Alastair Hoyne's Media Coverage

Mortgage Professional

What skills does a good broker need?

If you want to find the most useful skills, read on…

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Mortgage Solutions

Brokers bemoan borrower budgets for protection ‒ analysis - Mortgage Solutions

Brokers need to be creative in finding the right protection solutions for clients with reduced budgets, intermediaries have suggested.

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Mortgage Solutions

Specialist sector will ‘spread its wings’ in 2024, brokers say - Mortgage Solutions

Brokers say 2024 will be a big year for specialist lending but the historical association with sub-prime products needs to be addressed.

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FTAdviser

The silent struggle: debt, money and mental health

In the world of financial advice, brokering and property deals, a hidden battle often slips under the radar: the profound connection between debt, money and mental health.

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Mortgage Solutions

Specialist sector will ‘spread its wings’ in 2024, brokers say - Mortgage Solutions

Brokers say 2024 will be a big year for specialist lending but the historical association with sub-prime products needs to be addressed.

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Home

Finanze Business announces new Managing Director | BCR Publishing

Finanze Group a specialist lender offering business loans, invoice discounting, trade finance and asset finance…

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The Intermediary - Latest UK mortgage news

Finanze Group appoints Mark Cooper as managing director of Finanze Business

Cooper brings a wealth of experience in retail and entrepreneurship to the Finanze team.

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Mortgage Professional

Finanze Business has new managing director

He brings a wealth of entrepreneurial experience to the role

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Daily Mail

New Year mortgage price war breaks out as Halifax cuts fixed rates

Halifax, the UK’s largest lender, became the first company to slash rates on its remortgage deals by up to 0.83 percentage points yesterday, just hours into the first working day of the year.

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Daily Mail

New Year mortgage price war breaks out as Halifax cuts fixed rates

Halifax, the UK’s largest lender, became the first company to slash rates on its remortgage deals by up to 0.83 percentage points yesterday, just hours into the first working day of the year.

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Mortgage Solutions

From tech to Twitter (X): what brokers plan to do differently in 2024 - Mortgage Solutions

Better use of social media, technology and diversification are among the changes brokers are planning for their businesses this year.

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The Intermediary - Latest UK mortgage news

Halifax reduces fixed remortgage rates

The adjustments include a 2-year fixed remortgage rate now at 4.68%, a decrease from the previous rate of 5.25%.

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Yahoo News

Mortgage rates look set to keep falling in 2024 as Halifax slashes prices

But some brokers were sceptical of the timing of the cuts

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Evening Standard

Mortgage rates look set to keep falling in 2024 as Halifax slashes prices

But some brokers were sceptical of the timing of the cuts

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Yahoo News

Mortgage rates look set to keep falling in 2024 as Halifax slashes prices

But some brokers were sceptical of the timing of the cuts

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Evening Standard

Mortgage rates look set to keep falling in 2024 as Halifax slashes prices

But some brokers were sceptical of the timing of the cuts

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The Intermediary - Latest UK mortgage news

Increase in mortgage arrears, repossessions down slightly for Q3 2023

Recent data from The Money Charity shows a rise in mortgage arrears in the UK for Q3 2023, mortgage professionals react.

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The Intermediary - Latest UK mortgage news

Adapting to rate changes with client-focused solutions in 2023

Alastair Hoyne, CEO of Finanze, reflects on the challenges of 2023 and how it has equipped his business with resilience and adaptability for future endeavours.

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The Intermediary - Latest UK mortgage news

Rate table “FOMO” as HSBC cuts mortgage rates

rokers have suggested the cuts could be a reflection of the weak GDP print on Wednesday morning, with the likelihood of a rate cut coming earlier than expected in 2024.

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Acast

Why mental health matters | FTAdviser Podcast

FTAdviser’s multimedia editor Carmen Reichman speaks to advisers about their strategies to deal with mental health in the workplace and with clients

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Why we increase communications after a client’s life-changing event

A client relationship often goes much deeper than the financial advice service advisers provide.

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The Telegraph

Ten things to do if your house isn’t selling

Sticky sale and you’re loath to cut the price? Let Telegraph Money assist

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The Telegraph

The 28 questions you must ask before buying your first home

Purchasing a dream house could turn into a nightmare – go in with your eyes wide open

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The Telegraph

Wealthy hit by soaring mortgage rates as Covid purchases go ‘horribly wrong’

End of lower fixed-rate deals drives repossessions of homes worth more than £5m

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Mortgage Solutions

Brokers bemoan product ‘gaps’ as numbers hit 15-year high ‒ analysis

Borrowers with patchy credit records, the self-employed or those looking for offset deals are left with comparatively few options, despite the recent hike in overall mortgage product numbers, brokers have...

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Mortgage Introducer

Bridging mortgages – what are the current trends in the market?

Molly Markey (pictured), head of Finanze Capital at Finanze, said investors, both new and experienced, are increasingly exploring innovative financing solutions to navigate high rates.

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The Intermediary

Potential IHT cuts in Autumn Statement “an attempt to sway voters”

Along with Stamp Duty cuts, the Treasury is considering IHT cuts in the Autumn Statement. Much like the SDLT cuts or another stamp duty holiday, experts said it was a cynical move by the Government to...

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The Intermediary

Wales Help to Stay scheme: “Help to Stay but of what - execution?” - brokers react

Brokers have expressed their concerns around a new ‘Help to Stay’ scheme launched in Wales, with one saying “Help to Stay but of what - execution?”.

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Introducer Today

King’s Speech This Week - leasehold reform backed by mortgage bosses

King’s Speech This Week - leasehold reform backed by mortgage bosses

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FTAdviser

Leasehold reforms ‘good news’ for ‘more transparent’ sector

Recently confirmed leasehold reforms are “good news for people who want a clearer and more transparent housing sector”, Moor Mortgages director, Peter Stamford, has argued.

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Mortgage Professional

The value of good mentors in the mortgage industry

Brokers explain why mentors are the catalyst for success

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Mortgage Professional

How can lenders improve?

Brokers discuss the importance of the human touch and service

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Mortgage Solutions

Down valuations ‘almost certain’ at the moment due to ‘cautious valuers’

Brokers have suggested that downvaluations are becoming ever more common at the moment as valuers adopt a more cautious approach to the market.

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Mortgage Professional

What are the current trends in the bridging market?

Experts have discussed conditions in the bridging market

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Mail on Sunday

Buy-to-let hotspots where you can earn an inflation beating income

Landlords can secure close to double-digit returns as buy-to-let yields are climbing in some parts of the country, new data reveals.

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Mortgage Professional

Are commercial conversions to residential homes still occurring?

Brokers discuss commercial conversions to residential homes

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Mortgage Professional

Is CeMAP fit for purpose?

Brokers discuss the industry standard qualification for advisers

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Mortgage Professional

Are repossessions in Scotland on the rise?

Brokers discuss the latest data from Scottish Labour

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Mortgage Solutions

Covid, Brexit and the mini Budget have yet to break brokers as confidence rises

Surviving the myriad challenges of the last few years, such as Brexit, the pandemic and the cost of living crisis, may have helped boost the sense of confidence among intermediaries, brokers have suggested.

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Mortgage Professional

Is there a lack of education around mortgages?

Brokers discuss the importance of education for advisers and consumers

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Mortgage Professional

Will there be a rise in BTL portfolio limited company lending?

“BTL properties in your personal name are a thing of the past”

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Yahoo News

Prolonged property slump looms as interest rates expected to top 6% until 2025

“ Our prediction for an 11% decline in residential house prices over 2023 doesn’t now seem so far away,” one expert said

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Financial Reporter

Brokers reveal biggest ‘pet peeve’ with networks

Brokers shared positive and negative experiences of partnering with networks.

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The Intermediary

Rising costs push Brits to consider cancelling insurance policies

As the cost of living continues to increase and mortgage payments soar, brokers are witnessing more people consider cancelling their life insurance and other protection policies.

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Bridging Loan Directory

Finanze launches online property academy

Entrepreneurs will soon be able to build great businesses on the best foundations using the new platform Finanze Success - which offers people access to

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Mortgage Solutions

Borrowers reaching out to new brokers after ‘blaming previous advice’ ‒ analysis - Mortgage Solutions

Some borrowers are approaching new brokers, as they blame previous advice for their current mortgage repayment issues, intermediaries have told Mortgage Solutions.

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Mobile Logo

Finanze appoints new business development director

Finanze Strategy has appointed Kal Kandola as its new business development director.

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Mortgage Solutions

Finanze Capital joins Connect for Intermediaries’ lender panel

Finanze Capital, the lending arm of property finance solutions firm Finance Group, has joined Connect for Intermediaries lending panel.

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The Intermediary

Connect for Intermediaries expands lending panel with Finanze Capital appointment

Finanze Capital will now be offering its bridging and development products to Connect’s 300 Appointed Representatives (ARs).

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Mobile Logo

Finanze launches design studio for bespoke product creation

Finanze Group has launched its new design studio dedicated to crafting bespoke financial products and packages for its clients.

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Mobile Logo

Finanze Group buys Property Support Network

Finanze Group has bought The Property Support Network (PSN) — a business community dedicated to reinventing networking.

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FTAdviser

Brokers call for more lender innovation after Skipton 100% mortgage launch

The launch by Skipton Building Society of a deposit-free mortgage, specifically aimed at renters has taken the headlines by storm.

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IFA Magazine

Fintech versus high street lenders - brokers deliver their verdict and identify pros and cons

Newspage®, asked mortgage brokers and financial services tech experts how fintech lenders compare to traditional high street lenders. The views of brokers

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Financial Reporter

What are the pros and cons of fintech vs high street lenders? - brokers react

Brokers were split on the potential strengths of fintech mortgage lenders.

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Mortgage Finance Gazette

Lending arm for corporate clients launched by Finanze Group – Mortgage Finance Gazette

Finance property solutions firm, Finanze Group is launching a lending division, Finanze Capital, which will provide a variety of tailored bridging and deve

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B&C

Finanze Group launches lending arm

Finanze Group has unveiled its new lending division, Finanze Capital, designed to offer bespoke specialist finance solutions.

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Mortgage Strategy

Finanze Group unveils lending arm for corporate clients

Finance property solutions firm, Finanze Group is launching a lending division, Finanze Capital, which will provide a variety of tailored bridging and development finance facilities for corporate clients....

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Financial Reporter

Finanze Group launches lending arm

Finanze Capital will provide a variety of tailored bridging and development finance facilities.

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IFA Magazine

Bank of England hikes base rate to 4.25% - reaction

The Bank of England has just increased the base rate to 4.25%. Wealth managers, mortgage brokers, investment and property market experts have shared their

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Mortgage Professional

Worst time to buy a house in 150 years - reaction

First-time buyers are being hit with the brunt of economic challenges

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B&C

Finanze acquires 50% stake in U-Plan Online to launch estate planning finance service

Finanze Group has acquired 50% of Cheshire estate planning firm U-Plan Online in a bid to provide personal legacy support for property and business owners on a national scale.

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The Intermediary

Finanze Group acquires 50% of U-Plan Online to launch Finanze Legacy

The move is aimed at providing personal, premium legacy support for property and business owners on a national scale.

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Mortgage Solutions

Brokers split on appeal of overpayments in cost of living crisis ‒ analysis

Brokers are divided on whether the cost of living crisis has improved or dented the appeal of making overpayments on mortgage repayments, while some have suggested that offset mortgages may work out a...

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Mortgage Professional

House prices and the mortgage market in 2023: fasten your seatbelts

Four views on the outlook for 2023

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FTAdviser.com

Rents to rise by almost 13% this year

Persistent pressure on first time buyers inflation and high demand for rented accommodation means that rents are likely to increase in the year ahead

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Mortgage Professional

What will happen to UK house prices in 2023?

New report from mortgage broker reveals all

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Mortgage Solutions

Residential conversions and foreign investment to rise in 2023, Finanze predicts - Mortgage Solutions

There will be more investment in property from foreign individuals as well as commercial and office properties being converted for residential use this year, it has been predicted.

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Mobile Logo

UK house prices could fall by 10.98% in 2023, Finanze predicts

Finanze expects UK house prices to fall by 10.98% in 2023, according to a new report.

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Property118

Rents predicted to rocket by 12.9% in 2023

Not only will demand for rental property in the UK remain high in 2023 - but rents will rocket by 12.9%, one finance firm predicts. That’s the view of Finanze who say that demand for accommodation from...

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The Intermediary - Latest UK mortgage news

House prices to fall 11% and rents to rise almost 13% in 2023 - Finanze predicts - The Intermediary - Latest UK mortgage...

Residential property prices across the UK will decrease by 10.98% while rents will rise by 12.91% in 2023, according to the inaugural Annual Research Report from broker Finanze.

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The Telegraph

House prices fall again in worst run since 2008

Property market faces bleak start to 2023, experts warn

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The Intermediary

House prices dip again in December - Nationwide

House prices declined for the fourth consecutive month in December with the rate of annual house price growth dropping to 2.8%, according to Nationwide’s latest house price index.

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FTAdviser.com

House price crash would be ‘welcome news’ for generation rent

Looking ahead to the new year for the mortgage market some advisers have argued a house price crash will be a good thing while many are in agreement that greater support is needed for first time buyers

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Mortgage Solutions

Brokers report commercial finance enquiries uptick and predict bigger growth in 2023

Commercial finance enquiries have been increasing over the past few months, with further growth expected for next year although lender appetite is a concern.

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Wealth Briefing

Investment Managers React To Bank Of England Rate Hike

After the Bank of England raised interest rates by 50 basis points to 3.5 per cent this week, investment managers discuss the impact of the move and future actions.

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Mortgage Strategy

News Analysis: Stamp duty cuts run to 2025 | Mortgage Strategy

Chancellor Jeremy Hunt confirmed in November that the stamp duty cuts announced in the September mini-Budget would end on 31 March 2025. The cuts consisted of the nil-rate band being doubled to £250,000...

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Mortgage Solutions

Mortgage term extensions jump in popularity but should be ‘last resort or short-term plan’ – analysis - Mortgage Solutions

First-time buyers and home movers are increasingly extending their mortgage terms to 35 or 40 years in order to lower their payments.

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MoneyWeek

Buying vs renting: as mortgage rates rise, which is cheaper? | MoneyWeek

In the UK, buying a home has traditionally been the preferred option over renting. But is that still true? Rebecca Goodman asks: which makes more sense financially - buying or renting?

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Financial Reporter

Which types of borrowers will struggle to get mortgages in 2023?

Brokers give their views on who could struggle to get a mortgage in the months ahead.

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The Intermediary

Should the Bank of England raise interest rates later today? Brokers give their take

The Bank of England is widely expected to increase interest rates by 0.5% today as the cost of living crisis continues to plague the country.

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Financial Reporter

Mortgage brokers undergoing mental health training ahead of recession

Newspage asked brokers what they’re doing to help support clients who may be struggling emotionally as well as financially.

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IFA Magazine

Mental Health training and mortgage advice: brokers going above and beyond to support clients’ needs

Yesterday, IFA Magazine highlighted the responses of a number of brokers to a report which linked depression to the cost of living crisis - including mortgage w

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The Intermediary

Mental health training and mortgage advice: How are brokers supporting struggling clients?

A report published by the ONS earlier this week revealed a clear link between depression and people struggling with mortgage and rent payments, energy bills, and increased personal debt.

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IFA Magazine

Brokers reveal which types of borrower will struggle to get mortgages in 2023

As lenders tighten their criteria due to rising rates, reduced affordability amid the cost of living crisis and the prospect of a long recession ahead, free PR

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The Sunday Times

Self-employed, contractors, even footballers — meet the unmortgageables

Buying a house is hard enough with a traditional job, but for the self-employed, those on low-hours contracts and even footballers, it can feel impossible

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Mortgage Professional

Finanze names new head of property finance

It also announces two other promotions as it gears up for further growth

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LandlordZONE

BREAKING: House prices fell in November, latest Nationwide HPI reveals

Annual UK house price growth slowed to 4.4% in November, down from 7.2% in October as the…

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The Intermediary

Annual house price growth slowed to 4.4% in November from 7.2% in October

Nationwide’s seasonally adjusted measure of house prices fell by 1.4% month-to-month in November while year-over-year growth dropped to 4.4%, from 7.2% in October, well below the consensus, 5.8%.

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B&C

Finanze makes three key promotions

Finanze has made three senior promotions to further its growth ambitions heading into 2023.

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The Intermediary - Latest UK mortgage news

Finanze makes triple promotion as growth continues - The Intermediary - Latest UK mortgage news

Property finance specialist Finanze has promoted Imogen Sporle to head of property finance and made a further two promotions.

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The Intermediary

To track or to fix? The Big Broker Debate - The Intermediary - Latest UK mortgage news

With mortgage rates now dropping back from recent highs should brokers be advising people to opt for the security of a fixed rate or a cheaper tracker or variable rate mortgage?

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Financial Reporter

To track or to fix? - brokers share their views

Brokers shared their views on tracker vs fixed rate mortgages in the current lending climate.

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Mortgage Strategy

Affordable homes in England increased 13%: Govt | Mortgage Strategy

There were 59,175 affordable homes delivered in England between 2021 and 2022, an increase of 13% compared with the previous year, the latest Government statistics reveal. In 2021 and 2022 there were 38,668...

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Mortgage Strategy

What to expect from today’s Autumn budget | Mortgage Strategy

Ahead of today’s delayed Autumn budget, which chancellor Jeremy Hunt will deliver, mortgage brokers have called for stamp duty benefits to remain and for stabilisation of the housing sector. The budget...

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MoneyWeek

Buying vs renting: as mortgage rates rise, which is cheaper? | MoneyWeek

In the UK, buying a home has traditionally been the preferred option over renting. But is that still true? Rebecca Goodman asks: which makes more sense financially - buying or renting?

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Mortgage Professional

Will there be a rise in missed mortgage repayments next year?

Brokers share their views on customers potentially falling short

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Mortgage Solutions

Cracking the conveyancing conundrum ‒ broker analysis - Mortgage Solutions

Brokers are divided on how hands on they should be in helping clients select a conveyancer, with some cautious about recommending a legal firm in case service failings then reflect poorly on the adviser.

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Mortgage Professional

Rishi Sunak as Prime Minister – has stability been restored to the housing market?

Experts dive into the impact of his arrival in the hotseat

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Mortgage Professional

Are tracker products a good option?

Renewed interest in trackers follows BoE interest rate increase

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Mortgage Strategy

Cover feature: Sink or swim? | Mortgage Strategy

The mortgage market was at the sharp edge of the political and economic turmoil in the UK during September and October, with mortgage deals withdrawn at an unprecedented rate and the cost of fixed-rate...

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Mortgage Professional

Are tracker products a good option?

Renewed interest in trackers follows BoE interest rate increase

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Mortgage Solutions

Five ways brokers are bridging the borrower knowledge gap

Borrowers are as confused, nervous and disturbed by the state of the mortgage market as ever and brokers need to bridge that knowledge gap

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Gazette & Herald

Free networking event in Scarborough to offer property advice

A FREE networking event in Scarborough is to offer advice for property owners and service providers.

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The Scarborough News

New professional networking event comes to Scarborough features key property advice

A new professional networking event is set to launch at Taylor’s Bar in Scarborough’s North Bay on Wednesday November 23.

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Mobile Logo

BoE interest rate jumps to 3% — industry reacts

The Bank of England’s (BoE) Monetary Policy Committee (MPC) has voted by a 7-2 majority to increase the bank rate by 0.75 percentage points to 3%.

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Financial Reporter

How will tomorrow’s rate rise decision affect mortgages? - brokers react

The Bank of England is expected to raise rates by 0.75% at its next meeting.

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Mortgage Strategy

Feature: Making waves - long-term mortgages | Mortgage Strategy

High property prices, a cost-of-living crisis and now rapidly rising interest rates have resulted in far more homebuyers opting for 30-year-plus mortgage terms. It is not hard to see why these longer-term...

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Express.co.uk

Low interest rate mortgage deals could cost you more

Mortgage deals are under pressure from rising interest rates but Britons can save hundreds with the right mortgage, an expert has said.

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Mortgage Solutions

US mortgage rates in record rise as sales fall – view from across the pond - Mortgage Solutions

Mirroring the UK, the US housing and mortgage is facing a triple threat of rising rates, decreased sales and slowing price growth.

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Mortgage Strategy

Gove returns as housing secretary: Industry reaction | Mortgage Strategy

Michael Gove’s return to the role as secretary of the Department for Levelling Up, Housing and Communities was welcomed by many in the mortgage sector but there was a strong emphasis on their expectations...

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Your Money

Why is Help to Buy still being advertised days before it ends? - Your Money

There are just days left until the Help to Buy Equity Loan scheme closes. Is it right that house builders continue to market the scheme to first-time buyers, or is it simply too late?

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Mobile Logo

Industry voices hope for stability as Rishi Sunak becomes PM

Rishi Sunak has been named the winner of the Conservative party leadership election after rival candidate Penny Mordaunt withdrew from the contest yesterday (24th October).

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Mobile Logo

LIVE: Major U-turn as Hunt scraps most of Kwarteng’s mini-Budget tax cuts — industry reacts

Chancellor of the Exchequer Jeremy Hunt has today (17th October) announced a reversal of almost all of Kwasi Kwarteng’s mini-Budget tax cuts in a major economic overhaul.

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Mobile Logo

Kwasi Kwarteng sacked as Chancellor — industry reacts

Kwasi Kwarteng has today (14th October) confirmed he was asked to step aside as Chancellor of the Exchequer by prime minister Liz Truss.

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B&C

Kwasi Kwarteng sacked as Chancellor — industry reacts

Kwasi Kwarteng has today (14th October) confirmed he was asked to step aside as Chancellor of the Exchequer by prime minister Liz Truss.

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Mortgage Solutions

Finanze makes accounting and finance hire - Mortgage Solutions

Specialist broker firm Finanze has expanded its team with the appointment of Lauriz Machon to its operations team.

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Mobile Logo

Finanze hires two new brokers

Finanze has hired two more brokers following a five-strong hiring spree in July.

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Mortgage Finance Gazette

Planning applications fell by 17% in Q2

Planning applications continued to fall in the second quarter of this year, decreasing by 17% compared to the same period in 2021. Figures from the Depart

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Mortgage Strategy

Planning applications continue to slump, down 17% in Q2

Planning applications continued to fall in the second quarter of this year, decreasing by 17% compared to the same period in 2021. Figures from the Department for Levelling Up, Housing & Communities show...

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BuyAssociation

Are US investors going to snap up more UK property?

With the pound performing at a 37-year low against the dollar, UK property could become even more enticing to investors from the US.

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Mortgage Strategy

Property tax cut announcement rumoured for Friday | Mortgage Strategy

New prime minister Liz Truss and chancellor Kwasi Kwarteng are considering cutting stamp duty, The Times reports. It is believed the cut will be announced this Friday, 23 September, as part of her cabinet’s...

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Daily Mail

Family-run businesses ‘thrown to wolves’ by chancellor’s ‘mini’budget’

Industry bosses and business owners today were divided over Kwasi Kwarteng’s ‘mini-budget’ announcement, in which the Chancellor unveiled the biggest package of tax cuts in 50 years

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The Sun

How will the Stamp Duty cut affect house prices?

THE government has announced a cut to stamp duty in a bid to boost the property market. Chancellor Kwasi Kwarteng made the announcement in the House of Commons today as part of a raft of economic r…

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The Sun

Will house prices drop in 2022?

HOUSE prices remain high across the UK with the average property price standing at £312,000. According to the ONS, UK average house prices soared by 15.5% from July 2021 to 2022. Property prices su…

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Mobile Logo

Property industry reacts to tax cuts in mini-budget

The chancellor of the exchequer, Kwasi Kwarteng, has announced a ‘new growth plan’ to help tackle high energy costs and inflation.

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BuyAssociation

Housebuilding levels increase once again to boost supply

The construction industry has seen healthy growth with a surge in housebuilding, but is it enough to plug the gap between supply and demand?

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THE-NEWS-PAGE

Lowering mortgage thresholds could cause a market crash experts warn | Personal Finance | Finance - THE-NEWS-PAGE

It is just one more indication of the problems around trying to solve the chronic housing shortage.

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Forbes

How To Ride Out The Mortgage Storm

These are frenzied times for mortgage and remortgage customers compared with the relative calm of the market just a few months ago. Events have reached

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IFA Magazine

Halifax and Nottingham Intermediaries withdraw products: “The writing is on the wall” - reaction from brokers

Halifax Intermediaries this afternoon announced it is withdrawing select products with new products starting 28th September. The Nottingham for Intermediaries

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Financial Reporter

Halifax and Virgin amongst lenders withdrawing ranges as economic turmoil continues

A number of mortgage lenders have withdrawn selected products or their entire offering in response to current market conditions following the government’s mini-budget on Friday.

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Mortgage Professional

Multiple lenders stop offering mortgage products as Kwasi-meltdown continues

Halifax, Virgin Money, Skipton put the brakes on as BoE says it will ‘do what it takes’ with interest rates

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Sky

Pound live news: Lenders withdraw mortgage products amid 6% interest rate forecast

Latest in our cost of living blog as mortgage lenders withdraw their products; the pound rallies slightly after historic lows on Monday; the Bank of England appears likely to raise interest rates 0.75-1%,...

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Londonlovesbusiness

Pound crash: Emergency rate hikes and UK company becoming takeover targets

The news that the Pound has hit a record low this morning against the greenback, and is moving every closer to parity, has sent shockwaves in the City, Markets and beyond. Here’s…

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IFA Magazine

Sterling slump: “A Government and central bank pulling in opposite directions is the stuff of a banana republic” - advisers...

In response to concerns about the impact of Chancellor Kwarteng’s latest plans for tax cuts, in Asian trading overnight, Sterling hit a record low his morning

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The Sun

How will the Stamp Duty cut affect house prices?

THE government has announced a cut to stamp duty in a bid to boost the property market. Chancellor Kwasi Kwarteng made the announcement in the House of Commons today as part of a raft of economic r…

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IFA Magazine

Mini-Budget - “Trussmoronics not Trussonomics” - reaction from advisers, property experts and mortgage brokers

This morning’s statement from Chancellor Kwasi Kwarteng has certainly got plenty for IFAs to consider as he revealed the Government’s plan for economic growth

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Mortgage Finance Gazette

Stamp duty cut announcement expected in Friday mini budget

New prime minister Liz Truss and chancellor Kwasi Kwarteng are considering cutting stamp duty, The Times reports. It is believed the cut will be announced

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Financial Reporter

Big six lenders up mortgage rates ahead of rate rise announcement - brokers react

Santander, NatWest and HSBC are among the lenders who have increased mortgage rates this week ahead of the MPC’s interest rate announcement on Thursday.

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Mortgage Strategy

Property tax cut announcement rumoured for Friday | Mortgage Strategy

New prime minister Liz Truss and chancellor Kwasi Kwarteng are considering cutting stamp duty, The Times reports. It is believed the cut will be announced this Friday, 23 September, as part of her cabinet’s...

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Property Industry Eye

Housebuilding surges but insufficient housing supply continues to drive up house prices

Breaking property news for the residential property industry. Independent, unbiased, and factual reporting. A forum for discussion and debate of topics of the day. Subscribe for our property newsletter.

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Daily Mail

Housebuilding up 15% over spring after pandemic slump similar to 2008

The number of new homes built fell 11% in 2020-21, according to Government figures - but new construction starts jumped 15% in the second quarter of this year.

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Financial Reporter

Energy price cap could bolster housing demand, brokers predict

Following Liz Truss’s energy price cap announcement last week, some brokers have suggested that property market activity may start to tick up again now that people know what’s happening with their utility...

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IFA Magazine

Land Registry HPI: “Curiously, activity may even ramp up again now that everyone knows what’s happening with their utility...

Andrew Montlake, managing director of the UK-wide mortgage broker, Coreco: “The July data has been skewed by the Stamp Duty holiday so needs to be taken with

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Mortgage Solutions

Lenders pulling products to deal with ‘shocking’ service levels, brokers suggest

The reduction in the number of mortgage products available at the moment may be motivated by a desire to reduce application levels so that they can cope with backlogs and improve service levels, brokers...

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Mortgage Finance Gazette

House prices rise by 11.5% in August, Halifax data shows

Average house prices in the UK lost pace slightly in August, Halifax says, slowing from 11.8% growth in July to 11.5%. This is the slowest annual rise reco

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Mortgage Strategy

House price growth ‘eases’ to 11.5%: Halifax | Mortgage Strategy

Average house prices in the UK lost pace slightly in August, Halifax says, slowing from 11.8% growth in July to 11.5%. This is the slowest annual rise recorded by the lender in three months. With prices...

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The Intermediary

House prices up 0.4% in August – Halifax

House prices increased by 0.4% in August, recovering from a 0.1% decrease in July, the latest Halifax house price data has revealed.

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Mortgage Solutions

Advice purely based on interest rates potentially ‘dangerous and unsuitable’

Inflation and rising interest rates are creating a conundrum for some mortgage advisers over whether a short or longer-term loan fix is better for borrowers.

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IFA Magazine

UK HPI June 2022 - “we could see a 5%-10% fall in house prices over the course of the next year” - reaction from property...

Following the UK House Price Index (June 2022), property experts have reacted. Ryan Joyce, director of Nottingham-based independent mortgage broker, Key Mortg

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Sunday Mirror

Home owners face £5,000 a year mortgage hikes - with repossessions doubling

Rocketing interest rates could double this year’s projections for repossessions to 24,000 by 2024 according to an economic consultancy’s analysis of latest Bank of England figures

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IFA Magazine

HMRC Property Transactions: “Last year’s data was skewed signifcantly by the Stamp Duty holiday” - reaction

Following the June 2022 property transactions data just published, mortgage and financial experts have commented: Alastair Hoyne, managing director at London-b

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This Is Money

Eight ways to protect your finances against recession

Even if we avert a downturn, it always pays to be prepared. Joe Seager is worried about the outlook and has taken action over his home loan.

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CityAM

UK house prices hit average of £294,845 in largest growth spurt since 2004

House prices leaped in June in the largest increase of monthly growth since 2004, hitting an average of £294,845 after months of declining growth.

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Specialist finance industry reacts to Boris Johnson resignation and cabinet shake-up

In a resignation speech delivered outside No. 10 Downing Street, Boris Johnson confirmed the Conservative party will have a new leader, and subsequently a new prime minister.

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Mortgage Professional

Halifax reveals latest on UK house prices

Housing market continues to show resilience, but for how long?

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Finanze bolsters team with two new recruits

Finanze has snapped up two new team members as part of its recruitment drive.

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Express.co.uk

Lenders lowering mortgage thresholds could cause a market crash experts warn

THE Government’s confirmation it is looking at encouraging lenders to give “intergenerational” mortgages of 50 years or more has grabbed the headlines in recent days.

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Why partnering with the right lender is integral when times are uncertain

According to FMB’s Q1 2022 ‘State of Trade Survey’, nearly three-quarters of small builders have delayed jobs due to a lack of materials, while just over half have been postponed because of a dearth of...

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IFA Magazine

BoE mortgage approvals - “People who have been procrastinating are very proactive” - reaction from brokers

Following today’s Bank of England Money & Credit report (May) issued this morning, mortgage brokers comment on the data and reveal that they’re still fi

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What Mortgage

House price growth slows again: Is the market set to crash?

House prices are still rising but not at the dramatic pace with which we have become familiar during the pandemic.

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The Telegraph

House price fall now ‘unavoidable’ as growth slows again

Third successive month of property market’s slowing growth, Nationwide reports

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Why partnering with the right lender is integral when times are uncertain

According to FMB’s Q1 2022 ‘State of Trade Survey’, nearly three-quarters of small builders have delayed jobs due to a lack of materials, while just over half have been postponed because of a dearth of...

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Finanze partners with BWL Legal to speed up property transactions

Finanze has joined forces with BWL Legal to offer its clients premium legal expertise earlier on in the process.

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Mortgage Solutions

Clients unaware of impact of missed payments ‒ analysis

Brokers have reported seeing increased numbers of clients with missed or late payments on their credit records, and have warned that too often they have little to no idea of the impact such black marks...

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Mortgage Solutions

Advising on protection ‘relies on emotion as much as claims stats’ ‒ analysis - Mortgage Solutions

Convincing clients of the merits of protection policies is often down to tapping into their emotions, rather than highlighting the high percentage of claims paid out, brokers have suggested.

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IFA Magazine

Halifax HPI: “Sellers scrambling to the auction house before expected crash”, say experts

Following the Halifax May House Price Index published this morning, which revealed that house prices increased by 1.0% in May, nine mortgage brokers and estate

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Mortgage Strategy

Cover feature: Network navigation | Mortgage Strategy

Mortgage networks are evolving to ensure they meet the needs of a changing mortgage landscape. The adaptations reflect new regulations and rising compliance costs but are also in response to the rapid...

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The Intermediary

Rents growing at fastest rate since 2016

Private rental prices paid by tenants in the UK increased by 2.4% in the 12 months to March 2022, representing the largest annual growth rate since July 2016, according to ONS figures. Growth in private...

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Finanze and Elysium Bridging launch revolving credit facility to cut out ‘unnecessary fees’

Finanze has partnered with Elysium Bridging to create a new revolving credit facility that only requires legal, admin and arrangement fees to be paid once for multiple purchases.

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Mortgage Professional

Consumer Prices Index – mortgage industry reacts to new high

Recession set to “knock the socks off” the last one

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B&C Awards 2022: Judges revealed

The judging panels for the Bridging & Commercial Awards 2022 have been revealed.

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Specialist finance industry outlines what they hope to see in the Spring Statement

The chancellor of the exchequer, Rishi Sunak, is set to present this year’s Spring Statement in parliament tomorrow (23rd March).

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Daily Express

Fury as Treasury eyes rise in inheritance tax

Chancellor Rishi Sunak is expected to target an inheritance tax rise - despite demands for the hated "tax on death" to be reformed so it only affects millionaires.

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The Intermediary

Spring Statement – A wish list from financial experts and small businesses

The Spring Statement is due this week with the Chancellor, Rishi Sunak, facing mounting pressure to slow down the rising costs of living. As is customary we’ll be being drip-fed the details until Wednesday...

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BoE raises interest rates to 0.75% — industry reacts

The Bank of England’s Monetary Policy Committee (MPC) has voted by a majority of 8-1 to increase the bank rate by 0.25 percentage points to 0.75%.

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IFA Magazine

Bank rate decision: “Price of everything rising faster than an octogenarian on Viagra”

Tomorrow the Bank of England announces its latest bank rate decision. The expectation is for another quarter percent increase. But is it the right thing to do?

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Mortgage Strategy

Advisers question tomorrow’s (likely) interest rate rise | Mortgage Strategy

Tomorrow (17 March) the Bank of England (BoE) is expected to raise rates again in a bid to curb inflation that continues to climb. This will be the second rate rise in two months since the central bank’s...

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Finanze hires head of term finance

Finanze has appointed Imogen Sporle as a senior private broker and head of term finance.

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Finanze

Finanze appoints Imogen Sporle as Head of Term Finance

Bespoke finance broker Finanze has appointed Imogen Sporle as a Senior Private Broker & Head of Term Finance at the firm.

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Builders Merchants Journal

Research highlights cost-benefit of garden landscaping - Builders Merchants Journal

According to the 2019 Post Office Money Survey, landscaping your garden could potentially increase t

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Finanze

Alastair Hoyne, Principal of Finanze recognised in Top 30 Brokers nationally

Alastair Hoyne, Principal of Finanze recognised in Top 30 Brokers nationally

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Specialist finance brokerage Finanze rebrands

Bespoke specialist finance brokerage Finanze has rebranded, following significant growth since its launch.

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Albatross and Finanze launch bridging product for foreign nationals

Albatross Capital has partnered with Finanze to create a new bridging product designed for foreign nationals without a credit history in the UK.

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Specialist Finance Introducer

Bespoke commercial broker Finanze launches - Specialist Finance Introducer

A bespoke private broker for commercial property finance called Finanze has launched, founded and run by broker Alastair Hoyne.

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Mortgage Strategy

Finanze brokerage launches through Connect for Intermediaries | Mortgage Strategy

New broker Finanze has launched after securing FCA authorisation. Finanze is run by Alastair Hoyne and is an appointed representative of Connect for Intermediaries. Hoyne is a former investment banker...

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Mortgage Introducer

Bespoke commercial broker Finanze launches - Mortgage Introducer

A bespoke private broker for commercial property finance called Finanze has launched, founded and run by broker Alastair Hoyne.

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Mortgage Solutions

Commercial property broker Alastair Hoyne launches Finanze - Mortgage Solutions

Finanze, a broker for commercial property finance, has launched to the sector after receiving approval from the Financial Conduct Authority.

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New commercial property finance brokerage enters the market

New specialist brokerage, Finanze, has officially launched after securing FCA authorisation as an AR of Connect IFA Limited.

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