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James Vince
Media Coverage
The Intermediary
Debate: Three-month Product Transfer windowsBrokers debate whether reverting to a three-month window for Product Transfers will work better for the industry.
The Intermediary
Are we heading for a property market crash? Experts give their viewsAfter the UK saw its first annual house price decline in 11 years experts give their take on what’s next for house prices.
Landlord Today
Councils treat landlords like cash machines says mortgage chiefA mortgage chief has accused local authorities of treating private landlords like cash machines.
Mortgage Solutions
Sourcing systems trying ‘to be too clever’ ‒ analysis - Mortgage SolutionsSourcing systems must focus on providing brokers with more accurate information, and stop trying to do too much, intermediaries have argued.
Mortgage Solutions
Three-year fixes are the ‘Goldilocks’ option but the product cupboard is bare – analysisThree-year fixed mortgages could be a good product for borrowers who feel alternatives are too long or short, but a lack of options and inconsistent pricing means they are often not chosen.
Mortgage Solutions
Separate council tax bands for HMO units will harm tenants, property professionals warnCreating separate council tax bands to individual units in houses in multiple occupation (HMO) in particular circumstances will affect poorer tenants and result in landlords being used as “cash cows”.
Property Reporter
Are private landlords going to better or worse off following the introduction of the Renters’ Reform Bill?Since the government outlined proposals for the Renters’ Reform Bill in its A Fairer Private Rented Sector white paper in June 2022, there has been much talk about what
Financial Reporter
Should the mortgage industry make use of AI tools? - brokers reactMortgage brokers were split on whether the use of AI tools like ChatGPT would be a help or hindrance to the conveyancing and remortgage process.
Mortgage Solutions
Gen H launches mortgage and legals service with lower ratesGen H has launched a service for first-time buyers which combines its mortgage and legal services at reduced interest rates.
IFA Magazine
Stick with you lender - you will get a better mortgage deal’ Really?A headline in yesterday’s Sunday Times Money section read ‘Stick with your lender — you will get a better mortgage deal’. Whilst their article does s
IFA Magazine
Bank of England interest rate decision – Comments from mortgage brokers, IFAs and wealth managersThe Bank of England has raised the base rate to 4%. The minutes report that the MPC believes inflation has peaked. Newspage asked mortgage brokers, wealth ma
Mortgage Solutions
Second charge will be ‘big business’ in 2023 – analysisSecond charge will continue to grow in popularity next year due to rising cost of living, higher remortgage costs and more people coming to term end on fixed rates next year.