Mortgage rates have fallen to their lowest point in three years as lenders continue making price cuts.

Mortgage rates plummet to as low as 3.51% - what MORTGAGE

Major lenders have cut their mortgage rates with brokers now expecting the best deals to edge below 3.5 per cent in January.

Mortgage price war heats up: Could rates drop below 3.5% by Christmas?

rates are “highly likely” to drop below the current market leading rate of 3.51 per cent in 2026 as the mortgage price war rages, according to brokers.

Mortgage rates ‘highly likely’ to dip below 3.51% in 2026

Brokers now expect even sharper deals to emerge “before the year is out”.

Mortgage price war ’100% official’ say brokers as banks ruch to slash rates

NG Mortgages, led by local broker Nick Gatti, is based on the Wirral and built‬ ‭ on one simple idea: mortgages, simplified. With over a decade of experience‬ ‭ in mortgages and property, we help first-time buyers, home movers, landlords‬ ‭ and remortgage clients get clear, jargon-free advice. We also provide‬ ‭ protection options to help safeguard your home and family. Friendly, local, and‬ ‭ easy to understand - that’s how mortgage advice should be.

Nick Gatti's Media Coverage