Joshua Gerstler's Media Coverage

FTAdviser

Being chartered is a must-have for many but why do financial advisers really strive to have the designation?

The Independent

Personal finances can be improved through steps such as budgeting, building savings, insurance and pensions

The Armchair Trader

While more Brits are opening cash ISAs to take advantage of higher interest rates, they are ignoring the returns of stocks and shares.

Birmingham Live

A 0.1 percentage point increase could add around £100 million to the pension costs in a blow to the new Labour Government.

Express.co.uk

Chartered Financial Planner Joshua Gerstler has discussed the phased introduction of means testing for the State Pension

GB News

Analysts are calling on the state pension to be "means-tested" amid ongoing concerns over the long-term viability of the triple lock.

econostrum.info

Pressure mounts on Chancellor Rachel Reeves to adjust State Pension, but experts warn of long-term economic risks and the potential depletion of pension funds.

Cambridgeshire Live

The Department for Work and Pensions (DWP) could uprate the State Pension by as much as £460 next year

Moneyweek

Ever wondered when the best time is to retire and how to access your pension pot? We explain how the 4% pension rule could help you retire comfortably.

The Scotsman

The FTSE 100 plunged in early trading today after an expected global stock market rout started overnight, with Japan's Nikkei 225 index suffering its worst day since 1987.

Daily Mail

Sterling rose to nearly $1.30 this afternoon after strong economic growth cast fresh doubt over when the Bank of England will finally cut interest rates next month.

Moneyweek

Married couples can increase their pension pot by making use of each other’s tax allowances. Here is how much extra you could earn

Express.co.uk

EXCLUSIVE: While there is a general rule of thumb on how much you need in your pension pot at 50, there are several factors to consider, a financial expert says.

Moneyweek

The policies of the new government after the general election could have a big impact on the stock market. Here is how the FTSE 350 has fared under previous prime ministers.

Moneyweek

Knowing how much you can generate from your pension pot will make it easier to plan for your golden years. What would your retirement income be with a £250,000 pension pot?

Freelance Informer

Brits are skipping life insurance despite rising costs due to some surprising reasons, according to financial and legal experts.

The Intermediary

“The Government will pay the mortgage” & “smoking is not bad for you”, are among the strangest reasons why borrowers have refused life cover.

The Telegraph

Telegraph Money explains how to manage your pot through flexi-access drawdown without letting it run out

Moneyweek

We explain the main tax reliefs people fail to claim for and how to get your money back before the end of the tax year

Moneyweek

Spending on state benefits, including the state pension, are set to escalate in the years ahead. Will you still get a state pension?

eyesonnews

Can Your Retirement Dreams Come True In 2024: This year has been an interesting time to retire because of high inflation.

Moneyweek

From interest rates to inflation and the economic climate, there are plenty of factors to consider if you plan to retire next year – here is how to prepare

The Telegraph

Telegraph Money shares tips on how pensioners can prepare for self-assessment

FTAdviser

Rowley Turton director, Scott Gallacher has questioned whether Hargreaves Lansdown’s cashback offer adheres correctly to the consumer duty rules.

Birmingham Live

The FPC said in its latest Financial Stability Report that around 500,000 households could experience a monthly increase of more than £500 by the end of 2024.

The Intermediary

The webinar revealed that over 70% of FCA-regulated firms feel confident with their Consumer Duty implementation.

Evening Standard

New figures published by the ONS today suggest costs were rising by 8.2% in September, well above the official inflation rate

AOL

New figures published by the ONS today suggest costs were rising by 8.2% in September, well above the official inflation rate

Yahoo Finance

New figures published by the ONS today suggest costs were rising by 8.2% in September, well above the official inflation rate

The Intermediary

In addition, around four in 10 (40%) adults reported that affording their rent or mortgage payments remained very, or somewhat, difficult.

The Guardian

Proposed shake-up is welcomed in principle but doubts are raised about the administrative realities

Financial Reporter

Advisers said that although a single pension pot could be beneficial for employees, it would be a "nightmare to establish".

FTAdviser

Insurance buyouts and buy-ins are big business, as many final salary schemes sell out their assets to an insurer in order to guarantee member benefits.

Express.co.uk

Civil servants, teachers and NHS staff are among those benefiting from the 6.7% inflation figure announced earlier this week.

Proceed with trial

Opting out of employer pension schemes is rarely worthwhile, even if there is a tax charge

Moneyweek

Ever wondered when the best time to retire and access your pension pot is? When and how you do it can make a difference to the income you end up with. Can the 4% pension rule help you retire comfortably?

FTAdviser

Advisers have said that Labour ruling out a wealth tax is “good news for hardworking Brits” and praised the party for avoiding “a tax on success”.

FTAdviser

It is “surprising” how many savers have forgotten about inflation as more clients look to put money in cash, advisers have said.

SamacharCentral

Experts are sounding the alarm for Britons, highlighting that millions of pounds are being lost in zombie accounts despite the significant rise in interest

Business Telegraph

Experts are warning Britons that “millions of pounds in interest is being lost” in zombie accounts despite interest rates rising significantly over the past year. Savings accounts have benefited from the...

London Loves Business

As interest rates on savings accounts rise, financial advisers are reporting that they are getting more enquiries from clients about putting their money

BirminghamLive

You could be missing out on decent returns by leaving your cash sitting in a current account or low-paying savings account, experts are saying.

FTAdviser

Neglected bank accounts paying poor interest rates could be costing savers millions of pounds, advisers have warned.

The Sun

MILLIONS of Brits could be missing out on thousands of pounds when storing their cash in ‘zombie’ accounts. It means that those with a decent amount of savings could be missing out on b…

The Times

A mortgage and pension are the two biggest financial responsibilities a person will have — but which should you prioritise in a crisis?

London Loves Business

Financial advisers have warned that rising interest rates are resulting in millions of pounds in interest being lost in “Zombie bank accounts.” Zombie

The Telegraph

Results come as pressure builds on Rishi Sunak to scrap the charge ahead of a general election

London Business News

Government collected almost £6bn in IHT that should have gone to the children and ‘hard-working families’ .…

IFA Magazine

Following the ONS IHT data for the tax year 2020 to 2021 published this morning industry experts have reacted and shared their thoughts with IFA Magazine.

Mortgage Solutions

Some financial advisers are reporting that people are cancelling their protection policies as they find ways to cut costs.

IFA Magazine

With mortgage payments skyrocketing and the cost of living crisis ongoing, UK newswire, Newspage, asked brokers if they’re seeing more people cancel life insura

FTAdviser

An increasing number of people are cancelling their personal insurance amid current economic circumstances, according to Feuell4Life director and protection adviser, Sandra Feuell.

The Intermediary

As the cost of living continues to increase and mortgage payments soar, brokers are witnessing more people consider cancelling their life insurance and other protection policies.

Moneyweek

If you’re getting closer to retirement, then here are the 7 things you need to think about now to avoid common pension mistakes.

IFA Magazine

A new survey of 2000 people, conducted by investment comparison site Investing Reviews, has revealed that 42% of Brits would prefer to leave the UK and live

FTAdviser

Responsible investing is here to stay and its popularity will not decrease despite uncertainty over the future of value investing, advisers have said.

FTAdviser

Advisers expect interest in small self-administered pension schemes to boom among business owners following last week’s Spring Budget.

IFA Magazine

With a third of investment app users (35%) checking their balance every day and nearly half having three or fewer assets in their portfolios, according to a

People Management

People Management takes a deep dive into the details of yesterday’s statement and consults with experts to find out what the changes really mean for employers

Investment Week

Chancellor Jeremy Hunt’s move today (15 March) to abolish the pensions lifetime allowance (LTA) could see more people turning to advisers, according to Continuum.

IFA Magazine

Today’s report from the ONS entitled How are financial pressures affecting people in Great Britain?, showed (amongst other things) that 4 in 10 adults do not e

The Telegraph

Mortgage rates rocketed and savings rates languished, but 2023 brings a different challenge

IFA Magazine

For years, the financial advice profession has been grappling with the challenge of trying to make financial advice accessible to more and more people. There is

FTAdviser.com

Many advisers agree there is a huge advice gap that is still growing and while some have come up with innovative ways to serve the less asset rich others believe the burden should not fall on the advice...

FOR SUSTAINABLE, PROFITABLE, CLIENT-FOCUSED ADVISER FIRMS

Ahead of the Autumn Statement later, advisers have shared their views on inheritance tax (IHT) planning amid expectations the chancellor will extend the government’s threshold freeze until 2028.

FTAdviser.com

Chancellor Jeremy Hunt is expected to tighten the tax screws on Britons in the Autumn Statement on Thursday November 17 and clients will need help but advisers have said the one tax they should not have...

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Think carefully before raiding your pension ahead of time

The Telegraph

Brokers say demand for ‘tracker’ deals are a ten-year high

Left Foot Forward: Leading the UK's progressive debate

“People don’t need help to move home. They need help to keep and heat the one they have.”

Daily Mail

There are plenty of clever ways to cut your tax bill yourself - some of which can boost your wealth by thousands of pounds.

The Negotiator

Stamp Duty is expected to be cut in tomorrow’s mini-budget and the property industry is mostly delighted but some point to blind cynicism.

What Mortgage

A stamp duty cut may be announced at Friday’s mini budget as the government seeks ways to stimulate growth of the economy, according to reports in The Times.

Your Money

Nationwide has repriced its mortgage range, with 10-year deals now cheaper than the two-year equivalents. But, should homeowners lock in for a decade?

GoodTo

Unsure whether there will be a recession in 2022, and what it might mean for you? This expert guide explains what you need to know

Mortgage Solutions

Children could inherit their parents’ mortgage if ideas being explored by the government become reality, but the scheme could simply push house prices higher, brokers say.

Your Money

Children could inherit their parents’ mortgage if ideas being explored by the government become reality. But experts warn it could push house prices higher.

Express.co.uk

ONLY one in 20 pensioners is receiving the full £185.15 a week state pension, a new analysis has revealed.

The Telegraph

Britain’s longest-serving pensions minister believes the system ‘should be reformed’

Techno Trenz

One well-known British tradition – our reserve when it comes to complaining or negotiating – appears to have been shattered by the cost of living crisis. More

inews.co.uk

A survey by TopCashback found as many as 64 per cent of consumers admit to haggling more in an attempt to beat inflation

IFA Magazine

Following on from the Bank of England Money & Credit report published this morning, mortgage and finance experts share their thoughts: Andrew Montlake, man

FTAdviser.com

It is clear from the words and actions of the Financial Conduct Authority that it has set its sights on appointed representatives

FTAdviser.com

Britons take up of Isas has fallen year on year with both adult and junior Isas witnessing a decline according to figures from HM Revenue Customs

Financial Planning Today

Clients are increasingly including the cost of care in their discussions with their adviser, allocating around £60,000 per year for later life care, according to Financial Planners. Data from the Office...

IFA Magazine

Scott Gallacher, chartered financial planner at Leicestershire-based independent financial advisers, Rowley Turton: “An increasing number of people are having

IFA Magazine

Following on from the Mortgage and landlord possession statistics: January to March 2022, published this morning, three mortgage experts share their thoughts:

inews.co.uk

Pensions time bomb warning as £150bn wiped off the value of gilts, marking the biggest fall in 30 years

inews.co.uk

As the cost of living rises by 9% we look how it stands to affect mortgages, savings, pensions and investments

IFA Magazine

Figures published this morning by the ONS reveal UK inflation has hit a 40-year high of 9%. In light of this, three finance experts share their thoughts: Graha

The Sun

THEY say that what goes up, must come down – but is it true when it comes to house prices? Property prices have soared in recent years, but there are fears that the property market is due a d…

Daily Mail

The Bank’s policymakers increased rates from 0.75 per cent to 1 per cent - a level not seen since early 2009 - amid warnings that inflation will continue to rise as the conflict in Ukraine carries on.

Peer2Peer Finance News

Buy-now-pay-later (BNPL) firm Klarna will soon start sharing customer data with UK credit agencies, amid concerns surrounding the increased use of the money lending service. According to recent research...

IFA Magazine

Following the ONS report on employee workplace pensions published this morning, experts from EQ Financial Planning and The Orchard Practice share their views wi

Financial Planning Today

Whilst the latest data from the Office for National Statistics (ONS) shows auto-enrolment has boosted workplace pension participation, it has also shown that most are not saving enough for retirement,...

International Adviser

As downsizing and equity release increasingly continue to be part of investors’ plans #ajbell #canadalife #equityrelease

IFA Magazine

UK quoted stocks just ain’t got the appeal they used to, according to a report — Ownership of UK Quoted Shares 2020 — published today by the Office for

IFA Magazine

With its invasion of Ukraine, Russia has sent stock markets globally into freefall. Bond yields are collapsing as fast as the price of gold and other safe h

IFA Magazine

The Bank of England has raised the base rate twice in recent months to contain inflation, which rose to 5.5% in January according to official data published th

IFA Magazine

Financial planning was always a face-to-face gig. That was the whole point: clients received personal attention and tailored advice from their trusted adviser.

FTAdviser.com

Just 12 per cent of UK adults sought help from an adviser when looking to transfer their money to younger generations at the end of last year a report has found

FTAdviser.com

A generation of clients who have never experienced high levels of inflation are likely to come in for a short sharp shock advisers have warned

IFA Magazine

Following the ONS report published this morning which shows that, in December 2021, less than half of people (46%) thought they would be able to save money i

International Adviser

It will transfer client book to digital wealth manager Moneyfarm by end of January 2022 #roboadvice #ukadviser

Yahoo News

Overpaying your mortgage can have some big benefits but it’s also important to read your mortgage small print.

Brinkwire

How much money do you need in retirement to be content? British citizens may require up to £30,000 per year. PENSIONERS may need as much as £31,000 per

Express.co.uk

PENSIONERS could need as much as £31,000 per year to enjoy a happy and comfortable retirement.

Freelance Informer

What does a midlife pension review entail and why should freelancers and founders seriously consider having one?

FTAdviser.com

Mortgage advice firms have seen their Financial Services Compensation Scheme costs cut this year but concerns remain about the future

The Sunday Times

Borrowers are rushing to secure long-term fixed-rate mortgages in a race to bag a historically cheap loan before they disappear.Banks and mortgage brokers hav

This Is Money

Experts say holiday lets can be snapped up for less in November and December. We show you what you can get for your budget, with coastal homes from as little as £85,000.

In Entertainment

Freelance Informer

Come December, freelancers may be shocked just how expensive things become. Here are some top tips to fight inflation.

Startups.co.uk

ONS figures show inflation slowed slightly to 3.1% in September 2021. We spoke to SMEs to learn more about their reaction.

This Is Money

Most homeowners fix their mortgage for two or five years - but deals are available with rates fixed for 10,15 or even 40, but can be expensive to exit.

CityAM

City A.M. asked a selection of City insiders, analysts and small business owners to answer one simple question: Should the Bank of England raise interest rates this year or not, and why?

Mortgage Solutions

Greater dialogue with advisers would mean that broker technology actually delivers what is needed, brokers have argued.

The Telegraph

Households are expected to suffer a £1,800 increase in bills

FTAdviser.com

House price growth eased by 1 percentage point this month whilst the supply crisis continued to worsen between April and June leading some to declare the expected dip in prices might not happen

FTAdviser.com

House prices dipped 3 7 per cent between June and July this year according to the latest Office for National Statistics data

Portfolio Adviser

Rise in August’s CPI inflation was the biggest jump for 24 years but will BoE now raise rates sooner than expected? #centralbanks #inflation

CityAM

City A.M. sought the views of six recruitment, HR and financial experts on why, over the past year, older people have been exiting the workforce earlier.

Pound Sterling Live

The British Pound was a laggard on Tuesday following the announcement of fresh tax hikes in the UK, a move the government said was required to pay for the health and social care systems.

Mortgage Finance Gazette

Annual house price growth hit 7.1% in August, the latest Halifax house price index shows. This five-month low compares to annual growth of 7.6% in July, ma

Mortgage Strategy

Annual house price growth hit 7.1% in August, the latest Halifax house price index shows. This five-month low compares to annual growth of 7.6% in July, marking a slowdown but pushing the average house...

Financial Planning Today

The percentage of workplace pension savers who actively stopped saving has fallen slightly during the Coronavirus pandemic, according to data released this morning. The proportion of workplace pension...