Scott Taylor-Barr's Media Coverage

FT Adviser

Advisers have rallied against “unqualified and unregulated” social media advice and called for greater regulation after research showed more than half of adults lost money by acting on financial advice...

Plymouth Live

Brokers said it was 'underused'

Daily Mirror

Getting a mortgage when you work for yourself can seem difficult, but a broker said it didn’t have to be

Wales Online

Brokers said it was ‘underused’

Daily Express

Honestly, every little helps with that mortgage

Daily Mirror

They were an innovation seen in the late 1990s before they fell out of fashion

Sunday Express

Digital newsstand featuring 7000+ of the world’s most popular newspapers & magazines. Enjoy unlimited reading on up to 5 devices with 7-day free trial.

Daily Express

Properly under the radar

FOR SUSTAINABLE, PROFITABLE, CLIENT-FOCUSED ADVISER FIRMS

Despite the cohabitation consultation finally launching after Labour’s promise of reform in the party’s manifesto, advisers still have questions over how the system will work.

FT Adviser

There will be “turmoil” in the UK mortgage market “for quite some time” as the conflict in the Middle East continues to unfold, according to guests on this week’s FT Adviser podcast.

FT Adviser

A client turned down

The Intermediary - Latest UK mortgage news

The Working in Mortgages EDI Group hosted a discussion on the role of men as allies as part of its International Women’s Day event.

Liverpool Echo

Millions of people across the UK use Buy Now Pay Later firms, including Clearpay and Klarna to shop

Kent Live

Millions of people have used Buy Now Pay Later lenders such as Clearpay and Klarna but now new rules are being brought in

OK!

Up to 30 million people in the UK have used Buy Now Pay Later schemes including Klarna and Clearpay for everything from groceries to gifts

Cambridge Live

Millions of people across the UK use Buy Now Pay Later firms, including Clearpay and Klarna to shop

Hull Live

Millions of people have used Buy Now Pay Later lenders such as Clearpay and Klarna but now new rules are being brought in

Daily Record

Millions of UK shoppers who use Klarna, Clearpay and other Buy Now, Pay Later (BNPL) services are set to see major changes, as the Financial Conduct Authority (FCA) introduces new rules to protect consumers

Daily Mirror

Up to 30 million people in the UK have used Buy Now Pay Later schemes including Klarna and Clearpay for everything from groceries to gifts

Mortgage Soup

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the regulator’s highly anticipated Pure...

FT Adviser

The number of life

FT Adviser

rates are “highly likely” to drop below the current market leading rate of 3.51 per cent in 2026 as the mortgage price war rages, according to brokers.

Express.co.uk

Brokers now expect even sharper deals to emerge “before the year is out”.

Mortgage Solutions

Mortgage and insurance advice firm Barnsdale Financial Management has hired Deborah Reeves as its financial adviser.

FT Adviser

has rolled out its advanced underwriting feature to all advisers to help them to work more efficiently and deliver better results.

Mortgage Professional

Broker education is out of date, warn industry insiders

Mortgage Professional

Broker education is out of date, warn industry insiders

IFA Magazine

iPipeline has rolled out its new Advanced Underwriting feature to all advisers via its SolutionBuilder® platform. This powerful upgrade means

Money Marketing

iPipeline has extended its Advanced Underwriting feature to all advisers via its SolutionBuilder® platform, following a successful launch with The Openwork Partnership. The upgrade delivers faster protection...

FOR SUSTAINABLE, PROFITABLE, CLIENT-FOCUSED ADVISER FIRMS

Technology provider, iPipeline, has expanded its Advanced Underwriting tool to all advisers through its protection sourcing platform, SolutionBuilder.

IFA Magazine

iPipeline has rolled out its new Advanced Underwriting feature to all advisers via its SolutionBuilder® platform. This powerful upgrade means

Money Marketing

iPipeline has extended its Advanced Underwriting feature to all advisers via its SolutionBuilder® platform, following a successful launch with The Openwork Partnership. The upgrade delivers faster protection...

Money Marketing

iPipeline has extended its Advanced Underwriting feature to all advisers via its SolutionBuilder® platform, following a successful launch with The Openwork Partnership. The upgrade delivers faster protection...

Money Marketing

The system reviews the 20 most common medical disclosures, which typically account for the majority of underwriting loadings and changes after application. This allows advisers to understand early in the...

Money Marketing

The system reviews the 20 most common medical disclosures, which typically account for the majority of underwriting loadings and changes after application. This allows advisers to understand early in the...

IFA Magazine

iPipeline®, a leading provider of comprehensive and integrated digital solutions for the life insurance, pensions, savings, and investment markets in the UK,

Corporate Adviser

IPipeline has added Advanced Underwriting to its protection sourcing system SolutionBuilder in a bid to provide advisers with more precise

Freelance Informer

New research from Aldermore reveals the extent to which self-employed first-time buyers are struggling to get on the property ladder.

Mortgage Solutions

Mortgage application processing times have reduced by 30% in two years – from 14 days to 10 days – claims a report.

Birmingham Live

Nationwide said that from Tuesday, new borrowers could request a mortgage up to six times their income with a 5% deposit but it would only be available for those taking out a five or 10-year fixed-rate...

GB News

Nationwide, the UK's largest building society, has announced a significant boost for first-time buyers.

Ideal Home

Buying your first property is an exciting but expensive life event which is why it iscrucial that you get the best first-time buyer mortgage to suit your needs

FTAdviser

Modern networks are taking in members’ money but do not show enough care for the advisers, according to Ahmed Bawa, chief executive of Rosemount Financial Solutions.

FTAdviser

Flexibility, earnings and more control are seeing brokers choose the self-employed route via a network.

Moneyweek

Mortgage shelf-life has almost halved as borrowers take advantage of cheaper home loans. We explain how to be mortgage-ready

The Telegraph

Major banks slash ‘lock-in period’ for loan offers as rate cuts intensify

Moneyweek

Law firm Harcus Parker is battling a number of banks including TSB, which it claims have caused borrowers from collapsed lenders to become mortgage prisoners

Express.co.uk

In the past, parents might have acted as guarantors for the mortgages of adult children - however, these new schemes go much further.

Yorkshire Live

There is a new way to get a mortgage that could help you buy a bigger house

Moneyweek

Self-assessment taxpayers have until the end of July to pay the latest instalment of their tax return bill, but is the charge fair. Marc Shoffman explains why this is hurting self-employed people

FTAdviser

The Bank of England has only managed to keep inflation at its target rate for 30 per cent of the time since it gained independence in 1997, data has found.

FTAdviser

Cancellation fees on mortgages charged by some brokers are “diabolical” and do not adhere to consumer duty.

FTAdviser

The first lender to offer capped rate mortgages will “make an absolute killing”, Orchard Financial Advisers managing director, Ben Perks, has said.

The Sunday Times

Homeowners coming to the end of a deal face a familiar dilemma — fix now, or take a chance on a tracker and hope rates fall. George Nixon crunches the numbers

Moneyweek

The general election manifestos say little about mortgage support for homeowners, yet many will see their cheap deals end as the nation heads to the polls.

Mortgage Solutions

Some conveyancing firms are declining to take on cases involving high rise properties, over concerns that they will be liable should problems eventually emerge regarding the property.

Mortgage Solutions

Brokers say that expat enquiries have been on the rise, with lenders increasing their product offerings and making criteria enhancements.

Mortgage Solutions

Lenders are closely observing rising service charges and other costs associated with leasehold, brokers have said.

FTAdviser

Barclays’s recent mortgage rate cuts are a “beacon of hope for many borrowers”, Brooklyns Financial director, Harps Garcha, has argued.

The Intermediary - Latest UK mortgage news

Barclays has just announced a series of material mortgage rate cuts, effective from tomorrow, Friday 17 May.

Freelance Informer

Brits are skipping life insurance despite rising costs due to some surprising reasons, according to financial and legal experts.

The Intermediary

“Plonk a tenner on the Grand National and some lenders think you’re a hustler in Vegas,” said one broker.

FTAdviser

A psychic medium telling a client they will live into their 80s and needing to pay for pet insurance are some of the reasons given by clients for not taking out protection cover.

The Intermediary

“The Government will pay the mortgage” & “smoking is not bad for you”, are among the strangest reasons why borrowers have refused life cover.

Mortgage Solutions

A cap on what a broker can charge in fees imposed by lenders could be an overstep and have unintended consequences, brokers have warned.

FTAdviser

Halifax has launched a new product range which offers up to £1,000 in cashback to first-time buyers.

The Intermediary

The changes will come into effect from tomorrow (21st March 2024).

The Intermediary

A number of brokers have expressed frustration on Newspage recently about the state of mortgage underwriting, specifically around lenders suddenly asking for huge amounts of evidence for even the most...

Evening Standard

Rates are slowly rising again after falling sharply over the winter

The Intermediary

Brokers have once again raised concerns about short-notice product changes from lenders after The Mortgage Works (TMW) issued an email at 14:00 advising brokers they had until 20:00 tonight to lock in...

The Intermediary - Latest UK mortgage news

Newspage asked a selection of financial services experts how they would you rate the Bank of England’s performance over the past two to three years

This Is Money

The number of homeowners and buy-to-let landlords in mortgage arrears has jumped in the past year - though the amount of homes being repossessed remains low, according to UK Finance.

Mortgage Solutions

Around 64 per cent of advisers have seen a rise in customers choosing interest-only mortgages in the last year, a poll has found.

Mortgage Solutions

Brokers need to be creative in finding the right protection solutions for clients with reduced budgets, intermediaries have suggested.

Mortgage Solutions

Brokers say 2024 will be a big year for specialist lending but the historical association with sub-prime products needs to be addressed.

FTAdviser

Santander’s update to its affordability calculator shows it is “willing to fight for business beyond simply interest rates”, according to Barnsdale Financial Management principal adviser,...

FTAdviser

The mortgage market may see “sub 3 per cent rates” by the end of the year, according to some brokers. 

The Times

Intense competition is expected to trigger a ‘manic week’ in the housing market

The Intermediary - Latest UK mortgage news

Homes need to be built for what and where the population actually needs, not simply of the type and location the major national house builders want them to make the most profit.

Mortgage Solutions

An early election and more support on affordability are among brokers’ Christmas wishes, from a hopefully obliging Santa.

The Intermediary - Latest UK mortgage news

Hodge announces a rise in procuration fees to 0.30% for mortgage product transfers, acknowledging the efforts of its broker partners.

Mortgage Introducer

Higher interest rates, continued inflationary pressures and the uncertain economic outlook are leading to a rising number of mortgage arrears, according to Nationwide. So, how are brokers navigating these...

Mortgage Introducer

He decided to be a self-employed adviser after struggling for work during the financial crisis How I became a broker – Scott Taylor-Barr's story By Rommel Lontayao 08 Sep 2023 Share facebook sharing buttontwitter...

Mortgage Introducer

In recent years, market conditions in the property sector have proven increasingly complex, with brokers having to navigate COVID, the cost-of-living crisis and sky-high rates, among the challenges. So,...

London Property News

Rachel Maclean has been asked to step down from her role as Housing Minister, she has confirmed. Ms Maclean said on X: “I’ve been asked to step down from my…

The Intermediary

Fragile client confidence and elevated borrowing costs were often cited as reasons for weaker sales.

The Intermediary

Two mortgage brokers and two mortgage-focused marketers have shared their insights with free UK news agency, Newspage.

Mortgage Solutions

Brokers have suggested that schemes like the shared ownership programme can prove effective in helping more first-time buyers onto the ladder, and prevent homeownership becoming an elite privilege.

The Intermediary

Brokers said the reason for the low volume of remortgages is the sharp rise in product transfers, as many people have no choice but to stay with their existing lender, lenders placing more emphasis on...

Mortgage Solutions

The shared ownership scheme is suffering from important flaws, such as a lack of understanding among borrowers and unnecessary bureaucracy, but represents an important option for aspiring buyers, mortgage...

Mortgage Professional

Brokers discuss how to build trust with their clients

Mortgage Professional

Brokers discuss the future of early repayment charges

Mortgage Professional

Brokers discuss whether confidence has returned to the housing market

The Independent

Skipton has launched a range of two-year fixed mortgages to help borrowers at risk of payment difficulties, but they carry a 5% fee.

inews.co.uk

Skipton Building Society’s new deal appears generous - but there are caveats homeowners need to watch out for

Mortgage Professional

Protection specialists discuss the reasons behind geographical differences

Protection Reporter

In the last six months, the individual protection market has lost Canda Life, Aegon, and now AIG Life UK, leaving advisers concerned about the future of innovation.

The Intermediary

Brokers and protection specialists have shared their views on how and when protection advice should be provided, and whether it can be overlooked during busier times.

Financial Reporter

Some brokers warned that borrowers with health issue could be prevented from getting on the property ladder.

Mortgage Professional

Brokers discuss the transition from adviser to owner

The Intermediary

More and more lenders are announcing they are cutting rates but are not actually revealing those cuts until the next day, frustrating brokers.

The Telegraph

Thousands of homeowners in arrears after purchasing their homes through the scheme

Protection Reporter

According to Newspage, advisers have seen a growing majority of people ignoring or even cancelling Life, Critical Illness (CI), and Income Protection (IP) because it’s a “luxury” they can’t afford.

Mortgage Professional

Brokers have contradicting views on whether three-year fixes are taking over

The Intermediary

Annual private rental prices increased by 5.4% in England, 6.5% in Wales, and 6.0% in Scotland in the 12 months to August.

Mortgage Professional

Some brokers believe the tax should be placed on sellers

FTAdviser

Brokers have warned couples to be careful of who they fall in love with following the story of a pair who were refused a mortgage after one had poor credit.

Mortgage Professional

Brokers weigh in as the number of customers in arrears rises

The Intermediary

In its August House Price Index, Nationwide stated that the biggest decline in transactional terms was in detached houses.

Financial Reporter

Brokers discussed why NatWest is taking a different path from Santander.

The Sunday Times

With more homeowners borrowing into their seventies and beyond, more flexible mortgage products will be needed, says George Nixon

Financial Reporter

Most brokers said that none of their clients considered a property’s energy rating as a primary concern.

Startups.co.uk

Discover how the stormy weather in July sent shockwaves through the retail industry.

Mortgage Professional

Brokers have revealed their views on its strengths and weaknesses

Mortgage Professional

Brokers give their views

Mortgage Solutions

The new Consumer Duty rules require the entire financial services sector to ensure that the best solution is found to suit a client’s circumstances when they engage with a product or service.

Mortgage Solutions

Some homeowners are taking the changes in house prices into account when refinancing to maximise their chances of getting the loan they want, brokers have said.

Financial Reporter

The buyer has since lodged a complaint with the estate agency.

Mortgage Solutions

Around 72 per cent of brokers said they have seen no change when it comes to lender innovation on housing energy efficiency, a poll reveals

Financial Reporter

Brokers discussed the pros and cons of taking a mortgage to the age of 75.

The Times

Homeowners are taking out 35-year loans to cut their monthly repayments — but it will cost them in the long run, writes Rachel Mortimer

The Intermediary

The initiative includes giving adequate notice of product changes.

The Intermediary

The latest HMRC data on residential and non-residential property transactions in the UK for June 2023 shows a mixed picture of declining yearly growth but an increase in monthly activity.

FTAdviser

The government’s mortgage charter “provides a good PR headline” but “lacks detail and substance”, one broker has claimed.

Mortgage Professional

“SDLT must be replaced with a property wealth tax”

FTAdviser

The ability for consumers to self-service their mortgage after taking initial advice is “baffling” and “flies in the face of regulatory rules”, according to Hudson Rose managing director, Graham Taylor.

Development Finance Today

The government has pledged to meet its manifesto commitment of creating one million extra homes over this parliament by aiming to increase efficiency.

Mortgage Solutions

Mortgage borrowers are potentially missing out on better deals by choosing a product transfer without advice, brokers have said.

Mortgage Solutions

How affordability is assessed and what mortgage brokers actually do are among the most common misconceptions among borrowers, according to intermediaries.

Financial Reporter

Brokers shared positive and negative experiences of partnering with networks.

Mortgage Professional

Brokers discuss fixed rates and variable offers

Mortgage Solutions

Some borrowers are approaching new brokers, as they blame previous advice for their current mortgage repayment issues, intermediaries have told Mortgage Solutions.

Mortgage Solutions

Mortgage adviser Scott Taylor-Barr (pictured) has launched a financial advice firm with his wife Jeanette (pictured).

Financial Reporter

Brokers are split on the future for mortgage rates.

The Intermediary

The number of residential mortgage products available in the UK market has risen above 5,000, according to recent research from Moneyfacts.

Daily Mail

The average five-year fixed mortgage deal in Britain fell to 5.54 per cent today from 5.55 per cent yesterday - while the average two-year was at 5.9 per cent today, unchanged from yesterday.

The Sun

FAMILIES face a £200 surge in monthly mortgage payments when their fixed-rate deals expire this year. A staggering 1.6 million UK families will have to remortgage in the next 12 months, according t…

Financial Reporter

Financial Reporter asked industry experts for their views on the figures.

Mortgage Solutions

A new Help to Buy scheme should include the existing housing stock and be more targeted at helping the most in-need first-time buyers, brokers have argued.

FTAdviser

The government’s ban on financial cold calling has been welcomed by financial advisers who say the move will help build trust in the financial industry.

Financial Reporter

Sunak is reportedly drawing up plans to bring back the Help to Buy Equity Loan scheme.

Mortgage Professional

Brokers expect a rise in adverse credit customers

Mortgage Solutions

Lenders have been urged to focus their efforts on building relationships with brokers, ensuring that intermediaries do not spend interminable periods on hold, if they want to offer better support.

Financial Reporter

Industry experts agreed that whether a buyer or a seller has the upper hand can differ by location, property type, and more.

Mortgage Strategy

It is just over three years since the first Covid lockdown. As the country was told, ‘Stay at home,’ the mortgage market, along with many other sectors, was forced into new ways of working. Teams and Zoom...

Mortgage Solutions

Lenders have been urged to focus their efforts on building relationships with brokers, ensuring that intermediaries do not spend interminable periods on hold, if they want to offer better support.

IFA Magazine

Newspage®, asked mortgage brokers and financial services tech experts how fintech lenders compare to traditional high street lenders. The views of brokers

Financial Reporter

Brokers were split on the potential strengths of fintech mortgage lenders.

Express.co.uk

EXCLUSIVE: Zero-deposit mortgages could prove invaluable to people trapped in extortionately-priced rental cycles, but are they as good as they sound? Express.co.uk spoke to mortgage experts to find out...

Mortgage Solutions

The buy-to-let sector is suffering a slow and painful death, according to brokers, with first-time buyers the chief beneficiaries.

Your Money

Customer complaints to brokers about recommendations for two-year fixed rates over a longer fixed rates are spiking, according to one complaints management company.

Financial Reporter

Jencap Partners says the number of mortgage complaints and claims will inevitably increase, regardless of whether they have any merit.

Mortgage Solutions

A complaints management firm has highlighted that it has received increased contact from mortgage brokers as customers raise issues with being recommended two-year fixed rates over a longer fixed rates

The Intermediary

Cardiff-based Jencap Partners has warned that ambulance chasers could start targeting brokers with claims regardless of merit.

IFA Magazine

There is an increase in enquires from mortgage brokers regarding clients who are stating that they have been misadvised about the decision to take out a 2-year

Mortgage Professional

Experts slam the IMF for living in “cloud cuckoo land”

The Times

More homeowners are sticking with their lender when renewing their mortgage so they don’t need to complete an affordability check.

inews.co.uk

There are a number of factors that will influence if and when mortgage rates begin to decrease

Mortgage Professional

RICS data shows majority of homes are being sold below original listing price

LADbible

Insurers DeadHappy used an image of serial killer Harold Shipman in an advert for ‘life insurance to die for’

Mortgage Solutions

Brokers have emphasised the importance of getting a tax return completed as early as possible, and argued that quality accountants are worth the expense.

Mortgage Solutions

Sourcing systems must focus on providing brokers with more accurate information, and stop trying to do too much, intermediaries have argued.

Mortgage Solutions

Three-year fixed mortgages could be a good product for borrowers who feel alternatives are too long or short, but a lack of options and inconsistent pricing means they are often not chosen.

Your Money

Homeowners remortgaging their properties are coming off cheap fixes onto pricey standard variable rates of up to 7.5% because of big delays - up to two years - at HM Land Registry (HMLR).

Property Industry Eye

Estate agents accused of adopting illegal ‘conditional selling’ tactics - Breaking news for estate agents and the residential property industry. Independent, unbiased, and factual reporting. A forum for...

The Times

Imagine you find your dream house and are able to secure a mortgage offer, only to be told by the estate agent that you have to use their in-house mortgage adviser or your offer won’t be put forward or...

FTAdviser

A number of brokers have expressed their frustrations about being unable to service a client while on holiday overseas.

IFA Magazine

Free PR platform, Newspage, asked brokers what they think of mortgage comparison sites. Some believe they have a role, others believe they simply cause confusio

Mortgage Solutions

Mortgage brokers have accused lenders of treating self-employed applicants like “second class citizens”, with borrowers suffering because lenders do not take the time to understand their income.

Mortgage Professional

Bundle combines mortgage and legal services under one roof

Financial Reporter

Mortgage brokers were split on whether the use of AI tools like ChatGPT would be a help or hindrance to the conveyancing and remortgage process.

FTAdviser

Brokers have said they are sceptical of fintech lender Gen H’s new in-house conveyancing service that promises to pass profits back to the customer.

Financial Reporter

The first-time buyer bundle rates will be up to 0.35% lower than Gen H’s standard range.

Mortgage Solutions

Gen H has launched a service for first-time buyers which combines its mortgage and legal services at reduced interest rates.

Mortgage Solutions

Following the collapse of Silicon Valley Bank swap rates in the UK have fallen by as much as 0.2 per cent, which could pause the rising Base Rate trajectory and stabilise mortgage pricing.

Mortgage Strategy

The collapse of tech-focussed Silicon Valley Bank (SVB) has seen swap rates “nosedive” with 0.4% off the money market rates since Thursday’s close. Since October last year, mortgage rates have been gradually...

Financial Reporter

The increase will apply to customers on fixed or tracker rate products.

Financial Reporter

Brokers said that regulation and negative perceptions of the financial services industry are holding back the advice sector.

Mortgage Professional

Market conditions are leading many to explore non-standard mortgage options

Mortgage Solutions

The government needs to improve the incentives offered by the Rent a Room scheme, as well as crank up the level of housebuilding, in order to improve how efficiently we use our homes, brokers have argued.

Mortgage Professional

The total number of inquiries rose significantly in the last three months of 2022

Mortgage Solutions

Barclays’ acquisition of Kensington Mortgages could reinforce its existing proposition and signal the start of high street lenders diversifying into new markets.

Mortgage Strategy

Barclays Bank UK has completed the purchase of Kensington Mortgages for £2.4bn. Kensington, which has 600 staff and specialises in offering mortgages to the self-employed and borrowers with more complex...

Financial Reporter

The acquisition allows Barclays to broaden its specialist mortgage offering.

Mortgage Solutions

Brokers have said that more lenders will likely increase their loan to income (LTI) multiples in a bid for market share.

Financial Reporter

Advisers were not impressed, with some saying the headline “could absolutely be construed as advice”.

IFA Magazine

A headline in yesterday’s Sunday Times Money section read ‘Stick with your lender — you will get a better mortgage deal’. Whilst their article does s

Mortgage Solutions

Around half of mortgage broker firms said they were somewhat prepared for Consumer Duty and over a quarter said they did not feel prepared at all, a vMortgage Solutions poll has found.

Pound Sterling Live - Today's British Pound Exchange Rates, News and Forecasts

The Pound to Dollar exchange rate came under pressure near 1.20 in the penultimate session of the week as financial markets mulled upside risks to Federal Reserve (Fed) and Bank of England (Fed) interest...

Mortgage Professional

It sets aside an impairment charge of £1.5 billion

Mortgage Solutions

Brokers have said that mortgage lenders who will accept higher amounts of variable income will become more attractive, but have said it is unlikely more lenders will change their criteria.

Protection Reporter

A look at whether MoneySavingExpert’s Martin Lewis should have advice permissions - with views from the adviser community.

Mortgage Solutions

Brokers are divided on whether the cost of living crisis has improved or dented the appeal of making overpayments on mortgage repayments, while some have suggested that offset mortgages may work out a...

FTAdviser

Lenders have been steadily increasing the arrangement fees charged on buy to let mortgages in recent weeks with brokers suggesting it is in an attempt to maintain profit levels and allow landlords to borrow...

Mortgage Solutions

As a new survey reveals that most UK adults take their financial advice from media experts such as Paul Lewis and Martin Lewis, brokers react to a trend that could lead to borrowers making ‘terrible financial...

LAD Bible

A life insurance firm is facing backlash for using an image of Britain’s deadliest ever serial killer in an advert - a move that’s been branded ‘sick’.

This is Money

Life insurance broker DeadHappy ran an advert this week with a photo of Shipman and the slogan ‘Life Insurance. Because you never know who your doctor might be.’

IFA Magazine

Newspage have asked financial services experts for their views on the latest DeadHappy ad featuring murderer Harold Shipman and shared them with IFA Magazine. N

Financial Reporter

With fixed rate mortgage rates edging down, PR platform, Newspage, asked brokers when they may drop below 4%. Some believe it’s imminent, others believe it could be some time yet.

IFA Magazine

Earlier this week, IFA Magazine reported on the reactions of many mortgage brokers to comments made by the well-known financial journalist, Paul Lewis, in The

Mortgage Professional

‘Finding the right lender is key’ to approval for self-employed applicants

IFA Magazine

Scott Taylor-Barr, Financial Adviser at Carl Summers Financial Services: “I’m a self-employed mortgage adviser, with over 25 years’ financial service

Financial Reporter

Paul Lewis said

Mortgage Finance Gazette

More than 1.4 million UK households face the prospect of interest rate rises when they renew their fixed-rate mortgages in 2023, says the Office for Nation

Mortgage Strategy

More than 1.4 million UK households face the prospect of interest rate rises when they renew their fixed-rate mortgages in 2023, says the Office for National Statistics. The majority of fixed-rate offers...

IFA Magazine

Following the ONS report published this morning, Newspage has collected and shared the thoughts of Advisers and brokers. Many are concerned about the ever-incre

Financial Reporter

4 in 10 of those with a mortgage are now worried about changes in interest rates on their mortgage.

Mortgage Solutions

As we kick off a new year, Mortgage Solutions reveals the words that those in the industry think will characterize 2023.

Mortgage Solutions

Brokers have widely welcomed the announcement earlier this week that the six largest mortgage lenders will lend on properties needing cladding remediation from the start of next year, but this should be...

Mortgage Solutions

In anticipation for 2023, Mortgage Solutions talked to brokers to ask what their expectations are for next year and how brokers can prepare.

Mortgage Solutions

The importance of the role of the broker, and being prepared for the unexpected, are some of the big lessons intermediaries have taken from 2022.

Financial Reporter

Brokers have called for a rethink around risk by lenders when it comes to the employed versus the self-employed.

This Is Money

Banks are being encouraged to offer more flexible repayment options to homeowners hit by rising mortgage rates.

AOL

One financial advisor has urged people who are considering making the saving: ‘Don’t.’

Yahoo News

One financial advisor has urged people who are considering making the saving: ‘Don’t.’

The Intermediary

The move has been widely welcomed by brokers who have seen the market fluctuate widely in the months since the ill-fated Prime Ministership of Liz Truss.

Financial Reporter

Should house price growth be included in the 2% inflation target?

Mortgage Solutions

The mortgage market has gone ‘into hibernation’, with activity levels dropping below even those typically seen in this quiet period of the year, brokers have suggested.

Financial Reporter

Brokers have warned that people need to be aware of the ramifications and risks of taking out equity release during the cost of living crisis.

FTAdviser.com

Mortgage approvals fell 11 per cent in October their lowest level since June 2020 when the UK was battling with Covid 19

Mortgage Professional

Brokers share their views on offset mortgages given market conditions

Your Money

Fixed rate mortgage deals jumped in the aftermath of the disastrous mini Budget, and while some homeowners rushed to lock in, others have taken out alternative mortgage deals.

Your Money

Fixed rate mortgage deals jumped in the aftermath of the disastrous mini Budget, and while some homeowners rushed to lock in, others have taken out alternative mortgage deals.

inews.co.uk

The average two- and five-year fixed mortgage rates have both dropped since the 75 basis point rise in the Bank of England base rate, and there could be further falls

Mortgage Solutions

Offset mortgages could grow in popularity in the coming months and should be a more discussed tool in the broker arsenal.

FTAdviser.com

Mortgage brokers have expressed frustration over the lack of innovation among mortgage lenders in the buy to let space with many in agreement that action is needed before things get worse

Mortgage Solutions

Borrowers are as confused, nervous and disturbed by the state of the mortgage market as ever and brokers need to bridge that knowledge gap

The Intermediary

A poll of mortgage brokers and estate agents from Newspage found that 58% expect house prices to fall by up to 10%.

Mortgage Strategy

The Bank of England (BoE) is preparing to hike interest rates by 75 basis points to 3%, according to multiple reports. Yahoo News says financial markets are anticipating such a hike. Meanwhile, Reuters...

Mortgage Strategy

High property prices, a cost-of-living crisis and now rapidly rising interest rates have resulted in far more homebuyers opting for 30-year-plus mortgage terms. It is not hard to see why these longer-term...

Mortgage Solutions

As the Help to Buy scheme closes for new applications from today, brokers reflect on its legacy - the ups and the downs.

This Is Money

The staggering extra cost threatens to tear another hole in household budgets at a time when many families are struggling due to the cost-of-living crisis.

Metro.co.uk

Leading economists have warned house prices could tumble by 10-15% in the coming months, which coul see borrowers face steep increases in their monthly repayments.

Your Money

Homeowners are rightly concerned about the pace of rising interest rates and if you’re one of the two million households whose mortgage deal expires soon, here are seven options you can take.

FTAdviser.com

Mortgage brokers have expressed concern about new build property developers increasingly putting pressure on prospective buyers to exchange contracts within a 28 day period while no build date has been...

Mortgage Professional

Halifax, Virgin Money, Skipton put the brakes on as BoE says it will ‘do what it takes’ with interest rates

The Times

Banks and building societies removed dozens of mortgage deals from sale yesterday and homeowners raced to secure fixed rates because of fears that the cost of b

Mortgage Strategy

A host of lenders have announced product withdrawals today, with one of the most eye-catching being Halifax Intermediaries’ latest update. The lender says that by the end of Tuesday 27 September, all products...

Left Foot Forward: Leading the UK's progressive debate

“People don’t need help to move home. They need help to keep and heat the one they have.”

B&C

The Bank of England’s Monetary Policy Committee (MPC) has voted to increase the bank rate by 0.5 percentage points to 2.25%.

Mortgage Solutions

The government has said that it wants to encourage mortgage lenders and others to include a borrowers’ rent track record in lending decisions to allow more first-time buyers onto the property ladder.

Mortgage Solutions

The reduction in the number of mortgage products available at the moment may be motivated by a desire to reduce application levels so that they can cope with backlogs and improve service levels, brokers...

Your Money

Nationwide has repriced its mortgage range, with 10-year deals now cheaper than the two-year equivalents. But, should homeowners lock in for a decade?

The Sun

MANY of us are being forced to cut back because of the cost-of-living crisis, but the danger of slashing to save is that you could make a costly mistake. Cutting monthly payments into a pension or …

Freelance Informer

If you are in the market to buy a newbuild property, you don’t have to be rushed into signing anything. Mortgage brokers offer tips to avoid dodgy developer tactics.

Mortgage Professional

“These unethical developers should be named and shamed”

Mortgage Strategy

Brokers are calling for new regulation to correct the new build and mortgage markets that are “chaotically out of sync”, putting buyers under pressure to exchange contracts within 28 days on homes that...

Financial Reporter

A number of brokers have expressed concern about new build property developers putting pressure on prospective buyers.

IFA Magazine

Brokers have expressed their concern about new build property developers increasingly putting pressure on prospective buyers to exchange contracts within a 28-

The Sunday Times

Banks are increasingly allowing mortgage borrowers to lock into a new deal earlier to keep their business and discourage them from switching lender.Millions of

IFA Magazine

Following the Nationwide August House Price Index published this morning industry experts have reacted. Ross Boyd, founder of the always-on mortgage comparison

FTAdviser.com

Many homeowners could be forced to sell their home and downsize in the face of rising energy bills and interest rates which keep on climbing

Your Mortgage

Some people could be forced to sell up and downsize, according to mortgage experts

The Intermediary

News that the energy price cap will increase to £3,549 per year for the average household has led to warnings that it “will force many to sell up and downsize”. As predicted energy regulator Ofgem hiked...

Mortgage Strategy

Confirmation from Ofgem that the energy cap will be raised from £1,971 to £3,549 a year from October has been met with dismay by many in the mortgage industry. Outside of immediate concerns for staying...

Your Money

It is no longer a “no brainer” to go for a fixed rate mortgage, with the price gap between variable and fixed deals becoming “more marked” than has been the case in years.

Mortgage Solutions

Brokers have argued that it is no longer a “no brainer” for clients to go for a fixed rate mortgage, with the price gap between variable and fixed deals becoming “more marked” than has been the case in...

Your Money

A number of lenders have paused new mortgage business due to overwhelming demand as interest rates rise. Will more follow?

IFA Magazine

Following the Bank of England’s decision to increase interest rates by 0.5%, a selection of advisers, wealth managers and mortgage brokers share their thought

Mortgage Solutions

Educating clients about how the homebuying process works is as important as locating the right rate, brokers have argued, although schools could always do more.

Mortgage Solutions

The cost-of-living crisis has put mortgage affordability under strain, and many brokers agree that the Financial Conduct Authority (FCA) has been correct in flagging equity release as a product that may...

Mortgage Solutions

Homeowners looking to borrow extra money are opting for second charge loans over a full remortgage as interest rates rise, brokers say.

Mortgage Solutions

Children could inherit their parents’ mortgage if ideas being explored by the government become reality, but the scheme could simply push house prices higher, brokers say.

Mortgage Strategy

The UK government is considering plans for cross-generation mortgages to tackle the housing crisis but the idea was not welcomed by all in the mortgage sector with one describing the idea as “ludicrous”....

Chester and District Standard

Experts were sceptical about the impact the proposal would have in the UK.

Mortgage Solutions

Mortgage brokers are more likely to burnout through becoming overworked precisely because of the nature of the job, brokers have suggested.

Mortgage Strategy

Planning applications continued to fall in the first quarter of this year, despite repeated government pledges to build more homes and tackle the UK’s housing crisis. Figures from the Department for Levelling...

Mortgage Solutions

Borrowers are turning to bridging and equity release as they seek solutions to the challenge of ‘rightsizing’.

Mortgage Professional

Find out what happened in the vital move, just moments ago…

IFA Magazine

Ahead of the Bank of England’s interest rate decision tomorrow, we asked brokers, wealth managers and financial planners for their views on whether Bank Rate s

Mortgage Solutions

Newcastle Intermediaries’ Joint Mortgage Sole Proprietor (JMSP) portfolio will include five-year fixed rate products available up to 95 per cent loan to value (LTV).

Daily Mail

Niche lenders like The Cambridge, Loughborough Building Society and Hanley Economic are offering some of the market’s best mortgage rates.

CityAM

The well-known personal finance guru Martin Lewis warned last week that mortgages are a “ticking time bomb” for homeowners, as he said Brits should lock

Mortgage Solutions

Many people in the UK are worrying about meeting daily costs, and these worries are seeping into the mortgage market.

Mortgage Solutions

Brokers have reported a surge in porting requests from clients as mortgage rates rise but say the process can be more hassle than it’s worth.

Mortgage Solutions

Brokers have argued that interest-only mortgages serve an important role in the market and should not disappear, even though some acknowledged they could be akin to ‘cocaine’ in terms of an addictive way...

Mortgage Solutions

Brokers have reported a surge in porting requests from clients as mortgage rates rise but say the process can be more hassle than it’s worth.

IFA Magazine

Following on from the Mortgage and landlord possession statistics: January to March 2022, published this morning, three mortgage experts share their thoughts:

inews.co.uk

As the cost of living rises by 9% we look how it stands to affect mortgages, savings, pensions and investments

Mortgage Solutions

The rising cost of living is cropping up more frequently in client discussions, brokers have said, with debt consolidation through remortgaging potentially affording borrowers additional breathing space...

IFA Magazine

This afternoon, Bank of England governor, Andrew Bailey, and select colleagues, are due to be “grilled” by MPs about soaring inflation. Ahead of the anticipated

inews.co.uk

The market is moving at breakneck speed, advisers claim, and with living costs rising, it’s more important than ever to find the best possible deal

inews.co.uk

Experts reveal whether they believe there will be a recession and if so, why

The Sun

THEY say that what goes up, must come down – but is it true when it comes to house prices? Property prices have soared in recent years, but there are fears that the property market is due a d…

Mortgage Solutions

After surviving Covid, mortgage brokers are now looking down the barrel at rising rates and raging inflation – there’s never a dull moment in this industry.

Mortgage Solutions

Second charge mortgages are likely to become more popular among borrowers looking to raise additional funding as rising interest rates stand to make remortgages and further advances less attractive.

Mortgage Solutions

Brokers have said that they are seeing an increasing number of adverts for products and rates that are no longer on the market, often on social media sites like Facebook and Instagram.

Mortgage Solutions

Intermediaries have suggested that apparent increases in the number of properties being ‘down valued’ may be driven by the ongoing shortage of property combined with buyers desperate to conclude a deal.

The Sun

MILLIONS of households have been dealt another blow today as the Bank of England has hiked interest rates for the FOURTH time. The Bank of England has today raised the base of interest to a 13-year…

inews.co.uk

The rate hike was a widely expected move as the cost of living continues to soar

Mortgage Solutions

Having a dedicated and named business development manager (BDM) is essential to building relationships between lenders and mortgage advisers as it forms confidence and trust, brokers have said.

Daily Mail

Rising retirement age and surging house prices mean many people are both working and paying off their home loans for longer.

Mortgage Strategy

There has been a surge of activity in the mortgage market in recent weeks, with hundreds of deals being pulled and lenders hiking rates on many more products. This is causing serious problems for brokers...

Mortgage Solutions

Mortgage brokers are reporting an increase in commercial mortgage enquiries as investors eye commercial property as a secure investment against rising inflation.

The Independent

Risk of default prompts new caution as cost of living crisis hits affordability calculations. But how worried should we be about becoming mortgage prisoners?

Mortgage Solutions

The increased demand, yield potential and regulatory flexibility of holiday let has inspired buy-to-let landlords to convert long-term rental properties to short-term accommodation.

FTAdviser.com

Brokers have called the Bank of England s latest base rate rise naive as consumers face the double whammy of lenders increasing their mortgage payments and rising bills

Mortgage Solutions

Brokers are seeing more landlords seek to fix their buy-to-let mortgages on longer terms as further rate rises loom.

IFA Magazine

According to Dante, there are nine circles of Hell. He was wrong. There are in fact 10. The tenth is occupied by former Government housing ministers and is name

IFA Magazine

Economic logic and the UK property market rarely go hand in hand and this was once again the case in February. Despite the soaring cost of living and interest

The Negotiator

Several leading mortgage brokers have broken ranks to call out agents who employ conditional selling techniques, naming several brands.

Property Industry Eye

“There is a filthy cancer in the estate agency world, which needs to be addressed,” claims mortgage broker, with agents at Connells accused of bad practice.

Mortgage Solutions

Rising living costs present a key remortgage opportunity as borrowers are likely to find it tougher to get a loan in the coming months, brokers have told Mortgage Solutions.

IFA Magazine

What will the implications be for borrowers and savers following today’s Bank of England interest rate decision to hike base rate to 0.5% in response to risi

Daily Mail

For anyone who has just bought a home for the UK average of £276,000 and has an 80 per cent loan on a tracker rate, the 0.25 percentage point rate rise means extra repayments of £552 a year.

This Is Money

We outline what couples, friends and family buying homes together can do now to prevent pain later on if the relationship doesn’t work out, or one party wants to move on.

Daily Mail

We outline what couples, friends and family buying homes together can do now to prevent pain later on if the relationship doesn’t work out, or one party wants to move on.

Mortgage Solutions

Mortgage lenders have reported Q4 falls in demand for house purchase mortgages last year, expected to continue declining in the first quarter of this year.

Yahoo Finance

How to make yourself stand out from crowd as a buyer

Daily Mail

The reversion rate test was introduced post-financial crisis to avoid another housing bubble, but some say it is too stringent for today’s low-interest environment.

Daily Mail

Survey says first-time buyers must now save £23,000 more for a house deposit than they did in March 2020, thanks to runaway house price increases.

Property Industry Eye

Sustained period of house price inflation may be dampened by impending interest rate rises

What Mortgage

Inflation has reached a 10-year high of 4.2% having climbed from 3.1% the previous month, according to the Office for National Statistics (ONS).

Mortgage Solutions

Brokers are avoiding using lenders’ technology systems because they are unreliable and inconsistent.

Mortgage Strategy

Annual house price growth of 9.9% in October saw the average UK property price clear the quarter-million-pound watermark for the first time, shows Nationwide data. At £250,311, this means the average price...

Daily Mail

Mortgage payments could increase by hundreds of pounds a month if the Bank of England’s base rate was to rise, as the OBR forecasts.

Metro.co.uk

A new Budget always brings about unwelcome changes - but how will it impact mortgages?

Daily Mail

Forecasts produced by the Office for Budget Responsibility alongside the Budget suggested homeowners will have to prepare for the biggest hike in interest payments since the financial crisis.

Mortgage Strategy

Halifax is increasing its maximum loan-to-income multiple from 5x earnings to 5.5x from Thursday. The top LTI multiple will apply to those earning more than £75,000 who are borrowing up to £1m at less...

Express.co.uk

HOUSE PRICES face a “winter of discontent” as rising inflation drives up mortgage costs after years of near-zero interest rates. This could finally slow property price growth or even send it to into reverse,...

Mortgage Solutions

Greater dialogue with advisers would mean that broker technology actually delivers what is needed, brokers have argued.

Business Matters

The UK economy grew by 0.4% in August as more people dined out, went on holiday and attended music festivals.

Yahoo News

Approvals for house purchases and gross lending fell in August as the market adjusts to the end of the stamp duty holiday.

FTAdviser.com

Mortgage approvals for house purchases ticked down further in August as the housing market continued to cool and borrowers are increasingly negotiating prices according to experts

Express.co.uk

THE PROPERTY price in the UK has risen by a staggering 13.2 percent in 2021 - with a spike in house costs of £31,000, compared to the same period last year.

Financial Times

The number of UK houses and flats sold plunged last month after buyers completed their purchases early to take advantage of the stamp duty holiday, official data showed.

BBC News

Wales also records rapid rises as the UK sees property prices go up at the fastest rate for 17 years.

SoundCloud

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The Telegraph

A wave of ‘down-valuations’ is forcing deals to collapse

Financial Reporter

Halifax has launched a two-year fixed rate at 0.83%.

This Is Money

Latest official statistics show £23,000 house price increase in year to May as Britons went on ‘final buying frenzy’ ahead of stamp duty holiday tapering down in June.

Daily Mail

Latest official statistics show £23,000 house price increase in year to May as Britons went on ‘final buying frenzy’ ahead of stamp duty holiday tapering down in June.

Mortgage Strategy

House prices grew by 10% to £254,624 in the year to May, up from 9.6% the previous month, according to the Office for National Statistics and Land Registry index. Month-on-month growth also increased to...

Financial AdviserFinancial Adviser

Monday My week starts with a meeting in Shropshire where my main offices are based with a potential new estate agent introducer We meet in a local pub over coffee and discuss how Carl Summers Financial...