Imran Hussain's Media Coverage

Express.co.uk

Experts are expecting further steady, gradual reductions through 2026.

Express.co.uk

HSBC and Santander have announced cuts to their mortgage interest rates, as other lenders look likely to follow suit, experts claim.

The Intermediary

Across its remortgage products including large loans, Affordable Housing – Shared Equity/ Shared Ownership and equivalent green home products, the lender will be introducing rate increases up to 0.17%...

inews.co.uk

Brokers say the speed at which rates are being pulled is a ‘joke’ and some customers are missing out on the best deals

FTAdviser

A series of mortgage rate increases among the biggest lenders, including NatWest, Santander, and Halifax, have been announced.

The Intermediary

Brokers have once again raised concerns about short-notice product changes from lenders after The Mortgage Works (TMW) issued an email at 14:00 advising brokers they had until 20:00 tonight to lock in...

The Independent

Mortgage defaults expected to get ‘even worse’ over the coming months as high interest rates pile ‘immense’ pressure on households

FTAdviser

Santander’s update to its affordability calculator shows it is “willing to fight for business beyond simply interest rates”, according to Barnsdale Financial Management principal adviser,...

Daily Mail

Halifax, the UK’s largest lender, became the first company to slash rates on its remortgage deals by up to 0.83 percentage points yesterday, just hours into the first working day of the year.

Yahoo News

But some brokers were sceptical of the timing of the cuts

Evening Standard

But some brokers were sceptical of the timing of the cuts

FTAdviser

Mortgage rates could “drop below 4 per cent by the end of the year”, Magni Finance director, Ashley Thomas, has argued following recent rate reductions.

The Intermediary

Hot on the heels of HSBC, Halifax has announced it is reducing its mortgage rates again on Wednesday 15th November. Following the news, one broker said some rates, based on the current direction of travel,...

FTAdviser

The mortgage industry has a lot to catch up on when it comes to serving the clients of today, says Imran Hussain.

The Intermediary

Newspage asked brokers what level they think average 2-year fixed rates need to drop to in order to reignite the property market.

The Intermediary

Successfully appealing these valuation decisions is often extremely difficult, particularly given the current climate.

Mortgage Professional

Brokers give their views

Express.co.uk

EXCLUSIVE: Another interest rate rise from the Bank of England will spark a housing market meltdown, a finance expert has said.

Mortgage Professional

Lenders and brokers react

FTAdviser

The average interest rate paid on a five-year fixed rate mortgage has risen above 6 per cent today as brokers warn that rates still have not hit their peak.

Financial Reporter

Brokers noted that rates are still available below 6% but predict rates to rise further.

Mortgage Solutions

Stonebridge saw the biggest growth in AR numbers among regular mortgage networks last year, new analysis has found.

The Times

Imagine you find your dream house and are able to secure a mortgage offer, only to be told by the estate agent that you have to use their in-house mortgage adviser or your offer won’t be put forward or...

Mortgage Strategy

Santander for intermediaries will cut most new business fixed-rate loans by up to 28 basis points and selected tracker rates by up to 34bps tomorrow (21 March), which brokers hope will spur further cuts...

IFA Magazine

Following Robert Gardner of Nationwide outlining the challenges faced by first-time buyers this morning in the lender’s February HPI, Newspage asked brokers wh

Mortgage Solutions

Brokers are divided on whether the cost of living crisis has improved or dented the appeal of making overpayments on mortgage repayments, while some have suggested that offset mortgages may work out a...

FTAdviser

Lenders have been steadily increasing the arrangement fees charged on buy to let mortgages in recent weeks with brokers suggesting it is in an attempt to maintain profit levels and allow landlords to borrow...

FTAdviser

High street mortgage lenders Halifax Nationwide and Virgin Money have all signalled cuts to their interest rates this week as broker predictions of a price war bear fruit

IFA Magazine

Scott Taylor-Barr, Financial Adviser at Carl Summers Financial Services: “I’m a self-employed mortgage adviser, with over 25 years’ financial service

Financial Reporter

Paul Lewis said

Mortgage Solutions

First-time buyers will continue to be motivated this year to buy, possibly benefitting from falls in house prices.

IFA Magazine

This morning’s UK Finance report about mortgage forecasts has predicted a ’softer mortgage market in 2023, as affordability comes under pressure from inflation

Mortgage Strategy

November saw the Office for National Statistics issue a positive report: that, in October, transactions had risen 2% on a monthly basis to 108,480. However, many brokers were quick to discount this news....

Mortgage Professional

The rate reduction across its product portfolio is effective from today

Financial Reporter

Rates have reduced by up to 55bps.

Mortgage Solutions

More homeowners are installing spray foam insulation to keep bills down but many could inadvertently end up with unmortgageable properties.

Mortgage Professional

Estate agents organisation reiterates that it’s a bad practice

Financial Reporter

One broker says he has lost two clients over the past month alone due to conditional selling.

Mortgage Strategy

High property prices, a cost-of-living crisis and now rapidly rising interest rates have resulted in far more homebuyers opting for 30-year-plus mortgage terms. It is not hard to see why these longer-term...

FTAdviser.com

House prices in the UK fell for the first time since July 2021 last month as the sector reckoned with the impact of September s mini Budget and the subsequent economic fallout

Mortgage Solutions

As the Help to Buy scheme closes for new applications from today, brokers reflect on its legacy - the ups and the downs.

The Intermediary

On an annual basis house prices are still up 7.2%, albeit down from 9.5% registered in September.

The Telegraph

Average borrower would need to find an extra £81,510 to get onto the housing ladder

East Midlands Business Link

Following the resignation of Liz Truss as Prime Minister, East Midlands business leaders are reacting.

This Is Money

Fred Harrison (pictured) says based on his 18-year property cycle theory, which he has mapped out using hundreds of years’ worth of data, UK prices won’t fall until 2026.

Express.co.uk

The UK economy continues to come under huge pressure on a crucial day for Prime Minister Liz Truss.

Mortgage Solutions

As part of World Mental Health Day, we spoke to a number of industry experts about stress, their own mental health and ‘broker burnout’.

Your Mortgage

Some mortgage experts think that arrears and repossessions will rise, although lenders will always support borrowers where they can

Mortgage Solutions

As part of World Mental Health Day, we spoke to a number of industry experts about stress, their own mental health and ‘broker burnout’.

FTAdviser.com

Mortgage brokers have expressed concern about new build property developers increasingly putting pressure on prospective buyers to exchange contracts within a 28 day period while no build date has been...

LBC

Banks continue to pull mortgage deals over fears the Bank of England will raise interest rates, with warnings repayments could rise by £800 and first time buyers face shelling out £1,100 a month on homes.

Mortgage Professional

Halifax, Virgin Money, Skipton put the brakes on as BoE says it will ‘do what it takes’ with interest rates

The Guardian

Banks and building societies pull hundreds of deals in anticipation of further interest rate rises

Mortgage Strategy

A host of lenders have announced product withdrawals today, with one of the most eye-catching being Halifax Intermediaries’ latest update. The lender says that by the end of Tuesday 27 September, all products...

The Telegraph

Halifax will temporarily pull deals which have a fee through its mortgage broker arm

Daily Mail

The Bank of England has today increased base rate by 0.5 percentage points to 2.25% as it continues to try and dampen runaway inflation.

This Is Money

The Bank of England has today increased base rate by 0.5 percentage points to 2.25% as it continues to try and dampen runaway inflation.

Financial Reporter

Santander, NatWest and HSBC are among the lenders who have increased mortgage rates this week ahead of the MPC’s interest rate announcement on Thursday.

IFA Magazine

This week, many expect the Bank of England to raise rates by 0.75% in an effort to combat inflation. In response, ten brokers were asked what it would mean for

Mortgage Solutions

A mortgage transaction is always unpredictable. How do professionals cope with ‘broker guilt’ when deals break down?

Property118

Mortgage brokers are reporting ‘an enormous uptick in enquires’ from tenants who are being given first refusal to buy their rented home. The brokers point to increasing numbers of amateur landlords who...

Financial Reporter

Following Liz Truss’s energy price cap announcement last week, some brokers have suggested that property market activity may start to tick up again now that people know what’s happening with their utility...

Mortgage Solutions

The average price of a house in the UK reached £292,118 in July, representing a 15.5 per cent annual increase and a two per cent monthly rise.

Express.co.uk

BUSINESS leaders and consumer groups said the Government’s new Energy Price Guarantee will bring ‘huge relief to millions’.

Freelance Informer

If you are in the market to buy a newbuild property, you don’t have to be rushed into signing anything. Mortgage brokers offer tips to avoid dodgy developer tactics.

IFA Magazine

Brokers have reported “an enormous uptick in enquires from tenants who have been given first refusal to buy the property they’re renting”. They say increas

Mortgage Professional

“These unethical developers should be named and shamed”

Mortgage Strategy

Brokers report they have seen a growing number of tenants say they have been given first refusal to buy the property they are renting over the last two months. It is believed this is due to a combination...

Mortgage Strategy

Brokers are calling for new regulation to correct the new build and mortgage markets that are “chaotically out of sync”, putting buyers under pressure to exchange contracts within 28 days on homes that...

Financial Reporter

A number of brokers have expressed concern about new build property developers putting pressure on prospective buyers.

IFA Magazine

Brokers have expressed their concern about new build property developers increasingly putting pressure on prospective buyers to exchange contracts within a 28-

Your Mortgage

Some people could be forced to sell up and downsize, according to mortgage experts

Mortgage Solutions

Millions of households are facing fuel poverty this winter after Ofgem confirmed the energy price cap will rise 80% to £3,549 on 1 October 2022.

Mortgage Solutions

Inflation and rising interest rates are creating a conundrum for some mortgage advisers over whether a short or longer-term loan fix is better for borrowers.

Express.co.uk

BRITAIN is facing the prospect of “anarchy in the streets” and people “starving in their own homes”, small UK businesses and charities have warned on the day inflation moved into double figures.

This Is Money

Despite growing anxiety around soaring energy bills, only 6% of billpayers have considered asking suppliers for help.

Daily Mail

Despite growing anxiety around soaring energy bills, only 6% of billpayers have considered asking suppliers for help.

CityAM

The governor of the Bank of England, Andrew Bailey, and the rest of the monetary policy committee will hike interest rates 50 basis points this Thursday.

IFA Magazine

Ahead of the Bank of England’s rate decision this week, a selection of IFAs, brokers and estate agents gave their view on whether they think rates should be

IFA Magazine

Following the June 2022 property transactions data just published, mortgage and financial experts have commented: Alastair Hoyne, managing director at London-b

Mortgage Solutions

Self-employed borrowers are treated as higher risk by mortgage lenders but there is little justification, according to mortgage brokers.

Mortgage Solutions

Homeowners looking to borrow extra money are opting for second charge loans over a full remortgage as interest rates rise, brokers say.

FTAdviser.com

The UK government is currently considering ultra long mortgages as one of the creative ways it could help more first time buyers afford a home

Mortgage Professional

Brokers also give their views on the growing number of people taking out longer term fixes as a result of increasing rates

Financial Reporter

As more and more people lock into longer term fixes, Newspage asked a selection of mortgage brokers if the age of rock-bottom interest rates is finally over.

FTAdviser.com

Halifax is the latest lender to announce a hike in mortgage rates with the increase kicking in from this week June 24

Mortgage Solutions

Brokers have reported seeing increased numbers of clients with missed or late payments on their credit records, and have warned that too often they have little to no idea of the impact such black marks...

CityAM

The well-known personal finance guru Martin Lewis warned last week that mortgages are a “ticking time bomb” for homeowners, as he said Brits should lock

The Sun

THEY say that what goes up, must come down – but is it true when it comes to house prices? Property prices have soared in recent years, but there are fears that the property market is due a d…

Mortgage Solutions

After surviving Covid, mortgage brokers are now looking down the barrel at rising rates and raging inflation – there’s never a dull moment in this industry.

Mortgage Solutions

Brokers have been inundated with enquiries from panicking borrowers trying to lock in to the best deals after the Bank of England (BoE) raised interest rates.

Mortgage Solutions

Lenders have put out an increasing number of green residential and buy-to-let products in recent months due to increased awareness from COP26, as well as regulation around required EPC requirements.

Sky News

Any hit to the size of mortgages homebuyers can get will slow the housing market down this year, experts say.

Sky News

Any hit to the size of mortgages homebuyers can get will slow the housing market down this year, experts say.

Mortgage Solutions

Mortgage brokers are reporting an increase in commercial mortgage enquiries as investors eye commercial property as a secure investment against rising inflation.

This Is Money

Lenders are looking at business owners - who may typically pay themselves in dividends - and how recent dividend tax hikes will affect their ability to pay their mortgage.

Daily Mail

Lenders are looking at business owners - who may typically pay themselves in dividends - and how recent dividend tax hikes will affect their ability to pay their mortgage.

Mortgage Solutions

Santander is updating its affordability models as households experience a surge in the cost of living.

Mortgage Strategy

Santander has announced updates to its residential affordability rates which come into effect on 6 April, including a 1.25 percentage point increase to the national insurance and dividend income tax rate...

This Is Money

The number of dwellings where building work commenced on site across England was 41,600 in October to December, which is lower than the previous quarter and lower than a year ago.

Daily Mail

The number of dwellings where building work commenced on site across England was 41,600 in October to December, which is lower than the previous quarter and lower than a year ago.

Mortgage Strategy

Despite repeated government promises to increase housing supply, the number of new homes being started or completed continued to fall in the last quarter of 2021, according to the latest figures from the...

This Is Money

In-house advice can cost up to £700 in some cases, but mortgage advisers suggest buyers are scared to turn it down in case it affects their purchase.

Daily Mail

In-house advice can cost up to £700 in some cases, but mortgage advisers suggest buyers are scared to turn it down in case it affects their purchase.

Mortgage Solutions

Rising living costs present a key remortgage opportunity as borrowers are likely to find it tougher to get a loan in the coming months, brokers have told Mortgage Solutions.

Mortgage Solutions

Hiring new staff, launching into new markets, and even developing a YouTube channel are among the resolutions brokers have for their businesses in 2022.

Yahoo News

Overpaying your mortgage can have some big benefits but it’s also important to read your mortgage small print.

Proactiveinvestors UK

The UK blue chip index on course for its fourth rise in a row with Wall Street closed for Thanksgiving

Property Industry Eye

Timothy Douglas, policy and campaigns manager at Propertymark: “There could not be a worse time for housing delivery to plummet.”

FTAdviser.com

Net mortgage borrowing fell 1 4bn in July marking just the second fall in over a decade but it is nevertheless being dubbed a sign of things to come

CityAM

Mortgage approvals declined over the as the tapering of the stamp duty holiday deterred Brits from pushing ahead with homepurchases.

Daily Mail

Nearly 900,000 alerts telling people to quarantine were issued in the first week of this month after contact with a coronavirus victim in the so-called ‘pingdemic’.

The Telegraph

Lenders slash home loan rates to record lows, while property prices dip for first time in five months after stamp duty holiday ends

Express.co.uk

HOME buyers are set to benefit from a looming mortgage price war after HSBC cut its two-year fixed rate to just 0.94 percent - its lowest ever.

London Property News

Net mortgage borrowing rebounded to £6.6 billion in May from £3.0 billion in April, but remained below the record £11.4 billion in March. Mortgage approvals for house purchase were 87,500…

CityAM

UK residential property transactions fell in May, with transactions in the coming months likely to reduce further as the stamp duty holiday ends.

Capital.com

Residential property transactions soured by 138% in May to 114,940 when compared with the same month last year, according to government statistics. Non residential sales were also massively up, by 88%...

The Independent

Ministers warned against ‘legislative overkill’