Justin Moy's Media Coverage

Daily Mirror

It has been welcomed as 'very encouraging', with other expected to follow

FT Adviser

Semi-commercial property is becoming a “sexy alternative” to traditional buy-to-let for a growing number of landlords as residential properties become less attractive, according to Ben Perks.

Daily Mirror

The Renters’ Rights Act came in earlier this year

AOL.com

The Renters’ Rights Act came in earlier this year

The Sun

NATIONWIDE Building Society has become the first major lender to cut mortgage rates after weeks of increases across the market.

AOL.com

Things are really up and down at the moment

Birmingham Live

Changes from Tuesday

Daily Mirror

Things are really up and down at the moment

Daily Express

Sounds helpful, but don’t get carried away

Daily Express

Finally, a tiny bit of relief

Daily Mirror

The changes take effect from Tuesday, July 7, 2026

Liverpool Echo

It’s good news for the second time in little over a week

Daily Express

Nice to see some proper competition again

Wales Online

It’s good news for the second time in little over a week

Chronicle Live

It’s good news for the second time in little over a week

Cambridgeshire Live

It’s good news for the second time in little over a week

Chronicle Live

Experts are expecting more soon as well

Daily Express

Experts are predicting others will soon follow suit

Daily Mirror

Experts are predicting more to come

FT Adviser

Keir Starmer’s resignation as Prime Minister may lead to

Daily Express

The Prime Minister’s resignation has sparked investor anxiety and inflation fears.

Daily Express

Nationwide has given a new update to start the week

Wales Online

There could be good news

Daily Mirror

Mortgage brokers and property experts have hailed Trump’s Middle East peace deal, but also issued a note of caution

Daily Express

Feels like one bit of good news at last

Bath Chronicle

There could be good news

Surrey Live

There could be good news

North Wales Live

There could be good news

Justin Moy

One expert said some people should be exempt from the charge

Daily Express

Experts say it is an overlooked cause

Daily Mirror

One expert said some people should be exempt from the charge

FT Adviser

The government is facing renewed calls to reform stamp duty amid stuttering house price growth.

Chronicle Live

It’s a mixed and changing picture

FT Adviser

Controversial rental reforms have driven a reduction in house prices as buy-to-let investors have been spooked from the market, property professionals claim.

Daily Express

Feels like a brief breather, not a turning point

Wales Online

It’s a mixed and changing picture

Daily Telegraph

Angela Rayner’s renters reforms have prompted many private landlords to sell up, economists and mortgage brokers have warned.

Daily Express

It’s explained the latest

Daily Mirror

The building society has given its latest take

Wales Online

The building society released a key update on Monday morning

FT Adviser

An update from credit checking company Checkmyfile, following concerns it was “poaching” clients, has been welcomed by brokers.

FT Adviser

An update from credit checking company Checkmyfile, following concerns it was “poaching” clients, has been welcomed by brokers.

Yorkshire Live

Anyone looking to lock in a deal is being urged to do it quickly

Daily Mirror

Experts warn things could be about to change again

Daily Star

Experts warn things could be about to change again

Daily Express

Lenders including Nationwide, Virgin Money and NatWest have been making changes in recent weeks

FT Adviser

new £5,000 deposit mortgage is “a genuine shot in the arm for aspiring homebuyers”, according to brokers.

Daily Mirror

There are changes happening this week

Daily Express

Still feels like pennies off, mind

Liverpool Echo

Both banks have announced changes

Cambridgeshire Live

Both banks have announced changes

Cambridge News

It’s continuing a recent trend

Liverpool Echo

It’s continuing a recent trend

Daily Mirror

NatWest, Barclays and TSB have all announced further cuts

Daily Express

Good news, but don’t get comfy

Liverpool Echo

Halifax has also made an announcement, following TSB, Santander, Barclays and HSBC

Daily Mirror

It has been a week of change

Daily Express

Feels like a blink-and-you’ll-miss-it moment

Daily Express

Friday will see an update from the Nationwide Building Society

Liverpool Echo

Friday sees a fresh update from the Nationwide Building Society

Daily Mirror

The picture is changing day by day at the moment

Daily Express

The changes will come into effect on Thursday and Friday.

Daily Express

Cautiously hopeful, until it all flips again

FT Adviser

latest enhancement to its

FT Adviser

A client turned down

Thisismoney

People seeking a new mortgage are finding the best deals are vanishing in a matter of days, as lenders pull them from the market or increase the rate.

FT Adviser

The average shelf-life of a

Daily Express

Mortgage roulette is getting tense

The Mirror

People coming to the end of a deal are being urged to consider their options

Thisismoney

The lowest fixed rate mortgages are set to go above 4.5 per cent today as another high street bank raises its home loan prices.

Express.co.uk

Experts have warned prospective house-hunters to prepare ‘for a bumpy ride’

Daily Mirror

Experts have warned the Middle East conflict means the mortgage interest rate is rising sharply

The i Paper

There are many ways people can get on the property ladder, including through the use of joint borrower sole proprietor mortgages – something Charlotte Thomas used

Daily Mirror

An expert has labelled the change as ‘extreme’

Liverpool Echo

Halifax has also given an update and others are predicted to follow

Lancs Live

Halifax has also given an update and others are predicted to follow

Cambridge Live

Halifax has also given an update and others are predicted to follow

Daily Star

Halifax also gave an update on Monday afternoon

Teeside Live

Halifax has also given an update and others are predicted to follow

Express.co.uk

This is going to sting

Daily Mirror

Halifax also gave an update on Monday afternoon

Get Surrey

Halifax has also given an update and others are predicted to follow

Express.co.uk

The changes are due to take effect from Friday

Property Portfolio Investor

Santander has cut selected 85% and 90% LTV fixed rates below 4%, but brokers warn rising swap rates linked to Middle East tensions could lead to mortgage rate increases.

Birmingham Live

It will be offering selected fixed 85% and 90% loan-to-value (LTV) rates going under 4%.

Swindon Advertiser

Nationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.

Hexham Courant

Nationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.

Bradford Telegraph and Argus

Nationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.

Andover Advertiser

Nationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.

Times and Star

Nationwide is raising fixed mortgage rates up to 0.25. Find out how this affects homeowners, first-time buyers, and anyone on a fixed deal.

Express.co.uk

That monthly payment dread is back

City AM

HSBC UK has said it will increase some of its mortgage rates for first-time buyers, movers and re-mortgagers from Friday.

Express.co.uk

Experts have given their take as a volatile week continues

Express.co.uk

Experts have said it’s unlikely to be repeated for a while

Express.co.uk

It’s been a turbulent weekend on the world stage

Daily Mirror

Experts have given their verdict after a turbulent weekend on the world stage

Thisismoney

Rising unemployment has increased the chance of a rate cut at the Bank of England’s next meeting in March, say economists.

Express.co.uk

The wider industry has reacted to the news, with brokers suggesting the cuts could prompt other lenders to follow.

Thisismoney

Nationwide Building Society has become the first lender to allow a mortgage deed to be signed electronically and without the need for a witness.

Daily Mirror

It’s been said that it’ll speed things up

Birmingham Live

Homes are becoming more affordable again

Thisismoney

House prices have started the year on the up, according to the latest figures from Nationwide Building Society.

Daily Mirror

It’s been called a good thing, but experts have issued a note of caution as well

Birmingham Live

Halifax has also confirmed reductions of up to 0.11 per cent

what MORTGAGE

Borrowers who are on the fence over whether to secure a mortgage deal now or wait are being urged to act now after one high street lender hiked rates.

GB News

Homebuyers now have access to more mortgage options than at any point in almost two decades, according to new industry data.

Express.co.uk

Experts are expecting further steady, gradual reductions through 2026.

Thisismoney

Three major high street banks have kicked off 2026 by slashing the interest rates on their mortgages.

Property Portfolio Investor

Barclays has cut mortgage rates, pushing more deals into the 3.5% range. Brokers say the move signals where rates are heading in 2026.

GB News

Mortgage analysts are warning that "house prices will continue to stall in 2026" after data from Nationwide Building Society found a dip in property prices towards the end of last year.

Cambridgeshire Live

Brokers predict sub-3% mortgage deals for prime borrowers as inflation falls and lenders gear up for battle over best rates in 2026

Bristol Live

Brokers predict sub-3% mortgage deals for prime borrowers as inflation falls and lenders gear up for battle over best rates in 2026

GB News

Mortgage brokers are forecasting that rates could dip beneath three per cent during the coming year, with industry experts declaring that 2026 appears poised for a significant turnaround in home lending.

Express.co.uk

It comes after inflation fell more sharply than expected and a price war looms

Teesside Live

The cuts come ahead of a Bank of England base rate decision next week

WalesOnline

The cuts come ahead of a Bank of England base rate decision next week

Express.co.uk

Millions of low income workers will be handed a pay rise from next April.

FT Adviser

The government has announced that minimum wage rates will increase next year, but small business owners have raised concerns.

Birmingham Live

Some experts have called the move “reckless” by the banks

Express.co.uk

EXCLUSIVE: We asked readers if they would accept cuts to state pension to help Rachel Reeves fix our economy, but she will not like their answer.

FT Adviser

Nationwide and TSB have announced further cuts to their mortgage rates to some of the cheapest since the 2022 Budget.

what MORTGAGE

Nationwide has cut mortgage prices again and is now offering a deal with a rate of 3.64%.

International Business Times UK

Nationwide slashes mortgage rates to 3.64%, fuelling UK housing market revival. Fixed deals under 4% boost remortgaging and buyer confidence.

This Is Money

A mortgage rate war has fully erupted after Nationwide became the latest lender to announce it’s slashing home loan prices.

FT Adviser

Borrowers need to go into interest-only

what MORTGAGE

Experian, one of the UK’s main credit reference agencies, is now including rental payments to assess people’s credit rating, it was announced today.

FT Adviser

Mortgage provider MPowered will no longer be providing any new mortgage lending which brokers have warned could risk creating mortgage prisoners.

The Sun

The Best for News, Sport, Showbiz, Celebrities

Birmingham Live

Barclays, HSBC and Santander also revealed a cut to their rates

The Times

Better-than-expected inflation and a slowing property market ahead of the budget have prompted lenders to slash prices to drum up more business

The i Paper

Three of the UK’s biggest high street lenders have all cut rates across popular two-and-five-year fixes, offering some relief to both new buyers and existing borrrowers

Business Matters

Financial advisers report a rise in businesses and individuals cancelling private medical insurance as tax pressures and costs mount.

what MORTGAGE

Two of the ‘big six’ lenders have announced mortgage rate cuts today in a move which will benefit anyone about to buy a home or remortgage.

The i Paper

Experts suggest mortgage borrowers look to lock in deals six months in advance of their current term ending

Express.co.uk

Experts have waded into shocking new Office for National Statistics data showing UK’s borrowing soared last month, in part thanks to public sector pay rises.

Business Insider

Many of the world's biggest apps including HMRC, Zoom, Snapchat and several banking services have reported outages as a result of a disruption affecting Amazon Web Services (AWS) - here is what we know....

Express.co.uk

Snapchat, Roblox, Canva, Fortnite, Duolingo, some banks, including Halifax, Lloyds and Bank of Scotland, and many other websites have been affected after AWS went down.

The Sun

HOUSE hunters could land their new home with a 5% mortgage deposit thanks to a freshly unveiled loan scheme.

Express.co.uk

Property experts have warned homebuyers that “the devil is in the detail”.

Ardrossan and Saltcoats Herald

Changes to the homebuying system could slash costs for buyers and cut the time it takes to move, the Government claimed.

Border Counties Advertizer

Changes to the homebuying system could slash costs for buyers and cut the time it takes to move, the Government claimed.

what MORTGAGE

Housing market reforms which aim to reduce the cost and time taken to buy and sell homes have been cautiously welcomed by mortgage and property experts.

Daily Telegraph

The Government is to blame for falling house prices, mortgage brokers have said, ahead of the Budget next month.

Daily Echo

Changes to the homebuying system could slash costs for buyers and cut the time it takes to move, the Government claimed.

Somerset County Gazette

Changes to the homebuying system could slash costs for buyers and cut the time it takes to move, the Government claimed.

Wimbledon Times

Changes to the homebuying system could slash costs for buyers and cut the time it takes to move, the Government claimed.

The Northern Echo

Changes to the homebuying system could slash costs for buyers and cut the time it takes to move, the Government claimed.

Daily Star

Many hopeful lenders turn to side-hustles to raise funds, including Airbnb, Only Fans or even high-risk gambling - but experts have warned some banks could take a dim view

GB News

A brand new mortgage solution has emerged for aspiring homeowners struggling with affordability barriers.

Express.co.uk

Mortgage brokers have shared their verdict on what today’s inflation data means for interest rates.

Daily Telegraph

New loan reserved for first-time buyers without access to parental help

Sky News

Two major lenders have increased their fixed rate mortgages today, causing more misery for borrowers.

Express.co.uk

There are currently more than 1,300 low-deposit mortgages on the market, new data shows.

Estate Agent Today

Mortgage brokers are warning of “judge, jury and executioner” surveyors and wild inconsistencies as they claim down valuations are surging across the property market.

Express.co.uk

Other banks and building societies may follow suit, experts warn.

Birmingham Live

Brokers and financial experts warned that this could be the “beginning of the end of low rates” and it will likely mean the Bank of England (BoE) will not go any lower than its 4% base rate.

Estate Agent Today

HSBC has increased its loan-to-income (LTI) ratio for first-time buyers.

Birmingham Live

Homeowners who are looking for a new mortgage deal may benefit from enhanced affordability when applying to remortgage to Nationwide, the lender has confirmed.

Birmingham Live

CPI rose by 0.1% in July 2025, compared with a fall of 0.2% in July 2024

Birmingham Live

The local property tax could replace council tax within two Parliaments

The i Paper

Lenders are continuing to cut their rates, with Barclays the latest to make a series of reductions

FTAdviser

A cut in mortgage rates by Barclays could be the start of a “mini price war”, according to brokers.

FTAdviser

has enhanced its affordability criteria for

Chronicle Live

Nationwide Building Society has cut rates by up to 0.21 percentage points, following similar reductions by TSB, which has cut selected deals by up to 0.30%, and Santander, which reduced some fixed rates...

Express.co.uk

The latest reductions are a boost to hard-pressed borrowers taking out new loans.

The i Paper

Some lenders are cutting mortgage rates whilst others are raising theirs with experts saying there is small room for providers to keep reducing rates

Daily Mirror

Nationwide has announced mortgage rate cuts from tomorrow of up to 0.21 per cent for those buying a home or looking to remortgage. It could

MoneyWeek

Property prices are higher in safer areas but growing more slowly than in places benefiting from gentrification and buy-to-lets

Daily Mail

The average price tag on a home coming to market in the UK fell to £373,709 this month - marking a £4,531 or 1.2 per cent decrease on June, according to property website Rightmove.

The Sun

BARCLAYS, Nationwide, Skipton Building Society and TSB have all slashed mortgage rates this week, kicking off a price war among high street lenders.

This Is Money

The nation’s biggest lenders are competing to attract new borrowers in a sluggish housing market by offering up tasty rates.

Estate Agent Today

Lenders are already restricting mortgages on properties that don’t meet 2028 Energy Performance Certificate (EPC) minimum standards, brokers claim.

Introducer Today

The new rules don’t come into effect until 2028 and 2030

Birmingham Live

Another expert has dismissed the announcement as “more fantasy from the government”.

FTAdviser

Gen H has announced the staged launch of an interest only proposition intended to help affordability for homemovers, remortgagers and, critically,

Daily Record

A significant change will come into play from Wednesday that will affect thousands of money-minded consumers

Express.co.uk

A 0.2% rate hike would mean paying around £24 more a month

Yorkshire Live

Earlier today, HSBC confirmed it is raising rates across its fixed range by up to 0.25 per cent

Birmingham Live

The move follows similar increases launched today by HSBC and comes just hours after NatWest said it was cutting rates from the same date.

The Sun

A MORTGAGE scheme that is helping first-time buyers get on the ladder is set to end within weeks. The mortgage guarantee scheme enables buyers to get a home with just a 5% deposit. It can be used t…

FTAdviser

UK financial advisers have fallen into two camps over a story FT Adviser published last week, in which we interviewed a woman who wants to set up a ‘shop front’ in her local town.

Express.co.uk

Halifax, Santander and Accord have hiked their fixed mortgage rates in the past 24 hours

Devon Live

The increases, though modest, are likely to spread as lenders react to stubborn inflation

Sky News

Three major lenders have pushed mortgage rates up in the past 24 hours.

Nottinghamshire Live

The increases, though modest, are likely to spread as lenders react to stubborn inflation

Liverpool Echo

Halifax and Santander announced rate hikes this week

FTAdviser

have urged borrowers to be wary of estate agents pressuring them to make fire safety shortcuts when buying a property.

FTAdviser

A finfluencer’s social media video discussing a 100 per cent mortgage has been called out as “spreading misinformation” and “misleading” by

The Sun

EXPERTS are warning first-time buyers to act swiftly, as the cheapest mortgage deals could soon be off the table. Those looking to step onto the property ladder should consider locking in these rat…

Sky News

Brokers have warned of mortgage rate increases after higher-than-expected inflation reduced hopes of an interest rate cut in June.

Daily Mail

Inflation is back on the rise, with a shock jump arriving today. Financial experts gave us their top tips on what you can do to protect your wealth and income.

Sky News

Mortgage rates will "edge upwards" in the next few weeks due to the higher-than-expected rise in inflation, brokers have warned.

Express.co.uk

The upbeat performance defies earlier warnings of a crisis in business confidence

Yorkshire Live

Nationwide, TSB and Leeds building society have all altered mortgage rates in the wake of the Bank of England’s decision to slash the base rate to its lowest in two years

Express.co.uk

Nationwide, TSB and Leeds building society have cut rates

Leicestershire Live

Some of Britain’s biggest mortgage lenders have slashed mortgage rates in response to the Bank of England’s decision to lower the base rate to its lowest level in two years

News and Star

Nationwide, Halifax, Virgin Money, and TSB have each announced further rate cuts.

Chelmsford Weekly News

Nationwide, Halifax, Virgin Money, and TSB have each announced further rate cuts.

Southend Echo (no Riz)

Nationwide, Halifax, Virgin Money, and TSB have each announced further rate cuts.

The National

Nationwide, Halifax, Virgin Money, and TSB have each announced further rate cuts.

Redditch Advertiser

Nationwide, Halifax, Virgin Money, and TSB have each announced further rate cuts.

FTAdviser

The Financial Conduct Authority’s proposals to

What Mortgage

Skipton Building Society has released a mortgage for first-time buyers which allows them to delay their first mortgage payments for three months.

The i Paper

Halifax tempts customers with new deal as rates continue to drop across market

The Money Pages

Mortgage rates are falling and the Bank of England is expected to cut interest rates next week – so should buyers delay home moving plans in case prices drop further?

FTAdviser

Would-be property buyers are holding back in the hope that the Bank of England will make cuts next week, according to brokers.

Birmingham Live

3.79% headline rate is market-leading

Express.co.uk

Industry experts say the move could help jolt the housing market back to life after a slowdown in mortgage approvals

What Mortgage

Mortgage rates are falling lower as Halifax announced price cuts which included a deal at 3.79%.

Express.co.uk

Figures from Nationwide Building Society revealed that the average price of a home slipped in April.

What Mortgage

A lender is offering mortgages which allow customers to borrow up to seven times their income on 10- and 15-year fixed rate products.

Express.co.uk

Some brokers believe lower mortgage rates from other banks could follow soon.

Birmingham Post

The new rates will be effective from tomorrow, Wednesday 23 April.

This Is Money

The changes to ‘stress tests’ could increase customers’ maximum borrowing by around 13%.

Express.co.uk

The decision by one lender to raise rates, after reducing them earlier in the week, has prompted experts to warn mortgage borrowers to review their finances.

FTAdviser

A number of UK mortgage lenders have announced rate cuts as swap rates improve as a result of the recent Trump tariffs.

London Property News

Loughborough Building Society described as “bold and pragmatic” as it programs its systems to accept minor credit blips…

London Property News

Buy-to-let is bouncing back ‘with lending rocketing nearly 40% in the fourth quarter’ ...…

London Property News

Halifax rate changes suggest ‘markets expect base rate cuts this year but are less sure about 2026 onwards’ ..…

Express.co.uk

The scheme closely resembles the now-defunct Help to Buy scheme

Sky News

Brokers are divided over a new mortgage scheme targeting buyers with small deposits and no access to family help.

Express.co.uk

The government’s public spending plans will require Brits to endure more stealth taxes and possible hikes, am expert has claimed.

FTAdviser

HSBC is cutting residential and buy-to-let rates across the board from Monday (February 24).

Express.co.uk

The chances of further Bank of England base rate cuts have reduced following January’s jump in inflation.

The National

Nationwide has announced mortgage rate cuts from today, following rate drops by Barclays, Santander and Yorkshire

Birmingham Live

Remortgage borrowers look to be the biggest winners with this particular reprice, with cuts of up to 0.36%.

Mortgage Soup

Nationwide has yielded to market pressures and joined its high-street counterparts in raising selected fixed rates by up to 0.15% today, including rates across its New Business and Existing Customers Moving...

This Is Money

The move by Barclays follows hot on the heels of mortgage rate rises from Santander, HSBC, TSB and Leeds Building Society.

Daily Mail

The departure of the Spanish banking giant from the UK would deal a hammer blow that risks impacting 14million customers and tens of thousands of staff.

Birmingham Live

One broker warned this is “likely aimed at the government following last week’s deregulation announcement” but added — “it could backfire”.

FTAdviser

Lenders do not have enough of a margin between the price they pay for money and what they lend it for to initiate a rate war this year, brokers have said.

This Is Money

Major banks have begun increasing mortgage rates in earnest in response to the renewed uncertainty surrounding interest rates.

Express.co.uk

The high street giant has issued new interest rates on fixed rate deals running for two, five and 10 years.

Mortgage Professional

Brokers anticipate further cuts in January

Express.co.uk

Two lenders may have already sparked the anticipated mortgage rate “war” ahead of January.

This Is Money

Most households with a good credit record can secure a mortgage rate of between 4% and 5% at the moment.

FTAdviser

Mortgage rates are “likely to start with a three once more” with the market expecting a bumper start to the new year, Coreco managing director, Andrew Montlake, has said.

Express.co.uk

Santander, Barclays, TSB and the Halifax are reducing rates on new deals after some others cut the cost of new home loans earlier this week

Bristol Live

It comes as finance experts are predicting a home sales boom in the coming weeks as buyers attempt to avoid a rise in stamp duty from April 1

The i Paper

Halifax also says those buying the least efficient properties will be able to borrow slightly less

Express.co.uk

Both Barclays and TSB have cut interest rates on new deals with rivals expected to follow suit in the coming days

Manchester Evening News

It comes as finance experts are predicting a home sales boom in the coming weeks as buyers attempt to avoid a rise in stamp duty from April 1

Wales Online

The reductions come as finance experts predict there will be a house sales boom in the coming weeks to avoid the rise in stamp duty from April 1

The i Paper

Rates climbed for weeks after October’s Budget, but some lenders are now making reductions again

This Is Money

While the cheapest mortgage rates are edging down, the average rate across the whole of the market has been increasing.

This Is Money

A major high street bank has announced it will cut mortgage rates by up to 0.39 percentage points.

Mortgage Soup

NatWest is making rate cuts of up to 39bps across selected purchase, remortgage and buy-to-let 2- and 5-year fixed rate mortgages tomorrow. Newspage asked brokers whether the tide is turning and if more...

Express.co.uk

Economic forecasts have changed ‘dramatically’ since the autumn Budget was announced, an expert has said.

FTAdviser

Stricter underwriting practices could be introduced if the assisted dying bill is passed through parliament.

Express.co.uk

The new deal comes against the background of reports that mortgage rates are relatively high at the moment and likely to fall over the next few years.

Chronicle Live

The high street bank is reducing rates by as much as 0.20 percentage points from today, with the changes set to benefit both first-time buyers and those looking to remortgage

Birmingham Live

The high street bank has reduced rates by as much as 0.20 percentage points from today, with the changes set to benefit both first-time buyers and those looking to remortgage

The Mirror

The high street bank has reduced rates by as much as 0.20 percentage points from today, with the changes set to benefit both first-time buyers and those looking to remortgage

Express.co.uk

The future path of interest rates has been thrown into the air leaving customers confused say experts

Birmingham Live

It is also launching a new range of 2-year fixed rates for purchase customers borrowing up to £250,000.

This Is Money

The bank says it is reducing rates on a number of products by as much as 0.20 percentage points from tomorrow.

Express.co.uk

The decisions come against the background of the October budget

Sky News

Lenders have been accused of “penalising savers” and “squeezing homeowners” by being quicker to react on savings rate changes than adjustments to mortgages.

Sky News

Mortgage rates have risen since the budget based on expectations further base rate cuts could be delayed – and while this is bad news for borrowers, higher rates should be great for savers.

Express.co.uk

A number of banks and building societies have raised interest rates on fixed rate mortgages in recent days

This Is Money

NatWest has become the latest bank to cut mortgage rates, the sixth major lender this week to announce fixed home loan prices are going up.

Express.co.uk

HSBC, Santander and TSB Bank have raised mortgage rates for customers this week.

Sky News

A rise in Tesla’s stock value yesterday continued this afternoon, and comes as the share price of other EV companies falls. Read this and the rest of today’s personal finance and consumer news below.

Express.co.uk

The figure comes from mortgage lender Halifax and suggests the property market is moving from recovery to growth, according to industry experts.

FTAdviser

Virgin Money has increased its mortgage rates following the Autumn Budget.

Moneyweek

The stamp duty surcharge on second homes will rise from 3% to 5% in “another nail in the coffin” for buy-to-let landlords

What Mortgage

Barclays has cut rates and issued a sub-4% mortgage for homebuyers just as borrowers had been bracing themselves for more price increases.

This Is Money

Two major mortgage lenders are repricing mortgage rates, as the direction of travel remains uncertain.

Express.co.uk

The fall is expected to trigger rivals to follow suit against the background of predictions the Bank of England could cut the base rate twice before Christmas

Express.co.uk

Economists at Goldman Sachs have suggested the Bank of England base rate could come down from the current figure of 5 percent

Daily Mail

Interest rates will fall to 3.75% by the end of next year, Santander predicts - a huge gap compared to the Goldman Sachs forecast earlier in the week.

Newspage News

Santander is the latest lender to announce increases of up to 0.2% across the majority of its fixed rate range. Following the positive inflation figures published on Wednesday and with a base rate cut...

GB News

Major UK lenders have recently increased their mortgage rates, signalling the end of the mortgage price war that had seen rates falling for months.

Proactive Investors

NatWest lifted the rate on its five-year fixes back above 4%, having gone below this level in August.

The Telegraph

Homeowners and buyers urged to lock in deals as nervous lenders raise rates

Freelance Informer

With the economy in a delicate state, certain policy changes could be disastrous for freelancers, small business owners and the economy.

Mortgage Solutions

Mortgage application processing times have reduced by 30% in two years – from 14 days to 10 days – claims a report.

This Is Money

Self-employed workers are often subjected to tougher checks, mainly because they are considered to have a more irregular or complex income and are therefore viewed as riskier by lenders.

Manchester Evening News

A number of lenders are also introducing a raft of mega mortgages that will allow first-time buyers to borrow up to six times their salary

Express.co.uk

Just today, Halifax and The Mortgage Works(TMW) joined rivals, including Nationwide and Barclays, in cutting rates

Manchester Evening News

Metro Bank has added a question about narcotics to its mortgage affordability check - and people are not impressed

Liverpool Echo

Metro Bank has added the inquiry about narcotics to an application form’s affordability check in a bid to understand its customers’ lifestyles and spending habits

Daily Star

Metro Bank has baffled mortgage brokers and applicants by asking how much customers spend on narcotics as part of the process to take out a home loan

Birmingham Live

A variety of other rate cuts and changes have also been announced.

Express.co.uk

The move by Barclays follows a reduction earlier in the day from the TSB while other lenders are expected to follow suit over the next few days.

Express.co.uk

Mortgage brokers described the rate cuts across a series of products as “aggressive” and predicted that other major lenders will follow suit

Nottinghamshire Live

The flurry of price cuts comes amid growing optimism that interest rates are set to remain at record lows for the foreseeable future

Teesside Live

The major banks are cutting rates on new home loans for both purchases and those looking to remortgage, with more lenders expected to follow suit in the coming days

Birmingham Live

The flurry of price cuts comes amid growing optimism that interest rates are set to remain at record lows for the foreseeable future

Express.co.uk

NatWest, Barclays and HSBC are reducing the prices on new home loans both for buyers and people looking to remortgage.

inews.co.uk

Mortgage lenders have cut rates again at the start of September, with a new lowest rate appearing on the market

Birmingham Live

The Lloyds group, which includes the Halifax, will also allow young buyers to borrow up to 5.5 times their income which means they will need smaller deposits

Express.co.uk

Rising house prices, the cost of living squeeze, high interest rates and affordability challenges mean conditions are the most difficult in 70 years for first time buyers.

Daily Mail

The Prime Minister sparked panic with a gloomy Downing Street speech on Tuesday, in which he warned Chancellor Rachel Reeves’ upcoming budget would be ‘painful’.

Money Marketing

The Financial Conduct Authority has laid out plans to launch a market study into how pure protection insurance products are sold, following concerns that competition is not working well in the market....

London Property News

Nationwide launches 5-year fixed rate at 3.78%…

Express.co.uk

The move by Nationwide trumps a series of reductions launched by rivals HSBC, Barclays and TSB earlier this week.

What Mortgage

Mortgage price cuts have continued this week with TSB, HSBC and Barclays making further reductions to their rates.

Express.co.uk

The cuts follow reductions by other lenders last week in what is boiling up to be a full-on price battle to win new customers.

Evening Standard

High street lenders race to grab market share with cheaper deals to tempt buyers

This is Money

Major lenders continue to reduce their mortgage rates on a daily basis, with Nationwide set to launch a new market best-buy tomorrow.

This Is Money

Mortgage holders battered by high borrowing costs can finally see light at the end of the tunnel after lenders cut rates last week.

Express.co.uk

The interest rates at which financial institutions lend money to each other - so-called SWAP - rates have come down in the last few days.

London Property News

Following the Base Rate cut on Thursday, swap rates have improved across the market. Both 2- and 5-year swap rates have dropped circa 9bps and are now around the 3.7%…

Express.co.uk

Clamouring calls for interest rate cuts greet the Bank of England this morning as mortgage holders anxiously await a decision from Andrew Bailey later today.

Birmingham Live

Brokers say end of month announcements can make it difficult for those on Product Transfers to take advantage of these potentially cheaper rates.

Introducer Today

Tomorrow’s Interest Rate Decision - stick or drop?

Property Investor Today

Why are interest rates falling now - and so quickly?

Birmingham Live

Newspage asked brokers for their thoughts on this continued price shift in the market, and whether it signals lenders believe a base rate cut is looming on the financial horizon, potentially next week.

Moneyweek

The building society’s cheapest deal is now priced at 3.99%. Whether you’re buying or remortgaging, we look at whether rates could drop further in the coming months

London Property News

New lender, April Mortgages, which offers a range of 5-15-year fixed rates up to 95% LTV, has today increased its loan-to-income caps .…

Landlord Today

The new lender April Mortgages - which already offers a range of five to 15-year fixed rates on 95% mortgages, has dramatically increased its loan-to-income caps.

inews.co.uk

Lenders continue to compete for customers ahead of the Bank of England’s interest rate decision

Express.co.uk

In the past, parents might have acted as guarantors for the mortgages of adult children - however, these new schemes go much further.

Yorkshire Live

There is a new way to get a mortgage that could help you buy a bigger house

The Mirror

Generation H is allowing buyers to apply for bigger loans by adding family and friends to their home loan application in a move to help more Brits get onto the property ladder

FTAdviser

Lenders believe cuts to the base rate are still on the horizon, as TSB and NatWest announce mortgage rate reductions.

Birmingham Live

The high street bank is not alone in shaking up its mortgage criterIa and eligibility, either, with Halifax, First Direct, Nationwide and Virgin Money also making changes.

FTAdviser

Longer term fixed rates have been 'missing from the landscape for some time', according to some brokers, after a smaller lender stepped up to offer these products.

This Is Money

Barclays has upped the ante in the mortgage price war that is currently playing out between banks and building societies.

FTAdviser

Cancellation fees on mortgages charged by some brokers are “diabolical” and do not adhere to consumer duty.

Moneyweek

Homeowners and landlords are being offered cash to fund energy improvements on their property. We explain how the latest green mortgage works

Express.co.uk

HSBC’s criteria switch-up has been largely met with praise from mortgage brokers.

Daily Mail

Labour is planning a raft of policies set to send waves through the property market. We look at what is planned and what homeowners can do to protect themselves and benefit from the changes.

GB News

The UK’s mortgage price war is heating up as two of the country’s biggest lenders slash interest rates even further.

This is Money

Two more big banks have announced mortgage rate cuts in the latest downward shift for home loan pricing.

Birmingham Live

The high street bank has confirmed new rates which brokers say will kick off a war among high street banks.

Express.co.uk

Industry experts say this latest move has the potential to ramp up a rates battle between Britain’s biggest lenders.

Express.co.uk

Barclays and NatWest have already announced significant reductions in recent days and mortgage brokers believe others will follow suit.

Express.co.uk

Barclays and NatWest have already announced significant reductions in recent days and mortgage brokers believe others will follow suit.

Letting Agent Today

The decision of property developer Berkeley Group to enter the private rental sector is bad news for tenants, it’s claimed.

Birmingham Live

Products with the biggest cuts include a two-year fixed with £899 product fee - 60 per cent loan-to-value (LTV), min loan £5k, max loan £2m

Express.co.uk

The reductions come despite the fact the Bank of England refused to cut the base rate from its 16 year high of 5.25 percent last week.

Sky News

Barclays has announced rate reductions across a number of its mortgage deals, with brokers suggesting more lenders could follow suit in the coming days.

The Telegraph

Mortgage holders are still waiting for a Bank Rate drop, despite falling inflation

Express.co.uk

People who are relying on credit card to cover everyday expenses, such as food, clothes and energy, are facing punishing interest rate bills.

FTAdviser

NatWest has broken the mould by making changes to its product pricing, according to Samuel Mather-Holgate, IFA at Mather and Murray Financial.

What Mortgage

Balances on credit cards have increased by nearly 10% and it’s beginning to have a knock-on effect on mortgage applications.

Introducer Today

Explore the effects of rising mortgage rates on the housing market.

What Mortgage

Labour said it would build 1.5 million new homes over the next parliament, reform the planning system and take a ‘brown field first’ approach to building in its manifesto, unveiled today.

Express.co.uk

Mortgage brokers have slammed the increases, questioning whether they are justified.

Birmingham Live

TSB has increased rates across their residential and BTL ranges by up to 0.35%

Sky News

Four major mortgage lenders have announced rate increases today, with some by as much as 0.35%.

FTAdviser

Lenders need to adopt a more pragmatic long-term view to lending to overcome uncertainty in the market, according to Kevin Bailey, managing director at Wessex Investment Management.

inews.co.uk

Labour have said that first-time buyers could use the state as a guarantor for their mortgages under a ‘Freedom to Buy’ scheme

Introducer Today

Labour’s ‘Freedom To Buy’ initiative faces scepticism from the industry.

The Negotiator

Labour it would change the existing mortgage guarantee scheme into a permanent fixture if it wins the election, but leading brokers are unimpressed.

Mortgage Solutions

Some conveyancing firms are declining to take on cases involving high rise properties, over concerns that they will be liable should problems eventually emerge regarding the property.

Express.co.uk

The key ECB rate has come down to 3.75 percent which compares to 5.25 percent figure in the UK.

Business Live

The Competition and Markets Authority has set a deadline of June 14 for views from interested parties

London Property News

The Tories have been ‘as good for the country as too much sugar for a diabetic’ ..…

Express.co.uk

The situation is so serious that brokers are urging City watchdogs at the Financial Conduct Authority (FCA) to take an urgent look at the issue.

Express.co.uk

Mortgage possession actions against home buyers in the first three months of this year were the highest since 2019 with a total of 5,182.

Evening Standard

The IMF raised the prospect of summer cuts to interest rates by the Bank of England, and of a fall from 5.25 per cent to 4.5 per cent in 2024

inews.co.uk

Inflation is set to fall when the latest figures are released on Wednesday - in good news for mortgage holders

Express.co.uk

The rise, which equates to 9.5 percent, suggests more of the nation are effectively living on borrowed money.

The Intermediary

“Plonk a tenner on the Grand National and some lenders think you’re a hustler in Vegas,” said one broker.

FTAdviser

A psychic medium telling a client they will live into their 80s and needing to pay for pet insurance are some of the reasons given by clients for not taking out protection cover.

The Intermediary

“The Government will pay the mortgage” & “smoking is not bad for you”, are among the strangest reasons why borrowers have refused life cover.

Express.co.uk

Forty-two percent of new mortgages taken out in the last quarter of 2023 had an end date beyond the state pension age.

The Intermediary

In the last quarter of 2021, nearly a third - 31% - of new mortgages had an end date beyond the state pension age.

What Mortgage

Virgin Money, Skipton Building Society and Metro are the latest lenders to announce increased mortgage rates for both residential and buy-to-let customers.

Express.co.uk

The move will bring a number of Barclays’ mortgage deals below five percent.

This Is Money

A number of best buys have disappeared from the market, meaning the lowest rates available to borrowers have ticked up.

The Telegraph

Mortgage holders are still waiting for a Bank Rate drop, despite falling inflation

Yahoo Finance

After a tumultuous 2023, mortgage borrowers may be relieved to know inflation is on the way down, and the Bank Rate seems to have peaked.

Express.co.uk

Figures from the Office for National Statistics (ONS) today revealed a lower than hoped for fall in inflation - down from 3.4 percent to 3.2 percent.

Introducer Today

Bank of England Base Rate Cut - when will it happen?

Evening Standard

Mortgage brokers were baffled by some of the changes

The Intermediary

Atom bank has announced that it is increasing its mortgage rates as of tomorrow (Thursday 21st March).

Sky News

UK inflation fell to 3.4% in February - a bigger than expected drop that has been followed by NatWest cutting mortgage rates. Read this and all the latest personal finance and consumer news below - and...

The Intermediary

The changes will come into effect from tomorrow (21st March 2024).

The Intermediary

The number of registered company insolvencies in February 2024 was 2,102, 17% higher than in the same month in the previous year.

The Intermediary

Across its remortgage products including large loans, Affordable Housing – Shared Equity/ Shared Ownership and equivalent green home products, the lender will be introducing rate increases up to 0.17%...

The Intermediary

Across its remortgage products including large loans, Affordable Housing – Shared Equity/ Shared Ownership and equivalent green home products, the lender will be introducing rate increases up to 0.17%...

The Intermediary

In its residential range, the lender will be withdrawing all of its fixed rates at 80% loan-to-value (LTV) for new borrowers.

inews.co.uk

Brokers say the speed at which rates are being pulled is a ‘joke’ and some customers are missing out on the best deals

The Intermediary

In light of labour market data, Newspage asked experts when the Bank of England should cut the base rate — and if a cut may now come sooner.

CityAM

The proportion of UK mortgages in arrears rose to its highest since 2016 last year, as borrowers were squeezed by high interest rates.

The Sun

BORROWERS are being dealt a “bitter blow” as more lenders prepare to hike their mortgage rates. Halifax, Santander and Co-op have all announced that they will be increasing their rates …

This Is Money

Several of the UK’s largest mortgage lenders have hiked their rates today, as interest on home loans continues to move upwards.

Express.co.uk

Halifax has warned customers applying for mortgages about potential increases of up to 0.2 percent.

Yahoo Finance

“Are we missing something here?” one adviser asked of the flurry of mortgage rate rises

Birmingham Live

Newspage asked mortgage brokers for their reaction to this, and why the mortgage market has started this week on such a dour note.

Evening Standard

“Are we missing something here?” one adviser asked of the flurry of mortgage rate rises

Birmingham Live

Effective 12 March, the lender says it’s making the following changes to its Existing Customer product range and switcher rate has been hiked up to 10bps on selected 2 and 5 year deals.

FTAdviser

Lenders withdrawing rates with only a couple of hours’ notice is “not fair on consumers or on brokers” and goes against consumer duty, according to brokers.

Express.co.uk

Nationwide is set to become the UK’s second largest mortgage and savings group after acquiring Virgin Money.

Evening Standard

Deal lands £414m windfall to Richard Branson’s Virgin Group

Coventry Live

HSBC has announced increases across the whole of its fixed rate range of mortgages, joining Barclays and Natwest.

Evening Standard

Rates are slowly rising again after falling sharply over the winter

The Intermediary

Brokers have once again raised concerns about short-notice product changes from lenders after The Mortgage Works (TMW) issued an email at 14:00 advising brokers they had until 20:00 tonight to lock in...

The Intermediary

The average house price was recorded at £260,420, compared to a slightly lower figure of £257,656 in January.

The Telegraph

House prices returned to growth for the first time in more than a year and are approaching their record high, according to a lender, as mortgage approvals surged.

Birmingham Live

It marked the first month since January 2023 that Nationwide recorded positive annual growth in house prices.

Evening Standard

More ‘doom and gloom’ for borrowers ahead of Chancellor Jeremy Hunt’s budget next week

Mortgage Solutions

Interest in new-build is on the rise at the moment, with lenders needing to be more innovative in order to support new-build buyers.

Sky News

Brokers are saying the shift upwards in mortgage rates is affecting what had initially looked like a bright start to 2024. Read this and more in the Money blog, your place for consumer and economic news....

Sky News

NatWest has told brokers it will increase mortgage rates on Friday, the Money blog can reveal - after a similar announcement from HSBC earlier today. Read this and more in the Money blog, your place for...

Birmingham Live

It follows other lenders this week, such as Santander, Coventry and TSB.

GB News

Santander has announced it will be increasing interest rates across multiple mortgage products from tomorrow.

The Intermediary

UK Finance’s Q4 2023 report on later life mortgage lending reveals a substantial downturn in the market, with new loans to older borrowers decreasing by 37.1% year-on-year.

Birmingham Live

Newspage asked brokers for their thoughts on this interesting re-price from Santander, and what effect this might have on the rest of the market in the coming days.

CityAM

Average two-year fixed mortgage rates have seen their biggest monthly drop since December 2022, despite mounting economic pressure.

Evening Standard

The latest changes come ahead of a big week for economic data, which should provide a clearer picture of the Bank of England’s interest rate plans

This Is Money

Advocates of the deal suggest it will help bolster Britain’s need for huge numbers of new homes, while others allege competition in the sector could be reduced, which could push up prices.

Express.co.uk

The gap between remortgage and purchase rates being offered by some of the big lenders is “spreading”, experts said.

Birmingham Live

This continues a common trend last week with other high street lenders.

Express.co.uk

Its two-year remortgage rate will now start from 4.45 percent with a £1,499 fee, and the five-year equivalent deal will start from 3.94 percent.

Evening Standard

The country’s largest building society says it’ll increase rates by up to 0.3 percentage points on selected mortgage products

Yahoo Finance

The country’s largest building society says it’ll increase rates by up to 0.3 percentage points on selected mortgage products

The Guardian

Building society announces best-buy deals starting at 3.84% while some rivals raise their rates

This Is Money

It follows a host of cuts so far this year including last week when HSBC, Natwest, Metro Bank, TSB, Santander, Coventry and Skipton all lowered rates.

Birmingham Live

Home movers and remortgage clients will benefit from the reductions as the market slides ever closer to sub-4% 2-year mortgages.

Yahoo Finance

Bets tick up on interest rate cuts.

Mortgage Solutions

Brokers need to be creative in finding the right protection solutions for clients with reduced budgets, intermediaries have suggested.

Introducer Today

Demand for Mortgages Soars as rates war draws in applicants

The Intermediary

Lenders are not letting a small increase in inflation spoil the recent pattern of fixed rate cuts, with both Santander and Skipton announcing cuts this morning.

Mortgage Solutions

Inflation increased in December. However, industry experts don’t see this as a portent of doom. But if swap rates rise, that could change.

The Telegraph

Mortgage lenders have announced cheaper deals today amid a “desperate” push to win customers despite inflation rising unexpectedly last month.

Mortgage Solutions

Brokers say 2024 will be a big year for specialist lending but the historical association with sub-prime products needs to be addressed.

FTAdviser

'The January mortgage fire sale is firmly underway' as major lenders Barclays and Santander announce rate reductions, according to EHF Mortgages managing director, Justin Moy.

This Is Money

Barclays and Santander have become the latest lenders to announce cuts to their mortgage rates, including sub-4% offers.

The Sun

MORE major lenders have revealed “very significant” cuts to mortgage rates following hot on the heels of several big banks. Barclays and Santander are the latest to reveal a drop in the…

Evening Standard

It joins Generation H, which launched its first rate below 4% just before Christmas

Daily Mail

Halifax, the UK’s largest lender, became the first company to slash rates on its remortgage deals by up to 0.83 percentage points yesterday, just hours into the first working day of the year.

Mortgage Solutions

Better use of social media, technology and diversification are among the changes brokers are planning for their businesses this year.

The Intermediary

The Nationwide Building Society’s house price index for 2023 shows a 1.8% decrease in UK house prices compared to the previous year.

The Intermediary

Brokers have accused the Bank of England of strangling the UK economy as new data shows that GDP shrank in the third quarter of the year.

The Negotiator

Weak demand for homes for sale could strengthen in the New Year as mortgages become cheaper for buyers.

FTAdviser

It is a matter of time before individuals see the emergence of a sub-4 per cent mortgage rate following a fall in Swap rates, according to brokers.

inews.co.uk

Mortgage rates are expected to come down even further in the new year after lower than expected inflation

The Telegraph

One lender already offers sub-4pc fixed term rate as swap rates drop

Your Money

Barclays will slash mortgage rates across its residential, buy-to-let purchase and remortgage ranges, with competitors set to follow

The Intermediary

Approximately 2,466 companies registered for insolvency throughout November.

Express.co.uk

Mortgage rates are coming down at Virgin Money with many calling for other lenders to follow suit in regards to their interest rates.

The Intermediary

The webinar revealed that over 70% of FCA-regulated firms feel confident with their Consumer Duty implementation.

The Intermediary

Newspage asked a selection of brokers, conveyancers and specialist mortgage recruiters what they are expecting in 2024.

Yahoo Finance

Other lenders to announce cuts today include TSB and Accord

Evening Standard

Other lenders to announce cuts today include TSB and Accord

Birmingham Live

The headline grabbers, brokers said, were with Barclays, which revealed a 5-year fixed rate purchase mortgage

FTAdviser

The rate war drum is now becoming louder by the day, Contractor Mortgage Services director, Ken James, has said following recent rate reductions from both NatWest and Halifax.

Mortgage Introducer

Brokers discuss lenders offering more deals under 5%