Ross Lacey's Media Coverage

FT Adviser

Business protection still only seen as ‘nice to have’

Business protection is still too often seen as a ‘nice to have’, particularly by smaller businesses, Check Financial director, Oliver Jordan, has cautioned.

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Daily Express

Nationwide and Halifax changes as customers face ‘uncertainty’

Experts have given a summary of how things stand

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Daily Mirror

Self-employed ‘caught out’ by little-known mortgage ‘difference’

Getting a mortgage when you work for yourself can seem difficult, but a broker said it didn’t have to be

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Daily Express

Mortgage method could ‘shave years off’ with ‘small payments’

Honestly, every little helps with that mortgage

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Wales Online

HMRC July 2026 deadline alert as ‘many caught out’ and face penalties

Experts say that a lot of people simply forget about it

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Daily Mirror

HMRC July 2026 deadline warning as UK workers ‘caught out’ and fined

People face penalties if they miss the annual deadline

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FT Adviser

Advisers confirm rise in pension lump sum withdrawals

Advisers have seen an increase in the number of clients accessing tax-free lump sums from their pensions.

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Edinburgh Live

Nationwide ISA rates rise to 4.25% as fixed-rate deals launched

The building society has launched two new accounts paying 4%

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Lancs Live

Nationwide ISA rates rise to 4.25% as fixed-rate deals launched

The building society has launched two new accounts paying 4%

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Cornwall Live

Nationwide ISA rates rise to 4.25% as fixed-rate deals launched

The building society has launched two new accounts paying 4%

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Essex Live

Nationwide ISA rates rise to 4.25% as fixed-rate deals launched

The building society has launched two new accounts paying 4%

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Daily Star

Nationwide launches new ISAs paying up to 4.25%

The building society has launched two new accounts paying 4%

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what MORTGAGE

First-time buyers take six years to save for a house deposit - what MORTGAGE

It will take nearly six years for a first-time buyer to save a 10% deposit on a typical property in the UK – but this rises to nine years in London.

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Lancs Live

Nationwide issues £320 a month warning to customers

The process could take you between six and nine years to complete

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what MORTGAGE

First-time buyers take six years to save for a house deposit - what MORTGAGE

It will take nearly six years for a first-time buyer to save a 10% deposit on a typical property in the UK – but this rises to nine years in London.

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Hull Live

Nationwide issues £320 a month warning to customers

The process could take you between six and nine years to complete

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The i Paper

How to start investing for the first time with as little as £20

Investing can be an excellent way to grow your money, but some people do not feel confident doing so

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FT Adviser

Pension switching riddled with delays and inconsistency, advisers claim

Advisers say inconsistency of service standards is the biggest problem with switching pension funds to a new provider.

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FT Adviser

Pensioners and landlords to be hit by rumoured income tax change

Pensioners, savers and landlords will bear the brunt if Labour hikes income tax rates.

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Express.co.uk

Rachel Reeves plotting raid on pensions ‘piggy bank’ to plug £30bn gap - warning

Analysts fear the Chancellor will turn to pension reforms as a stealthy way to raise revenue without directly hiking taxes on income or spending.

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The i Paper

House prices could drop ‘sharply’ in coming months over Budget concerns

Experts say sellers are being forced to cut property prices - which could be good news for first-time buyers

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Birmingham Live

Top financial tips for UK households on Pension Awareness Day 2025

Today is the perfect time to look at your pension pot and financial situation

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FT Adviser

Advisers warn against taking tax-free lump sums from pensions

Advisers have warned UK individuals against taking tax-free lump sums from their

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Wandsworth Times

HMRC and the parents trying to beat the childcare ‘cliff edge’ that loses £30k

More high-earners are looking to get HMRC help including Child Benefit, Tax-Free Childcare and 30 hours funded childcare, financial advisers have…

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Express.co.uk

Expert reveals why ‘heavy-handed’ Rachel Reeves’ cash ISA plans ‘won’t work’

EXCLUSIVE: Savers are at risk of falling prey to unregulated companies promising greater returns on their money if the cash ISA tax-free limit is lowered, an expert says.

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Express.co.uk

DWP blasted as ‘clueless’ as £29,000 pension pot rise claim rejected

EXCLUSIVE: Experts have cast doubt on DWP claims that reforms could add £29,000 to some pension pots.

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Lancs Live

Rachel Reeves 3pc pension change plan ‘may spark redundancies’

Finance and business experts say something needs to change but ‘now is not the time’

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Plymouth Live

Rachel Reeves 3pc pension change plan ‘may spark redundancies’

Finance and business experts say something needs to change but ‘now is not the time’

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This Is Money

First-time buyers offered interest-only mortgages: Is it a bad idea?

First-time buyers with a 20% deposit can now get an interest-only mortgage thanks to a new deal from the lender Gen H.

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Moneyweek

You’re ten years from retirement: how to retire comfortably

Retirement costs are rising and it is important to plan ahead for your golden years. We look at what steps to take if you are 10 years away from retirement.

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Daily Mail

Experts reveal tips to protect against inflation after ‘Awful April’

Inflation is back on the rise, with a shock jump arriving today. Financial experts gave us their top tips on what you can do to protect your wealth and income.

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Moneyweek

225,000 savers cashed out their pension savings last year – what are the risks of a retirement raid?

Pension savers have more flexibility on how to access their retirement pot but there are risks if you make the wrong decision

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Moneyweek

How to do a mid-retirement MOT

You may have heard of a midlife MOT, but experts say a mid-retirement MOT is also essential to ensure your finances are on track and your pension savings last as long as you do

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The Independent

Expert tips on how to navigate investing through a stock market downturn

It can be concerning to see a portfolio drop large amounts - but time is your best friend when it comes to share prices

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The Sun

‘Ideal time’ to be a FTB as homes sell for UNDER asking price and rates drop

MORTGAGE brokers say now is an “ideal time” for first-time buyers if they want to get on the housing ladder – but they’ll have to move fast. Despite chaos in the markets right now, firs…

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Moneyweek

How to protect your pension from the chancellor’s inheritance tax changes

Pension savings will form part of inheritance tax calculations from 2027 and many retirees are already taking steps to avoid charges now

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The Independent

How much tax do I pay on dividends and should I pay my salary through them?

Self-employed business owners can mix and match to suit their need - and investors should know what they’ll pay on dividends too

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Eastern Daily Press

Who needs to buy back National Insurance years for full State Pension?

Why do some people need to buy back National Insurance years to qualify for a full State Pension?

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Express.co.uk

Rachel Reeves’s plot to ditch £20k cash ISAs in peril as hidden issue emerges

EXCLUSIVE: The Government is believed to be looking at scrapping the cash ISA or reducing the £20k tax-free allowance, but a problem has emerged experts claim.

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Moneyweek

Where should cautious investors put their money with £80 billion of short-dated gilts set to mature?

Gilt yields have increased in recent months but what is the best way to play the bond market?

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Freelance Informer

Maximise your house sale: beat the taxman - Freelance Informer

Freelancers selling a house? Keep more of your money with these tax-saving tips for your next home purchase.

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Express.co.uk

HMRC issues alert as state pensioners urged to add £5,915 a year to pension

Britons have collectively added £35million more to their state pension pots by using HMRC’s service.

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Moneyweek

Should mortgage lending rules be relaxed to boost the UK economy?

Changes to mortgage affordability tests are being proposed as a way to boost the ailing UK economy.

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Freelance Informer

Giving up on the dream: Is the UK mortgage market killing self-employment? - Freelance Informer

New research from Aldermore reveals the extent to which self-employed first-time buyers are struggling to get on the property ladder.

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Sky News

Money blog: Pension lump sums could be taxed

We begin our overview of the week with a report on pension lump sums that will have caused some concern among those approaching retirement.

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Sky News

'Terrified' retirees enquiring about their pension lump sums amid budget tax raid fears - but experts have issued warning

Financial advisers are receiving a growing number of calls from clients wanting to cash in their 25% tax-free lump sum from their pension, ahead of the budget at the end of this month.

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GB News

Pension savers 'terrified' 25% tax-free relief to be scrapped in Budget

Financial advisors are speaking out about the growing number of calls they are receiving from clients who are concerned pension tax relief could be scrapped by the new Labour Government.

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Moneyweek

6 money mistakes to avoid in your 50s

You may be at the peak of your career in your 50s but your kids may also come calling for support - here is how to prepare your finances for the decades ahead

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The Times

Mortgage rates are finally dropping — here’s how to get the best deal

Five-year fixes at less than 4 per cent are available — but not for everyone. Luckily George Nixon has some tips to help you to beat the rush

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The Sun

What are the pros and cons of fixing your mortgage now? Experts explain

BORROWERS can benefit from lower mortgage bills as major lenders slash rates – but with costs set to come down even further, should you fix now or hang on a bit longer? Barclays, HSBC, Nation…

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Manchester Evening News

Quarter of UK adults can’t pay unexpected expense as experts raise alarm

The amount of households in the UK that wouldn’t be able to handle a few hundreds of pounds as the result of an unexpected expense is highlighting a deeper issue in the country’s pockets, experts are warning

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The Mirror

Millions of Brits ‘one unexpected bill away from disaster’ new figures show

A quarter of UK adults don’t think they would be able to afford a necessary but unexpected £850 bill, new figures from the Office for National Statistics have shown

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FTAdviser

Industry praises innovation of smaller mortgage lenders

Smaller mortgage lenders have been praised by brokers for providing innovation in the sector.

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The Telegraph

First high street bank raises mortgage rates after election call

Increase puts Barclays’ products above competitors, which have announced rate cuts

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The Intermediary

Brokers share most bizarre reasons why borrowers refuse life cover - The Intermediary - Latest UK mortgage news

“The Government will pay the mortgage” & “smoking is not bad for you”, are among the strangest reasons why borrowers have refused life cover.

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This Is Money

Mortgage brokers reveal how borrowers are coping with higher rates

Mortgage advisors tell us how their customers are being impacted by higher rates - from stretching their loan terms switching to interest-only deals or asking family for help.

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The Intermediary

DeadHappy “can’t accept new life insurance customers at the moment”

Life insurance firm, DeadHappy, known for its controversial ads — with one featuring Harold Shipman “because you never know who your doctor might be’ — has announced that it is unable to accept new life...

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Property Industry Eye

What impact will government’s 1% deposit mortgage scheme have on the housing market?

What impact will government’s 1% deposit mortgage scheme have on the housing market? - Breaking news for estate agents and the residential property industry. Independent, unbiased, and factual reporting....

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Moneyweek

More than £4 billion of tax reliefs and perks are unclaimed – does HMRC owe you money?

We explain the main tax reliefs people fail to claim for and how to get your money back before the end of the tax year

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Moneyweek

Stock markets are hitting record highs - is now a good time to invest?

The S&P 500 has reached record levels while the FTSE 100 is performing well. We explain what this means for investors adding to their portfolios.

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FTAdviser

Santander updates affordability calculator following NI reduction

Santander’s update to its affordability calculator shows it is “willing to fight for business beyond simply interest rates”, according to Barnsdale Financial Management principal adviser,...

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Moneyweek

Can you afford to retire in 2024?

From interest rates to inflation and the economic climate, there are plenty of factors to consider if you plan to retire next year – here is how to prepare

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The Intermediary

Product transfers soaring as remortgages hit 24-year low - but brokers warn of dangers

Brokers said the reason for the low volume of remortgages is the sharp rise in product transfers, as many people have no choice but to stay with their existing lender, lenders placing more emphasis on...

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Mortgage Professional

What are brokers advising their clients ahead of Christmas?

Brokers discuss their advice for clients with the Christmas break looming

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Mortgage Professional

What are brokers advising their clients ahead of Christmas?

Brokers discuss their advice for clients with the Christmas break looming

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The Sunday Times

A tale of two mortgage fixes

It has been 12 months since the government’s disastrous mini-budget threw the financial world into a spin and sent interest rates soaring, leaving many borrowe

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The Telegraph

‘I’ve taken out a 40-year mortgage – I’m banking on rates going down’

Proportion of homes bought with longer term loans is sharply rising

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The Telegraph

How to get a £1 million home – with no income

Private banking offers a source of finance with several key differences to high street lenders

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Mortgage Professional

Are variable rate products dead?

Brokers have discussed whether variable rates are still recommended

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FTAdviser

Less than a third of adviser clients familiar with thematic investing

The majority of adviser clients are not familiar with the term thematic investing, according to the latest FTAdviser Talking Point poll.

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London Business News

Government collected almost £6bn in IHT that should have gone to the children and ‘hard-working families’

Government collected almost £6bn in IHT that should have gone to the children and ‘hard-working families’ .…

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IFA Magazine

ONS IHT data: “Govt collected almost £6bn in IHT that should have gone to the children and beneficiaries of hard-working...

Following the ONS IHT data for the tax year 2020 to 2021 published this morning industry experts have reacted and shared their thoughts with IFA Magazine.

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FTAdviser

What advisers said about their future allocation to private assets

Just a third of advisers are looking to increase their allocation to private assets over the next year.

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The Intermediary - Latest UK mortgage news

Specialist lenders spearhead rate cuts, but will high street follow?

Brokers share their predictions as to where the market is headed.

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Today's Conveyancer

Homeowners taking out variable rate mortgages at highest level in 10 years | Today’s Conveyancer

Homeowners taking out variable rate mortgages is at its “highest level” in 10 years as they feel that high interest rates will be “short lived”, according

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Moneyweek

Chart of the week: UK households’ aversion to equities

Personal share ownership in the UK stands far below other countries, and this could be holding back the country’s growth.

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The Times

Homeowners take short-term pain in hope mortgage rates will fall

The proportion of homeowners taking out variable rate mortgages is at its highest level in ten years as they gamble that the pain caused by much higher rates wi

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This Is Money

Mortgage mayhem survival guide: What to do as rates soar

Homeowners seeking a new loan today face paying a rate above 6% on a two-year fix on average - more than double average rates just two years ago.

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IFA Magazine

“Geographic arbitrage increasingly common” as Brits plan to spend time abroad to reduce energy bills and cost of living

A new survey of 2000 people, conducted by investment comparison site Investing Reviews, has revealed that 42% of Brits would prefer to leave the UK and live

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This Is Money

Britons are now spending most income on their mortgage since 2008

Repayments on new mortgages accounted for an average of 20 per cent of borrowers’ gross incomes between January and April, according to trade body UK Finance.

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FTAdviser

Brokers call for more lender innovation after Skipton 100% mortgage launch

The launch by Skipton Building Society of a deposit-free mortgage, specifically aimed at renters has taken the headlines by storm.

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The Intermediary - Latest UK mortgage news

Help to Buy: ISA supported over half a million property purchases, new statistics reveal

Since its inception, the UK Government’s Help to Buy: ISA scheme has supported the completion of 547,187 property purchases, according to recent data.

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The Telegraph

Children stuck living with parents until 24 after house price surge

Number of millennials living under parents’ roof hits 4.9m in England and Wales

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The Intermediary - Latest UK mortgage news

Skipton 100% mortgage launch sees mixed reactions from brokers

As details emerge on what the Skipton’s 100% mortgage looks like brokers have been quick to praise the building society but negative equity fears causes some concern.

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IFA Magazine

Advisers and Brokers react to Skipton’s 100% mortgage

Earlier this week, Skipton Building Society announced their new 100% mortgage scheme that will allow renters who are struggling to save a deposit the chance to

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Mortgage Solutions

Skipton’s 100 per cent LTV product ‘welcome step in the right direction’

Brokers have broadly welcomed Skipton Building Society’s track record mortgage product saying it could help a cohort of generation rent onto the property ladder and encourage more innovation in the sector.

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FTAdviser

‘Standout’ investor appetite for responsible investment funds

Responsible investment funds grew as an overall share of funds under management in the UK last year, driven in part by the number of new fund launches.

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FTAdviser

Govt cold calling ban will build trust in the industry, say advisers

The government’s ban on financial cold calling has been welcomed by financial advisers who say the move will help build trust in the financial industry.

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IFA Magazine

’30-40 year mortgage terms are becoming commonplace’ - mortgage experts highlight growing trend

Free PR Platform, Newspage®, has been asking mortgage brokers if they are seeing growing demand from clients for longer-term mortgages due to affordability rea

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The Intermediary - Latest UK mortgage news

Product transfers continue to grow in popularity - The Intermediary - Latest UK mortgage news

This growth in popularity has been attributed by many to the affordability issues experienced due to the ongoing cost-of-living crisis.

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IFA Magazine

It’s “raining product transfers” say brokers, due to affordability and lenders pricing in line with new business ranges

Brokers around the UK have noted the growing popularity of product transfers, with one saying it’s “positively raining” them. The reasons are affordab

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FTAdviser

Mortgage rates remain stable as brokers breathe sigh of relief

Mortgage rates have remained stable over the past month, with brokers reporting relief that the market has reached a protracted period of relative calmness.

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IFA Magazine

US CPI lower than expected at 5% - could allow “Bank of England to start reversing recent rate hikes” - reaction

Following the US inflation data published earlier, free PR platform Newspage, has collected the thoughts of brokers and advisers and has shared them with IFA M

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The Intermediary

Interest rates to return to low levels once inflation calms, IMF

The IMF’s World Economic Outlook says rates are likely to head back to the historic lows if the country gets on top of inflation.

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The Sunday Times

The big mortgage rate gamble

Stick or twist? That’s been the question facing homeowners since interest rates spiked in October. Mortgage holders who have come to the end of their deal rece

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