Iain Swatton's Media Coverage
Devon Live
Santander mortgage changes could help you borrow up to £35K moreThe move follows the government asking regulators to create an environment that fosters growth and guidance from the FCA to banks earlier this month where it set out steps to support home ownership.
Express.co.uk
Santander loosens affordability rules for borrowers in mortgage shake-upSantander has changed its affordability rules, enabling people to borrow up to £35,000 more
Daily Telegraph
Mortgage rates fall below 4pc ahead of stamp duty deadlinePrice war between major lenders heats up as interest rates continue to drop
Express.co.uk
Major bank launches sub 4% interest mortgages in start of potential ‘price war’The move marks a “significant shift” in mortgage interest rates, with customers to benefit from 3.99% deals.
The Guardian
Boost for UK borrowers as Santander ‘fires starting gun’ on mortgage price warBank to offer first two-year deal under 4% with rivals likely to follow suit
Mortgage Soup
Mortgage approvals rise in December as borrowing rebounds | NewsNet mortgage approvals for house purchases slightly increased to 66,500 in December, compared to a decrease of 2,300 in November, latest Bank of England data revealed this morning. Approvals for remortgaging...
Sharecast
UK mortgage approvals beat expectations - BofEUK mortgage approvals sparked in December, official data showed on Thursday, easily beating expectations.
Pound Sterling Live
Bond Crisis 90% Down to Reeves' Budget Say Small BusinessesUK government bonds, the Pound, and UK stocks are falling. Small businesses in the UK say Chancellor Rachel Reeves and her gover…
Express.co.uk
Santander, Barclays, TSB and Halifax cut home loan ratesSantander, Barclays, TSB and the Halifax are reducing rates on new deals after some others cut the cost of new home loans earlier this week
Bristol Live
Mortgage price war heats up as prices slashed ahead of ChristmasIt comes as finance experts are predicting a home sales boom in the coming weeks as buyers attempt to avoid a rise in stamp duty from April 1
Express.co.uk
Barclays and TSB customers given Christmas mortgage boostBoth Barclays and TSB have cut interest rates on new deals with rivals expected to follow suit in the coming days
Manchester Evening News
Mortgage rates cut as price war heats up ahead of ChristmasIt comes as finance experts are predicting a home sales boom in the coming weeks as buyers attempt to avoid a rise in stamp duty from April 1
Wales Online
Barclays and TSB announce mortgage rate cuts as lenders gear up for price warThe reductions come as finance experts predict there will be a house sales boom in the coming weeks to avoid the rise in stamp duty from April 1
Manchester Evening News
Major bank announces ‘big move’ that is a ‘game changer’ for homeownersThe bank unveiled the change on Friday (December 6)
Mortgage Soup
NatWest cuts rates by up to 39bps “bringing some much-needed festive cheer to the mortgage market” | NewsNatWest is making rate cuts of up to 39bps across selected purchase, remortgage and buy-to-let 2- and 5-year fixed rate mortgages tomorrow. Newspage asked brokers whether the tide is turning and if more...
Introducer Today
Do customers really want an 18-month mortgage product? - Introducer TodayHalifax has launched a 1.5 year fixed rate remortgage product.
Introducer Today
Do customers really want an 18-month mortgage product? - Introducer TodayHalifax has launched a 1.5 year fixed rate remortgage product.
Slough Observer
Halifax launches ‘intriguing innovation’ 1.5 year fixed rate mortgagesHalifax’s new 1.5 year mortgage term is a welcome introduction for those looking for shorter fixed rate products.
Express.co.uk
Halifax launches unusually short fixed-rate mortgageThe new deal comes against the background of reports that mortgage rates are relatively high at the moment and likely to fall over the next few years.
South Wales Argus
Halifax launches ‘intriguing innovation’ 1.5 year fixed rate mortgagesHalifax’s new 1.5 year mortgage term is a welcome introduction for those looking for shorter fixed rate products.
Impartial Reporter
Halifax launches ‘intriguing innovation’ 1.5 year fixed rate mortgagesHalifax’s new 1.5 year mortgage term is a welcome introduction for those looking for shorter fixed rate products.
Chester and District Standard
Halifax launches ‘intriguing innovation’ 1.5 year fixed rate mortgagesHalifax’s new 1.5 year mortgage term is a welcome introduction for those looking for shorter fixed rate products.
Echo
Halifax launches ‘intriguing innovation’ 1.5 year fixed rate mortgagesHalifax’s new 1.5 year mortgage term is a welcome introduction for those looking for shorter fixed rate products.
Oxford Mail
Halifax launches ‘intriguing innovation’ 1.5 year fixed rate mortgagesHalifax’s new 1.5 year mortgage term is a welcome introduction for those looking for shorter fixed rate products.
The Herald
Halifax launches ‘intriguing innovation’ 1.5 year fixed rate mortgagesHalifax’s new 1.5 year mortgage term is a welcome introduction for those looking for shorter fixed rate products.
Clacton and Frinton Gazette
Halifax launches ‘intriguing innovation’ 1.5 year fixed rate mortgagesHalifax’s new 1.5 year mortgage term is a welcome introduction for those looking for shorter fixed rate products.
Bradford Telegraph and Argus
Halifax launches ‘intriguing innovation’ 1.5 year fixed rate mortgagesHalifax’s new 1.5 year mortgage term is a welcome introduction for those looking for shorter fixed rate products.
Eastern Daily Press
Halifax launches ‘intriguing innovation’ 1.5 year fixed rate mortgagesHalifax’s new 1.5 year mortgage term is a welcome introduction for those looking for shorter fixed rate products.
Your Local Guardian
Halifax launches ‘intriguing innovation’ 1.5 year fixed rate mortgagesHalifax’s new 1.5 year mortgage term is a welcome introduction for those looking for shorter fixed rate products.
Sky News
Two-year? Five-year? Halifax goes rogue with new mortgage termHalifax has announced the launch of a new 1.5-year fixed-rate remortgage product that has been described as an "intriguing innovation".
Express.co.uk
Warning as lenders Barclays and Santander split on home loan ratesThe future path of interest rates has been thrown into the air leaving customers confused say experts
Birmingham Live
Santander confirms new mortgage rule from Thursday that’ll be ‘mayhem’It is also launching a new range of 2-year fixed rates for purchase customers borrowing up to £250,000.
FTAdviser
Virgin Money increases mortgage rates following BudgetVirgin Money has increased its mortgage rates following the Autumn Budget.
Express.co.uk
First shots in mortgage price war as Barclays cuts fixed rates to under 4%The fall is expected to trigger rivals to follow suit against the background of predictions the Bank of England could cut the base rate twice before Christmas
Birmingham Live
Pensioners face mortgage crisis over £100,000 cap on lump sumThe Chancellor is rumoured to be planning to slash the figure people can take from their pension nest eggs free of tax from the current maximum of £268,750 to £100,000
Leicestershire Live
Pensioners face ‘mortgage crisis’ over £100,000 changeThe move, which is subject to change, could be a major blow to millions of retirement savers who have historically taken the maximum 25 percent tax-free sum from their pension pot
Express.co.uk
Pensioners face mortgage crisis over £100,000 cap on lump sumChancellor Rachel Reeves is rumoured to be planning to cut the figure people can take from their pension nest eggs free of tax from the current £268,750
GB News
Coventry Building Society RAISES mortgage interest rates: 'Spooked by Budget rumours!'Coventry Building Society has confirmed it is increasing interest rates across its line of mortgage products in a blow to prospective homebuyers.
Express.co.uk
Mortgage interest rates warning as Bank of England may be forced into changeCoventry Building Society have made a move that has worried experts, as so-called swap rates have been edging up in recent days.
Birmingham Live
Nationwide makes change for any customer who owns a house in ‘huge win’Nationwide said that from Tuesday, new borrowers could request a mortgage up to six times their income with a 5% deposit but it would only be available for those taking out a five or 10-year fixed-rate...
GB News
'Huge win for buyers' as Nationwide offers mortgages worth six times their income - but how will this affect the market?Nationwide, the UK's largest building society, has announced a significant boost for first-time buyers.
Manchester Evening News
Urgent action needed to ‘lock in’ low home loan deals say expertsA number of lenders are also introducing a raft of mega mortgages that will allow first-time buyers to borrow up to six times their salary
Express.co.uk
Urgent action needed to ‘lock in’ low home loan deals say expertsJust today, Halifax and The Mortgage Works(TMW) joined rivals, including Nationwide and Barclays, in cutting rates
Express.co.uk
Barclays slashes mortgage rates although reductions come with a catchThe move by Barclays follows a reduction earlier in the day from the TSB while other lenders are expected to follow suit over the next few days.
This is Money
Mortgage rate cuts continue as Santander reduces home loan costsFrom tomorrow, the lender will be reducing a number of fixed rate deals for both new and existing borrowers.
Nottinghamshire Live
Three banks cut mortgage rates in ‘positive sign’ for buyersThe flurry of price cuts comes amid growing optimism that interest rates are set to remain at record lows for the foreseeable future
Teesside Live
Major banks slash mortgage rates in ‘positive sign’ for borrowersThe major banks are cutting rates on new home loans for both purchases and those looking to remortgage, with more lenders expected to follow suit in the coming days
Birmingham Live
Three banks cut mortgage rates in ‘positive sign’ for buyersThe flurry of price cuts comes amid growing optimism that interest rates are set to remain at record lows for the foreseeable future
Express.co.uk
Home loan rate cuts from Barclays, NatWest and HSBC offers boost to buyersNatWest, Barclays and HSBC are reducing the prices on new home loans both for buyers and people looking to remortgage.
Proactive Investors
Mortgage rates cut by NatWest, Barclays and HSBC as more BoE moves eyedNatWest Group PLC (LSE:NWG) announced a second cut to mortgage rates in a month, this time targeting business deals, as lenders continue to grapple for customers.
The Intermediary
UK Finance later life data “at odds with what’s happening on the ground,” say brokersUK Finance published its later life mortgage lending data for Q1 2024, with 28,840 new loans advanced to older borrowers in Q1.
FTAdviser
Mortgage price war is ‘over’ as investors mark down BoE expectations“The mortgage price war is over”, Mather and Murray Financial independent financial adviser, Samuel Mather-Holgate, has argued as investors mark down their bank rate expectations.