Copy article

Client questions ahead of the Budget

ended 29. October 2025

We're keen to know what questions people are asking financial advisers, wealth managers and tax specialists ahead of the Budget? Do certain questions keep cropping up? What are your clients most concerned about? Any insights into what the nation is worried about when it comes to their personal finances right now, send them across.

2 responses from the Newspage community

Copy all

Copy

Editor
Scott Gallacher
Director at Rowley Turton
Tax-free cash — and the potential scrapping of it — is the key concern among clients at the moment. Personally, I think this is unlikely, as it would be politically devastating for the government. Instead, I suspect the Lifetime Savings Allowance will simply be frozen in time, allowing fiscal drag to slowly erode the real value of the tax-free cash amount.
Copy

Editor
Rob Mansfield
Independent Financial Advisor at Rootes Wealth Management
Is tax free cash going to be restricted is what i'm being asked the most. This has been a rumour for around 20 years now but it's really ramped up in the past couple of years. Only the chancellor and her team know what they're planning but if they go down this route, it would be a hammer blow for pensions. As a nation, we need people to be able to have confidence and prepare for their futures and constantly moving the goalposts does not help anybody.