I have been working in the insolvency and business recovery world since 1990. For many SME businesses, the issues of insolvency and cash flow can be difficult to deal with and it can difficult to know whom to turn to and what is the right advice. As a licensed insolvency practitioner I focus on helping directors and their businesses to understand the issues, and the possible solutions and answer the many questions they will have. To achieve this, I focus on understanding your business first, then what the directors and business want to achieve, taking the time to make sure everyone is fully aware of the options open to them and the advantages and disadvantages of each option. I also specialise in solvent liquidations (or commonly referred to as MVL's). This type of work is very different from insolvency matters and should be planned long in advance. In general, directors are looking to retire or exit the business and want to ensure that this is completed correctly but also in a tax-efficient manner. I work with your accountant to ensure the process is smooth and the funds are returned to shareholders as soon as possible. Finally, I also work with individuals who have personal insolvency issues. Obviously, this can be very stressful for those involved, but I believe that if the individual understands the process then it will be easier to deal with. Of course, I am not all about work, in fact, I used to be involved in ultimate frisbee, and I still would be but my knees now have very different ideas so I have to settle for watching my children play the game instead. Telephone: 07583 863195. Email: gavin@smartbusinessrecovery.co.uk Website: www.smartbusinessrecovery.co.uk