A journalist on a Sunday broadsheet is writing a piece on the (apparent) rising popularity of secured loans as people seek to consolidate debt and reduce their outgoings amid the cost of living crisis. He's keen to know:<ul><li>What are the risks of secured loans?&nbsp;</li><li>The sector has a bit of a dodgy past - is it more reputable now?</li><li>Do people typically use a secured loan to sort out their unsecured debt and credit cards and then pay it off when they remortgage (i.e. it's a short-term tactic even if ostensibly it's a term product)?</li><li>Should you always arrange a secured loan through a broker or can you fly solo?</li><li>What fees are typical on secured loans and how can you ensure you're not paying through the nose?</li></ul>Deadline is tomorrow at midday.

Secured loans due diligence

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