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Buying financial gifts at Xmas

Journalist: Callum Mason, i

ended 16. December 2025

Keen to speak to newspagers who buy their relatives/general financial gifts at xmas?

Have you opened a JISA or bought premium bonds for your child before, or do you plan to this xmas? 

Why do you think they're a good gift?

2 responses from the Newspage community

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Editor
Samuel Mather-Holgate
Managing Director & IFA at Mather and Murray Financial
With the cost of living still biting, and rampant consumerism still on the minds of the conscious, more and more people are opting for inter-generational financial help at Christmas to support loved ones. Many grandparents are putting into pensions; put £2880 into a child's pension and it's topped up to the max limit of £3,600. Aunts and uncles may choose to put a contribution into a junior ISA or parents of children who are turning 18 could contribute to a child's fist adult ISA and begin their saving journey to their first house. Be mindful of IHT limits on gifts, but there are lots of sensible options for those wanting festive fiscal season.
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Kundan Bhaduri
Entrepreneur, Investor and Landlord at The Kushman Group
Junior ISAs are in my view the most serious wealth-building option for parents thinking long term. The £9,000 annual allowance allows substantial tax-free growth over eighteen years, potentially creating a house deposit fund by the time the child reaches adulthood. I particularly favour stocks and shares JISAs over cash versions, as inflation erodes cash savings while quality investments compound over time. The one thing parents must remember is that financial gifts should educate as well as accumulate.