions about whether more rate cuts will follow
Express.co.uk
Doubt over next Bank of England move despite surge in demand as interest ratesThere are hopes that banks and building societies will be launching cheaper deals, but two factors are worrying financial analysts
Birmingham Live
£652 warning issued to anybody who hasn’t cleared their credit card debtThe average credit card purchase APR in October was 35.4%, according to Moneyfacts, and people whose balance isn’t clear face bills of hundreds despite the Bank of England rate cut.
Freelance Informer
Giving up on the dream: Is the UK mortgage market killing self-employment?New research from Aldermore reveals the extent to which self-employed first-time buyers are struggling to get on the property ladder.
GB News
Coventry Building Society RAISES mortgage interest rates: 'Spooked by Budget rumours!'Coventry Building Society has confirmed it is increasing interest rates across its line of mortgage products in a blow to prospective homebuyers.
Express.co.uk
Mortgage interest rates warning as Bank of England may be forced into changeCoventry Building Society have made a move that has worried experts, as so-called swap rates have been edging up in recent days.
The Sun
Sub 3% mortgages ‘possible’ as BoE hints at ‘aggressive’ interest rate cutsSUB 3% mortgages could be on the cards as the Bank of England hints at more “aggressive” rate cuts. It comes after a host of major lenders have made reductions to rates. The news follow…
Express.co.uk
Mortgage rates could fall ‘to 3% by Christmas’ following Bank of England updateMany City experts are predicting the current base rate of 5 percent could be cut both in November and December, bringing it down to 4.5 percent
Boomplay Music - WebPlayer
In Conversation: Adam Stiles | Podcast | BoomplayAdam Stiles is partner at Helix Financial Partners LLP and managing director of Helix Structured Finance. Helix Financial Partners is an advisory firm aiming to be at the forefront of mortgage advice in...
London Property News | londonlovesproperty.com
Property transactions and Stamp Duty receipts ‘further evidence of the pent-up demand in the UK’s housing market’ - London...Property transactions and Stamp Duty receipts ‘further evidence of the pent-up demand in the UK’s housing market’ ...…
Property Week
HTB completes £21.1m development finance | Property WeekHampshire Trust Bank (HTB) has completed a £21.1m development exit and construction loan facility for a mixed-use development in North London.
The Intermediary - Latest UK mortgage news
“Exciting developments are on the horizon,” brokers react to recent rate cuts - The Intermediary - Latest UK mortgage newsFollowing the Bank of England’s decision to hold the base rate steady last week, a number of major banks have introduced rate reductions.
FTAdviser
Mortgage Brain and LMS Select partner to improve conveyancingMortgage Brain and conveyancing services provider LMS have partnered to make the process smoother, faster and easier for advisers and their clients.
Leasing Life
Hampshire Trust Bank offers financing for eco-friendly constructionHampshire Trust Bank (HTB) has offered a £3.19m development finance facility for the construction of five eco-friendly residential buildings.
UKREiiF
Hampshire Trust Bank completes £21.1m developmentHampshire Trust Bank (HTB) has completed a £21.1m development exit and construction loan facility for a mixed-use development in London.
FTAdviser
Hundreds of mortgage products withdrawn as rates near 6%Mortgage lenders have withdrawn hundreds of products overnight, following the pound’s crash yesterday and a notice from the Bank of England which said it will “not hesitate to change interest...
IFA Magazine
Hampshire Trust Bank delivers funding for environmentally-friendly rural development - IFA MagazineHampshire Trust Bank (HTB) has completed a £3.195 million development finance facility to fund the construction of five properties with exemplary
Express.co.uk
Win for home buyers as NatWest boosts the amount it will lend on new propertiesThe maximum loan it will allow on a house in terms of loan to value (LTV) is going up from 85 percent to 90 percent.
FTAdviser
ECB decision fires starting pistol on UK rate reductionsThe European Central Bank cutting rates has "potentially fired the starting pistol on UK rate reductions", according to Coreco managing director, Andrew Montlake.