Bob Singh's Media Coverage
FT Adviser
Property 118 and Cotswold Barristers win HMRC appeal in ‘major win for landlords’Property 118 and Cotswold Barristers have won an appeal against HMRC in a “major win for landlords”.
Daily Mirror
HMRC rule change ‘legal requirement’ started in April ‘many unaware’There’s no choice and more people will be affected over the next two years
Daily Express
HMRC’s new rule change ‘confusing’ as 100,000 in UK ‘need to sign up’So many will get caught out by this
GB News
Labour to fine buyers who pull out of house purchases under plans to end 'nightmare' delaysHouse buyers in England who pull out of agreed purchases could face financial penalties under sweeping reforms aimed at reducing delays and failed transactions.
Thisismoney
Buyers could be fined if they pull out of a house purchase under Labour plansBuyers could have to pay a penalty if they pull out of a house purchase after a certain stage, under sweeping property purchase reforms being planned by Labour.
Daily Mirror
‘I’m a mortgage broker and there’s a golden window in 2026’Buyers could have a ‘rare opportunity’
Daily Express
Mortgage broker says 2026 has ‘golden window’ to buy a UK homeFeels like the ladder might finally budge
Glasgow Live
UK mortgage holders with new deal in past month told ‘take action’A mortgage expert has warned borrowers with mortgages agreed in recent weeks to check
Daily Mirror
Anyone with new mortgage in past month told ‘take action, bank won’t’A mortgage expert said your bank won’t tell you, but taking action could save you thousands
Daily Express
‘Take action’ if you’ve had mortgage offer in past monthThis could save a packet if you’re sharp
Birmingham Live
Homeowners warned UK mortgage interest rates could rise four times this yearInternational investors are betting that the UK is vulnerable to a sustained rise in inflation
Estate Agent Today
Will the Iran war cause a rise in gazundering?Mortgage and property experts are predicting gazundering could return as prospective buyers start to worry about the impact of inflation on their finances due to the war in the Middle East.
Birmingham Live
Bank of England holds interest rate at 3.75% as inflation fears growEvery member of the Monetary Policy Committee voted to hold its base rate
GB News
Nationwide Building Society issues property market update as 'house prices will continue to stall in 2026'Mortgage analysts are warning that "house prices will continue to stall in 2026" after data from Nationwide Building Society found a dip in property prices towards the end of last year.
Cambridgeshire Live
Mortgage relief on the horizon as major rate fall predictedBrokers predict sub-3% mortgage deals for prime borrowers as inflation falls and lenders gear up for battle over best rates in 2026
Bristol Live
Mortgage ‘comeback’ expected as rates poised to drop below 3%Brokers predict sub-3% mortgage deals for prime borrowers as inflation falls and lenders gear up for battle over best rates in 2026
Express.co.uk
Mortgage hunters poised for 2026 gift as rates set to ‘drop below 3%’It comes after inflation fell more sharply than expected and a price war looms
FT Adviser
MPs vote through renters’ rights bill providing some buy-to-let certaintyLandlords are moving towards “greater certainty” as the renters’ rights bill passes through Parliament and approaches Royal Assent.
Birmingham Live
UK house price growth slows following small 3% rise in AugustUK monthly private rents increased by 5.5%
FT Adviser
Increasing mortgage income multiples ‘massive game changer’The increase in mortgage lenders’ income multiples has been a “massive game changer”, according to Eli Kosiner, head of mortgages at HFMC Wealth.
Birmingham Live
Anyone with a mortgage warned ‘dam is bursting’ as possession claims up sharplyMortgage possession claims are up 22% when compared to the same quarter in 2024
what MORTGAGE
Mortgage possessions climb following steep repayment hikes - what MORTGAGEMortgage possession claims have increased sharply in the last year as borrowers struggle to keep up with higher monthly repayments.
This Is Money
I did an NHS mortgage TikTok in my car and it went viralMaking the most of social media can be an essential part of attracting new customers. We speak to small business owners like Bob Singh, who have made it work.
This Is Money
Warning over social media videos encouraging mortgage fraudHome buyers are being warned to not be taken in by social media influencers giving ‘dangerous’ mortgage advice.
Birmingham Live
Major NatWest update with customers told ‘be warned or be damned’The Treasury has announced the sale of its final shares in the NatWest Group
FTAdviser
Mortgage brokers call out ‘misleading’ finfluencer TikTokA finfluencer’s social media video discussing a 100 per cent mortgage has been called out as “spreading misinformation” and “misleading” by
FTAdviser
Another 100% mortgage hits the marketGable Mortgages has become the second lender to launch a 100 per cent LTV mortgage in just a matter of days.
Express.co.uk
Former Bank of England chief calls for unexpected 0.5% rate dropMarkets have priced in a smaller quarter-point reduction next month
Express.co.uk
Bank of England limit change ‘mixed messages’ as expert addresses Cash ISAsThe Bank of England’s proposal to raise savers protection from £85,000 to £110,000 is set to be put in place later this year.
This Is Money
Major bank becomes first to relax mortgage rulesThe bank has made changes to its ‘stress tests’ - the part of a mortgage application where the lender checks that the borrower could still cope if their interest rate went up.
Express.co.uk
Santander loosens affordability rules for borrowers in mortgage shake-upSantander has changed its affordability rules, enabling people to borrow up to £35,000 more
FTAdviser
Santander loosens affordability criteria in line with FCA wishesSantander has loosened affordability criteria in line with the wishes of the Financial Conduct Authority, with brokers calling it a “brave move” from the lender.
Express.co.uk
Property market experts issue stark warning to Labour over housing planChancellor Rachel Reeves gave an update on Monday about her fiscal plans for the UK.
Letting Agent Today
Election result already priced-in to housing market, says top analystThe result of the election isn’t likely to be a gamechanger for the housing market, a prominent business consultancy says.
Express.co.uk
Barclays and HSBC set to unleash mortgage interest rate cuts within hoursThe reductions follow a number of small cuts by other lenders in recent days, such as Halifax, Santander and NatWest.
Express.co.uk
Property sale prices up despite high interest rates and dip in salesFigures from the Nationwide put the average sale price at £266,604 in June which is up from £264,249 in May.
What Mortgage
Mortgage rates this week: More lenders make price cutsCoventry Building Society and HSBC have followed in the footsteps of Barclays and made cuts to mortgage rates this week.
Express.co.uk
When interest rates could finally come down to lift burden on mortgage holdersThe Bank’s governor, Andrew Bailey, and the Monetary Police Committee (MPC) decided to hold the base rate at 5.25 per cent at their latest meeting.
Mortgage Solutions
Commercial mortgage enquiries rising but ‘noticeable gaps’ from lenders, brokers sayBrokers are seeing a rise in commercial mortgage enquiries, with lender appetite returning, but there are still some underserved areas.
The Intermediary
NatWest makes “encouraging” changes to new business mortgage productsThe changes will come into effect from tomorrow (21st March 2024).
The Intermediary
Has underwriting become overwriting?A number of brokers have expressed frustration on Newspage recently about the state of mortgage underwriting, specifically around lenders suddenly asking for huge amounts of evidence for even the most...
Money Marketing
DeadHappy shuts doors to new customers after ad campaign falloutInsurance intermediary DeadHappy has shut its doors to new customers after its insurance partners pulled the rug following a disastrous advertising campaign. DeadHappy, known for its hugely controversial...
Cover Magazine
DeadHappy closes doors to new life insurance customersLife insurer, DeadHappy, has been told that it cannot accept new life insurance customers at the moment.
FTAdviser
DeadHappy unable to accept new life insurance customersThe life insurance firm DeadHappy has announced that it “cannot accept” new life insurance customers at the moment.
The Intermediary
DeadHappy “can’t accept new life insurance customers at the moment”Life insurance firm, DeadHappy, known for its controversial ads — with one featuring Harold Shipman “because you never know who your doctor might be’ — has announced that it is unable to accept new life...
The Intermediary - Latest UK mortgage news
“Waiting for US to cut rates first risks destroying UK economy” – brokersNewspage asked a selection of financial services experts how they would you rate the Bank of England’s performance over the past two to three years
Mortgage Solutions
Inflation rise ‘blip’ that won’t reverse rate drops but beware swap rises – analysis - Mortgage SolutionsInflation increased in December. However, industry experts don’t see this as a portent of doom. But if swap rates rise, that could change.
Mortgage Solutions
Brokers’ Christmas wishes – an election, affordability help, and a cure for goutAn early election and more support on affordability are among brokers’ Christmas wishes, from a hopefully obliging Santa.
The Intermediary
Bank of England slammed as UK stands on brink of recessionBrokers have accused the Bank of England of strangling the UK economy as new data shows that GDP shrank in the third quarter of the year.
Evening Standard
More than £16,000 slashed from the value of the average London homePrices slumped in October after a long succession of interest rate hikes
inews.co.uk
Mortgage nightmare for 680,000 homeowners now paying SVR rates of up to 10%Rate setters has paused for breath, but that won’t ease pressure for SVR borrowers yet
The Intermediary
Potential IHT cuts in Autumn Statement “an attempt to sway voters”Along with Stamp Duty cuts, the Treasury is considering IHT cuts in the Autumn Statement. Much like the SDLT cuts or another stamp duty holiday, experts said it was a cynical move by the Government to...
Mortgage Solutions
‘Huge increase’ in demand for limited company BTL seen by brokers ‒ analysis - Mortgage SolutionsBrokers have reported seeing substantial increases in interest in limited company buy to let from their landlord clients, and have highlighted the importance of working with tax firms who can support clients...
The Intermediary
Wales Help to Stay scheme: “Help to Stay but of what - execution?” - brokers reactBrokers have expressed their concerns around a new ‘Help to Stay’ scheme launched in Wales, with one saying “Help to Stay but of what - execution?”.
The Intermediary
House prices rise by 1.1% in October – HalifaxThe typical home now costs £281,974, up around £3,000 on the previous month.
The Intermediary
Construction output continues to decline in OctoberFragile client confidence and elevated borrowing costs were often cited as reasons for weaker sales.
The National
UK house prices show unexpected monthly rise in OctoberLatest figures from Nationwide show a rise of 0.9 per cent in October compared with September
Express.co.uk
House price crash: UK market ‘extremely weak’ as prices drop by £35k on averageHouse prices in the UK were averaging £294,000 in December 2022, a figure significantly higher than today’s valuations.
Birmingham Live
Nationwide issues boost to anybody who has a mortgage in UKProperty values were down by 3.3 per cent compared with October last year, the research also found.
The Intermediary
EXCLUSIVE: Compare The Market interest-only mortgage content flagged as incorrect by brokersThe content was identified by Steven Morris at Advantage Financial Solutions, who shared his thoughts on LinkedIn.
The Intermediary - Latest UK mortgage news
Brokers give their verdict on Nationwide rebrandFollowing its rebrand last week, brokers have shared their views on the new Nationwide logo and strapline.
The Intermediary
EXCLUSIVE: Borrowers in Consett more likely to have protection than those in ChelseaBrokers and protection specialists have shared their views on how and when protection advice should be provided, and whether it can be overlooked during busier times.
Financial Reporter
Should protection be mandatory for mortgage holders? - brokers reactSome brokers warned that borrowers with health issue could be prevented from getting on the property ladder.
Financial Reporter
HSBC makes raft of changes to residential and buy-to-let rangesHome mover, remortgage and first-time buyers will all benefit from the rate reductions.
B&C
FCA unveils leasehold buildings insurance reformsThe FCA has announced new measures to support leaseholders in the multi-occupancy buildings insurance market.
Mortgage Professional
Could AI do a broker’s job?Brokers views vary on the capability of AI in the sector
The Intermediary
“A period of adjustment”- brokers react to current fixed ratesNewspage asked brokers what level they think average 2-year fixed rates need to drop to in order to reignite the property market.
Mortgage Solutions
Interest-only demand ‘not as high as expected yet’ say brokersWhile there has been an uptick in enquiries from clients around moving to interest-only, it has not been to the levels expected, according to intermediaries.
Mortgage Professional
Does the CPSP programme meet broker expectations?Brokers have revealed their views on its strengths and weaknesses
FTAdviser
Buy-to-let arrangement fees ‘border on profiteering’Buy-to-let arrangement fees “border on profiteering” and are causing “extreme financial distress” to landlords, according to one broker.
Financial Reporter
Mortgage brokers slam continued instances of conditional sellingThe buyer has since lodged a complaint with the estate agency.
Estate Agent Today
It’s Do-or-Die for housing market tomorrow - new warningThe publication of inflation figures by the government tomorrow will be a Do-Or-Die moment for the housing market, it’s been claimed.
Express.co.uk
Britons to suffer US-style crash as UK housing market ‘a total omnishambles’EXCLUSIVE: Borrowers in Britain and the US are suffering as mortgage rates climb and house prices fall.
The Intermediary
Inflation data “could be sink or swim for mortgage holders”Following a month of rising swap rates and lenders forced to suddenly withdraw products from market due to high demand, what do experts predict ahead of Wednesday’s results?
FTAdviser
Upcoming inflation data ‘sink or swim’ for mortgage holdersThe publication of inflation data later this week will be a case of “sink or swim” for mortgage holders, Dimora Mortgages director, Jamie Lennox, has stated.
inews.co.uk
Lack of landlord mortgage support will feed through to tenants and push rents up, warn brokersBuy-to-let landlords have been excluded from the Government’s mortgage charter
The Intermediary
UK inflation rate stands at 8.7%, highest since 1981Meanwhile, the core inflation rate, which excludes volatile elements like energy and food costs, reached its highest level since 1992.
The Independent
Spike in mortgage arrears and homes being repossessed as interest rates soarLenders stand ready to help anyone who might be concerned about their repayments, according to UK Finance, which released the figures
North Wales Pioneer
Jump in mortgage arrears and homes being repossessedLenders stand ready to help anyone who might be concerned about their repayments, according to UK Finance, which released the figures.
Evening Standard
Jump in mortgage arrears and homes being repossessedLenders stand ready to help anyone who might be concerned about their repayments, according to UK Finance, which released the figures.
FTAdviser
Brokers split on potential return of Help to BuyThose in the mortgage advice space are split on the announcement this week that the government is considering a return of Help to Buy, but many have said reintroducing it would be a good thing - so long...
Daily Mail
House sales show signs of bounce back after interest rate hikesThe number of homes sold in March increased by 26 per cent month on month, as mortgage rates offered by lenders began to fall.
Mortgage Solutions
Return of the 100 per cent LTV mortgage a blessing, not a curse, for FTBsDemand for 100 per cent mortgages could be very high among first-time buyers but there are concerns around credit quality and negative equity
FTAdviser
Brokers: 40-year mortgages now ‘commonplace’Mortgage brokers have reported that 30 and 40-year mortgages are now commonplace, particularly among first-time buyers as they contend with sky-high house prices.
Financial Reporter
Longer mortgage terms becoming commonplace, brokers sayBrokers discussed the pros and cons of longer term mortgages.
This Is Money
Is the 100% mortgage back? Deals that offer first-time buyers a leg-upHouse prices remain high despite predictions of a significant fall this year and interest rates are unlikely to fall back down to where they were 12 months ago after the calamitous mini-budget last autumn.
IFA Magazine
It’s “raining product transfers” say brokers, due to affordability and lenders pricing in line with new business rangesBrokers around the UK have noted the growing popularity of product transfers, with one saying it’s “positively raining” them. The reasons are affordab
Mortgage Solutions
Five ways brokers are bridging the borrower knowledge gap – analysis - Mortgage SolutionsBorrowers are as confused, nervous and disturbed by the state of the mortgage market as ever and brokers need to bridge that knowledge gap
FTAdviser.com
Why I’m opting for a tracker despite rising ratesRight now a lot of borrowers will be scratching their heads when their broker raises the possibility of them taking out a tracker or discounted rate which will see their monthly payment go up if the Bank...
Mortgage Solutions
Help to Buy will leave a ‘mixed legacy’ – analysisAs the Help to Buy scheme closes for new applications from today, brokers reflect on its legacy - the ups and the downs.
Mortgage Solutions
‘Major increase’ in tracker take-up but they are ‘a gamble’ – analysis - Mortgage SolutionsBrokers have reported an increase in interest in tracker and discounted tracker products as fixed rate pricing continues to climb
Mortgage Solutions
Demand for new homes is slowing ‒ Bellway - Mortgage SolutionsHousebuilder Bellway has warned that the demand for new build homes is starting to slow, as the cost of living situation takes hold.
MSN
Bellway reveals drop in housing demand and warns of a potentially shrinking market after mini-BudgetBellway reveals drop in housing demand and warns of a potentially shrinking market after mini-Budget - FTSE 250 housebuilder blames Downing Street as Budget turmoil reaches the housing market after a record...
Evening Standard
Bellway warns of a potentially shrinking market after mini-Budget woesCEO tells The Standard the min-Budget is “pretty much 100%” to blame for drop off in housing market demand